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City · 7,191 residents · Asotin County, Washington

Clarkston , Washington

In Clarkston, a typical home is worth $253,500 and typical rent is $917 a month. Compared with all of Asotin County, typical household income is 25% lower, the typical home value is 22% lower, and the share of households that own their home is 18 points lower.

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  • Typical home value

    $253,500

    22% below the county

    55% below Washington

    • Clarkston
    • Asotin
    • Washington

  • Typical rent

    $917a month

    12% below the county

    48% below Washington

    • Clarkston
    • Asotin
    • Washington

  • Typical household income

    $54,152a year

    25% below the county

    45% below Washington

    • Clarkston
    • Asotin
    • Washington

  • Households that own their home

    55%

    18 points below the county

    9 points below Washington

    • Clarkston
    • Asotin
    • Washington

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$343,153
2.3% more than 12 months ago

From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).

Clarkston is in Asotin County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Asotin County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Clarkston apart

What this place has that others do not, from public data, most unusual first.

  1. Clarkston has the 2nd lowest typical rent of the 190 cities in Washington with more than 5,000 people ($917).

  2. Clarkston has the 5th lowest typical household income of the 194 cities in Washington with more than 5,000 people ($54,152).

  3. Clarkston has the 8th lowest typical home value of the 191 cities in Washington with more than 5,000 people ($253,500).

  4. 55% of households in Clarkston own their home, against 73% in Asotin County.

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Clarkston

What homes there are in Clarkston, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In Clarkston, 7 in 10 homes are single-family detached houses, about the same as in Asotin County.

Year built

Homes in Clarkston are older: the typical year built is 1955; in Asotin County, 1976.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$1,288 a month

Asotin County: $1,593 a month

Without a mortgage

$416 a month

Asotin County: $496 a month

Owners with a mortgage

65%

Asotin County: 55%

Owning costs less in Clarkston: with a mortgage, the typical cost is $1,288 a month; in Asotin County, $1,593. Without one, $416.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Since 2015–2019, homes in Clarkston gained value faster than in Asotin County: 77% against 64%.

Rents in Clarkston rose more slowly than in Asotin County: 23% since 2015–2019, against 31%.

While home values in Clarkston changed +77% and rent +23%, the typical household income rose 35%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureClarkstonAsotin CountyWashingtonUnited States
Rental vacancy Unreliable estimateUnreliable estimate4.5%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate0.7%0.9%
More than one person per room Unreliable estimateUnreliable estimate3.5%3.4%
People per household 2.512.352.502.53
Drive alone 80%80%63%69%
Carpool 8%6%9%9%
Public transit Unreliable estimateUnreliable estimate3%3%
Walk or bike Unreliable estimateUnreliable estimate4%3%
Work from home Unreliable estimate11%20%15%
Other means Unreliable estimateUnreliable estimate1%2%
Typical commute 10 to 19 minutes10 to 19 minutes20 to 29 minutes20 to 29 minutes

More people live in each home here: 2.51 on average, against 2.35 in Asotin County.

In Clarkston, 80% of workers drive alone to work; in Asotin County, 80%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Clarkston?

A typical home costs more than the typical income allows

We start with a typical home in Clarkston, worth $253,500, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 46% of the typical household income in Clarkston, which is $54,152 a year. For that payment to be 28% of income, a household would need to earn about $88,206 a year.

The calculator's FHA and conventional loan limits are those of all of Asotin County.

Your numbers

Local data
$

Starts at the typical home value in Clarkston. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $8,873 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$2,058

at 7.18% · 30 years

Loan amount
$248,908
Total interest
$358,120
Paid off in
November 2056

Includes $4,281 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,264 a month

  • Tight

    $1,264 to $1,625 a month

  • Hard

    more than $1,625 a month

    Your payment · 46%

Compared with the typical household income in Clarkston ($54,152 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$2,058
Principal & interest$1,686
Property tax$154
Home insurance$106
FHA mortgage insurance (MIP)$112

You need at least $8,873 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Clarkston and Asotin County

Clarkston is in Asotin County, Washington. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Clarkston's own numbers

Typical home value
$253,500
Typical monthly rent
$917
Typical yearly household income
$54,152
Households that own their home
55%
Effective property tax rate
0.73%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Asotin County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,234
Price change over 5 years (FHFA)
+53%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Asotin County.

Everything about Asotin County

Buying

Buying a home in Clarkston

A typical home in Clarkston is worth $253,500: 22% below the county and 55% below Washington. With the typical household income in Clarkston ($54,152 a year), a typical home costs 4.7 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Clarkston 4.7 years
  • Asotin 4.5 years
  • Washington 5.8 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Asotin County

According to FHFA’s house price index, home prices in Asotin County rose 96% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Asotin County.

Period County Washington U.S.
Last year (2025) +4.4% +1.8% +2.9%
5 years (2020–2025) +53% +44% +47%
10 years (2015–2025) +96% +113% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Clarkston next to Asotin County, Washington and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Clarkston $253,500
  • Asotin $325,600
  • Washington $564,600
  • United States $332,700
Typical monthly rent
  • Clarkston $917
  • Asotin $1,043
  • Washington $1,760
  • United States $1,413
Typical yearly household income
  • Clarkston $54,152
  • Asotin $72,283
  • Washington $98,141
  • United States $80,734
See the full table
Clarkston next to Asotin County and Washington
Measure Clarkston Asotin County Washington U.S.
Typical home value $253,500 $325,600 $564,600 $332,700
Typical monthly rent $917 $1,043 $1,760 $1,413
Typical yearly household income $54,152 $72,283 $98,141 $80,734
Households that own their home 55% 73% 64% 65%
Typical yearly property tax $1,853 $2,340 $4,556 $3,119
Effective property tax rate 0.73% 0.72% 0.81% 0.94%
Renters with high rent for their income 40% 44% 50% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Asotin County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Clarkston

For a typical $253,500 home in Clarkston, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Clarkston's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $2,058a month

    Least cash to close
    Down payment
    $8,873
    Cash to close
    $16,478
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $112

  • Conventional, 5% down $2,012a month

    Down payment
    $12,675
    Cash to close
    $20,280
    Rate
    7.18%
    Mortgage insurance
    PMI · $120

  • Conventional, 20% down, no PMI $1,634a month

    Down payment
    $50,700
    Cash to close
    $58,305
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,868a month

    Down payment
    $38,025
    Cash to close
    $45,630
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Clarkston and for Asotin County.

Property tax

Effective rate in Clarkston

0.73%of the home’s value each year

$1,853 a year for the typical owner in Clarkston.

  • Clarkston 0.73%
  • Asotin 0.72%
  • Washington 0.81%

What Washington publishes Exemption for people 61 and older or with disabilities (Washington State Department of Revenue)

Exemptions and deadlines in Washington

Flood risk in Asotin County

FEMA does not publish these numbers by city: they are for all of Asotin County.

FEMA’s maps count no homes in the high-risk zone in Asotin County. That does not mean it cannot flood: check your address.

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Clarkston

Typical rent in Clarkston is $917 a month: 12% below the county. In Clarkston, 40% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Asotin County, by unit size. To pay the 2-bedroom one ($1,234 a month) without spending more than 30% of your income, you would need to earn $23.73 an hour working full time.

HUD fair market rent for all of Asotin County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $938 $18.04 $37,520
1 bedroom $943 $18.13 $37,720
2 bedrooms $1,234 $23.73 $49,360
3 bedrooms $1,709 $32.87 $68,360
4 bedrooms $2,028 $39.00 $81,120

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Clarkston

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Clarkston is in ZIP code 99403.

For 2 bedrooms it is $1,270: $36 more than the fair market rent for Asotin County ($1,234).

  • 99403 $1,270$1,760

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Clarkston when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Clarkston

HUD lists 7 buildings with rents for lower incomes in Clarkston. These are the largest.

  • Marigold Homes 1241 Billups St, Clarkston 99403 120 low-income homes · Run by HA Of Asotin County · Average payment: $394 a month · Average wait: 60 months · Homes at several sites (509) 758-5751
  • Austen Manor 1222 Chestnut St, Clarkston 99403 30 homes, 29 low-income · For older adults (509) 751-9640
  • Clarkston Gardens 1210 13th St, Clarkston 99403 26 homes, 25 low-income · 2 bd: 8 · 3 bd: 12 · 4 bd: 6 · In service since 1996 · For people with disabilities, families
  • Fair Street Apartments 1411 Fair St, Clarkston 99403 26 homes, 25 low-income · 2 bd: 8 · 3 bd: 12 · 4 bd: 6 · In service since 1998 · For people with disabilities, families
  • Cottonwood Glen 1371 Fair St, Clarkston 99403 20 homes, 19 low-income · 2 bd: 8 · 3 bd: 6 · 4 bd: 6 · In service since 1999 · For people with disabilities, families

See all 7 buildings in Asotin County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Clarkston

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Asotin County. The nearest ones are below; many serve by phone or online.

A man leans over the armchair to help a teenage girl with her book.

HUD counseling is free or low-cost

Assistance programs in Clarkston

No down payment, repair or rent-help program on our list is for Clarkston or Asotin County. The ones below are statewide in Washington: they work in Clarkston the same as in the rest of the state.

Which programs do I qualify for? All programs in Washington

  • Home Advantage Downpayment Assistance

    Statewide in Washington

    Washington state commission 0% second mortgage for 3%, 4% or 5% of the first mortgage, with no monthly payments; you do not need to be a first-time buyer. Offered by Washington State Housing Finance Commission.

    Deferred

    See the program Official page

  • Covenant Homeownership Program

    Statewide in Washington

    Washington state commission loan with no monthly payments of up to 20% of the price (maximum $150,000) plus closing costs, for first-time buyers whose family lived in Washington before 1968 and belonged to a group affected by housing discrimination, including Hispanic people. Offered by Washington State Housing Finance Commission.

    Deferred

    See the program Official page

  • House Key Opportunity DPA

    Statewide in Washington

    Washington state commission loan of up to $15,000 at 1% simple interest, with no monthly payments, for the down payment and closing costs of first-time buyers with the House Key Opportunity mortgage. Offered by Washington State Housing Finance Commission.

    Deferred

    See the program Official page

Housing counselors near Clarkston

The HUD-approved agencies closest to the center of Clarkston, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Community Frameworks

    907 W Riverside Ave, Spokane · 88 miles away

    • Home improvement and repairs
    • Workshops for new owners
    • and 2 more
    (509) 484-6733

  • Spokane Neighborhood Action Partners

    3102 W Whistalks Way, Spokane · 89 miles away · Spanish

    • Mortgage delinquency and default
    • Workshops for new owners
    • and 2 more
    (509) 456-7627

  • Rural Resources Community Action

    956 S Main St, Colville · 152 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 2 more
    (509) 685-6055

All counseling agencies in Washington

Help in Spanish near Clarkston

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Clarkston

HUD’s record names them for Clarkston or Asotin County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • HA Of Asotin County Public housing and Section 8 vouchers (509) 758-5751

All housing agencies in Washington Source: HUD

Cities

Other cities in Asotin County

These cities are also in Asotin County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Asotin County Housing in Washington

Nearby cities

The cities closest to Clarkston, with the typical home value.

Neighboring counties

If Asotin County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Clarkston.

All guides
A smiling girl holds up a small mushroom she found on a forest outing.

Questions

Housing questions about Clarkston

Short answers with the numbers for Clarkston and all of Asotin County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Clarkston?

The typical home value in Clarkston is $253,500, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Asotin County it is $325,600.

How much does it cost to rent in Clarkston?

Typical rent in Clarkston is $917 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Asotin County is $1,234.

What is the FHA loan limit in Clarkston?

Clarkston uses the FHA limit for all of Asotin County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Clarkston?

The typical homeowner in Clarkston pays $1,853 a year, according to the U.S. Census Bureau. That is 0.73% of the home’s value; in Asotin County, the rate is 0.72%.

Where can I find free help to buy or rent in Clarkston?

We found no HUD-approved counseling agencies with an office in Asotin County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).