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City · 12,136 residents · Pima County, Arizona

Tucson Estates , Arizona

In Tucson Estates, a typical home is worth $205,400 and typical rent is $1,248 a month. Compared with all of Pima County, the typical home value is 36% lower, typical household income is 5% lower, and the share of households that own their home is 25 points higher.

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  • Typical home value

    $205,400

    36% below the county

    48% below Arizona

    • Tucson Estates
    • Pima
    • Arizona

  • Typical rent

    $1,248a month

    3% above the county

    19% below Arizona

    • Tucson Estates
    • Pima
    • Arizona

  • Typical household income

    $66,582a year

    5% below the county

    17% below Arizona

    • Tucson Estates
    • Pima
    • Arizona

  • Households that own their home

    90%

    25 points above the county

    23 points above Arizona

    • Tucson Estates
    • Pima
    • Arizona

Source: U.S. Census Bureau, Average 2020–2024

Tucson Estates is in Pima County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Pima County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Tucson Estates apart

What this place has that others do not, from public data, most unusual first.

  1. 90% of households in Tucson Estates own their home, against 65% in Pima County.

  2. The typical home in Tucson Estates is worth $205,400, 36% less than in Pima County as a whole ($319,700).

  3. Nearby, in Three Points, the typical rent is $993: 20% less than in Tucson Estates ($1,248).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Tucson Estates

What homes there are in Tucson Estates, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

Homes here are varied: mobile homes are 57% of them, more than in Pima County (10%), and no kind reaches half.

Year built

The typical home in Tucson Estates was built in 1992, 6 years after the typical one in Pima County.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

With an FHA limit of $541,287, at least 97% of owner-occupied homes in Tucson Estates sit below it: they are worth less than $500,000.

Monthly rent with utilities

With a mortgage

$1,352 a month

Pima County: $1,656 a month

Without a mortgage

$483 a month

Pima County: $567 a month

Owners with a mortgage

42%

Pima County: 59%

In Tucson Estates, 42% of owners have a mortgage, and their typical cost is $1,352 a month, against $1,656 in Pima County. Without one it drops to $483.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Homes in Tucson Estates gained value more slowly than in Pima County: 55% since 2015–2019, against 74%.

Rent in Tucson Estates moved so little since 2015–2019 that the Census cannot say whether it rose or fell.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureTucson EstatesPima CountyArizonaUnited States
Rental vacancy Unreliable estimate5.5%5.8%5.5%
Homeowner vacancy Unreliable estimate1.0%1.0%0.9%
More than one person per room Unreliable estimate3.3%4.3%3.4%
People per household 2.192.362.532.53
Drive alone 75%69%67%69%
Carpool 10%10%10%9%
Public transit Unreliable estimate2%1%3%
Walk or bike Unreliable estimate3%2%3%
Work from home 14%15%18%15%
Other means Unreliable estimate1%2%2%
Typical commute 30 to 39 minutes20 to 29 minutes20 to 29 minutes20 to 29 minutes

On average, a household in Tucson Estates has 2.19 people, fewer than in Pima County (2.36).

The car rules in Tucson Estates: 75% of workers drive to work alone, and the typical trip takes 30 to 39 minutes.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Tucson Estates?

A typical home is tight for the typical income

We start with a typical home in Tucson Estates, worth $205,400, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 30% of the typical household income in Tucson Estates, which is $66,582 a year. For that payment to be 28% of income, a household would need to earn about $70,810 a year.

The calculator's FHA and conventional loan limits are those of all of Pima County.

Your numbers

Local data
$

Starts at the typical home value in Tucson Estates. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $7,189 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,652

at 7.18% · 30 years

Loan amount
$201,680
Total interest
$290,170
Paid off in
November 2056

Includes $3,469 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,554 a month

  • Tight

    $1,554 to $1,997 a month

    Your payment · 30%

  • Hard

    more than $1,997 a month

Compared with the typical household income in Tucson Estates ($66,582 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,652
Principal & interest$1,366
Property tax$110
Home insurance$86
FHA mortgage insurance (MIP)$91

You need at least $7,189 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Tucson Estates and Pima County

Tucson Estates is in Pima County, Arizona. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Tucson Estates's own numbers

Typical home value
$205,400
Typical monthly rent
$1,248
Typical yearly household income
$66,582
Households that own their home
90%
Effective property tax rate
0.64%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Pima County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,405
Price change over 5 years (FHFA)
+56%
Homes in a high flood-risk zone
2.1%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Pima County.

Everything about Pima County

Buying

Buying a home in Tucson Estates

A typical home in Tucson Estates is worth $205,400: 36% below the county and 48% below Arizona. With the typical household income in Tucson Estates ($66,582 a year), a typical home costs 3.1 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Tucson Estates 3.1 years
  • Pima 4.5 years
  • Arizona 4.9 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Pima County

According to FHFA’s house price index, home prices in Pima County rose 111% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Pima County.

Period County Arizona U.S.
Last year (2025) +1.1% +0.9% +2.9%
5 years (2020–2025) +56% +55% +47%
10 years (2015–2025) +111% +119% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Tucson Estates next to Pima County, Arizona and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Tucson Estates $205,400
  • Pima $319,700
  • Arizona $394,500
  • United States $332,700
Typical monthly rent
  • Tucson Estates $1,248
  • Pima $1,212
  • Arizona $1,543
  • United States $1,413
Typical yearly household income
  • Tucson Estates $66,582
  • Pima $70,315
  • Arizona $79,964
  • United States $80,734
See the full table
Tucson Estates next to Pima County and Arizona
Measure Tucson Estates Pima County Arizona U.S.
Typical home value $205,400 $319,700 $394,500 $332,700
Typical monthly rent $1,248 $1,212 $1,543 $1,413
Typical yearly household income $66,582 $70,315 $79,964 $80,734
Households that own their home 90% 65% 67% 65%
Typical yearly property tax $1,324 $2,272 $1,879 $3,119
Effective property tax rate 0.64% 0.71% 0.48% 0.94%
Renters with high rent for their income 41% 53% 51% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Pima County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Tucson Estates

For a typical $205,400 home in Tucson Estates, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Tucson Estates's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $1,652a month

    Least cash to close
    Down payment
    $7,189
    Cash to close
    $13,351
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $91

  • Conventional, 5% down $1,615a month

    Down payment
    $10,270
    Cash to close
    $16,432
    Rate
    7.18%
    Mortgage insurance
    PMI · $98

  • Conventional, 20% down, no PMI $1,308a month

    Down payment
    $41,080
    Cash to close
    $47,242
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,498a month

    Down payment
    $30,810
    Cash to close
    $36,972
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Tucson Estates and for Pima County.

Property tax

Effective rate in Tucson Estates

0.64%of the home’s value each year

$1,324 a year for the typical owner in Tucson Estates.

  • Tucson Estates 0.64%
  • Pima 0.71%
  • Arizona 0.48%

What Arizona publishes Senior Property Valuation Protection (valuation freeze) (Arizona Department of Revenue (ADOR))

Exemptions and deadlines in Arizona

Flood risk in Pima County

FEMA does not publish these numbers by city: they are for all of Pima County.

Homes in the high-risk zone
2.1%
8,094
Of those, with NFIP insurance
21%
County Arizona U.S.
Homes in the high-risk zone 2.1% 2.2% 3.5%
Of those, with NFIP insurance 21% 21% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Tucson Estates

Typical rent in Tucson Estates is $1,248 a month: 3% above the county. In Tucson Estates, 41% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Pima County, by unit size. To pay the 2-bedroom one ($1,405 a month) without spending more than 30% of your income, you would need to earn $27.02 an hour working full time.

HUD fair market rent for all of Pima County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $978 $18.81 $39,120
1 bedroom $1,092 $21.00 $43,680
2 bedrooms $1,405 $27.02 $56,200
3 bedrooms $1,946 $37.42 $77,840
4 bedrooms $2,211 $42.52 $88,440

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Tucson Estates

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Tucson Estates is in ZIP code 85735.

For 2 bedrooms it is $1,660: $255 more than the fair market rent for Pima County ($1,405).

  • 85735 $1,660$2,300

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Tucson Estates when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in Tucson Estates

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 4 HUD-approved agencies with an office in Pima County; 4 say they serve in Spanish.

A pregnant woman reads paperwork on the sofa while the grandmother plays with the girl on the floor.

HUD counseling is free or low-cost

Assistance programs in Tucson Estates

No down payment, repair or rent-help program on our list is for Tucson Estates or Pima County. The ones below are statewide in Arizona: they work in Tucson Estates the same as in the rest of the state.

Which programs do I qualify for? All programs in Arizona

  • Home Plus

    Statewide in Arizona

    Open, per the source

    Arizona IDA down payment assistance across Arizona: a second loan with no interest and no payments, forgiven after five years. Offered by Arizona Industrial Development Authority (Arizona IDA).

    ForgivableDeferred

    See the program Official page

Housing counselors near Tucson Estates

The HUD-approved agencies closest to the center of Tucson Estates, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Pima County Community Land Trust (PCCLT)

    17 N Linda Ave, Tucson · 9 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and credit workshops
    • and 6 more
    (520) 603-0587

  • The Primavera Foundation, Inc.

    151 W 40th St, Tucson · 9 miles away · Spanish

    • Pre-purchase counseling
    • Homebuyer education workshops
    (520) 882-5383

  • Chicanos Por La Causa-Tucson

    1525 N Oracle Road, Tucson · 10 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 6 more
    (520) 882-0018

Every agency in Pima County All counseling agencies in Arizona

Help in Spanish near Tucson Estates

3 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Tucson Estates

HUD’s record names them for Tucson Estates or Pima County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

2 other authorities have an office in Pima County: see the list Source: HUD

Cities

Other cities in Pima County

These cities are also in Pima County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Pima County Housing in Arizona
See 7 more cities in Pima County, with prices and rents

Every city has its own page with prices, rents and help.

Nearby cities

The cities closest to Tucson Estates, with the typical home value.

Neighboring counties

If Pima County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Tucson Estates.

All guides
A smiling girl holds up a small mushroom she found on a forest outing.

Questions

Housing questions about Tucson Estates

Short answers with the numbers for Tucson Estates and all of Pima County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Tucson Estates?

The typical home value in Tucson Estates is $205,400, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Pima County it is $319,700.

How much does it cost to rent in Tucson Estates?

Typical rent in Tucson Estates is $1,248 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Pima County is $1,405.

What is the FHA loan limit in Tucson Estates?

Tucson Estates uses the FHA limit for all of Pima County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Tucson Estates?

The typical homeowner in Tucson Estates pays $1,324 a year, according to the U.S. Census Bureau. That is 0.64% of the home’s value; in Pima County, the rate is 0.71%.

Where can I find free help to buy or rent in Tucson Estates?

There are 4 HUD-approved counseling agencies with an office in Pima County. 4 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).