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City · 9,854 residents · Walla Walla County, Washington

College Place , Washington

In College Place, a typical home is worth $366,600 and typical rent is $1,186 a month. Compared with all of Walla Walla County, typical household income is 17% lower and the typical home value is 10% lower.

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  • Typical home value

    $366,600

    10% below the county

    35% below Washington

    • College Place
    • Walla Walla
    • Washington

  • Typical rent

    $1,186a month

    3% below the county

    33% below Washington

    • College Place
    • Walla Walla
    • Washington

  • Typical household income

    $61,914a year

    17% below the county

    37% below Washington

    • College Place
    • Walla Walla
    • Washington

  • Households that own their home

    64%

    1 points below the county

    About the same as Washington

    • College Place
    • Walla Walla
    • Washington

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$403,805
about the same as 12 months ago
Typical rent
$1,286 a month

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

College Place is in Walla Walla County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Walla Walla County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets College Place apart

What this place has that others do not, from public data, most unusual first.

  1. The typical household income in College Place is $61,914, 17% less than in Walla Walla County as a whole ($74,202).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in College Place

What homes there are in College Place, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

Detached houses are the majority in College Place (58%), but less so than in Walla Walla County (66%).

Year built

Homes in College Place are newer: the typical year built is 1982; in Walla Walla County, 1973.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$1,874 a month

Walla Walla County: $1,897 a month

Without a mortgage

$595 a month

Walla Walla County: $656 a month

Owners with a mortgage

61%

Walla Walla County: 59%

Owning costs about the same in College Place as in Walla Walla County: with a mortgage, $1,874 a month; without one, $595.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The typical home value in College Place rose 86% since 2015–2019, more than in Walla Walla County (82%).

Rent in College Place moved so little since 2015–2019 that the Census cannot say whether it rose or fell.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureCollege PlaceWalla Walla CountyWashingtonUnited States
Rental vacancy Unreliable estimate8.1%4.5%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate0.7%0.9%
More than one person per room Unreliable estimate2.5%3.5%3.4%
People per household 2.482.442.502.53
Drive alone 65%70%63%69%
Carpool 7%8%9%9%
Public transit Unreliable estimate1%3%3%
Walk or bike 15%9%4%3%
Work from home 11%12%20%15%
Other means Unreliable estimateUnreliable estimate1%2%
Typical commute 10 to 19 minutes10 to 19 minutes20 to 29 minutes20 to 29 minutes

A household in College Place has 2.48 people on average, about the same as in Walla Walla County (2.44).

Many here get to work on foot or by bike: 15%, more than in Walla Walla County (9%).

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in College Place?

A typical home costs more than the typical income allows

We start with a typical home in College Place, worth $366,600, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 59% of the typical household income in College Place, which is $61,914 a year. For that payment to be 28% of income, a household would need to earn about $129,524 a year.

The calculator's FHA and conventional loan limits are those of all of Walla Walla County.

Your numbers

Local data
$

Starts at the typical home value in College Place. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $12,831 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$3,022

at 7.18% · 30 years

Loan amount
$359,960
Total interest
$517,898
Paid off in
November 2056

Includes $6,191 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,445 a month

  • Tight

    $1,445 to $1,857 a month

  • Hard

    more than $1,857 a month

    Your payment · 59%

Compared with the typical household income in College Place ($61,914 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$3,022
Principal & interest$2,438
Property tax$269
Home insurance$153
FHA mortgage insurance (MIP)$162

You need at least $12,831 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

College Place and Walla Walla County

College Place is in Walla Walla County, Washington. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

College Place's own numbers

Typical home value
$366,600
Typical monthly rent
$1,186
Typical yearly household income
$61,914
Households that own their home
64%
Effective property tax rate
0.88%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Walla Walla County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,561
Price change over 5 years (FHFA)
+51%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Walla Walla County.

Everything about Walla Walla County

Buying

Buying a home in College Place

A typical home in College Place is worth $366,600: 10% below the county and 35% below Washington. With the typical household income in College Place ($61,914 a year), a typical home costs 5.9 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • College Place 5.9 years
  • Walla Walla 5.5 years
  • Washington 5.8 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Walla Walla County

According to FHFA’s house price index, home prices in Walla Walla County rose 108% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Walla Walla County.

Period County Washington U.S.
Last year (2025) +5.0% +1.8% +2.9%
5 years (2020–2025) +51% +44% +47%
10 years (2015–2025) +108% +113% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

College Place next to Walla Walla County, Washington and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • College Place $366,600
  • Walla Walla $408,900
  • Washington $564,600
  • United States $332,700
Typical monthly rent
  • College Place $1,186
  • Walla Walla $1,218
  • Washington $1,760
  • United States $1,413
Typical yearly household income
  • College Place $61,914
  • Walla Walla $74,202
  • Washington $98,141
  • United States $80,734
See the full table
College Place next to Walla Walla County and Washington
Measure College Place Walla Walla County Washington U.S.
Typical home value $366,600 $408,900 $564,600 $332,700
Typical monthly rent $1,186 $1,218 $1,760 $1,413
Typical yearly household income $61,914 $74,202 $98,141 $80,734
Households that own their home 64% 65% 64% 65%
Typical yearly property tax $3,244 $3,492 $4,556 $3,119
Effective property tax rate 0.88% 0.85% 0.81% 0.94%
Renters with high rent for their income 59% 54% 50% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Walla Walla County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in College Place

For a typical $366,600 home in College Place, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, College Place's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $3,022a month

    Least cash to close
    Down payment
    $12,831
    Cash to close
    $23,829
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $162

  • Conventional, 5% down $2,955a month

    Down payment
    $18,330
    Cash to close
    $29,328
    Rate
    7.18%
    Mortgage insurance
    PMI · $174

  • Conventional, 20% down, no PMI $2,408a month

    Down payment
    $73,320
    Cash to close
    $84,318
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $2,747a month

    Down payment
    $54,990
    Cash to close
    $65,988
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for College Place and for Walla Walla County.

Property tax

Effective rate in College Place

0.88%of the home’s value each year

$3,244 a year for the typical owner in College Place.

  • College Place 0.88%
  • Walla Walla 0.85%
  • Washington 0.81%

What Washington publishes Exemption for people 61 and older or with disabilities (Washington State Department of Revenue)

Exemptions and deadlines in Washington

Flood risk in Walla Walla County

FEMA does not publish these numbers by city: they are for all of Walla Walla County.

FEMA’s maps count no homes in the high-risk zone in Walla Walla County. That does not mean it cannot flood: check your address.

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in College Place

Typical rent in College Place is $1,186 a month: 3% below the county. In College Place, 59% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Walla Walla County, by unit size. To pay the 2-bedroom one ($1,561 a month) without spending more than 30% of your income, you would need to earn $30.02 an hour working full time.

HUD fair market rent for all of Walla Walla County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,127 $21.67 $45,080
1 bedroom $1,193 $22.94 $47,720
2 bedrooms $1,561 $30.02 $62,440
3 bedrooms $2,154 $41.42 $86,160
4 bedrooms $2,609 $50.17 $104,360

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in College Place

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). College Place has 2 ZIP codes with their own.

For 2 bedrooms it runs from $1,490 in 99324 to $1,620 in 99362.

1 of the 2 is above the fair market rent for Walla Walla County ($1,561).

  • 99324 $1,490$2,060
  • 99362 $1,620$2,240

2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for College Place when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in College Place

HUD lists one building with rents for lower incomes in College Place.

  • Creekside Cottages 1297 SE Creekside Dr, College Place 99324 25 low-income homes · 1 bd: 12 · 2 bd: 13 · In service since 2000 · For older adults, people with disabilities

See all 24 buildings in Walla Walla County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in College Place

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Walla Walla County. The nearest ones are below; many serve by phone or online.

A man listens closely, seated at a meeting table.

HUD counseling is free or low-cost

Assistance programs in College Place

No down payment, repair or rent-help program on our list is for College Place or Walla Walla County. The ones below are statewide in Washington: they work in College Place the same as in the rest of the state.

Which programs do I qualify for? All programs in Washington

  • Home Advantage Downpayment Assistance

    Statewide in Washington

    Washington state commission 0% second mortgage for 3%, 4% or 5% of the first mortgage, with no monthly payments; you do not need to be a first-time buyer. Offered by Washington State Housing Finance Commission.

    Deferred

    See the program Official page

  • Covenant Homeownership Program

    Statewide in Washington

    Washington state commission loan with no monthly payments of up to 20% of the price (maximum $150,000) plus closing costs, for first-time buyers whose family lived in Washington before 1968 and belonged to a group affected by housing discrimination, including Hispanic people. Offered by Washington State Housing Finance Commission.

    Deferred

    See the program Official page

  • House Key Opportunity DPA

    Statewide in Washington

    Washington state commission loan of up to $15,000 at 1% simple interest, with no monthly payments, for the down payment and closing costs of first-time buyers with the House Key Opportunity mortgage. Offered by Washington State Housing Finance Commission.

    Deferred

    See the program Official page

Housing counselors near College Place

The HUD-approved agencies closest to the center of College Place, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Oic of Washington

    815 Fruitvale Blvd, Yakima · 109 miles away · Spanish

    Also serves in Arabic, American Sign Language (ASL), Cambodian, Cantonese, and 18 more languages.

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 2 more
    (509) 765-9206

  • Catholic Charities Housing Services

    5301 Tieton Dr, Yakima · 111 miles away · Spanish

    • Budget and financial counseling
    • Budget and credit workshops
    • and 4 more
    (509) 759-7924

  • Community Frameworks

    907 W Riverside Ave, Spokane · 121 miles away

    • Home improvement and repairs
    • Workshops for new owners
    • and 2 more
    (509) 484-6733

All counseling agencies in Washington

Help in Spanish near College Place

2 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of College Place

In HUD’s record, no housing authority with an office in Walla Walla County is named for College Place or Walla Walla County.

One other authority has an office in Walla Walla County: see the list Source: HUD

Cities

Other cities in Walla Walla County

These cities are also in Walla Walla County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Walla Walla County Housing in Washington

Nearby cities

The cities closest to College Place, with the typical home value.

Neighboring counties

If Walla Walla County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in College Place.

All guides
Three women of one family talk as they cook vegetables in the kitchen.

Questions

Housing questions about College Place

Short answers with the numbers for College Place and all of Walla Walla County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in College Place?

The typical home value in College Place is $366,600, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Walla Walla County it is $408,900.

How much does it cost to rent in College Place?

Typical rent in College Place is $1,186 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Walla Walla County is $1,561.

What is the FHA loan limit in College Place?

College Place uses the FHA limit for all of Walla Walla County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in College Place?

The typical homeowner in College Place pays $3,244 a year, according to the U.S. Census Bureau. That is 0.88% of the home’s value; in Walla Walla County, the rate is 0.85%.

Where can I find free help to buy or rent in College Place?

We found no HUD-approved counseling agencies with an office in Walla Walla County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).