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City · 16,559 residents · Pima County, Arizona

Flowing Wells , Arizona

In Flowing Wells, typical rent is $1,034 a month. Compared with all of Pima County, typical household income is 43% lower and typical rent is 15% lower.

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  • Typical rent

    $1,034a month

    15% below the county

    33% below Arizona

    • Flowing Wells
    • Pima
    • Arizona

  • Typical household income

    $39,774a year

    43% below the county

    50% below Arizona

    • Flowing Wells
    • Pima
    • Arizona

  • Households that own their home

    69%

    4 points above the county

    2 points above Arizona

    • Flowing Wells
    • Pima
    • Arizona

Source: U.S. Census Bureau, Average 2020–2024

Flowing Wells is in Pima County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Pima County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Flowing Wells apart

What this place has that others do not, from public data, most unusual first.

  1. Flowing Wells has the lowest typical household income of the 94 cities in Arizona with more than 5,000 people: $39,774.

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Flowing Wells

What homes there are in Flowing Wells, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In Flowing Wells there is a bit of everything: no kind of home reaches half. The most common are mobile homes (62%), more than in Pima County (10%).

Year built

In Flowing Wells, half of the homes were built before 1980; in Pima County, before 1986.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

The FHA limit for Pima County is high ($541,287): at least 99% of owner-occupied homes in Flowing Wells are worth less than $500,000.

Monthly rent with utilities

With a mortgage

$1,198 a month

Pima County: $1,656 a month

Without a mortgage

$645 a month

Pima County: $567 a month

Owners with a mortgage

35%

Pima County: 59%

In Flowing Wells, 35% of owners have a mortgage, and their typical cost is $1,198 a month, against $1,656 in Pima County. Without one it drops to $645.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Flowing Wells does not have the same boundaries as in 2015–2019: that is why there is no change to compare. For reference, in Pima County the typical home value rose 74%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureFlowing WellsPima CountyArizonaUnited States
Rental vacancy Unreliable estimate5.5%5.8%5.5%
Homeowner vacancy Unreliable estimate1.0%1.0%0.9%
More than one person per room Unreliable estimate3.3%4.3%3.4%
People per household 2.352.362.532.53
Drive alone 68%69%67%69%
Carpool 18%10%10%9%
Public transit Unreliable estimate2%1%3%
Walk or bike Unreliable estimate3%2%3%
Work from home 7%15%18%15%
Other means Unreliable estimate1%2%2%
Typical commute 20 to 29 minutes20 to 29 minutes20 to 29 minutes20 to 29 minutes

Much as in Pima County, a household in Flowing Wells has 2.35 people on average.

Carpooling is common in Flowing Wells: 18% of workers get to work that way, against 10% in Pima County.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Flowing Wells?

The Census Bureau publishes no typical home value or typical household income for Flowing Wells, so we don't measure how heavy the payment is. Enter your own numbers in the calculator. The Census Bureau publishes no typical home value for Flowing Wells, so the calculator starts with the one for Pima County: $319,700. The rate is Freddie Mac’s weekly average (7.18%, November 5, 2026); yours may be different. The FHA and conventional loan limits are those of all of Pima County. Change the price, the down payment or the loan type and see how your payment changes.

The calculator's FHA and conventional loan limits are those of all of Pima County.

Your numbers

Local data
$

Starts at the typical home value in Flowing Wells. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $11,190 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$2,590

at 7.18% · 30 years

Loan amount
$313,909
Total interest
$451,641
Paid off in
November 2056

Includes $5,399 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $928 a month

  • Tight

    $928 to $1,193 a month

  • Hard

    more than $1,193 a month

    Your payment · 78%

Compared with the typical household income in Flowing Wells ($39,774 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$2,590
Principal & interest$2,127
Property tax$189
Home insurance$133
FHA mortgage insurance (MIP)$141

You need at least $11,190 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Flowing Wells and Pima County

Flowing Wells is in Pima County, Arizona. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Flowing Wells's own numbers

Typical monthly rent
$1,034
Typical yearly household income
$39,774
Households that own their home
69%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Pima County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,405
Price change over 5 years (FHFA)
+56%
Homes in a high flood-risk zone
2.1%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Pima County.

Everything about Pima County

Buying

Buying a home in Flowing Wells

The Census Bureau publishes no typical home value for Flowing Wells. Below are the numbers for Pima County.

How prices have changed in Pima County

According to FHFA’s house price index, home prices in Pima County rose 111% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Pima County.

Period County Arizona U.S.
Last year (2025) +1.1% +0.9% +2.9%
5 years (2020–2025) +56% +55% +47%
10 years (2015–2025) +111% +119% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Flowing Wells next to Pima County, Arizona and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical monthly rent
  • Flowing Wells $1,034
  • Pima $1,212
  • Arizona $1,543
  • United States $1,413
Typical yearly household income
  • Flowing Wells $39,774
  • Pima $70,315
  • Arizona $79,964
  • United States $80,734
See the full table
Flowing Wells next to Pima County and Arizona
Measure Flowing Wells Pima County Arizona U.S.
Typical monthly rent $1,034 $1,212 $1,543 $1,413
Typical yearly household income $39,774 $70,315 $79,964 $80,734
Households that own their home 69% 65% 67% 65%
Typical yearly property tax $677 $2,272 $1,879 $3,119
Renters with high rent for their income 52% 53% 51% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Pima County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Flowing Wells

The Census Bureau publishes no typical home value for Flowing Wells, so we don't build this table. You can enter the price you're looking for in the calculator above.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Flowing Wells and for Pima County.

Property tax

Data not available for this place

What Arizona publishes Senior Property Valuation Protection (valuation freeze) (Arizona Department of Revenue (ADOR))

Exemptions and deadlines in Arizona

Flood risk in Pima County

FEMA does not publish these numbers by city: they are for all of Pima County.

Homes in the high-risk zone
2.1%
8,094
Of those, with NFIP insurance
21%
County Arizona U.S.
Homes in the high-risk zone 2.1% 2.2% 3.5%
Of those, with NFIP insurance 21% 21% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Flowing Wells

Typical rent in Flowing Wells is $1,034 a month: 15% below the county. In Flowing Wells, 52% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Pima County, by unit size. To pay the 2-bedroom one ($1,405 a month) without spending more than 30% of your income, you would need to earn $27.02 an hour working full time.

HUD fair market rent for all of Pima County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $978 $18.81 $39,120
1 bedroom $1,092 $21.00 $43,680
2 bedrooms $1,405 $27.02 $56,200
3 bedrooms $1,946 $37.42 $77,840
4 bedrooms $2,211 $42.52 $88,440

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Flowing Wells

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Flowing Wells is in ZIP code 85705.

For 2 bedrooms it is $1,210: $195 less than the fair market rent for Pima County ($1,405).

  • 85705 $1,210$1,680

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Flowing Wells when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in Flowing Wells

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 4 HUD-approved agencies with an office in Pima County; 4 say they serve in Spanish.

A man listens closely, seated at a meeting table.

HUD counseling is free or low-cost

Assistance programs in Flowing Wells

No down payment, repair or rent-help program on our list is for Flowing Wells or Pima County. The ones below are statewide in Arizona: they work in Flowing Wells the same as in the rest of the state.

Which programs do I qualify for? All programs in Arizona

  • Home Plus

    Statewide in Arizona

    Open, per the source

    Arizona IDA down payment assistance across Arizona: a second loan with no interest and no payments, forgiven after five years. Offered by Arizona Industrial Development Authority (Arizona IDA).

    ForgivableDeferred

    See the program Official page

Housing counselors near Flowing Wells

The HUD-approved agencies closest to the center of Flowing Wells, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Chicanos Por La Causa-Tucson

    1525 N Oracle Road, Tucson · 4 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 6 more
    (520) 882-0018

  • Pima County Community Land Trust (PCCLT)

    17 N Linda Ave, Tucson · 5 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and credit workshops
    • and 6 more
    (520) 603-0587

  • Administration of Resources and Choices (ARC)

    1625 N Alvernon Way Ste 101, Tucson · 7 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 5 more
    (520) 623-9383

Every agency in Pima County All counseling agencies in Arizona

Help in Spanish near Flowing Wells

3 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Flowing Wells

HUD’s record names them for Flowing Wells or Pima County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

2 other authorities have an office in Pima County: see the list Source: HUD

Cities

Other cities in Pima County

These cities are also in Pima County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Pima County Housing in Arizona
See 7 more cities in Pima County, with prices and rents

Every city has its own page with prices, rents and help.

Nearby cities

The cities closest to Flowing Wells, with the typical home value.

Neighboring counties

If Pima County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Flowing Wells.

All guides
Three women of one family lean in together to stir the pan.

Questions

Housing questions about Flowing Wells

Short answers with the numbers for Flowing Wells and all of Pima County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does it cost to rent in Flowing Wells?

Typical rent in Flowing Wells is $1,034 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Pima County is $1,405.

What is the FHA loan limit in Flowing Wells?

Flowing Wells uses the FHA limit for all of Pima County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Flowing Wells?

The typical homeowner in Flowing Wells pays $677 a year, according to the U.S. Census Bureau. That is Data not available for this place of the home’s value; in Pima County, the rate is 0.71%.

Where can I find free help to buy or rent in Flowing Wells?

There are 4 HUD-approved counseling agencies with an office in Pima County. 4 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).