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City · 7,194 residents · Baldwin County, Alabama

Robertsdale , Alabama

In Robertsdale, a typical home is worth $229,300 and typical rent is $996 a month. Compared with all of Baldwin County, the typical home value is 28% lower, typical household income is 25% lower, and the share of households that own their home is 7 points lower.

Robertsdale in numbers

  • Typical home value

    $229,300

    28% below the county

    9% above Alabama

    • Robertsdale
    • Baldwin
    • Alabama
  • Typical rent

    $996a month

    22% below the county

    About the same as Alabama

    • Robertsdale
    • Baldwin
    • Alabama
  • Typical household income

    $59,152a year

    25% below the county

    8% below Alabama

    • Robertsdale
    • Baldwin
    • Alabama
  • Households that own their home

    71%

    7 points below the county

    1 points above Alabama

    • Robertsdale
    • Baldwin
    • Alabama

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$264,973
0.5% more than 12 months ago
Typical home value from Zillow, September 2021 to September 2026: from $217,321 to $264,973.

From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).

Robertsdale is in Baldwin County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Baldwin County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Robertsdale apart

What this place has that others do not, from public data, most unusual first.

  1. The typical home in Robertsdale is worth $229,300, 28% less than in Baldwin County as a whole ($316,900).

  2. The typical household income in Robertsdale is $59,152, 25% less than in Baldwin County as a whole ($78,775).

  3. The typical rent in Robertsdale is $996 a month, 22% less than in Baldwin County as a whole ($1,277).

  4. 71% of households in Robertsdale own their home, against 78% in Baldwin County.

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Robertsdale

What homes there are in Robertsdale, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home
Kind of home: Robertsdale and its comparisons
MeasureRobertsdaleBaldwin CountyAlabamaUnited States
Detached house 75%65%69%61%
Attached house Unreliable estimate2%2%6%
Building of 2 to 4 Unreliable estimate4%5%8%
Apartments (5 or more) Unreliable estimate19%12%19%
Mobile home Unreliable estimate10%12%6%
Boat, RV and other Unreliable estimate1%0%0%

In Robertsdale, 7 in 10 homes are single-family detached houses; in Baldwin County, 7.

Year built
Year built: Robertsdale and its comparisons
MeasureRobertsdaleBaldwin CountyAlabamaUnited States
Before 1960 Unreliable estimate5%16%26%
1960–1979 13%13%26%24%
1980–1999 27%34%29%25%
2000–2009 29%26%15%14%
2010 or later 22%22%13%11%

In Robertsdale, half of the homes were built before 2000; in Baldwin County, before 1999.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Value of owner-occupied homes: Robertsdale and its comparisons
MeasureRobertsdale
Under $100K Unreliable estimate
$100K–$200K 32%
$200K–$300K 44%
$300K–$500K Unreliable estimate
$500K–$750K Unreliable estimate
$750K–$1M Unreliable
$1M or more Unreliable estimate
Monthly rent with utilities
Monthly rent with utilities: Robertsdale and its comparisons
MeasureRobertsdale
Under $500 Unreliable estimate
$500–$999 39%
$1,000–$1,499 Unreliable estimate
$1,500–$1,999 Unreliable estimate
$2,000–$2,499 Unreliable estimate
$2,500–$2,999 Unreliable estimate
$3,000 or more Unreliable

With a mortgage

$1,332 a month

Baldwin County: $1,613 a month

Without a mortgage

$370 a month

Baldwin County: $474 a month

Owners with a mortgage

78%

Baldwin County: 59%

In Robertsdale, 78% of owners have a mortgage, and their typical cost is $1,332 a month, against $1,613 in Baldwin County. Without one it drops to $370.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019
Change since 2015–2019: Robertsdale and its comparisons
MeasureRobertsdaleBaldwin CountyAlabamaUnited States
Typical home value +71%+60%+47%+53%
Typical rent No clear change+25%+27%+33%
Typical household income +35%+35%+27%+29%

Since 2015–2019, homes in Robertsdale gained value faster than in Baldwin County: 71% against 60%.

The typical rent in Robertsdale stayed about the same over that time: the difference is within the Census margin of error.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

How people live: Robertsdale and its comparisons
MeasureRobertsdaleBaldwin CountyAlabamaUnited States
Rental vacancy Unreliable estimate24.9%7.2%5.5%
Homeowner vacancy Unreliable estimate1.7%1.1%0.9%
More than one person per room Unreliable estimate1.6%1.7%3.4%
People per household 2.592.472.482.53
Drive alone 82%79%81%69%
Carpool 7%6%8%9%
Public transit Unreliable estimateUnreliable estimate0%3%
Walk or bike Unreliable estimate1%1%3%
Work from home Unreliable estimate12%9%15%
Other means Unreliable estimate1%1%2%
Typical commute Unreliable estimate20 to 29 minutes20 to 29 minutes20 to 29 minutes

By size, households in Robertsdale look like those in Baldwin County: 2.59 people on average.

To get to work, 82% of workers in Robertsdale drive alone; in Baldwin County, 79%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Robertsdale?

A typical home costs more than the typical income allows

We start with a typical home in Robertsdale, worth $229,300, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 36% of the typical household income in Robertsdale, which is $59,152 a year. For that payment to be 28% of income, a household would need to earn about $76,346 a year.

The calculator's FHA and conventional loan limits are those of all of Baldwin County.

Your numbers

Local data
$

Starts at the typical home value in Robertsdale. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $8,026 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,781

at 7.18% · 30 years

Loan amount
$225,146
Total interest
$323,933
Paid off in
November 2056

Includes $3,872 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,380 a month

  • Tight

    $1,380 to $1,775 a month

  • Hard

    more than $1,775 a month

    Your payment · 36%

Compared with the typical household income in Robertsdale ($59,152 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,781
Monthly payment breakdown
Principal & interest$1,525
Property tax$59
Home insurance$96
FHA mortgage insurance (MIP)$101

You need at least $8,026 for the down payment, plus closing costs.

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

Total monthly payment $1,781; principal and interest $1,525.

The city and its county

Robertsdale and Baldwin County

Robertsdale is in Baldwin County, Alabama. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Map of Baldwin County, Alabama, with Robertsdale marked. Around it, the neighboring counties.

Robertsdale's own numbers

Typical home value
$229,300
Typical monthly rent
$996
Typical yearly household income
$59,152
Households that own their home
71%
Effective property tax rate
0.31%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Baldwin County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,434
Price change over 5 years (FHFA)
+56%
Homes in a high flood-risk zone
11%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Baldwin County.

Everything about Baldwin County

Buying

Buying a home in Robertsdale

A typical home in Robertsdale is worth $229,300: 28% below the county and 9% above Alabama. With the typical household income in Robertsdale ($59,152 a year), a typical home costs 3.9 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Robertsdale 3.9 years
  • Baldwin 4.0 years
  • Alabama 3.3 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Baldwin County

According to FHFA’s house price index, home prices in Baldwin County rose 103% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Baldwin County.

Yearly change in FHFA’s price index in Baldwin County, 2016 to 2025
  1. 2020: +4.4%
  2. 2021: +13.5%
  3. 2022: +17.3%
  4. 2023: +11.2%
  5. 2024: +3.0%
  6. 2025: +2.3%
Change in FHFA’s price index in Baldwin County, Alabama and the United States
Period County Alabama U.S.
Last year (2025) +2.3% +2.5% +2.9%
5 years (2020–2025) +56% +47% +47%
10 years (2015–2025) +103% +77% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Robertsdale next to Baldwin County, Alabama and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Robertsdale $229,300
  • Baldwin $316,900
  • Alabama $209,900
  • United States $332,700
Typical monthly rent
  • Robertsdale $996
  • Baldwin $1,277
  • Alabama $1,007
  • United States $1,413
Typical yearly household income
  • Robertsdale $59,152
  • Baldwin $78,775
  • Alabama $63,999
  • United States $80,734
See the full table
Robertsdale next to Baldwin County and Alabama
Measure Robertsdale Baldwin County Alabama U.S.
Typical home value $229,300 28% below the county $316,900 $209,900 $332,700
Typical monthly rent $996 22% below the county $1,277 $1,007 $1,413
Typical yearly household income $59,152 25% below the county $78,775 $63,999 $80,734
Households that own their home 71% 7 points below the county 78% 70% 65%
Typical yearly property tax $714 26% below the county $960 $788 $3,119
Effective property tax rate 0.31% 0.01 points above the county 0.3% 0.38% 0.94%
Renters with high rent for their income 49% 2 points above the county 47% 49% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Baldwin County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Robertsdale

For a typical $229,300 home in Robertsdale, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Robertsdale's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $1,781a month

    Least cash to close
    Down payment
    $8,026
    Cash to close
    $14,905
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $101
  • Conventional, 5% down $1,739a month

    Down payment
    $11,465
    Cash to close
    $18,344
    Rate
    7.18%
    Mortgage insurance
    PMI · $109
  • Conventional, 20% down, no PMI $1,397a month

    Down payment
    $45,860
    Cash to close
    $52,739
    Rate
    7.18%
    Mortgage insurance
    None
  • ITIN, 15% down (example) $1,609a month

    Down payment
    $34,395
    Cash to close
    $41,274
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Robertsdale and for Baldwin County.

Property tax

Effective rate in Robertsdale

0.31%of the home’s value each year

$714 a year for the typical owner in Robertsdale.

  • Robertsdale 0.31%
  • Baldwin 0.3%
  • Alabama 0.38%

What Alabama publishes Basic homestead exemption (type H-1) (Alabama Department of Revenue)

Exemptions and deadlines in Alabama

Flood risk in Baldwin County

FEMA does not publish these numbers by city: they are for all of Baldwin County.

Homes in the high-risk zone
11%
10,442
Of those, with NFIP insurance
64%
Homes in the high-risk zone and with NFIP insurance: Baldwin County, Alabama and the U.S.
Measure County Alabama U.S.
Homes in the high-risk zone 11% 3.2% 3.5%
Of those, with NFIP insurance 64% 29% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Robertsdale

Typical rent in Robertsdale is $996 a month: 22% below the county. In Robertsdale, 49% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Baldwin County, by unit size. To pay the 2-bedroom one ($1,434 a month) without spending more than 30% of your income, you would need to earn $27.58 an hour working full time.

HUD fair market rent for all of Baldwin County

What you need to earn to pay it without spending more than 30% of income, working full time.

HUD fair market rent in Baldwin County (Fiscal year 2027)
Size Fair rent a month Hourly wage Yearly income
Studio $1,180 $22.69 $47,200
1 bedroom $1,317 $25.33 $52,680
2 bedrooms $1,434 $27.58 $57,360
3 bedrooms $1,855 $35.67 $74,200
4 bedrooms $2,347 $45.13 $93,880

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Robertsdale

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Robertsdale is in ZIP code 36567.

For 2 bedrooms it is $1,220: $214 less than the fair market rent for Baldwin County ($1,434).

  • 36567 $1,220$1,570

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Robertsdale when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file (external site)

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Robertsdale

HUD lists 8 buildings with rents for lower incomes in Robertsdale. These are the largest.

  • Annandale Park Apts 21325 Annandale Dr, Robertsdale 36567 104 low-income homes · 1 bd: 16 · 2 bd: 56 · 3 bd: 32 · In service since 2007 · For families
  • Inglewood 21635 Sandy Springs Cir, Robertsdale 36567 76 low-income homes · 3 bd: 76 · In service since 2006 · For people with disabilities, families
  • The Landing 19096 Fairground Rd, Robertsdale 36567 60 low-income homes · 2 bd: 30 · 3 bd: 30 · In service since 2006 · For people with disabilities, families
  • Briarwood Estates 19038 Fairground Rd, Robertsdale 36567 40 low-income homes · 1 bd: 2 · 2 bd: 28 · 3 bd: 10 · In service since 2000 · For families
  • Robertsdale Village Apts 22625 Mattingly St, Robertsdale 36567 40 low-income homes · 1 bd: 10 · 2 bd: 20 · 3 bd: 10 · In service since 1995 · For people with disabilities, families

See all 41 buildings in Baldwin County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Robertsdale

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Baldwin County. The nearest ones are below; many serve by phone or online.

A young man and a young woman look something up together on a laptop.

HUD counseling is free or low-cost

Assistance programs in Robertsdale

No down payment, repair or rent-help program on our list is for Robertsdale or Baldwin County. The ones below are statewide in Alabama: they work in Robertsdale the same as in the rest of the state.

  • Step Up

    Statewide in Alabama

    Alabama state authority program with down payment assistance of 4% of the price (up to $10,000) as a 10-year second mortgage, alongside a 30-year fixed mortgage. Offered by Alabama Housing Finance Authority (AHFA).

  • First Step Mortgage Revenue Bonds

    Statewide in Alabama

    Alabama state authority 30-year low-rate mortgage, for first-time buyers and for people who have owned a home before, with down payment assistance of 4% of the price, up to $10,000, as a ten-year second mortgage. Offered by Alabama Housing Finance Authority (AHFA).

  • Affordable Income Subsidy Grant

    Statewide in Alabama

    Alabama state authority grant for closing costs with an HFA Advantage conventional loan: 1% of the loan if you earn up to 50% of the area median, or half a percent if you earn 50% to 80%. Offered by Alabama Housing Finance Authority (AHFA).

Housing counselors near Robertsdale

The HUD-approved agencies closest to the center of Robertsdale, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Center for Fair Housing

    602 Bel Air Blvd, Mobile · 26 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 6 more
  • Renaissance Community Loan Fund-Mobile County, AL

    584 Azalea Rd, Mobile · 27 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 4 more
  • CCCS of Mobile

    705 Oak Circle Dr E, Mobile · 28 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 7 more

All counseling agencies in Alabama

Help in Spanish near Robertsdale

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Robertsdale

In HUD’s record, no housing authority with an office in Baldwin County is named for Robertsdale or Baldwin County.

2 other authorities have an office in Baldwin County: see the list Source: HUD

Cities

Other cities in Baldwin County

These cities are also in Baldwin County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Questions

Housing questions about Robertsdale

Short answers with the numbers for Robertsdale and all of Baldwin County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Robertsdale?

The typical home value in Robertsdale is $229,300, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Baldwin County it is $316,900.

How much does it cost to rent in Robertsdale?

Typical rent in Robertsdale is $996 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Baldwin County is $1,434.

What is the FHA loan limit in Robertsdale?

Robertsdale uses the FHA limit for all of Baldwin County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Robertsdale?

The typical homeowner in Robertsdale pays $714 a year, according to the U.S. Census Bureau. That is 0.31% of the home’s value; in Baldwin County, the rate is 0.3%.

Where can I find free help to buy or rent in Robertsdale?

We found no HUD-approved counseling agencies with an office in Baldwin County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).