In Chickasaw, a typical home is worth $117,500 and typical rent is $960 a month. Compared with all of Mobile County, the typical home value is 38% lower, typical household income is 21% lower, and the share of households that own their home is 13 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $83,252 to $110,350.
From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).
Chickasaw is in Mobile County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Mobile County. See the county
What this place has that others do not, from public data, most unusual first.
1
The typical home in Chickasaw is worth $117,500,38% less than in Mobile County as a whole ($190,700).
2
Nearby, in Prichard, the typical home value is $85,700: 27% less than in Chickasaw ($117,500).
3
53% of households in Chickasaw own their home, against 66% in Mobile County.
4
The typical household income in Chickasaw is $46,559,21% less than in Mobile County as a whole ($58,880).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Chickasaw
What homes there are in Chickasaw, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Chickasaw
Mobile County
Alabama
United States
Kind of home: Chickasaw and its comparisons
Measure
Chickasaw
Mobile County
Alabama
United States
Detached house
75%
73%
69%
61%
Attached house
Unreliable estimate
1%
2%
6%
Building of 2 to 4
17%
4%
5%
8%
Apartments (5 or more)
Unreliable estimate
15%
12%
19%
Mobile home
Unreliable estimate
7%
12%
6%
Boat, RV and other
Unreliable estimate
0%
0%
0%
In Chickasaw, 8 in 10 homes are single-family detached houses, about the same as in Mobile County.
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Chickasaw
Mobile County
Alabama
United States
Year built: Chickasaw and its comparisons
Measure
Chickasaw
Mobile County
Alabama
United States
Before 1960
39%
19%
16%
26%
1960–1979
49%
32%
26%
24%
1980–1999
7%
28%
29%
25%
2000–2009
Unreliable estimate
13%
15%
14%
2010 or later
Unreliable estimate
9%
13%
11%
Homes in Chickasaw are older: the typical year built is 1963; in Mobile County, 1980.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100K42%
$100K–$200K44%
$200K–$300KUnreliable
$300K–$500KUnreliable
$500K–$750KUnreliable
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Chickasaw and its comparisons
Measure
Chickasaw
Under $100K
42%
$100K–$200K
44%
$200K–$300K
Unreliable estimate
$300K–$500K
Unreliable estimate
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable
$1M or more
Unreliable
Monthly rent with utilities
Under the limitOver the limitUnreliable estimate
Under $50021%
$500–$99933%
$1,000–$1,49939%
HUD fair market rent, 2 bedrooms: $1,139
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Chickasaw and its comparisons
Measure
Chickasaw
Under $500
21%
$500–$999
33%
$1,000–$1,499
39%
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable estimate
HUD's 2-bedroom fair market rent (FMR) for Mobile County is $1,139: about 65% of rents in Chickasaw are below it.
With a mortgage
$1,181 a month
Mobile County: $1,404 a month
Without a mortgage
$458 a month
Mobile County: $457 a month
Owners with a mortgage
52%
Mobile County: 58%
The typical cost for an owner with a mortgage in Chickasaw is $1,181 a month, less than in Mobile County ($1,404); without one, $458.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Chickasaw+56%
Mobile County+47%
Alabama+47%
United States+53%
Typical rent
Chickasaw+18%
Mobile County+23%
Alabama+27%
United States+33%
Typical household income
Chickasaw+63%
Mobile County+24%
Alabama+27%
United States+29%
Change since 2015–2019: Chickasaw and its comparisons
Measure
Chickasaw
Mobile County
Alabama
United States
Typical home value
+56%
+47%
+47%
+53%
Typical rent
+18%
+23%
+27%
+33%
Typical household income
+63%
+24%
+27%
+29%
Since 2015–2019, homes in Chickasaw gained value faster than in Mobile County: 56% against 47%.
The typical rent in Chickasaw rose 18% over the same time; in Mobile County, it rose 23%.
The typical household income in Chickasaw rose 63%: more than home values (+56%) and rent (+18%).
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Chickasaw and its comparisons
Measure
Chickasaw
Mobile County
Alabama
United States
Rental vacancy
Unreliable estimate
5.0%
7.2%
5.5%
Homeowner vacancy
Unreliable estimate
1.1%
1.1%
0.9%
More than one person per room
Unreliable estimate
1.6%
1.7%
3.4%
People per household
2.74
2.50
2.48
2.53
Drive alone
88%
83%
81%
69%
Carpool
Unreliable estimate
7%
8%
9%
Public transit
Unreliable estimate
0%
0%
3%
Walk or bike
Unreliable estimate
1%
1%
3%
Work from home
5%
8%
9%
15%
Other means
Unreliable estimate
1%
1%
2%
Typical commute
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
Households in Chickasaw are bigger: 2.74 people on average; in Mobile County, 2.50.
To get to work, 88% of workers in Chickasaw drive alone; in Mobile County, 83%.
Do the math
What would you pay each month for a home in Chickasaw?
A typical home is within reach of the typical income
We start with a typical home in Chickasaw, worth $117,500, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 24% of the typical household income in Chickasaw, which is $46,559 a year.
The calculator's FHA and conventional loan limits are those of all of Mobile County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Chickasaw. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $4,113 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$913
at 7.18% · 30 years
Loan amount
$115,371
Total interest
$165,992
Paid off in
November 2056
Includes $1,984 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,086 a month
Your payment · 24%
Tight
$1,086 to $1,397 a month
Hard
more than $1,397 a month
Compared with the typical household income in Chickasaw ($46,559 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$782
Property tax
$30
Home insurance
$49
FHA mortgage insurance (MIP)
$52
You need at least $4,113 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $913; principal and interest $782.
The city and its county
Chickasaw and Mobile County
Chickasaw is in Mobile County, Alabama. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Chickasaw
Map of Mobile County, Alabama, with Chickasaw marked. Around it, the neighboring counties.
Chickasaw
Mobile County
Other cities with a page
Chickasaw's own numbers
Typical home value
$117,500
Typical monthly rent
$960
Typical yearly household income
$46,559
Households that own their home
53%
Effective property tax rate
0.31%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Mobile County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,139
Price change over 5 years (FHFA)
+48%
Homes in a high flood-risk zone
6.3%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Mobile County.
A typical home in Chickasaw is worth $117,500: 38% below the county and 44% below Alabama. With the typical household income in Chickasaw ($46,559 a year), a typical home costs 2.5 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Chickasaw2.5 years
Mobile3.2 years
Alabama3.3 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Mobile County
According to FHFA’s house price index, home prices in Mobile County rose 79% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Mobile County.
Yearly change in FHFA’s price index in Mobile County, 2016 to 2025
2016: +2.0% +2.0% 2016
2017: +3.3% +3.3% 2017
2018: +5.4% +5.4% 2018
2019: +4.6% +4.6% 2019
2020: +4.7% +4.7% 2020
2021: +12.8% +12.8% 2021
2022: +14.5% +14.5% 2022
2023: +8.8% +8.8% 2023
2024: +2.7% +2.7% 2024
2025: +2.2% +2.2% 2025
Change in FHFA’s price index in Mobile County, Alabama and the United States
Period
County
Alabama
U.S.
Last year (2025)
+2.2%
+2.5%
+2.9%
5 years (2020–2025)
+48%
+47%
+47%
10 years (2015–2025)
+79%
+77%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Chickasaw next to Mobile County, Alabama and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Chickasaw$117,500
Mobile$190,700
Alabama$209,900
United States$332,700
Typical monthly rent
Chickasaw$960
Mobile$1,052
Alabama$1,007
United States$1,413
Typical yearly household income
Chickasaw$46,559
Mobile$58,880
Alabama$63,999
United States$80,734
See the full table
Chickasaw next to Mobile County and Alabama
Measure
Chickasaw
Mobile County
Alabama
U.S.
Typical home value
$117,500 ▼38% below the county
$190,700
$209,900
$332,700
Typical monthly rent
$960 ▼9% below the county
$1,052
$1,007
$1,413
Typical yearly household income
$46,559 ▼21% below the county
$58,880
$63,999
$80,734
Households that own their home
53% ▼13 points below the county
66%
70%
65%
Typical yearly property tax
$367 ▼59% below the county
$888
$788
$3,119
Effective property tax rate
0.31% ▼0.16 points below the county
0.47%
0.38%
0.94%
Renters with high rent for their income
59% ▲3 points above the county
56%
49%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Mobile County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Chickasaw
For a typical $117,500 home in Chickasaw, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Chickasaw's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$913a month
Least cash to close
Down payment
$4,113
Cash to close
$7,638
Rate
7.18%
Mortgage insurance
FHA MIP · $52
Conventional, 5% down$891a month
Down payment
$5,875
Cash to close
$9,400
Rate
7.18%
Mortgage insurance
PMI · $56
Conventional, 20% down, no PMI$716a month
Down payment
$23,500
Cash to close
$27,025
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$825a month
Down payment
$17,625
Cash to close
$21,150
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Chickasaw
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$913
$4,113
$115,372
7.18%
FHA MIP · $52
$7,638
580
Conventional, 5% down
$891
$5,875
$111,625
7.18%
PMI · $56
$9,400
620*
Conventional, 20% down, no PMI
$716
$23,500
$94,000
7.18%
None
$27,025
620*
ITIN, 15% down (example)
$825
$17,625
$99,875
8.18%
None
$21,150
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Chickasaw is $960 a month: 9% below the county. In Chickasaw, 59% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Mobile County, by unit size. To pay the 2-bedroom one ($1,139 a month) without spending more than 30% of your income, you would need to earn $21.90 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Mobile County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$938
$18.04
$37,520
1 bedroom
$981
$18.87
$39,240
2 bedrooms
$1,139
$21.90
$45,560
3 bedrooms
$1,474
$28.35
$58,960
4 bedrooms
$1,565
$30.10
$62,600
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Chickasaw
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Chickasaw is in ZIP code 36611.
For 2 bedrooms it is $1,080: $59 less than the fair market rent for Mobile County ($1,139).
Fair market rent by ZIP code and size in Chickasaw, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
36611
$890
$930
$1,080
$1,400
$1,480
ZIP code2 bd3 bd
36611 $1,080$1,400
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Chickasaw when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There are 3 HUD-approved agencies with an office in Mobile County; 1 says it serves in Spanish.
No down payment, repair or rent-help program on our list is for Chickasaw or Mobile County. The ones below are statewide in Alabama: they work in Chickasaw the same as in the rest of the state.
Alabama state authority program with down payment assistance of 4% of the price (up to $10,000) as a 10-year second mortgage, alongside a 30-year fixed mortgage.Offered by Alabama Housing Finance Authority (AHFA).
Alabama state authority 30-year low-rate mortgage, for first-time buyers and for people who have owned a home before, with down payment assistance of 4% of the price, up to $10,000, as a ten-year second mortgage.Offered by Alabama Housing Finance Authority (AHFA).
Alabama state authority grant for closing costs with an HFA Advantage conventional loan: 1% of the loan if you earn up to 50% of the area median, or half a percent if you earn 50% to 80%.Offered by Alabama Housing Finance Authority (AHFA).
No legal help resource on our list is for Chickasaw or Mobile County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Chickasaw and all of Mobile County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Chickasaw?
The typical home value in Chickasaw is $117,500, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Mobile County it is $190,700.
How much does it cost to rent in Chickasaw?
Typical rent in Chickasaw is $960 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Mobile County is $1,139.
What is the FHA loan limit in Chickasaw?
Chickasaw uses the FHA limit for all of Mobile County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Chickasaw?
The typical homeowner in Chickasaw pays $367 a year, according to the U.S. Census Bureau. That is 0.31% of the home’s value; in Mobile County, the rate is 0.47%.
Where can I find free help to buy or rent in Chickasaw?
There are 3 HUD-approved counseling agencies with an office in Mobile County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.
