Renting · Section 8
Data from November 2026
Renting in Gila County, Arizona
Gila County has a HUD fair market rent of $1,380 a month for 2 bedrooms (Fiscal year 2027). Renter households here pay a typical rent of $1,030 a month (Average 2020–2024). Paying the fair market rent without going over 30% of income takes $26.54 an hour, full time.
Four numbers to start with
- Fair market rent, 2 bedrooms
- $1,380
- a month, HUD, Fiscal year 2027
- 15% less than in Arizona
- Typical rent
- $1,030
- a month, Census, Average 2020–2024
- 33% less than in Arizona
- Wage needed
- $26.54
- an hour, 2 bedrooms
- Or $55,200 a year, to spend no more than 30% of income on rent.
- Rent-burdened households
- 39%
- spend 30% or more of income on rent
- 25% less than in Arizona
Only here
Renting in Gila County: what sets it apart
What this place has that others do not, from public data, most unusual first.
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Among the neighboring counties, Greenlee County has the lowest typical rent ($648), 37% below the $1,030 in Gila County.
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15% of households in Gila County have no internet at home, against 6% in Arizona.
Sources: U.S. Census Bureau (Average 2020–2024).
Fair market rent
What HUD sets for each size
Every year HUD (the U.S. Department of Housing and Urban Development) publishes a Fair Market Rent (FMR) for each home size in Gila County. It is used to work out how much a Section 8 voucher covers. The table shows what you need to earn to pay it without spending more than 30% of income.
The fair market rent covers rent plus basic utilities, except the phone. HUD generally sets it at the 40th percentile: 4 in 10 standard-quality homes rented recently cost less. 24 CFR §888.113(a)
According to Zillow (ZORI), the typical asking rent in Gila County was $1,846 a month in September 2026: 2.9% less than 12 months ago. It is an index of market listings, not a HUD limit. Zillow data
| Size | Fair rent per month | Hourly wage | Income needed per year |
|---|---|---|---|
| Studio | $1,048 | $20.15 | $41,920 |
| 1 bedroom | $1,055 | $20.29 | $42,200 |
| 2 bedrooms | $1,380 | $26.54 | $55,200 |
| 3 bedrooms | $1,684 | $32.38 | $67,360 |
| 4 bedrooms | $1,953 | $37.56 | $78,120 |
HUD area: Gila County, AZ. Source: HUD, Fiscal year 2027
By ZIP code
The fair market rent for your ZIP code
HUD also publishes fair market rents by ZIP code (Small Area FMRs) for 13 ZIP codes in Gila County (Fiscal year 2027). Type yours to see it.
For 2 bedrooms they run from $1,340 in 85501 to $1,540 in 85541. 6 ZIP codes are above the county's fair market rent ($1,380).
Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses. 24 CFR §982.503(a)(1)
| 85135 | Gila County, AZ | $1,120 | $1,220 | $1,420 | $1,900 | $2,130 |
|---|---|---|---|---|---|---|
| 85501 | Gila County, AZ | $1,010 | $1,020 | $1,340 | $1,690 | $1,960 |
| 85532 | Gila County, AZ | $1,090 | $1,100 | $1,440 | $1,820 | $2,110 |
| 85539 | Gila County, AZ | $1,090 | $1,170 | $1,440 | $1,870 | $2,120 |
| 85539 | Phoenix-Mesa-Chandler, AZ | $1,090 | $1,170 | $1,440 | $1,870 | $2,120 |
| 85541 | Gila County, AZ | $1,170 | $1,180 | $1,540 | $1,890 | $2,180 |
| 85544 | Gila County, AZ | $1,110 | $1,150 | $1,480 | $1,840 | $2,110 |
| 85550 | Gila County, AZ | $1,010 | $1,020 | $1,340 | $1,690 | $1,960 |
| 85550 | Graham County, AZ | $1,010 | $1,020 | $1,340 | $1,690 | $1,960 |
| 85553 | Gila County, AZ | $1,050 | $1,050 | $1,380 | $1,690 | $1,960 |
| 85554 | Gila County, AZ | $1,050 | $1,050 | $1,380 | $1,690 | $1,960 |
| 85941 | Gila County, AZ | $1,010 | $1,020 | $1,340 | $1,690 | $1,960 |
| 85941 | Navajo County, AZ | $1,010 | $1,020 | $1,340 | $1,690 | $1,960 |
- 85135 · Gila County, AZ $1,420$1,900
- 85501 · Gila County, AZ $1,340$1,690
- 85532 · Gila County, AZ $1,440$1,820
- 85539 · Gila County, AZ $1,440$1,870
- 85539 · Phoenix-Mesa-Chandler, AZ $1,440$1,870
- 85541 · Gila County, AZ $1,540$1,890
- 85544 · Gila County, AZ $1,480$1,840
- 85550 · Gila County, AZ $1,340$1,690
- 85550 · Graham County, AZ $1,340$1,690
- 85553 · Gila County, AZ $1,380$1,690
- 85554 · Gila County, AZ $1,380$1,690
- 85941 · Gila County, AZ $1,340$1,690
- 85941 · Navajo County, AZ $1,340$1,690
Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site)
Rent burden
How many households spend too much
HUD counts rent as a burden when it reaches 30% of income or more. In Gila County, 39% of renter households are in that position; in Arizona, 51%, and nationwide, 51% (Average 2020–2024, Census).
Paying too much rent leaves little for food, transportation and savings. If that is you, the agencies below can guide you for free.
39%
of renter households spend 30% or more of their income on rent.
5,316 households rent in Gila County
- Spend half or more of their income 18%
- Spend 30% or more, but less than half 20%
- Spend less than 30% 61%
Compared with the state and the country
- Gila 39%
- Arizona 51%
- United States 51%
Low-income apartments
Low-income apartments in Gila County
HUD lists 11 properties with homes for low-income households in Gila County: tax-credit apartments (LIHTC) and HUD-assisted buildings. They run from the most low-income homes to the fewest.
- with tax credits (LIHTC)
- 9
- HUD-assisted
- 3
546 homes in all; 468 of them low-income, according to HUD.
- Madera Peak Vista Tax credit (LIHTC) 1039 E Saguaro Dr, Globe 85501 60 homes, 59 low-income · 1 bd: 48 · 2 bd: 12 · In service since 2010
- Canal Senior Apts Tax credit (LIHTC) 807 S Westerly Rd, Payson 85541 67 homes, 58 low-income · 1 bd: 55 · 2 bd: 7 · In service since 2005 · For older adults
- Cobre Village Tax credit (LIHTC) 2186 N Escudilla Dr, Globe 85501 64 homes, 58 low-income · 2 bd: 32 · 3 bd: 32 · In service since 2007
- San Carlos Homes Vii Tax credit (LIHTC) PO Box 740, Peridot 85542 50 low-income homes · 1 bd: 10 · 3 bd: 15 · 4 bd: 25 · In service since 2015 · For families
- Pineview Manor Tax credit (LIHTC) · HUD-assisted 304 S Clark Rd, Payson 85541 49 low-income homes · Studio: 8 · 1 bd: 36 · 2 bd: 5 · In service since 2012 · For older adults, people with disabilities · (928) 474-1317
- Center Ridge Apts Tax credit (LIHTC) 105 E Main St, Payson 85541 48 low-income homes · 2 bd: 28 · 3 bd: 20 · In service since 2009 · For people with disabilities
- Payson Senior Center Apts Tax credit (LIHTC) 311 S McLane Rd, Payson 85541 40 low-income homes · 1 bd: 39 · 2 bd: 1 · In service since 1992 · For older adults
- Green Valley Apts Tax credit (LIHTC) 905 S McLane Rd, Payson 85541 40 homes, 34 low-income · 2 bd: 16 · 3 bd: 24 · In service since 2003
- Christina Apartments HUD-assisted 1201 Prospect Ave, Miami 85539 32 low-income homes · For families · (928) 473-4238
- Maurnez Apts Tax credit (LIHTC) 110 W Airport Rd, Payson 85541 32 low-income homes · 1 bd: 8 · 2 bd: 24 · In service since 1991
- Hill Street School HUD-assisted 435 S Hill St, Globe 85501 64 homes, 8 low-income · (928) 255-5605
One property has two programs at the same address and appears once. Search HUD's map
Source: HUD, retrieved November 6, 2026. LIHTC database, updated May 14, 2025; Assisted multifamily properties, updated October 23, 2026; Public housing developments, updated October 23, 2026.
Section 8
The Section 8 voucher in Gila County
The Housing Choice Voucher (Section 8) pays part of your rent on a home you choose. Your public housing agency runs it. 1 agency serves in Gila County. Here is what the rules say:
The rules, with their source
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You apply at the public housing agency. If you qualify, your name usually goes on a waiting list. Applicants must be U.S. citizens or noncitizens with eligible status as HUD defines it. Source: HUD
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Generally, your family must have very low income: no more than 50% of the area median income, by family size (the middle column of the table). Source: 24 CFR §5.603, §982.201(b)
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Each year, at least 75% of the families an agency admits from its list must have extremely low income (the 30% column). Source: 24 CFR §982.201(b)(2)
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If the rent is below the payment standard, the family generally pays 30% of its adjusted monthly income. If it is above, the family pays more. Source: 24 CFR §982.1(a)(3)
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When you move in, if the rent is above the payment standard, your share cannot go over 40% of your adjusted monthly income. Source: 24 CFR §982.508
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Each agency sets a payment standard for each size. Without asking HUD, it can go from 90% to 110% of the fair market rent. Source: 24 CFR §982.503(b), (c)
| People | Extremely low (30%) | Very low (50%) | Low |
|---|---|---|---|
| 1 person | $17,650 | $29,400 | $47,050 |
| 2 people | $21,640 | $33,600 | $53,750 |
| 3 people | $27,320 | $37,800 | $60,500 |
| 4 people | $33,000 | $42,000 | $67,200 |
| 5 people | $38,680 | $45,350 | $72,600 |
| 6 people | $44,360 | $48,700 | $77,950 |
| 7 people | $50,040 | $52,100 | $83,350 |
| 8 people | $55,450 | $55,450 | $88,750 |
Area median income: $78,900. HUD income limits by family size, Fiscal year 2026. Area: Gila County, AZ. Source: HUD, Fiscal year 2026
Possible payment standard
- Studio $943 – $1,153
- 1 bedroom $950 – $1,161
- 2 bedrooms $1,242 – $1,518
- 3 bedrooms $1,516 – $1,852
- 4 bedrooms $1,758 – $2,148
The range the rule allows: 90% to 110% of the county's fair market rent. Your agency publishes its own.
Housing agencies that serve this place
- Gila County Housing Authority Section 8 vouchers · 62 vouchers (928) 425-7631 Gila County Housing Authority: pcampos@gilacountyaz.gov
Housing agencies in Arizona Source: HUD, Retrieved November 6, 2026
Your rights as a tenant in Arizona
What Arizona law says about deposits, notices and eviction, with the citation for each rule.
See your rights, rule by ruleCompare these rules with other states →
A summary of state law, not legal advice. Cities may have additional rules.
- How much can they charge for a deposit?
- Up to 1.5 months of rent
- Ariz. Rev. Stat. §33-1321(A)
- When must they return my deposit?
- 14 business days
- Ariz. Rev. Stat. §33-1321(D)
- If I fall behind on rent, what notice must I get?
- 5 calendar days
- Ariz. Rev. Stat. §33-1368(B)
- How much notice ends a month-to-month rental?
- 30 days
- Ariz. Rev. Stat. §33-1375(B)
- Only a court order can remove youAriz. Rev. Stat. §§33-1367, 33-1364(C)
- Protection from retaliationAriz. Rev. Stat. §33-1381
- Repair and deduct from the rentAriz. Rev. Stat. §33-1363(A)
Help
Where to get help with rent in Gila County
HUD lists no counseling agencies near in Gila County. Free legal aid and your housing agency can guide you.
Tool
How much cash do you need to move in?
It starts with the 2-bedroom fair market rent in Gila County. Change the rent, the deposit and the fees to yours: the numbers stay in your browser.
Count power on top of the rent: in Arizona, the average home bill was $160 a month in 2024 (EIA). See electricity and gas costs
Your move
We use the place's fair market rent and the state's deposit rule.
Adjust advanced details
Let's do the math
Cash to move in
$2,760
What you need before you get the keys.
What adds up
- First month
- $1,380
- Security deposit
- $1,380
- Total
- $2,760
When you'll have it
Enter what you can set aside each month to see how long it takes.
What helps
- Ask for a receipt for every payment and keep a copy of the lease.
- On move-in day, walk through the home and take dated photos.
- Never send money for a home you haven't seen or a lease you haven't read.
This is a planning estimate, not a price. What you are asked for depends on the landlord, your lease and your state's and city's rules. It is not legal advice.
Frequently asked questions
What is the fair market rent in Gila County?
According to HUD (Fiscal year 2027): Studio: $1,048; 1 bedroom: $1,055; 2 bedrooms: $1,380; 3 bedrooms: $1,684; 4 bedrooms: $1,953. It covers rent plus basic utilities, except the phone.
How much do you need to earn to rent in Gila County?
Paying the 2-bedroom fair market rent ($1,380) without spending more than 30% of income takes $26.54 an hour full time, or $55,200 a year.
Who qualifies for Section 8 in Gila County?
Generally, families with very low income: no more than 50% of the area median income. For 4 people, HUD's limit here is $42,000 a year (Fiscal year 2026). The family usually pays 30% of its adjusted monthly income. You apply at the housing agency.
How much does Section 8 pay in Gila County?
The voucher pays up to your housing agency's payment standard, minus your share. The rule lets the agency set it between 90% and 110% of the fair market rent: for 2 bedrooms here, between $1,242 and $1,518 a month. Your agency publishes its figure.
Does the fair market rent change by ZIP code in Gila County?
For 2 bedrooms they run from $1,340 in 85501 to $1,540 in 85541. Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses.
How many low-income apartments are there in Gila County?
HUD lists 11 properties with homes for low-income households in Gila County: tax-credit apartments (LIHTC) and HUD-assisted buildings. They run from the most low-income homes to the fewest. For tax-credit apartments and HUD-assisted buildings, you apply directly at the building's management office. They tell you whether units are open and how to apply; HUD does not have that information.
How many households spend too much on rent in Gila County?
HUD counts rent as a burden when it reaches 30% of income or more. In Gila County, 39% of renter households are in that position; in Arizona, 51%, and nationwide, 51% (Average 2020–2024, Census).