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Renting · Section 8

Data from November 2026

Renting in Talladega County, Alabama

Talladega County has a HUD fair market rent of $977 a month for 2 bedrooms (Fiscal year 2027). Renter households here pay a typical rent of $785 a month (Average 2020–2024). Paying the fair market rent without going over 30% of income takes $18.79 an hour, full time.

Four numbers to start with

Fair market rent, 2 bedrooms
$977
a month, HUD, Fiscal year 2027
16% less than in Alabama
Typical rent
$785
a month, Census, Average 2020–2024
22% less than in Alabama
Wage needed
$18.79
an hour, 2 bedrooms
Or $39,080 a year, to spend no more than 30% of income on rent.
Rent-burdened households
44%
spend 30% or more of income on rent
9% less than in Alabama

Source: Fair Market Rents (HUD) Fiscal year 2027 Fair Market Rents (HUD) (external site) Source: American Community Survey (ACS) 5-year estimates Average 2020–2024 American Community Survey (ACS) 5-year estimates (external site)

Only here

Renting in Talladega County: what sets it apart

What this place has that others do not, from public data, most unusual first.

  1. Among the neighboring counties, Clay County has the lowest typical rent ($619), 21% below the $785 in Talladega County.

Sources: U.S. Census Bureau (Average 2020–2024).

Fair market rent

What HUD sets for each size

Every year HUD (the U.S. Department of Housing and Urban Development) publishes a Fair Market Rent (FMR) for each home size in Talladega County. It is used to work out how much a Section 8 voucher covers. The table shows what you need to earn to pay it without spending more than 30% of income.

The fair market rent covers rent plus basic utilities, except the phone. HUD generally sets it at the 40th percentile: 4 in 10 standard-quality homes rented recently cost less. 24 CFR §888.113(a)

According to Zillow (ZORI), the typical asking rent in Talladega County was $1,147 a month in September 2026: 1.7% less than 12 months ago. It is an index of market listings, not a HUD limit. Zillow data

Fair market rent and wage needed To pay the fair market rent without spending more than 30% of income, working full time (40 hours a week).
Fair market rent and wage needed. To pay the fair market rent without spending more than 30% of income, working full time (40 hours a week).
Size Fair rent per month Hourly wage Income needed per year
Studio $764 $14.69 $30,560
1 bedroom $799 $15.37 $31,960
2 bedrooms $977 $18.79 $39,080
3 bedrooms $1,281 $24.63 $51,240
4 bedrooms $1,286 $24.73 $51,440

HUD area: Talladega County, AL. Source: HUD, Fiscal year 2027

By ZIP code

The fair market rent for your ZIP code

HUD also publishes fair market rents by ZIP code (Small Area FMRs) for 18 ZIP codes in Talladega County (Fiscal year 2027). Type yours to see it.

For 2 bedrooms they run from $920 in 36260 to $1,220 in 35151. 6 ZIP codes are above the county's fair market rent ($977).

Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses. 24 CFR §982.503(a)(1)

Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site)

Rent burden

How many households spend too much

HUD counts rent as a burden when it reaches 30% of income or more. In Talladega County, 44% of renter households are in that position; in Alabama, 49%, and nationwide, 51% (Average 2020–2024, Census).

Paying too much rent leaves little for food, transportation and savings. If that is you, the agencies below can guide you for free.

44%

of renter households spend 30% or more of their income on rent.

9,435 households rent in Talladega County

  • Spend half or more of their income 23%
  • Spend 30% or more, but less than half 22%
  • Spend less than 30% 56%

Compared with the state and the country

  • Talladega 44%
  • Alabama 49%
  • United States 51%

Low-income apartments

Low-income apartments in Talladega County

HUD lists 32 properties with homes for low-income households in Talladega County: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest.

with tax credits (LIHTC)
17
HUD-assisted
11
public housing
4

1,827 homes in all; 1,812 of them low-income, according to HUD.

  • Drew Court Public housing 2 Crestline Ave, Sylacauga 35150 309 low-income homes · Run by Sylacauga Housing Authority · Average payment: $271 a month · Average wait: 3 months · (256) 249-0381
  • Sylavon Court Public housing 193 Tyler St, Sylacauga 35150 220 homes, 219 low-income · Run by Sylacauga Housing Authority · Average payment: $386 a month · Average wait: 4 months · (256) 249-0381
  • Sadie Lee Homes Public housing 2 Sadie Lee Homes, Childersburg 35044 190 low-income homes · Run by Childersburg Housing Authority · Average payment: $312 a month · Average wait: 8 months · Homes at several sites · (256) 378-6008
  • Talladega Downs HUD-assisted 500 Sloan Ave W, Talladega 35160 100 low-income homes · For families · (256) 362-1730
  • Sylavon Towers Public housing 401 W 8th St, Sylacauga 35150 97 low-income homes · Run by Sylacauga Housing Authority · Average payment: $322 a month · Average wait: 2 months · (256) 249-0381
  • Coosa Village Apts Tax credit (LIHTC) 58 Elizabeth Ln, Sylacauga 35150 56 low-income homes · 1 bd: 28 · 2 bd: 28 · In service since 2011 · For older adults, people with disabilities
  • Hallmark at Talladega Tax credit (LIHTC) 65476 Al Highway 77, Talladega 35160 56 low-income homes · 1 bd: 4 · 2 bd: 22 · 3 bd: 30 · In service since 2010 · For people with disabilities, families
  • Brentwood Park HUD-assisted 131 Broadway Ave, Talladega 35160 50 low-income homes · For families · (256) 362-8407
  • Sylacauga Manor HUD-assisted 104 N Elm Ave, Sylacauga 35150 50 low-income homes · For older adults · (205) 249-0381
  • Northgate Place Apts Tax credit (LIHTC) 65440 Al Highway 77, Talladega 35160 56 homes, 47 low-income · 1 bd: 4 · 2 bd: 40 · 3 bd: 12 · In service since 2001 · For people with disabilities, families
  • Sylacauga Heritage Apts Tax credit (LIHTC) 1900 Garden Dr, Sylacauga 35150 44 low-income homes · 1 bd: 15 · 2 bd: 29 · In service since 1990 · For people with disabilities, families
  • Red Oak Ridge Tax credit (LIHTC) 35 Camille Way, Lincoln 35096 42 low-income homes · In service since 2018 · For families
  • Presbyterian Oaks HUD-assisted 408 5th St, Talladega 35160 40 low-income homes · For older adults · (256) 362-5218
  • Talladega College Hills HUD-assisted 116 College Hills, Talladega 35160 40 low-income homes · For families · (256) 362-1780
  • River Pointe Apt Tax credit (LIHTC) 130 River Pointe Ln, Childersburg 35044 37 low-income homes · 1 bd: 8 · 2 bd: 29 · In service since 1993 · For families
  • City Court Apts II Tax credit (LIHTC) 1514 Broadway Ave, Talladega 35160 36 low-income homes · 2 bd: 6 · 3 bd: 30 · In service since 1993 · For families
  • City Court II HUD-assisted 140 Broadway Ave, Talladega 35160 36 low-income homes · For families · (256) 362-6914
  • Arbor Park Tax credit (LIHTC) 175 Sloan Ave E, Talladega 35160 32 low-income homes · 1 bd: 4 · 2 bd: 14 · 3 bd: 14 · In service since 2004 · For people with disabilities, families
  • Meadowood Apts Tax credit (LIHTC) 671 Brecon Access Rd, Talladega 35160 32 low-income homes · 2 bd: 32 · In service since 1994 · For families
  • Miranda Villas II Tax credit (LIHTC) 101 Ashville Ln, Sylacauga 35150 32 low-income homes · 1 bd: 4 · 2 bd: 16 · 3 bd: 12 · In service since 2006 · For people with disabilities, families
  • Indian Hills Estates Tax credit (LIHTC) 712 Elm St, Talladega 35160 30 low-income homes · 1 bd: 8 · 2 bd: 16 · 3 bd: 6 · In service since 1995 · For families
  • Miranda Villas I Tax credit (LIHTC) 390 James Payton BLVD, Sylacauga 35150 32 homes, 27 low-income · 1 bd: 8 · 2 bd: 16 · 3 bd: 8 · In service since 2001 · For people with disabilities, families
  • Childersburg Estates Tax credit (LIHTC) 136 Limbaugh Ave, Childersburg 35044 26 low-income homes · 1 bd: 24 · 2 bd: 2 · In service since 1991 · For older adults, people with disabilities
  • Presbyterian Oaks II HUD-assisted 408 5th St, Talladega 35160 25 low-income homes · For older adults · (256) 362-5218
  • Main Avenue Apartments HUD-assisted 105 E Walnut St, Sylacauga 35150 24 low-income homes · For older adults · (256) 245-4006
  • Munford Village Tax credit (LIHTC) 200 Mackenzie Cir, Munford 36268 24 low-income homes · 1 bd: 4 · 2 bd: 16 · 3 bd: 4 · In service since 1993 · For people with disabilities, families
  • Westchester Apts Tax credit (LIHTC) 13 Westchester Ln, Sylacauga 35150 24 low-income homes · 1 bd: 20 · 2 bd: 4 · In service since 1998 · For older adults
  • Hickory Village Tax credit (LIHTC) 200 N Elm Ave, Sylacauga 35150 20 low-income homes · 1 bd: 6 · 2 bd: 14 · In service since 1995
  • Canaan Estates II Tax credit (LIHTC) 1020 Battle St W, Talladega 35160 18 low-income homes · 2 bd: 12 · 3 bd: 6 · In service since 2000 · For people with disabilities, families
  • Presbyterian Oaks III HUD-assisted 23 Ironaton Rd, Talladega 35160 18 low-income homes · For older adults · (256) 362-2202
  • City Court I HUD-assisted 411 Spring St S, Talladega 35160 16 low-income homes · For older adults · (256) 463-7746
  • Hillwood HUD-assisted 210 N Elm Ave, Sylacauga 35150 15 low-income homes · For people with disabilities · (256) 245-6984

Source: HUD, retrieved November 6, 2026. LIHTC database, updated May 14, 2025; Assisted multifamily properties, updated October 23, 2026; Public housing developments, updated October 23, 2026.

Section 8

The Section 8 voucher in Talladega County

The Housing Choice Voucher (Section 8) pays part of your rent on a home you choose. Your public housing agency runs it. 3 agencies serve in Talladega County. Here is what the rules say:

The rules, with their source

  1. You apply at the public housing agency. If you qualify, your name usually goes on a waiting list. Applicants must be U.S. citizens or noncitizens with eligible status as HUD defines it. Source: HUD

  2. Generally, your family must have very low income: no more than 50% of the area median income, by family size (the middle column of the table). Source: 24 CFR §5.603, §982.201(b)

  3. Each year, at least 75% of the families an agency admits from its list must have extremely low income (the 30% column). Source: 24 CFR §982.201(b)(2)

  4. If the rent is below the payment standard, the family generally pays 30% of its adjusted monthly income. If it is above, the family pays more. Source: 24 CFR §982.1(a)(3)

  5. When you move in, if the rent is above the payment standard, your share cannot go over 40% of your adjusted monthly income. Source: 24 CFR §982.508

  6. Each agency sets a payment standard for each size. Without asking HUD, it can go from 90% to 110% of the fair market rent. Source: 24 CFR §982.503(b), (c)

Mixed-status families: how assistance is figured
HUD income limits Yearly income of the whole family, before taxes.
HUD income limits by family size, Fiscal year 2026. Area: Talladega County, AL.
People Extremely low (30%) Very low (50%) Low
1 person $16,000 $26,650 $42,650
2 people $21,640 $30,450 $48,750
3 people $27,320 $34,250 $54,850
4 people $33,000 $38,050 $60,900
5 people $38,680 $41,100 $65,800
6 people $44,150 $44,150 $70,650
7 people $47,200 $47,200 $75,550
8 people $50,250 $50,250 $80,400

Area median income: $76,100. HUD income limits by family size, Fiscal year 2026. Area: Talladega County, AL. Source: HUD, Fiscal year 2026

How much can you earn? Check your case

Possible payment standard

  • Studio $688 – $840
  • 1 bedroom $719 – $879
  • 2 bedrooms $879 – $1,075
  • 3 bedrooms $1,153 – $1,409
  • 4 bedrooms $1,157 – $1,415

The range the rule allows: 90% to 110% of the county's fair market rent. Your agency publishes its own.

Housing agencies that serve this place

Housing agencies in Alabama Source: HUD, Retrieved November 6, 2026

Your rights as a tenant in Alabama

What Alabama law says about deposits, notices and eviction, with the citation for each rule.

See your rights, rule by rule

Compare these rules with other states →

A summary of state law, not legal advice. Cities may have additional rules.

How much can they charge for a deposit?
Up to 1 month of rent
Ala. Code §35-9A-201(a)
When must they return my deposit?
60 calendar days
Ala. Code §35-9A-201(b)-(c)
If I fall behind on rent, what notice must I get?
7 business days
Ala. Code §35-9A-421(b)
How much notice ends a month-to-month rental?
30 calendar days
Ala. Code §35-9A-441(b)
  • Only a court order can remove youAla. Code §35-9A-427
  • Protection from retaliationAla. Code §35-9A-501(a)

Help

Where to get help with rent in Talladega County

These are the nearest HUD-approved agencies. They counsel for free or at low cost.

  • United Way of Central Alabama, Inc.

    3600 8th Ave S, Birmingham · 36 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 9 more
  • Neighborhood Housing Services of Birmingham, Inc.

    601 19th St N, Birmingham · 38 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 5 more
  • Birmingham Urban League, Inc.

    1229 3rd Ave N, Birmingham · 38 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 7 more

Tool

How much cash do you need to move in?

It starts with the 2-bedroom fair market rent in Talladega County. Change the rent, the deposit and the fees to yours: the numbers stay in your browser.

Count power on top of the rent: in Alabama, the average home bill was $174 a month in 2024 (EIA). See electricity and gas costs

Your move

We use the place's fair market rent and the state's deposit rule.

Adjust advanced details
Deposit and rent in advance
The deposit, in

Let's do the math

Cash to move in

$1,954

What you need before you get the keys.

What adds up

First month
$977
Security deposit
$977
Total
$1,954

The deposit cap

Pick your state to see whether its law caps the deposit.

Compare each state's rules →

When you'll have it

Enter what you can set aside each month to see how long it takes.

What helps

  • Ask for a receipt for every payment and keep a copy of the lease.
  • On move-in day, walk through the home and take dated photos.
  • Never send money for a home you haven't seen or a lease you haven't read.

This is a planning estimate, not a price. What you are asked for depends on the landlord, your lease and your state's and city's rules. It is not legal advice.

Guides

Before you sign

Frequently asked questions

What is the fair market rent in Talladega County?

According to HUD (Fiscal year 2027): Studio: $764; 1 bedroom: $799; 2 bedrooms: $977; 3 bedrooms: $1,281; 4 bedrooms: $1,286. It covers rent plus basic utilities, except the phone.

How much do you need to earn to rent in Talladega County?

Paying the 2-bedroom fair market rent ($977) without spending more than 30% of income takes $18.79 an hour full time, or $39,080 a year.

Who qualifies for Section 8 in Talladega County?

Generally, families with very low income: no more than 50% of the area median income. For 4 people, HUD's limit here is $38,050 a year (Fiscal year 2026). The family usually pays 30% of its adjusted monthly income. You apply at the housing agency.

How much does Section 8 pay in Talladega County?

The voucher pays up to your housing agency's payment standard, minus your share. The rule lets the agency set it between 90% and 110% of the fair market rent: for 2 bedrooms here, between $879 and $1,075 a month. Your agency publishes its figure.

Does the fair market rent change by ZIP code in Talladega County?

For 2 bedrooms they run from $920 in 36260 to $1,220 in 35151. Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses.

How many low-income apartments are there in Talladega County?

HUD lists 32 properties with homes for low-income households in Talladega County: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest. For tax-credit apartments and HUD-assisted buildings, you apply directly at the building's management office. They tell you whether units are open and how to apply; HUD does not have that information.

How many households spend too much on rent in Talladega County?

HUD counts rent as a burden when it reaches 30% of income or more. In Talladega County, 44% of renter households are in that position; in Alabama, 49%, and nationwide, 51% (Average 2020–2024, Census).