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City · 26,677 residents · Douglas County, Wisconsin

Superior , Wisconsin

In Superior, a typical home is worth $180,400 and typical rent is $900 a month. Compared with all of Douglas County, typical household income is 14% lower, the typical home value is 12% lower, and the share of households that own their home is 11 points lower.

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  • Typical home value

    $180,400

    12% below the county

    32% below Wisconsin

    • Superior
    • Douglas
    • Wisconsin

  • Typical rent

    $900a month

    About the same as the county

    17% below Wisconsin

    • Superior
    • Douglas
    • Wisconsin

  • Typical household income

    $64,216a year

    14% below the county

    17% below Wisconsin

    • Superior
    • Douglas
    • Wisconsin

  • Households that own their home

    61%

    11 points below the county

    7 points below Wisconsin

    • Superior
    • Douglas
    • Wisconsin

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$233,487
4.5% more than 12 months ago
Typical rent
$1,126 a month
15.3% more than 12 months ago

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Superior is in Douglas County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Douglas County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Superior apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Ashland, the typical rent is $753: 16% less than in Superior ($900).

  2. 61% of households in Superior own their home, against 72% in Douglas County.

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Superior

What homes there are in Superior, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In Superior, 6 in 10 homes are single-family detached houses; in Douglas County, 7.

Year built

The typical home in Superior was built in 1957, 12 years before the typical one in Douglas County.

In Superior, 20% of homes have 1 bedroom or none (studios); 50% have 3 bedrooms or more, against 53% in Douglas County.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

The FHA loan limit for Douglas County is $541,287, and about 97% of owner-occupied homes in Superior are worth less than that.

Monthly rent with utilities

About 70% of rented homes in Superior cost less than HUD's 2-bedroom fair market rent for Douglas County ($1,207).

With a mortgage

$1,393 a month

Douglas County: $1,472 a month

Without a mortgage

$614 a month

Douglas County: $587 a month

Owners with a mortgage

63%

Douglas County: 59%

The typical cost for an owner with a mortgage in Superior is $1,393 a month, less than in Douglas County ($1,472); without one, $614.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Since 2015–2019, homes in Superior gained value faster than in Douglas County: 49% against 41%.

Much as in Douglas County, the typical rent in Superior rose 19% since 2015–2019.

To compare: typical income in Superior rose 37%; the home, +49%; the rent, +19%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureSuperiorDouglas CountyWisconsinUnited States
Rental vacancy Unreliable estimateUnreliable estimate4.5%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate0.5%0.9%
More than one person per room Unreliable estimate0.6%1.7%3.4%
People per household 2.152.242.332.53
Drive alone 74%76%74%69%
Carpool 10%10%7%9%
Public transit 1%1%1%3%
Walk or bike 5%4%3%3%
Work from home 9%9%13%15%
Other means Unreliable estimate1%1%2%
Typical commute 10 to 19 minutes10 to 19 minutes10 to 19 minutes20 to 29 minutes

Much as in Douglas County, a household in Superior has 2.15 people on average.

The car rules in Superior: 74% of workers drive to work alone, and the typical trip takes 10 to 19 minutes.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Superior?

A typical home is tight for the typical income

We start with a typical home in Superior, worth $180,400, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 29% of the typical household income in Superior, which is $64,216 a year. For that payment to be 28% of income, a household would need to earn about $67,539 a year.

The calculator's FHA and conventional loan limits are those of all of Douglas County.

Your numbers

Local data
$

Starts at the typical home value in Superior. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $6,314 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,576

at 7.18% · 30 years

Loan amount
$177,133
Total interest
$254,852
Paid off in
November 2056

Includes $3,047 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,498 a month

  • Tight

    $1,498 to $1,926 a month

    Your payment · 29%

  • Hard

    more than $1,926 a month

Compared with the typical household income in Superior ($64,216 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,576
Principal & interest$1,200
Property tax$221
Home insurance$75
FHA mortgage insurance (MIP)$80

You need at least $6,314 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Superior and Douglas County

Superior is in Douglas County, Wisconsin. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Superior's own numbers

Typical home value
$180,400
Typical monthly rent
$900
Typical yearly household income
$64,216
Households that own their home
61%
Effective property tax rate
1.47%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Douglas County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,207
Price change over 5 years (FHFA)
+61%
Homes in a high flood-risk zone
1.4%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Douglas County.

Everything about Douglas County

Buying

Buying a home in Superior

A typical home in Superior is worth $180,400: 12% below the county and 32% below Wisconsin. With the typical household income in Superior ($64,216 a year), a typical home costs 2.8 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Superior 2.8 years
  • Douglas 2.7 years
  • Wisconsin 3.4 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Douglas County

According to FHFA’s house price index, home prices in Douglas County rose 95% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Douglas County.

Period County Wisconsin U.S.
Last year (2025) +5.1% +5.4% +2.9%
5 years (2020–2025) +61% +57% +47%
10 years (2015–2025) +95% +96% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Superior next to Douglas County, Wisconsin and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Superior $180,400
  • Douglas $205,800
  • Wisconsin $266,500
  • United States $332,700
Typical monthly rent
  • Superior $900
  • Douglas $909
  • Wisconsin $1,087
  • United States $1,413
Typical yearly household income
  • Superior $64,216
  • Douglas $75,099
  • Wisconsin $77,485
  • United States $80,734
See the full table
Superior next to Douglas County and Wisconsin
Measure Superior Douglas County Wisconsin U.S.
Typical home value $180,400 $205,800 $266,500 $332,700
Typical monthly rent $900 $909 $1,087 $1,413
Typical yearly household income $64,216 $75,099 $77,485 $80,734
Households that own their home 61% 72% 68% 65%
Typical yearly property tax $2,645 $2,599 $3,792 $3,119
Effective property tax rate 1.47% 1.26% 1.42% 0.94%
Renters with high rent for their income 43% 43% 44% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Douglas County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Superior

For a typical $180,400 home in Superior, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Superior's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $1,576a month

    Least cash to close
    Down payment
    $6,314
    Cash to close
    $11,726
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $80

  • Conventional, 5% down $1,543a month

    Down payment
    $9,020
    Cash to close
    $14,432
    Rate
    7.18%
    Mortgage insurance
    PMI · $86

  • Conventional, 20% down, no PMI $1,274a month

    Down payment
    $36,080
    Cash to close
    $41,492
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,441a month

    Down payment
    $27,060
    Cash to close
    $32,472
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Superior and for Douglas County.

Property tax

Effective rate in Superior

1.47%of the home’s value each year

$2,645 a year for the typical owner in Superior.

  • Superior 1.47%
  • Douglas 1.26%
  • Wisconsin 1.42%

What Wisconsin publishes Lottery and Gaming Credit for your primary residence (Wisconsin Department of Revenue)

Exemptions and deadlines in Wisconsin

Flood risk in Douglas County

FEMA does not publish these numbers by city: they are for all of Douglas County.

Homes in the high-risk zone
1.4%
275
Of those, with NFIP insurance
13%
County Wisconsin U.S.
Homes in the high-risk zone 1.4% 1.4% 3.5%
Of those, with NFIP insurance 13% 19% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Superior

Typical rent in Superior is $900 a month: about the same as the county. In Superior, 43% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Douglas County, by unit size. To pay the 2-bedroom one ($1,207 a month) without spending more than 30% of your income, you would need to earn $23.21 an hour working full time.

HUD fair market rent for all of Douglas County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $841 $16.17 $33,640
1 bedroom $961 $18.48 $38,440
2 bedrooms $1,207 $23.21 $48,280
3 bedrooms $1,671 $32.13 $66,840
4 bedrooms $2,017 $38.79 $80,680

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Superior

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Superior is in ZIP code 54880.

For 2 bedrooms it is $1,130: $77 less than the fair market rent for Douglas County ($1,207).

  • 54880 $1,130$1,560

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Superior when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Superior

HUD lists 26 buildings with rents for lower incomes in Superior. These are the largest.

  • Phoenix Villa Apts 1100 Weeks Ave, Superior 54880 334 low-income homes · For older adults (888) 276-0247
  • Park Place Homes 701 Roosevelt Ave, Superior 54880 266 low-income homes · Run by Housing Authority of the City of Superior · Average payment: $517 a month · Average wait: 21 months · Homes at several sites (715) 394-6601
  • Catlin Rehab LLC 602 Sweetser St, Superior 54880 136 low-income homes · For families
  • Royalton Manor 1900 New York Ave, Superior 54880 109 low-income homes · For older adults (715) 392-1014
  • C. L. Lund 914 Tower Ave, Superior 54880 91 low-income homes · For older adults (715) 392-3722

See all 27 buildings in Douglas County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Superior

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Douglas County. The nearest ones are below; many serve by phone or online.

A grandmother pushes her grandson on a playground swing.

HUD counseling is free or low-cost

Assistance programs in Superior

No down payment, repair or rent-help program on our list is for Superior or Douglas County. The ones below are statewide in Wisconsin: they work in Superior the same as in the rest of the state.

Which programs do I qualify for? All programs in Wisconsin

  • WHEDA Easy Close Advantage DPA

    Statewide in Wisconsin

    Wisconsin state agency second mortgage for the down payment: up to 6% of the price, over 10 years with a monthly payment and the same rate as the WHEDA first mortgage. Offered by Wisconsin Housing and Economic Development Authority (WHEDA).

    Repayable

    See the program Official page

  • WHEDA Capital Access DPA

    Statewide in Wisconsin

    Limited funds remain, per the source

    $7,500 loan from the Wisconsin state agency for the down payment and closing costs, over 30 years, at 0% and with no monthly payments, alongside a WHEDA mortgage; limited funds, first come, first served. Offered by Wisconsin Housing and Economic Development Authority (WHEDA).

    Deferred

    See the program Official page

Housing counselors near Superior

The HUD-approved agencies closest to the center of Superior, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Wisconsin Native Loan Fund

    14284 State Highway 70 W, Lac Du Flambeau · 116 miles away

    • Workshops for new owners
    • Pre-purchase counseling
    • and 1 more
    (715) 588-1600

  • Western Dairyland Economic Opportunity Council Inc

    1 Better Way, Eau Claire · 136 miles away · Spanish

    Also serves in American Sign Language (ASL) and Hmong.

    • Mortgage delinquency and default
    • Homelessness services
    • and 2 more
    (715) 836-7511

  • First Nations Community Financial

    206 S Roosevelt Rd Ste 123, Black River Falls · 176 miles away

    • Budget and financial counseling
    • Workshops for new owners
    • and 3 more
    (715) 284-2470

All counseling agencies in Wisconsin

Help in Spanish near Superior

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Superior

HUD’s record names them for Superior or Douglas County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Housing Authority of the City of Superior Public housing and Section 8 vouchers (715) 394-6601

All housing agencies in Wisconsin Source: HUD

Cities

Nearby cities

The cities closest to Superior, with the typical home value.

Everything about Douglas County Housing in Wisconsin

Neighboring counties

If Douglas County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Superior.

All guides
A father holds his baby and his young son by a white picket fence.

Questions

Housing questions about Superior

Short answers with the numbers for Superior and all of Douglas County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Superior?

The typical home value in Superior is $180,400, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Douglas County it is $205,800.

How much does it cost to rent in Superior?

Typical rent in Superior is $900 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Douglas County is $1,207.

What is the FHA loan limit in Superior?

Superior uses the FHA limit for all of Douglas County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Superior?

The typical homeowner in Superior pays $2,645 a year, according to the U.S. Census Bureau. That is 1.47% of the home’s value; in Douglas County, the rate is 1.26%.

Where can I find free help to buy or rent in Superior?

We found no HUD-approved counseling agencies with an office in Douglas County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).