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City · 6,916 residents · Maricopa County, Arizona

Litchfield Park , Arizona

In Litchfield Park, a typical home is worth $577,000 and typical rent is $1,922 a month. Compared with all of Maricopa County, typical household income is 41% higher, the typical home value is 27% higher, and the share of households that own their home is 20 points higher.

Litchfield Park in numbers

  • Typical home value

    $577,000

    27% above the county

    46% above Arizona

    • Litchfield Park
    • Maricopa
    • Arizona
  • Typical rent

    $1,922a month

    13% above the county

    25% above Arizona

    • Litchfield Park
    • Maricopa
    • Arizona
  • Typical household income

    $126,250a year

    41% above the county

    58% above Arizona

    • Litchfield Park
    • Maricopa
    • Arizona
  • Households that own their home

    85%

    20 points above the county

    17 points above Arizona

    • Litchfield Park
    • Maricopa
    • Arizona

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$515,165
about the same as 12 months ago
Typical home value from Zillow, September 2021 to September 2026: from $472,635 to $515,165.
Typical rent
$2,103 a month
1.3% more than 12 months ago
Typical rent from Zillow, September 2021 to September 2026: from $1,963 to $2,103.

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Litchfield Park is in Maricopa County. The FHA loan limit ($557,750 for a one-unit home), the fair market rents and the help on this page are those of all of Maricopa County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Litchfield Park apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Sun City, the typical home value is $280,900: 51% less than in Litchfield Park ($577,000).

  2. 85% of households in Litchfield Park own their home, against 65% in Maricopa County.

  3. Nearby, in Youngtown, the typical rent is $1,157: 40% less than in Litchfield Park ($1,922).

  4. The typical household income in Litchfield Park is $126,250, 41% more than in Maricopa County as a whole ($89,300).

  5. The typical home in Litchfield Park is worth $577,000, 27% more than in Maricopa County as a whole ($452,800).

  6. Litchfield Park has the 7th largest share of rent-burdened renters of the 76 cities in Arizona with more than 5,000 people (65%).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Litchfield Park

What homes there are in Litchfield Park, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home
Kind of home: Litchfield Park and its comparisons
MeasureLitchfield ParkMaricopa CountyArizonaUnited States
Detached house 74%64%64%61%
Attached house 9%6%5%6%
Building of 2 to 4 Unreliable estimate5%5%8%
Apartments (5 or more) Unreliable estimate21%16%19%
Mobile home Unreliable estimate5%9%6%
Boat, RV and other Unreliable estimate0%0%0%

The detached house rules in Litchfield Park: 74% of homes, more than in Maricopa County (64%).

Year built
Year built: Litchfield Park and its comparisons
MeasureLitchfield ParkMaricopa CountyArizonaUnited States
Before 1960 Unreliable estimate7%8%26%
1960–1979 32%22%22%24%
1980–1999 9%34%34%25%
2000–2009 24%22%22%14%
2010 or later 32%15%14%11%

Here half of the homes date from 2003 or later; in Maricopa County, from 1993 or later.

In Litchfield Park, 77% of homes have 3 bedrooms or more, more than in Maricopa County (61%).

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Value of owner-occupied homes: Litchfield Park and its comparisons
MeasureLitchfield Park
Under $100K Unreliable estimate
$100K–$200K Unreliable estimate
$200K–$300K 14%
$300K–$500K 21%
$500K–$750K 34%
$750K–$1M 15%
$1M or more 12%
Monthly rent with utilities
Monthly rent with utilities: Litchfield Park and its comparisons
MeasureLitchfield Park
Under $500 Unreliable
$500–$999 Unreliable estimate
$1,000–$1,499 Unreliable estimate
$1,500–$1,999 Unreliable estimate
$2,000–$2,499 Unreliable estimate
$2,500–$2,999 Unreliable estimate
$3,000 or more Unreliable estimate

With a mortgage

$2,449 a month

Maricopa County: $1,931 a month

Without a mortgage

$708 a month

Maricopa County: $575 a month

Owners with a mortgage

62%

Maricopa County: 67%

Owning costs more in Litchfield Park: with a mortgage, the typical cost is $2,449 a month; in Maricopa County, $1,931. Without one, $708.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019
Change since 2015–2019: Litchfield Park and its comparisons
MeasureLitchfield ParkMaricopa CountyArizonaUnited States
Typical home value +81%+74%+75%+53%
Typical rent No clear change+52%+47%+33%
Typical household income +52%+39%+36%+29%

Since 2015–2019, homes in Litchfield Park gained value faster than in Maricopa County: 81% against 74%.

Rent in Litchfield Park moved so little since 2015–2019 that the Census cannot say whether it rose or fell.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

How people live: Litchfield Park and its comparisons
MeasureLitchfield ParkMaricopa CountyArizonaUnited States
Rental vacancy Unreliable estimate6.0%5.8%5.5%
Homeowner vacancy Unreliable estimate0.9%1.0%0.9%
More than one person per room Unreliable estimate4.3%4.3%3.4%
People per household 2.592.592.532.53
Drive alone 68%65%67%69%
Carpool Unreliable estimate10%10%9%
Public transit Unreliable estimate1%1%3%
Walk or bike Unreliable estimate2%2%3%
Work from home 25%21%18%15%
Other means Unreliable estimate2%2%2%
Typical commute Unreliable estimate20 to 29 minutes20 to 29 minutes20 to 29 minutes

A household in Litchfield Park has 2.59 people on average, about the same as in Maricopa County (2.59).

Many people here do not commute at all: 25% work from home; in Maricopa County, 21%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Litchfield Park?

A typical home costs more than the typical income allows

We start with a typical home in Litchfield Park, worth $577,000, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 43% of the typical household income in Litchfield Park, which is $126,250 a year. For that payment to be 28% of income, a household would need to earn about $193,969 a year.

The calculator's FHA and conventional loan limits are those of all of Maricopa County.

Your numbers

Local data
$

Starts at the typical home value in Litchfield Park. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $20,195 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$4,526

at 7.18% · 30 years

Loan amount
$566,549
Total interest
$815,131
Paid off in
November 2056

Includes $9,744 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $2,946 a month

  • Tight

    $2,946 to $3,788 a month

  • Hard

    more than $3,788 a month

    Your payment · 43%

Compared with the typical household income in Litchfield Park ($126,250 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$4,526
Monthly payment breakdown
Principal & interest$3,838
Property tax$192
Home insurance$240
FHA mortgage insurance (MIP)$255

You need at least $20,195 for the down payment, plus closing costs.

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

Total monthly payment $4,526; principal and interest $3,838.

The city and its county

Litchfield Park and Maricopa County

Litchfield Park is in Maricopa County, Arizona. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Map of Maricopa County, Arizona, with Litchfield Park marked. Around it, the neighboring counties.

Litchfield Park's own numbers

Typical home value
$577,000
Typical monthly rent
$1,922
Typical yearly household income
$126,250
Households that own their home
85%
Effective property tax rate
0.4%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Maricopa County

FHA limit, one-unit home
$557,750
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,734
Price change over 5 years (FHFA)
+56%
Homes in a high flood-risk zone
1.4%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Maricopa County.

Everything about Maricopa County

Buying

Buying a home in Litchfield Park

A typical home in Litchfield Park is worth $577,000: 27% above the county and 46% above Arizona. With the typical household income in Litchfield Park ($126,250 a year), a typical home costs 4.6 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Litchfield Park 4.6 years
  • Maricopa 5.1 years
  • Arizona 4.9 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Maricopa County

According to FHFA’s house price index, home prices in Maricopa County rose 125% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Maricopa County.

Yearly change in FHFA’s price index in Maricopa County, 2016 to 2025
  1. 2020: +7.2%
  2. 2021: +20.0%
  3. 2022: +22.7%
  4. 2023: +1.0%
  5. 2024: +4.2%
  6. 2025: +0.7%
Change in FHFA’s price index in Maricopa County, Arizona and the United States
Period County Arizona U.S.
Last year (2025) +0.7% +0.9% +2.9%
5 years (2020–2025) +56% +55% +47%
10 years (2015–2025) +125% +119% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Litchfield Park next to Maricopa County, Arizona and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Litchfield Park $577,000
  • Maricopa $452,800
  • Arizona $394,500
  • United States $332,700
Typical monthly rent
  • Litchfield Park $1,922
  • Maricopa $1,708
  • Arizona $1,543
  • United States $1,413
Typical yearly household income
  • Litchfield Park $126,250
  • Maricopa $89,300
  • Arizona $79,964
  • United States $80,734
See the full table
Litchfield Park next to Maricopa County and Arizona
Measure Litchfield Park Maricopa County Arizona U.S.
Typical home value $577,000 27% above the county $452,800 $394,500 $332,700
Typical monthly rent $1,922 13% above the county $1,708 $1,543 $1,413
Typical yearly household income $126,250 41% above the county $89,300 $79,964 $80,734
Households that own their home 85% 20 points above the county 65% 67% 65%
Typical yearly property tax $2,308 16% above the county $1,983 $1,879 $3,119
Effective property tax rate 0.4% 0.04 points below the county 0.44% 0.48% 0.94%
Renters with high rent for their income 65% 13 points above the county 53% 51% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Maricopa County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Litchfield Park

For a typical $577,000 home in Litchfield Park, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Litchfield Park's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $4,526a month

    Above the FHA limit for Maricopa County ($557,750)
    Down payment
    $20,195
    Cash to close
    $37,505
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $255
  • Conventional, 5% down $4,420a month

    Least cash to close
    Down payment
    $28,850
    Cash to close
    $46,160
    Rate
    7.18%
    Mortgage insurance
    PMI · $274
  • Conventional, 20% down, no PMI $3,560a month

    Down payment
    $115,400
    Cash to close
    $132,710
    Rate
    7.18%
    Mortgage insurance
    None
  • ITIN, 15% down (example) $4,093a month

    Down payment
    $86,550
    Cash to close
    $103,860
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is Conventional, 5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Litchfield Park and for Maricopa County.

Property tax

Effective rate in Litchfield Park

0.4%of the home’s value each year

$2,308 a year for the typical owner in Litchfield Park.

  • Litchfield Park 0.4%
  • Maricopa 0.44%
  • Arizona 0.48%

What Arizona publishes Senior Property Valuation Protection (valuation freeze) (Arizona Department of Revenue (ADOR))

Exemptions and deadlines in Arizona

Flood risk in Maricopa County

FEMA does not publish these numbers by city: they are for all of Maricopa County.

Homes in the high-risk zone
1.4%
20,901
Of those, with NFIP insurance
29%
Homes in the high-risk zone and with NFIP insurance: Maricopa County, Arizona and the U.S.
Measure County Arizona U.S.
Homes in the high-risk zone 1.4% 2.2% 3.5%
Of those, with NFIP insurance 29% 21% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Litchfield Park

Typical rent in Litchfield Park is $1,922 a month: 13% above the county. In Litchfield Park, 65% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Maricopa County, by unit size. To pay the 2-bedroom one ($1,734 a month) without spending more than 30% of your income, you would need to earn $33.35 an hour working full time.

HUD fair market rent for all of Maricopa County

What you need to earn to pay it without spending more than 30% of income, working full time.

HUD fair market rent in Maricopa County (Fiscal year 2027)
Size Fair rent a month Hourly wage Yearly income
Studio $1,390 $26.73 $55,600
1 bedroom $1,493 $28.71 $59,720
2 bedrooms $1,734 $33.35 $69,360
3 bedrooms $2,287 $43.98 $91,480
4 bedrooms $2,537 $48.79 $101,480

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Litchfield Park

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Litchfield Park is in ZIP code 85340.

For 2 bedrooms it is $2,080: $346 more than the fair market rent for Maricopa County ($1,734).

  • 85340 $2,080$2,740

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Litchfield Park when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file (external site)

Is your rent high for your ZIP?

Free help

Help to buy or rent in Litchfield Park

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 12 HUD-approved agencies with an office in Maricopa County; 11 say they serve in Spanish.

Two women and a girl laugh together at the bus stop.

HUD counseling is free or low-cost

Assistance programs in Litchfield Park

2 programs are for Litchfield Park or Maricopa County, by their own records: they come first, each with what its official page says about being open. The ones below are statewide in Arizona: they work in Litchfield Park the same as in the rest of the state.

  • Home in Five Advantage

    For Maricopa County

    Help from the Phoenix and Maricopa County development authorities for the down payment and closing costs in Maricopa County: up to 6% as a second loan, forgivable or with payments depending on the option; no first-time buyer requirement. Offered by Maricopa County Industrial Development Authority and The Industrial Development Authority of the City of Phoenix.

    ForgivableRepayable

    See the program Official page

  • Maricopa County help with the deposit or the month's rent for people who live outside Glendale, Mesa and Phoenix and went through a crisis. Offered by Maricopa County Human Services Department, Senior Services and Community Resilience Division.

  • Home Plus

    Statewide in Arizona

    Open, per the source

    Arizona IDA down payment assistance across Arizona: a second loan with no interest and no payments, forgiven after five years. Offered by Arizona Industrial Development Authority (Arizona IDA).

    ForgivableDeferred

    See the program Official page

Housing counselors near Litchfield Park

The HUD-approved agencies closest to the center of Litchfield Park, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Credit.org - Goodyear, AZ Branch

    15150 W Park Pl, Goodyear · 3 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 7 more
  • Administration of Resources and Choices (ARC)

    3003 N Central Ave Ste 610, Phoenix · 17 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 5 more
  • Unidosus Counseling Connection (UCC)

    3003 N Central Ave Ste 610, Phoenix · 17 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 6 more

Every agency in Maricopa County All counseling agencies in Arizona

Help in Spanish near Litchfield Park

3 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Litchfield Park

HUD’s record names them for Litchfield Park or Maricopa County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Housing Authority of Maricopa County Section 8 vouchers (602) 744-4500

8 other authorities have an office in Maricopa County: see the list Source: HUD

Cities

Other cities in Maricopa County

These cities are also in Maricopa County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

See 15 more cities in Maricopa County, with prices and rents

Questions

Housing questions about Litchfield Park

Short answers with the numbers for Litchfield Park and all of Maricopa County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Litchfield Park?

The typical home value in Litchfield Park is $577,000, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Maricopa County it is $452,800.

How much does it cost to rent in Litchfield Park?

Typical rent in Litchfield Park is $1,922 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Maricopa County is $1,734.

What is the FHA loan limit in Litchfield Park?

Litchfield Park uses the FHA limit for all of Maricopa County (2026): $557,750 for a one-unit home and $1,072,600 for a four-unit home.

How much property tax do owners pay in Litchfield Park?

The typical homeowner in Litchfield Park pays $2,308 a year, according to the U.S. Census Bureau. That is 0.4% of the home’s value; in Maricopa County, the rate is 0.44%.

Where can I find free help to buy or rent in Litchfield Park?

There are 12 HUD-approved counseling agencies with an office in Maricopa County. 11 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).