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City · 18,961 residents · Mobile County, Alabama

Prichard , Alabama

In Prichard, a typical home is worth $85,700 and typical rent is $922 a month. Compared with all of Mobile County, the typical home value is 55% lower, typical household income is 38% lower, and the share of households that own their home is 11 points lower.

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  • Typical home value

    $85,700

    55% below the county

    59% below Alabama

    • Prichard
    • Mobile
    • Alabama

  • Typical rent

    $922a month

    12% below the county

    8% below Alabama

    • Prichard
    • Mobile
    • Alabama

  • Typical household income

    $36,588a year

    38% below the county

    43% below Alabama

    • Prichard
    • Mobile
    • Alabama

  • Households that own their home

    55%

    11 points below the county

    15 points below Alabama

    • Prichard
    • Mobile
    • Alabama

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$55,661
1.5% more than 12 months ago

From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).

Prichard is in Mobile County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Mobile County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Prichard apart

What this place has that others do not, from public data, most unusual first.

  1. Prichard has the lowest typical home value of the 120 cities in Alabama with more than 5,000 people: $85,700.

  2. Prichard has the 4th lowest typical household income of the 120 cities in Alabama with more than 5,000 people ($36,588).

  3. 55% of households in Prichard own their home, against 66% in Mobile County.

  4. 20% of households in Prichard have no internet at home (10% in Mobile County).

  5. Prichard has the 9th largest share of rent-burdened renters of the 101 cities in Alabama with more than 5,000 people (62%).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Prichard

What homes there are in Prichard, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In Prichard, 8 in 10 homes are single-family detached houses; in Mobile County, 7.

Year built

The typical home in Prichard was built in 1968, 12 years before the typical one in Mobile County.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

HUD's 2-bedroom fair market rent (FMR) for Mobile County is $1,139; about 66% of rents in Prichard are below it.

With a mortgage

$1,083 a month

Mobile County: $1,404 a month

Without a mortgage

$406 a month

Mobile County: $457 a month

Owners with a mortgage

40%

Mobile County: 58%

The typical cost for an owner with a mortgage in Prichard is $1,083 a month, less than in Mobile County ($1,404); without one, $406.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

From 2015–2019 to 2020–2024, the typical home value in Prichard rose 30%; in Mobile County, it rose 47%.

Rents in Prichard rose faster than in Mobile County: 29% since 2015–2019, against 23%.

While home values in Prichard changed +30% and rent +29%, the typical household income rose 26%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasurePrichardMobile CountyAlabamaUnited States
Rental vacancy Unreliable estimate5.0%7.2%5.5%
Homeowner vacancy Unreliable estimate1.1%1.1%0.9%
More than one person per room Unreliable estimate1.6%1.7%3.4%
People per household 2.602.502.482.53
Drive alone 85%83%81%69%
Carpool 6%7%8%9%
Public transit Unreliable estimate0%0%3%
Walk or bike Unreliable estimate1%1%3%
Work from home 6%8%9%15%
Other means Unreliable estimate1%1%2%
Typical commute Unreliable estimate20 to 29 minutes20 to 29 minutes20 to 29 minutes

A household in Prichard has 2.60 people on average, about the same as in Mobile County (2.50).

To get to work, 85% of workers in Prichard drive alone; in Mobile County, 83%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Prichard?

A typical home is within reach of the typical income

We start with a typical home in Prichard, worth $85,700, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 22% of the typical household income in Prichard, which is $36,588 a year.

The calculator's FHA and conventional loan limits are those of all of Mobile County.

Your numbers

Local data
$

Starts at the typical home value in Prichard. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $3,000 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$684

at 7.18% · 30 years

Loan amount
$84,147
Total interest
$121,068
Paid off in
November 2056

Includes $1,447 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $854 a month

    Your payment · 22%

  • Tight

    $854 to $1,098 a month

  • Hard

    more than $1,098 a month

Compared with the typical household income in Prichard ($36,588 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$684
Principal & interest$570
Property tax$40
Home insurance$36
FHA mortgage insurance (MIP)$38

You need at least $3,000 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Prichard and Mobile County

Prichard is in Mobile County, Alabama. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Prichard's own numbers

Typical home value
$85,700
Typical monthly rent
$922
Typical yearly household income
$36,588
Households that own their home
55%
Effective property tax rate
0.56%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Mobile County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,139
Price change over 5 years (FHFA)
+48%
Homes in a high flood-risk zone
6.3%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Mobile County.

Everything about Mobile County

Buying

Buying a home in Prichard

A typical home in Prichard is worth $85,700: 55% below the county and 59% below Alabama. With the typical household income in Prichard ($36,588 a year), a typical home costs 2.3 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Prichard 2.3 years
  • Mobile 3.2 years
  • Alabama 3.3 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Mobile County

According to FHFA’s house price index, home prices in Mobile County rose 79% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Mobile County.

Period County Alabama U.S.
Last year (2025) +2.2% +2.5% +2.9%
5 years (2020–2025) +48% +47% +47%
10 years (2015–2025) +79% +77% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Prichard next to Mobile County, Alabama and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Prichard $85,700
  • Mobile $190,700
  • Alabama $209,900
  • United States $332,700
Typical monthly rent
  • Prichard $922
  • Mobile $1,052
  • Alabama $1,007
  • United States $1,413
Typical yearly household income
  • Prichard $36,588
  • Mobile $58,880
  • Alabama $63,999
  • United States $80,734
See the full table
Prichard next to Mobile County and Alabama
Measure Prichard Mobile County Alabama U.S.
Typical home value $85,700 $190,700 $209,900 $332,700
Typical monthly rent $922 $1,052 $1,007 $1,413
Typical yearly household income $36,588 $58,880 $63,999 $80,734
Households that own their home 55% 66% 70% 65%
Typical yearly property tax $482 $888 $788 $3,119
Effective property tax rate 0.56% 0.47% 0.38% 0.94%
Renters with high rent for their income 62% 56% 49% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Mobile County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Prichard

For a typical $85,700 home in Prichard, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Prichard's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $684a month

    Least cash to close
    Down payment
    $3,000
    Cash to close
    $5,571
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $38

  • Conventional, 5% down $668a month

    Down payment
    $4,285
    Cash to close
    $6,856
    Rate
    7.18%
    Mortgage insurance
    PMI · $41

  • Conventional, 20% down, no PMI $540a month

    Down payment
    $17,140
    Cash to close
    $19,711
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $619a month

    Down payment
    $12,855
    Cash to close
    $15,426
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Prichard and for Mobile County.

Property tax

Effective rate in Prichard

0.56%of the home’s value each year

$482 a year for the typical owner in Prichard.

  • Prichard 0.56%
  • Mobile 0.47%
  • Alabama 0.38%

What Alabama publishes Basic homestead exemption (type H-1) (Alabama Department of Revenue)

Exemptions and deadlines in Alabama

Flood risk in Mobile County

FEMA does not publish these numbers by city: they are for all of Mobile County.

Homes in the high-risk zone
6.3%
9,472
Of those, with NFIP insurance
45%
County Alabama U.S.
Homes in the high-risk zone 6.3% 3.2% 3.5%
Of those, with NFIP insurance 45% 29% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Prichard

Typical rent in Prichard is $922 a month: 12% below the county. In Prichard, 62% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Mobile County, by unit size. To pay the 2-bedroom one ($1,139 a month) without spending more than 30% of your income, you would need to earn $21.90 an hour working full time.

HUD fair market rent for all of Mobile County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $938 $18.04 $37,520
1 bedroom $981 $18.87 $39,240
2 bedrooms $1,139 $21.90 $45,560
3 bedrooms $1,474 $28.35 $58,960
4 bedrooms $1,565 $30.10 $62,600

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Prichard

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Prichard has 4 ZIP codes with their own.

For 2 bedrooms it runs from $920 in 36610 to $1,320 in 36613.

1 of the 4 is above the fair market rent for Mobile County ($1,139).

  • 36610 $920$1,190
  • 36612 $920$1,190
  • 36613 $1,320$1,710
  • 36663 $1,040$1,340

2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Prichard when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Prichard

HUD lists 4 buildings with rents for lower incomes in Prichard. These are the largest.

  • Hope Family Vi 500 John Helm St, Prichard 36610 110 low-income homes · 2 bd: 44 · 3 bd: 54 · 4 bd: 12 · In service since 2004 · For people with disabilities, families
  • HOPE VI Family Rental Phase III 623 Ossia Edwards Ave, Prichard 36610 110 low-income homes · Run by The Housing Authority of the City of Prichard · Average payment: $508 a month · Average wait: 24 months (251) 283-0111
  • Thomas Hurst 2430 W Main St, Prichard 36610 50 low-income homes · For older adults (251) 456-3324
  • HOPE VI Family Sales Phase IV 709 Hinson Ave, Prichard 36610 13 low-income homes · Run by The Housing Authority of the City of Prichard (251) 283-0111

See all 105 buildings in Mobile County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Prichard

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 3 HUD-approved agencies with an office in Mobile County; 1 says it serves in Spanish.

An older woman smiles in front of her apartment building.

HUD counseling is free or low-cost

Assistance programs in Prichard

No down payment, repair or rent-help program on our list is for Prichard or Mobile County. The ones below are statewide in Alabama: they work in Prichard the same as in the rest of the state.

Which programs do I qualify for? All programs in Alabama

  • Step Up

    Statewide in Alabama

    Alabama state authority program with down payment assistance of 4% of the price (up to $10,000) as a 10-year second mortgage, alongside a 30-year fixed mortgage. Offered by Alabama Housing Finance Authority (AHFA).

    Repayable

    See the program Official page

  • First Step Mortgage Revenue Bonds

    Statewide in Alabama

    Alabama state authority 30-year low-rate mortgage, for first-time buyers and for people who have owned a home before, with down payment assistance of 4% of the price, up to $10,000, as a ten-year second mortgage. Offered by Alabama Housing Finance Authority (AHFA).

    Repayable

    See the program Official page

  • Affordable Income Subsidy Grant

    Statewide in Alabama

    Alabama state authority grant for closing costs with an HFA Advantage conventional loan: 1% of the loan if you earn up to 50% of the area median, or half a percent if you earn 50% to 80%. Offered by Alabama Housing Finance Authority (AHFA).

    Grant

    See the program Official page

Housing counselors near Prichard

The HUD-approved agencies closest to the center of Prichard, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Center for Fair Housing

    602 Bel Air Blvd, Mobile · 7 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 6 more
    (251) 479-1532

  • Renaissance Community Loan Fund-Mobile County, AL

    584 Azalea Rd, Mobile · 8 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 4 more
    (228) 896-3386

  • CCCS of Mobile

    705 Oak Circle Dr E, Mobile · 8 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 7 more
    (251) 602-0011

Every agency in Mobile County All counseling agencies in Alabama

Help in Spanish near Prichard

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Prichard

HUD’s record names them for Prichard or Mobile County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • The Housing Authority of the City of Prichard Public housing and Section 8 vouchers (251) 283-0111
  • Mobile County Housing Authority Public housing and Section 8 vouchers (251) 866-9696

One other authority has an office in Mobile County: see the list Source: HUD

Cities

Other cities in Mobile County

These cities are also in Mobile County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Mobile County Housing in Alabama

Nearby cities

The cities closest to Prichard, with the typical home value.

Neighboring counties

If Mobile County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Prichard.

All guides
A father holds his baby and his young son by a white picket fence.

Questions

Housing questions about Prichard

Short answers with the numbers for Prichard and all of Mobile County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Prichard?

The typical home value in Prichard is $85,700, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Mobile County it is $190,700.

How much does it cost to rent in Prichard?

Typical rent in Prichard is $922 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Mobile County is $1,139.

What is the FHA loan limit in Prichard?

Prichard uses the FHA limit for all of Mobile County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Prichard?

The typical homeowner in Prichard pays $482 a year, according to the U.S. Census Bureau. That is 0.56% of the home’s value; in Mobile County, the rate is 0.47%.

Where can I find free help to buy or rent in Prichard?

There are 3 HUD-approved counseling agencies with an office in Mobile County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).