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City · 16,414 residents · Jefferson County, Alabama

Hueytown , Alabama

In Hueytown, a typical home is worth $155,300 and typical rent is $1,304 a month. Compared with all of Jefferson County, the typical home value is 35% lower, typical rent is 9% higher, and the share of households that own their home is 18 points higher.

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  • Typical home value

    $155,300

    35% below the county

    26% below Alabama

    • Hueytown
    • Jefferson
    • Alabama

  • Typical rent

    $1,304a month

    9% above the county

    29% above Alabama

    • Hueytown
    • Jefferson
    • Alabama

  • Typical household income

    $62,784a year

    5% below the county

    About the same as Alabama

    • Hueytown
    • Jefferson
    • Alabama

  • Households that own their home

    82%

    18 points above the county

    12 points above Alabama

    • Hueytown
    • Jefferson
    • Alabama

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$162,892
about the same as 12 months ago
Typical rent
$1,265 a month
3.7% more than 12 months ago

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Hueytown is in Jefferson County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Jefferson County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Hueytown apart

What this place has that others do not, from public data, most unusual first.

  1. 82% of households in Hueytown own their home, against 64% in Jefferson County.

  2. Nearby, in Midfield, the typical home value is $107,600: 31% less than in Hueytown ($155,300).

  3. The typical home in Hueytown is worth $155,300, 35% less than in Jefferson County as a whole ($240,000).

  4. Nearby, in Bessemer, the typical rent is $961: 26% less than in Hueytown ($1,304).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Hueytown

What homes there are in Hueytown, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

The detached house rules in Hueytown: 87% of homes, more than in Jefferson County (69%).

In Hueytown there are many mobile homes: 7% of homes; in Jefferson County, 3%.

Year built

In Hueytown, half of the homes were built before 1972; in Jefferson County, before 1975.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

With an FHA limit of $541,287, at least 97% of owner-occupied homes in Hueytown sit below it: they are worth less than $500,000.

Monthly rent with utilities

With a mortgage

$1,166 a month

Jefferson County: $1,619 a month

Without a mortgage

$438 a month

Jefferson County: $533 a month

Owners with a mortgage

61%

Jefferson County: 60%

Owning costs less in Hueytown: with a mortgage, the typical cost is $1,166 a month; in Jefferson County, $1,619. Without one, $438.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Homes in Hueytown gained value more slowly than in Jefferson County: 33% since 2015–2019, against 51%.

Since 2015–2019, the typical rent in Hueytown rose 49%, more than in Jefferson County (33%).

Housing prices ran ahead of income in Hueytown: typical income rose 22%, against +33% for home values and +49% for rent.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureHueytownJefferson CountyAlabamaUnited States
Rental vacancy Unreliable estimate7.0%7.2%5.5%
Homeowner vacancy Unreliable estimate1.2%1.1%0.9%
More than one person per room Unreliable estimate1.6%1.7%3.4%
People per household 2.822.402.482.53
Drive alone 80%77%81%69%
Carpool 8%8%8%9%
Public transit Unreliable estimate1%0%3%
Walk or bike Unreliable estimate2%1%3%
Work from home 12%11%9%15%
Other means Unreliable estimate1%1%2%
Typical commute 20 to 29 minutes20 to 29 minutes20 to 29 minutes20 to 29 minutes

Households in Hueytown are bigger: 2.82 people on average; in Jefferson County, 2.40.

The car rules in Hueytown: 80% of workers drive to work alone, and the typical trip takes 20 to 29 minutes.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Hueytown?

A typical home is within reach of the typical income

We start with a typical home in Hueytown, worth $155,300, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 24% of the typical household income in Hueytown, which is $62,784 a year.

The calculator's FHA and conventional loan limits are those of all of Jefferson County.

Your numbers

Local data
$

Starts at the typical home value in Hueytown. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $5,436 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,239

at 7.18% · 30 years

Loan amount
$152,487
Total interest
$219,392
Paid off in
November 2056

Includes $2,623 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,465 a month

    Your payment · 24%

  • Tight

    $1,465 to $1,884 a month

  • Hard

    more than $1,884 a month

Compared with the typical household income in Hueytown ($62,784 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,239
Principal & interest$1,033
Property tax$73
Home insurance$65
FHA mortgage insurance (MIP)$69

You need at least $5,436 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Hueytown and Jefferson County

Hueytown is in Jefferson County, Alabama. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Hueytown's own numbers

Typical home value
$155,300
Typical monthly rent
$1,304
Typical yearly household income
$62,784
Households that own their home
82%
Effective property tax rate
0.56%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Jefferson County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,375
Price change over 5 years (FHFA)
+38%
Homes in a high flood-risk zone
2.3%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Jefferson County.

Everything about Jefferson County

Buying

Buying a home in Hueytown

A typical home in Hueytown is worth $155,300: 35% below the county and 26% below Alabama. With the typical household income in Hueytown ($62,784 a year), a typical home costs 2.5 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Hueytown 2.5 years
  • Jefferson 3.6 years
  • Alabama 3.3 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Jefferson County

According to FHFA’s house price index, home prices in Jefferson County rose 73% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Jefferson County.

Period County Alabama U.S.
Last year (2025) +2.2% +2.5% +2.9%
5 years (2020–2025) +38% +47% +47%
10 years (2015–2025) +73% +77% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Hueytown next to Jefferson County, Alabama and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Hueytown $155,300
  • Jefferson $240,000
  • Alabama $209,900
  • United States $332,700
Typical monthly rent
  • Hueytown $1,304
  • Jefferson $1,193
  • Alabama $1,007
  • United States $1,413
Typical yearly household income
  • Hueytown $62,784
  • Jefferson $66,388
  • Alabama $63,999
  • United States $80,734
See the full table
Hueytown next to Jefferson County and Alabama
Measure Hueytown Jefferson County Alabama U.S.
Typical home value $155,300 $240,000 $209,900 $332,700
Typical monthly rent $1,304 $1,193 $1,007 $1,413
Typical yearly household income $62,784 $66,388 $63,999 $80,734
Households that own their home 82% 64% 70% 65%
Typical yearly property tax $873 $1,409 $788 $3,119
Effective property tax rate 0.56% 0.59% 0.38% 0.94%
Renters with high rent for their income 51% 54% 49% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Jefferson County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Hueytown

For a typical $155,300 home in Hueytown, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Hueytown's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $1,239a month

    Least cash to close
    Down payment
    $5,436
    Cash to close
    $10,095
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $69

  • Conventional, 5% down $1,210a month

    Down payment
    $7,765
    Cash to close
    $12,424
    Rate
    7.18%
    Mortgage insurance
    PMI · $74

  • Conventional, 20% down, no PMI $979a month

    Down payment
    $31,060
    Cash to close
    $35,719
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,122a month

    Down payment
    $23,295
    Cash to close
    $27,954
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Hueytown and for Jefferson County.

Property tax

Effective rate in Hueytown

0.56%of the home’s value each year

$873 a year for the typical owner in Hueytown.

  • Hueytown 0.56%
  • Jefferson 0.59%
  • Alabama 0.38%

What Alabama publishes Basic homestead exemption (type H-1) (Alabama Department of Revenue)

Exemptions and deadlines in Alabama

Flood risk in Jefferson County

FEMA does not publish these numbers by city: they are for all of Jefferson County.

Homes in the high-risk zone
2.3%
5,592
Of those, with NFIP insurance
13%
County Alabama U.S.
Homes in the high-risk zone 2.3% 3.2% 3.5%
Of those, with NFIP insurance 13% 29% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Hueytown

Typical rent in Hueytown is $1,304 a month: 9% above the county. In Hueytown, 51% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Jefferson County, by unit size. To pay the 2-bedroom one ($1,375 a month) without spending more than 30% of your income, you would need to earn $26.44 an hour working full time.

HUD fair market rent for all of Jefferson County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,177 $22.63 $47,080
1 bedroom $1,263 $24.29 $50,520
2 bedrooms $1,375 $26.44 $55,000
3 bedrooms $1,727 $33.21 $69,080
4 bedrooms $1,941 $37.33 $77,640

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Hueytown

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Hueytown is in ZIP code 35023.

For 2 bedrooms it is $1,420: $45 more than the fair market rent for Jefferson County ($1,375).

  • 35023 $1,420$1,780

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Hueytown when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in Hueytown

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 6 HUD-approved agencies with an office in Jefferson County; 2 say they serve in Spanish.

Two women and a girl laugh together at the bus stop.

HUD counseling is free or low-cost

Assistance programs in Hueytown

No down payment, repair or rent-help program on our list is for Hueytown or Jefferson County. The ones below are statewide in Alabama: they work in Hueytown the same as in the rest of the state.

Which programs do I qualify for? All programs in Alabama

  • Step Up

    Statewide in Alabama

    Alabama state authority program with down payment assistance of 4% of the price (up to $10,000) as a 10-year second mortgage, alongside a 30-year fixed mortgage. Offered by Alabama Housing Finance Authority (AHFA).

    Repayable

    See the program Official page

  • First Step Mortgage Revenue Bonds

    Statewide in Alabama

    Alabama state authority 30-year low-rate mortgage, for first-time buyers and for people who have owned a home before, with down payment assistance of 4% of the price, up to $10,000, as a ten-year second mortgage. Offered by Alabama Housing Finance Authority (AHFA).

    Repayable

    See the program Official page

  • Affordable Income Subsidy Grant

    Statewide in Alabama

    Alabama state authority grant for closing costs with an HFA Advantage conventional loan: 1% of the loan if you earn up to 50% of the area median, or half a percent if you earn 50% to 80%. Offered by Alabama Housing Finance Authority (AHFA).

    Grant

    See the program Official page

Housing counselors near Hueytown

The HUD-approved agencies closest to the center of Hueytown, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Hispanic Interest Coalition of Alabama

    200 6th Ave SW, Birmingham · 12 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 7 more
    (205) 942-5505

  • NSC (naca Counseling Subsidiary) - Birmingham, AL

    529 Beacon Pkwy W Ste 204, Birmingham · 12 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 5 more
    (205) 942-8111

  • Birmingham Urban League, Inc.

    1229 3rd Ave N, Birmingham · 13 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 7 more
    (205) 326-0162

Every agency in Jefferson County All counseling agencies in Alabama

Help in Spanish near Hueytown

2 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Hueytown

HUD’s record names them for Hueytown or Jefferson County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Jefferson County Housing Authority Public housing and Section 8 vouchers (205) 849-0123

5 other authorities have an office in Jefferson County: see the list Source: HUD

Cities

Other cities in Jefferson County

These cities are also in Jefferson County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Jefferson County Housing in Alabama
See 9 more cities in Jefferson County, with prices and rents

Every city has its own page with prices, rents and help.

Nearby cities

The cities closest to Hueytown, with the typical home value.

Neighboring counties

If Jefferson County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Hueytown.

All guides
Two parents walk hand in hand with their little daughter.

Questions

Housing questions about Hueytown

Short answers with the numbers for Hueytown and all of Jefferson County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Hueytown?

The typical home value in Hueytown is $155,300, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Jefferson County it is $240,000.

How much does it cost to rent in Hueytown?

Typical rent in Hueytown is $1,304 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Jefferson County is $1,375.

What is the FHA loan limit in Hueytown?

Hueytown uses the FHA limit for all of Jefferson County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Hueytown?

The typical homeowner in Hueytown pays $873 a year, according to the U.S. Census Bureau. That is 0.56% of the home’s value; in Jefferson County, the rate is 0.59%.

Where can I find free help to buy or rent in Hueytown?

There are 6 HUD-approved counseling agencies with an office in Jefferson County. 2 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).