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Renting · Section 8

Data from November 2026

Renting in Montgomery County, Alabama

Montgomery County has a HUD fair market rent of $1,150 a month for 2 bedrooms (Fiscal year 2027). Renter households here pay a typical rent of $1,092 a month (Average 2020–2024). Paying the fair market rent without going over 30% of income takes $22.12 an hour, full time.

Four numbers to start with

Fair market rent, 2 bedrooms
$1,150
a month, HUD, Fiscal year 2027
2% less than in Alabama
Typical rent
$1,092
a month, Census, Average 2020–2024
8% more than in Alabama
Wage needed
$22.12
an hour, 2 bedrooms
Or $46,000 a year, to spend no more than 30% of income on rent.
Rent-burdened households
53%
spend 30% or more of income on rent
10% more than in Alabama

Source: Fair Market Rents (HUD) Fiscal year 2027 Fair Market Rents (HUD) (external site) Source: American Community Survey (ACS) 5-year estimates Average 2020–2024 American Community Survey (ACS) 5-year estimates (external site)

Only here

Renting in Montgomery County: what sets it apart

What this place has that others do not, from public data, most unusual first.

  1. Of the 67 counties in Alabama, Montgomery County has the lowest homeownership rate: 58%.

  2. Montgomery County has the highest typical rent in its area: $1,092, more than any of its 6 neighboring counties; next is Elmore County ($1,071).

  3. Montgomery County has the 6th highest typical rent of the 67 counties in Alabama ($1,092).

Sources: U.S. Census Bureau (Average 2020–2024).

Fair market rent

What HUD sets for each size

Every year HUD (the U.S. Department of Housing and Urban Development) publishes a Fair Market Rent (FMR) for each home size in Montgomery County. It is used to work out how much a Section 8 voucher covers. The table shows what you need to earn to pay it without spending more than 30% of income.

The fair market rent covers rent plus basic utilities, except the phone. HUD generally sets it at the 40th percentile: 4 in 10 standard-quality homes rented recently cost less. 24 CFR §888.113(a)

According to Zillow (ZORI), the typical asking rent in Montgomery County was $1,330 a month in September 2026: 2.4% more than 12 months ago. It is an index of market listings, not a HUD limit. Zillow data

Fair market rent and wage needed To pay the fair market rent without spending more than 30% of income, working full time (40 hours a week).
Fair market rent and wage needed. To pay the fair market rent without spending more than 30% of income, working full time (40 hours a week).
Size Fair rent per month Hourly wage Income needed per year
Studio $986 $18.96 $39,440
1 bedroom $1,003 $19.29 $40,120
2 bedrooms $1,150 $22.12 $46,000
3 bedrooms $1,476 $28.38 $59,040
4 bedrooms $1,708 $32.85 $68,320

HUD area: Montgomery, AL MSA. Source: HUD, Fiscal year 2027

By ZIP code

The fair market rent for your ZIP code

HUD also publishes fair market rents by ZIP code (Small Area FMRs) for 26 ZIP codes in Montgomery County (Fiscal year 2027). Type yours to see it.

For 2 bedrooms they run from $920 in 36104 to $1,730 in 36113. 12 ZIP codes are above the county's fair market rent ($1,150).

Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses. 24 CFR §982.503(a)(1)

Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site)

Rent burden

How many households spend too much

HUD counts rent as a burden when it reaches 30% of income or more. In Montgomery County, 53% of renter households are in that position; in Alabama, 49%, and nationwide, 51% (Average 2020–2024, Census).

Paying too much rent leaves little for food, transportation and savings. If that is you, the agencies below can guide you for free.

53%

of renter households spend 30% or more of their income on rent.

38,598 households rent in Montgomery County

  • Spend half or more of their income 30%
  • Spend 30% or more, but less than half 23%
  • Spend less than 30% 47%

Compared with the state and the country

  • Montgomery 53%
  • Alabama 49%
  • United States 51%

Low-income apartments

Low-income apartments in Montgomery County

HUD lists 61 properties with homes for low-income households in Montgomery County: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest.

with tax credits (LIHTC)
36
HUD-assisted
17
public housing
10

5,125 homes in all; 4,522 of them low-income, according to HUD.

  • Gibbs Village Public housing 1978 Gibbs Dr, Montgomery 36108 314 low-income homes · Run by Housing Authority of the City of Montgomery · Average payment: $228 a month · Average wait: 55 months · Homes at several sites · (334) 206-7255
  • Bristol Downs Apts Tax credit (LIHTC) 4132 Carmichael Rd, Montgomery 36106 230 low-income homes · Studio: 17 · 1 bd: 94 · 2 bd: 102 · 3 bd: 15 · 4 bd: 2 · In service since 2007 · For people with disabilities, families
  • Paterson Court Public housing 1000 S Union St, Montgomery 36104 200 homes, 198 low-income · Run by Housing Authority of the City of Montgomery · Average payment: $226 a month · Average wait: 52 months · (334) 206-7255
  • Gibbs Village Public housing 2001 Terminal Rd, Montgomery 36108 192 homes, 188 low-income · Run by Housing Authority of the City of Montgomery · Average payment: $250 a month · Average wait: 41 months · Homes at several sites · (334) 206-7255
  • Southlawn Commons Tax credit (LIHTC) 100 Windywood Dr, Montgomery 36108 176 low-income homes · 1 bd: 32 · 2 bd: 88 · 3 bd: 56 · In service since 2000 · For families
  • Liberty Square Apts Tax credit (LIHTC) 3899 Liberty Square Dr, Montgomery 36116 168 low-income homes · 1 bd: 24 · 2 bd: 96 · 3 bd: 48 · In service since 2004 · For people with disabilities, families
  • Parks Place Public housing 930 Rosa L Parks Ave, Montgomery 36108 150 homes, 149 low-income · Run by Housing Authority of the City of Montgomery · Average payment: $325 a month · Average wait: 36 months · (334) 206-7255
  • Pavilion Apt Homes Tax credit (LIHTC) 4600 Park Towne Way, Montgomery 36116 144 low-income homes · 1 bd: 88 · 2 bd: 56 · In service since 2000 · For families
  • The Plaza at Centennial Hill Phase 2 Tax credit (LIHTC) 560 Percy Dr, Montgomery 36104 129 low-income homes · 2 bd: 61 · 3 bd: 68 · In service since 2016 · For families
  • South Mall Apts Tax credit (LIHTC) 3000 Southmall Cir, Montgomery 36116 160 homes, 128 low-income · 2 bd: 160 · In service since 2010 · For families
  • Narrow Lane Villas Tax credit (LIHTC) 4581 Narrow Lane Rd, Montgomery 36116 142 homes, 107 low-income · 1 bd: 48 · 2 bd: 76 · 3 bd: 18 · In service since 2004 · For families
  • Victor Tulane Gardens Public housing 101 Victor Tulane Cir, Montgomery 36104 102 low-income homes · Run by Housing Authority of the City of Montgomery · Average payment: $450 a month · Average wait: 39 months · (334) 206-7255
  • Elizabeth Wright Apts. HUD-assisted 5201 W Alabama Christian Dr, Montgomery 36109 101 homes, 100 low-income · For older adults · (334) 386-7490
  • Seton Haven HUD-assisted 3721 Wares Ferry Rd, Montgomery 36109 100 low-income homes · For older adults · (334) 272-4000
  • King Williams Apartments F/K/A the Jefferson Davis Tax credit (LIHTC) · HUD-assisted 344 Montgomery St, Montgomery 36104 98 low-income homes · In service since 2018 · For older adults · (334) 262-5905
  • Estates at Northampton Tax credit (LIHTC) 5685 Express Dr, Montgomery 36116 96 low-income homes · 1 bd: 16 · 2 bd: 56 · 3 bd: 24 · In service since 2009 · For people with disabilities, families
  • ST Jude Apts Tax credit (LIHTC) 2048 W Fairview Ave, Montgomery 36108 96 low-income homes · 1 bd: 84 · 2 bd: 12 · In service since 1990 · For older adults, people with disabilities, families
  • Vista Terrace Tax credit (LIHTC) 650 Vista Terrace Dr, Montgomery 36110 96 low-income homes · 2 bd: 72 · 3 bd: 24 · In service since 2015 · For families
  • Capitol Heights Place HUD-assisted 135 S Panama St, Montgomery 36107 92 low-income homes · For older adults · (334) 264-8378
  • Richardson Terrace Public housing 1301 Adams Ave, Montgomery 36104 100 homes, 90 low-income · Run by Housing Authority of the City of Montgomery · Average payment: $359 a month · Average wait: 35 months · (334) 206-7255
  • Lynwood Terrace HUD-assisted 261/265 Lynwood Dr, Montgomery 36105 88 low-income homes · For older adults · (334) 281-9835
  • Virginia Downs Apts I Tax credit (LIHTC) 4440 Virginia Loop Rd, Montgomery 36116 88 low-income homes · 2 bd: 56 · 3 bd: 32 · In service since 1993 · For families
  • Normandale Apartments HUD-assisted 3770 Norman Bridge Rd, Montgomery 36105 80 low-income homes · For families · (334) 281-3593
  • Sherwood Apts Tax credit (LIHTC) · HUD-assisted 4921 Hatton Ave, Montgomery 36108 80 low-income homes · 2 bd: 28 · 3 bd: 40 · 4 bd: 12 · In service since 2010 · For people with disabilities, families · (334) 288-6484
  • Virginia Downs Apts II Tax credit (LIHTC) 4440 Virginia Loop Rd, Montgomery 36116 80 low-income homes · 2 bd: 80 · In service since 1996 · For people with disabilities, families
  • Virginia Pines Apts Phase I Tax credit (LIHTC) 4616 Virginia Loop Rd, Montgomery 36116 76 low-income homes · 2 bd: 56 · 3 bd: 20 · In service since 1998 · For people with disabilities, families
  • Chase Park Apts Tax credit (LIHTC) 2421 Chase Park Dr, Montgomery 36110 88 homes, 74 low-income · 1 bd: 8 · 2 bd: 40 · 3 bd: 40 · In service since 2002 · For people with disabilities, families
  • Columbus Square II Tax credit (LIHTC) 645 Columbus St, Montgomery 36104 72 low-income homes · In service since 2019 · For families
  • Community Village I Tax credit (LIHTC) 3000 Reunion Dr, Montgomery 36116 72 low-income homes · 3 bd: 40 · 4 bd: 32 · In service since 2005 · For people with disabilities, families
  • Ahepa 23-II Apartments HUD-assisted 285 Sylvest Dr, Montgomery 36117 71 low-income homes · For older adults · (334) 274-0076
  • The Plaza at Centennial Hill Public housing 540 Hall St, Montgomery 36104 129 homes, 66 low-income · Run by Housing Authority of the City of Montgomery · Average payment: $312 a month · Average wait: 28 months · Homes at several sites · (334) 206-7255
  • Brookview Apts Tax credit (LIHTC) 2201 Upper Wetumpka Rd, Montgomery 36107 65 low-income homes · 1 bd: 17 · 2 bd: 24 · 3 bd: 24 · In service since 2004 · For people with disabilities, families
  • Rosa Parks Place Tax credit (LIHTC) 3050 Rosa L Parks Ave, Montgomery 36105 56 low-income homes · Studio: 56 · In service since 1999 · For older adults
  • Virginia Meadows Phase I Tax credit (LIHTC) 4110 Fitzpatrick Blvd, Montgomery 36116 56 low-income homes · 2 bd: 28 · 3 bd: 28 · In service since 1991 · For families
  • Westport Apts I (montgomery) Tax credit (LIHTC) 4766 Burnsdale Way, Montgomery 36108 56 low-income homes · 1 bd: 48 · 2 bd: 8 · In service since 1993 · For older adults, people with disabilities
  • Heritage View Apts Tax credit (LIHTC) 1401 Aaron St, Montgomery 36104 55 low-income homes · 2 bd: 33 · 3 bd: 22 · In service since 2010 · For people with disabilities, families
  • Camellia Gardens HUD-assisted 265 Evelyn Dr, Montgomery 36109 50 low-income homes · For older adults · (334) 244-6582
  • Capitol Heights Place II HUD-assisted 149 S Panama St, Montgomery 36107 50 low-income homes · For older adults · (334) 551-1901
  • Eastview Retirement Center HUD-assisted 297 Sylvest Dr, Montgomery 36117 50 low-income homes · For older adults · (334) 279-7673
  • The Plaza at Centennial Hill 2 Public housing 320 Centennial Cir, Montgomery 36104 129 homes, 42 low-income · Run by Housing Authority of the City of Montgomery · Average payment: $370 a month · Average wait: 29 months · Homes at several sites · (334) 206-7255
  • Ashley Villas Tax credit (LIHTC) 3001 Ashley Ct, Montgomery 36108 41 low-income homes · 2 bd: 10 · 3 bd: 27 · 4 bd: 4 · In service since 2001 · For families
  • Virginia Pines Apts Phase II Tax credit (LIHTC) 4616 Virginia Loop Rd, Montgomery 36116 44 homes, 37 low-income · 2 bd: 24 · 3 bd: 20 · In service since 2001 · For families
  • Valley Village Tax credit (LIHTC) 3501 Reserve Cir, Montgomery 36116 32 low-income homes · 1 bd: 4 · 2 bd: 28 · In service since 1995 · For older adults, families
  • Columbus Square Phase Two Public housing 725 Columbus St, Montgomery 36104 80 homes, 25 low-income · Run by Housing Authority of the City of Montgomery · Average payment: $443 a month · Average wait: 41 months · (334) 206-7255
  • Ahepa 23 III HUD-assisted 1728 E Washington St, Montgomery 36107 24 low-income homes · For older adults · (334) 263-3046
  • Eastbrook Apts I Tax credit (LIHTC) 560 Coliseum Blvd, Montgomery 36109 24 low-income homes · 1 bd: 16 · 2 bd: 8 · In service since 1991 · For people with disabilities, families
  • Eastbrook Apts III Tax credit (LIHTC) 560 Coliseum Blvd, Montgomery 36109 24 low-income homes · 1 bd: 8 · 2 bd: 16 · In service since 1996 · For people with disabilities, families
  • Mcinnis Village Tax credit (LIHTC) 4432 Nordale Dr, Montgomery 36116 24 low-income homes · 1 bd: 12 · 2 bd: 8 · 3 bd: 4 · In service since 1996 · For people with disabilities
  • Westport Apts III (montgomery) Tax credit (LIHTC) 4766 Burnsdale Way, Montgomery 36108 24 homes, 20 low-income · 1 bd: 24 · In service since 2001 · For older adults, people with disabilities
  • Eastbrook Apts IV Tax credit (LIHTC) 560 Coliseum Blvd, Montgomery 36109 20 low-income homes · 2 bd: 20 · In service since 1998 · For people with disabilities, families
  • Westport Apts II (montgomery) Tax credit (LIHTC) 4766 Burnsdale Way, Montgomery 36108 20 low-income homes · 1 bd: 20 · In service since 1995 · For older adults, people with disabilities
  • Friendship Hall HUD-assisted 1116 S Hull St, Montgomery 36104 18 homes, 16 low-income · For people with disabilities · (334) 265-3261
  • Eastbrook Apts II Tax credit (LIHTC) 560 Coliseum Blvd, Montgomery 36109 16 low-income homes · 1 bd: 8 · 2 bd: 8 · In service since 1992 · For people with disabilities, families
  • Capital City Community Homes HUD-assisted 5773 Carriage Barn Ln, Montgomery 36116 15 low-income homes · For people with disabilities · (251) 666-4431
  • Handi Envir Living Prog HUD-assisted 2820 Milton Rd, Montgomery 36110 15 low-income homes · For people with disabilities · (334) 269-5762
  • Sherburn Homes Tax credit (LIHTC) 4110 Fitzpatrick Blvd, Montgomery 36116 13 low-income homes · 4 bd: 13 · In service since 1998 · For families
  • Columbus Square I Public housing 410 N Bainbridge St, Montgomery 36104 80 homes, 10 low-income · Run by Housing Authority of the City of Montgomery · (334) 206-7255
  • Montgomery Community Homes #1 HUD-assisted 2660 Knollwood Dr, Montgomery 36116 9 low-income homes · For people with disabilities · (251) 666-4431
  • Montgomery Community Homes #2 HUD-assisted 1700 Woodmere Loop, Montgomery 36117 9 low-income homes · For people with disabilities · (251) 666-4431
  • The Plaza at Centennial Hill Phase I Tax credit (LIHTC) 550 Smythe St, Montgomery 36104 144 homes
  • Kendrick's Way Tax credit (LIHTC) 1925 Central Pkwy, Montgomery 36106 72 homes

2 properties have two programs at the same address and appear once. Search HUD's map

Source: HUD, retrieved November 6, 2026. LIHTC database, updated May 14, 2025; Assisted multifamily properties, updated October 23, 2026; Public housing developments, updated October 23, 2026.

Section 8

The Section 8 voucher in Montgomery County

The Housing Choice Voucher (Section 8) pays part of your rent on a home you choose. Your public housing agency runs it. 1 agency serves in Montgomery County. Here is what the rules say:

The rules, with their source

  1. You apply at the public housing agency. If you qualify, your name usually goes on a waiting list. Applicants must be U.S. citizens or noncitizens with eligible status as HUD defines it. Source: HUD

  2. Generally, your family must have very low income: no more than 50% of the area median income, by family size (the middle column of the table). Source: 24 CFR §5.603, §982.201(b)

  3. Each year, at least 75% of the families an agency admits from its list must have extremely low income (the 30% column). Source: 24 CFR §982.201(b)(2)

  4. If the rent is below the payment standard, the family generally pays 30% of its adjusted monthly income. If it is above, the family pays more. Source: 24 CFR §982.1(a)(3)

  5. When you move in, if the rent is above the payment standard, your share cannot go over 40% of your adjusted monthly income. Source: 24 CFR §982.508

  6. Each agency sets a payment standard for each size. Without asking HUD, it can go from 90% to 110% of the fair market rent. Source: 24 CFR §982.503(b), (c)

Mixed-status families: how assistance is figured
HUD income limits Yearly income of the whole family, before taxes.
HUD income limits by family size, Fiscal year 2026. Area: Montgomery, AL MSA.
People Extremely low (30%) Very low (50%) Low
1 person $18,700 $31,100 $49,750
2 people $21,640 $35,550 $56,850
3 people $27,320 $40,000 $63,950
4 people $33,000 $44,400 $71,050
5 people $38,680 $48,000 $76,750
6 people $44,360 $51,550 $82,450
7 people $50,040 $55,100 $88,150
8 people $55,720 $58,650 $93,800

Area median income: $88,800. HUD income limits by family size, Fiscal year 2026. Area: Montgomery, AL MSA. Source: HUD, Fiscal year 2026

How much can you earn? Check your case

Possible payment standard

  • Studio $887 – $1,085
  • 1 bedroom $903 – $1,103
  • 2 bedrooms $1,035 – $1,265
  • 3 bedrooms $1,328 – $1,624
  • 4 bedrooms $1,537 – $1,879

The range the rule allows: 90% to 110% of the county's fair market rent. Your agency publishes its own.

Housing agencies that serve this place

Housing agencies in Alabama Source: HUD, Retrieved November 6, 2026

Your rights as a tenant in Alabama

What Alabama law says about deposits, notices and eviction, with the citation for each rule.

See your rights, rule by rule

Compare these rules with other states →

A summary of state law, not legal advice. Cities may have additional rules.

How much can they charge for a deposit?
Up to 1 month of rent
Ala. Code §35-9A-201(a)
When must they return my deposit?
60 calendar days
Ala. Code §35-9A-201(b)-(c)
If I fall behind on rent, what notice must I get?
7 business days
Ala. Code §35-9A-421(b)
How much notice ends a month-to-month rental?
30 calendar days
Ala. Code §35-9A-441(b)
  • Only a court order can remove youAla. Code §35-9A-427
  • Protection from retaliationAla. Code §35-9A-501(a)

Help

Where to get help with rent in Montgomery County

This HUD-approved agency has an office in Montgomery County. They counsel for free or at low cost.

  • Legal Services Alabama Inc

    2567 Fairlane Drive Suite 300, Montgomery · Spanish

    Also serves in other languages.

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 4 more

Tool

How much cash do you need to move in?

It starts with the 2-bedroom fair market rent in Montgomery County. Change the rent, the deposit and the fees to yours: the numbers stay in your browser.

Count power on top of the rent: in Alabama, the average home bill was $174 a month in 2024 (EIA). See electricity and gas costs

Your move

We use the place's fair market rent and the state's deposit rule.

Adjust advanced details
Deposit and rent in advance
The deposit, in

Let's do the math

Cash to move in

$2,300

What you need before you get the keys.

What adds up

First month
$1,150
Security deposit
$1,150
Total
$2,300

The deposit cap

Pick your state to see whether its law caps the deposit.

Compare each state's rules →

When you'll have it

Enter what you can set aside each month to see how long it takes.

What helps

  • Ask for a receipt for every payment and keep a copy of the lease.
  • On move-in day, walk through the home and take dated photos.
  • Never send money for a home you haven't seen or a lease you haven't read.

This is a planning estimate, not a price. What you are asked for depends on the landlord, your lease and your state's and city's rules. It is not legal advice.

Guides

Before you sign

Frequently asked questions

What is the fair market rent in Montgomery County?

According to HUD (Fiscal year 2027): Studio: $986; 1 bedroom: $1,003; 2 bedrooms: $1,150; 3 bedrooms: $1,476; 4 bedrooms: $1,708. It covers rent plus basic utilities, except the phone.

How much do you need to earn to rent in Montgomery County?

Paying the 2-bedroom fair market rent ($1,150) without spending more than 30% of income takes $22.12 an hour full time, or $46,000 a year.

Who qualifies for Section 8 in Montgomery County?

Generally, families with very low income: no more than 50% of the area median income. For 4 people, HUD's limit here is $44,400 a year (Fiscal year 2026). The family usually pays 30% of its adjusted monthly income. You apply at the housing agency.

How much does Section 8 pay in Montgomery County?

The voucher pays up to your housing agency's payment standard, minus your share. The rule lets the agency set it between 90% and 110% of the fair market rent: for 2 bedrooms here, between $1,035 and $1,265 a month. Your agency publishes its figure.

Does the fair market rent change by ZIP code in Montgomery County?

For 2 bedrooms they run from $920 in 36104 to $1,730 in 36113. Where HUD designates these areas, or where the housing agency chooses to use them, the voucher is figured on the ZIP code's rent instead of the county's. Ask your agency which one it uses.

How many low-income apartments are there in Montgomery County?

HUD lists 61 properties with homes for low-income households in Montgomery County: tax-credit apartments (LIHTC), HUD-assisted buildings and public housing. They run from the most low-income homes to the fewest. For tax-credit apartments and HUD-assisted buildings, you apply directly at the building's management office. They tell you whether units are open and how to apply; HUD does not have that information.

How many households spend too much on rent in Montgomery County?

HUD counts rent as a burden when it reaches 30% of income or more. In Montgomery County, 53% of renter households are in that position; in Alabama, 49%, and nationwide, 51% (Average 2020–2024, Census).