Español

Este sitio también está en español. Leer en español

City · 7,657 residents · Windham County, Vermont

Brattleboro , Vermont

In Brattleboro, a typical home is worth $234,600 and typical rent is $1,113 a month. Compared with all of Windham County, typical household income is 27% lower, the typical home value is 16% lower, and the share of households that own their home is 23 points lower.

WhatsApp

  • Typical home value

    $234,600

    16% below the county

    26% below Vermont

    • Brattleboro
    • Windham
    • Vermont

  • Typical rent

    $1,113a month

    5% above the county

    10% below Vermont

    • Brattleboro
    • Windham
    • Vermont

  • Typical household income

    $52,734a year

    27% below the county

    35% below Vermont

    • Brattleboro
    • Windham
    • Vermont

  • Households that own their home

    51%

    23 points below the county

    22 points below Vermont

    • Brattleboro
    • Windham
    • Vermont

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$318,749
3.1% less than 12 months ago
Typical rent
$1,778 a month

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Brattleboro is in Windham County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Windham County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Brattleboro apart

What this place has that others do not, from public data, most unusual first.

  1. Brattleboro has the lowest typical household income of the 13 cities in Vermont with more than 5,000 people: $52,734.

  2. 51% of households in Brattleboro own their home, against 74% in Windham County.

  3. Nearby, in Rutland, the typical home value is $185,500: 21% less than in Brattleboro ($234,600).

  4. According to Zillow, in the 12 months to September 2026 the typical home value in Brattleboro fell 3.1%; in Vermont, it rose 0.9%.

  5. The typical home in Brattleboro is worth $234,600, 16% less than in Windham County as a whole ($279,600).

Sources: U.S. Census Bureau (Average 2020–2024); Zillow (September 2026 data). Zillow data

The homes here

Housing in Brattleboro

What homes there are in Brattleboro, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In Brattleboro there is a bit of everything: no kind of home reaches half. The most common are detached houses (46%); in Windham County, 69%.

Year built

In Brattleboro, at least half of the homes were built before 1940, and 69% date from before 1960.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$1,675 a month

Windham County: $1,822 a month

Without a mortgage

$872 a month

Windham County: $852 a month

Owners with a mortgage

75%

Windham County: 59%

In Brattleboro, 75% of owners have a mortgage, and their typical cost is $1,675 a month, against $1,822 in Windham County. Without one it drops to $872.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Homes in Brattleboro gained value more slowly than in Windham County: 15% since 2015–2019, against 31%.

Since 2015–2019, the typical rent in Brattleboro rose 27%, more than in Windham County (20%).

Income in Brattleboro grew faster than housing: it rose 52%, while home values changed +15% and rent +27%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureBrattleboroWindham CountyVermontUnited States
Rental vacancy Unreliable estimateUnreliable estimate3.0%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate0.7%0.9%
More than one person per room Unreliable estimate1.4%1.6%3.4%
People per household 2.042.232.282.53
Drive alone 67%68%69%69%
Carpool Unreliable estimate7%8%9%
Public transit Unreliable estimateUnreliable estimate1%3%
Walk or bike 12%6%5%3%
Work from home 12%19%17%15%
Other means Unreliable estimate1%1%2%
Typical commute 10 to 19 minutes10 to 19 minutes20 to 29 minutes20 to 29 minutes

On average, a household in Brattleboro has 2.04 people, fewer than in Windham County (2.23).

In Brattleboro, 12% of workers walk or bike to work; in Windham County, 6%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Brattleboro?

A typical home costs more than the typical income allows

We start with a typical home in Brattleboro, worth $234,600, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 51% of the typical household income in Brattleboro, which is $52,734 a year. For that payment to be 28% of income, a household would need to earn about $95,120 a year.

The calculator's FHA and conventional loan limits are those of all of Windham County.

Your numbers

Local data
$

Starts at the typical home value in Brattleboro. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $8,211 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$2,219

at 7.18% · 30 years

Loan amount
$230,351
Total interest
$331,421
Paid off in
November 2056

Includes $3,962 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,230 a month

  • Tight

    $1,230 to $1,582 a month

  • Hard

    more than $1,582 a month

    Your payment · 51%

Compared with the typical household income in Brattleboro ($52,734 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$2,219
Principal & interest$1,560
Property tax$458
Home insurance$98
FHA mortgage insurance (MIP)$104

You need at least $8,211 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Brattleboro and Windham County

Brattleboro is in Windham County, Vermont. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Brattleboro's own numbers

Typical home value
$234,600
Typical monthly rent
$1,113
Typical yearly household income
$52,734
Households that own their home
51%
Effective property tax rate
2.34%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Windham County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,605
Price change over 5 years (FHFA)
+69%
Homes in a high flood-risk zone
3.6%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Windham County.

Everything about Windham County

Buying

Buying a home in Brattleboro

A typical home in Brattleboro is worth $234,600: 16% below the county and 26% below Vermont. With the typical household income in Brattleboro ($52,734 a year), a typical home costs 4.4 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Brattleboro 4.4 years
  • Windham 3.9 years
  • Vermont 3.9 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Windham County

According to FHFA’s house price index, home prices in Windham County rose 91% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Windham County.

Period County Vermont U.S.
Last year (2025) +2.0% +3.6% +2.9%
5 years (2020–2025) +69% +64% +47%
10 years (2015–2025) +91% +89% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Brattleboro next to Windham County, Vermont and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Brattleboro $234,600
  • Windham $279,600
  • Vermont $316,600
  • United States $332,700
Typical monthly rent
  • Brattleboro $1,113
  • Windham $1,056
  • Vermont $1,234
  • United States $1,413
Typical yearly household income
  • Brattleboro $52,734
  • Windham $72,217
  • Vermont $81,203
  • United States $80,734
See the full table
Brattleboro next to Windham County and Vermont
Measure Brattleboro Windham County Vermont U.S.
Typical home value $234,600 $279,600 $316,600 $332,700
Typical monthly rent $1,113 $1,056 $1,234 $1,413
Typical yearly household income $52,734 $72,217 $81,203 $80,734
Households that own their home 51% 74% 73% 65%
Typical yearly property tax $5,490 $5,062 $5,039 $3,119
Effective property tax rate 2.34% 1.81% 1.59% 0.94%
Renters with high rent for their income 46% 46% 48% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Windham County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Brattleboro

For a typical $234,600 home in Brattleboro, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Brattleboro's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $2,219a month

    Least cash to close
    Down payment
    $8,211
    Cash to close
    $15,249
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $104

  • Conventional, 5% down $2,176a month

    Down payment
    $11,730
    Cash to close
    $18,768
    Rate
    7.18%
    Mortgage insurance
    PMI · $111

  • Conventional, 20% down, no PMI $1,827a month

    Down payment
    $46,920
    Cash to close
    $53,958
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $2,044a month

    Down payment
    $35,190
    Cash to close
    $42,228
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Brattleboro and for Windham County.

Property tax

Effective rate in Brattleboro

2.34%of the home’s value each year

$5,490 a year for the typical owner in Brattleboro.

  • Brattleboro 2.34%
  • Windham 1.81%
  • Vermont 1.59%

What Vermont publishes Property tax credit for your primary home (homestead) (Vermont Department of Taxes)

Exemptions and deadlines in Vermont

Flood risk in Windham County

FEMA does not publish these numbers by city: they are for all of Windham County.

Homes in the high-risk zone
3.6%
749
Of those, with NFIP insurance
16%
County Vermont U.S.
Homes in the high-risk zone 3.6% 1.8% 3.5%
Of those, with NFIP insurance 16% 37% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Brattleboro

Typical rent in Brattleboro is $1,113 a month: 5% above the county. In Brattleboro, 46% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Windham County, by unit size. To pay the 2-bedroom one ($1,605 a month) without spending more than 30% of your income, you would need to earn $30.87 an hour working full time.

HUD fair market rent for all of Windham County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,196 $23.00 $47,840
1 bedroom $1,304 $25.08 $52,160
2 bedrooms $1,605 $30.87 $64,200
3 bedrooms $1,912 $36.77 $76,480
4 bedrooms $2,425 $46.63 $97,000

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Brattleboro

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Brattleboro is in ZIP code 05301.

For 2 bedrooms it is $1,650: $45 more than the fair market rent for Windham County ($1,605).

  • 05301 $1,650$1,970

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Brattleboro when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Brattleboro

HUD lists 23 buildings with rents for lower incomes in Brattleboro. These are the largest.

  • Red Clover Commons 464 Canal St, Brattleboro 55 low-income homes · 1 bd: 53 · 2 bd: 2 · In service since 2016 · For older adults
  • Westgate Allocated 39 First Level Dr, Brattleboro 74 homes, 51 low-income · 1 bd: 10 · 2 bd: 39 · 3 bd: 25 · In service since 2002 · For families
  • Pe 3 - Brattleboro Neighborhood Housing 11 Cross St, Brattleboro 29 low-income homes · 1 bd: 9 · 2 bd: 17 · 3 bd: 3 · In service since 2016 · For families
  • Spring, Elliot & Valgar 11 Spring St, Brattleboro 28 homes, 27 low-income · 1 bd: 2 · 2 bd: 13 · 3 bd: 13 · In service since 2011 · For families
  • Portfolio Enhancement Phase 1 34 Canal St, Brattleboro 29 homes, 26 low-income · Studio: 10 · 1 bd: 8 · 2 bd: 6 · 3 bd: 5 · In service since 2014 · For families

See all 45 buildings in Windham County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Brattleboro

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There is 1 HUD-approved agency with an office in Windham County; 1 says it serves in Spanish.

Two women and a girl laugh together at the bus stop.

HUD counseling is free or low-cost

Assistance programs in Brattleboro

No down payment, repair or rent-help program on our list is for Brattleboro or Windham County. The ones below are statewide in Vermont: they work in Brattleboro the same as in the rest of the state.

Which programs do I qualify for? All programs in Vermont

  • VHFA ASSIST

    Statewide in Vermont

    Vermont state agency loan of up to $10,000 at 0% deferred, with no monthly payments, for the down payment and closing costs alongside the VHFA MOVE mortgage; for people who have never owned a home and have less than $20,000 in liquid savings. Offered by Vermont Housing Finance Agency (VHFA).

    Deferred

    See the program Official page

  • First Generation Homebuyer Grant

    Statewide in Vermont

    Open, per the source

    Vermont state agency grant of $15,000 for the down payment and closing costs, with a VHFA mortgage; for people who have never owned a home and have less than $20,000 in liquid savings, if their parents or guardians never owned a home (or lost it to foreclosure) or if they were in foster care. Offered by Vermont Housing Finance Agency (VHFA).

    Grant

    See the program Official page

  • Mortgage Credit Certificate (MCC)

    Statewide in Vermont

    Vermont state agency certificate that turns up to 50% of the interest you pay each year on your mortgage into a credit on your federal taxes, capped at $2,000 a year, while you live in the home and keep the original mortgage. Offered by Vermont Housing Finance Agency (VHFA).

    Tax credit

    See the program Official page

Housing counselors near Brattleboro

The HUD-approved agencies closest to the center of Brattleboro, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Windham and Windsor Housing Trust

    68 Birge St, Brattleboro · 1 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 4 more
    (802) 254-4604

  • Bennington-Rutland Opportunity Council, Inc.- Vermont

    332 Orchard Rd, Bennington · 33 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 3 more
    (802) 447-7515

  • Bennington-Rutland Opportunity Council, Inc. (BROC)

    45 Union St, Rutland · 56 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 3 more
    (802) 665-1704

Every agency in Windham County All counseling agencies in Vermont

Help in Spanish near Brattleboro

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Brattleboro

HUD’s record names them for Brattleboro or Windham County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Brattleboro Housing Authority Public housing and Section 8 vouchers (802) 254-6071

All housing agencies in Vermont Source: HUD

Cities

Nearby cities

The cities closest to Brattleboro, with the typical home value.

Everything about Windham County Housing in Vermont

Neighboring counties

If Windham County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Brattleboro.

All guides
A mother holds her laughing daughter on a grey sofa.

Questions

Housing questions about Brattleboro

Short answers with the numbers for Brattleboro and all of Windham County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Brattleboro?

The typical home value in Brattleboro is $234,600, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Windham County it is $279,600.

How much does it cost to rent in Brattleboro?

Typical rent in Brattleboro is $1,113 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Windham County is $1,605.

What is the FHA loan limit in Brattleboro?

Brattleboro uses the FHA limit for all of Windham County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Brattleboro?

The typical homeowner in Brattleboro pays $5,490 a year, according to the U.S. Census Bureau. That is 2.34% of the home’s value; in Windham County, the rate is 1.81%.

Where can I find free help to buy or rent in Brattleboro?

There is 1 HUD-approved counseling agency with an office in Windham County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).