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City · 8,412 residents · Washington County, Vermont

Barre , Vermont

In Barre, a typical home is worth $210,400 and typical rent is $1,093 a month. Compared with all of Washington County, the typical home value is 33% lower, typical household income is 21% lower, and the share of households that own their home is 23 points lower.

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  • Typical home value

    $210,400

    33% below the county

    34% below Vermont

    • Barre
    • Washington
    • Vermont

  • Typical rent

    $1,093a month

    6% below the county

    11% below Vermont

    • Barre
    • Washington
    • Vermont

  • Typical household income

    $65,625a year

    21% below the county

    19% below Vermont

    • Barre
    • Washington
    • Vermont

  • Households that own their home

    50%

    23 points below the county

    23 points below Vermont

    • Barre
    • Washington
    • Vermont

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$305,895
about the same as 12 months ago

From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).

Barre is in Washington County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Washington County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Barre apart

What this place has that others do not, from public data, most unusual first.

  1. Barre has the smallest share of rent-burdened renters of the 13 cities in Vermont with more than 5,000 people: 34%.

  2. 50% of households in Barre own their home, against 74% in Washington County.

  3. The typical home in Barre is worth $210,400, 33% less than in Washington County as a whole ($315,000).

  4. Nearby, in St. Johnsbury, the typical home value is $174,500: 17% less than in Barre ($210,400).

  5. Nearby, in St. Johnsbury, the typical rent is $912: 17% less than in Barre ($1,093).

  6. The typical household income in Barre is $65,625, 21% less than in Washington County as a whole ($83,449).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Barre

What homes there are in Barre, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In Barre there is a bit of everything: no kind of home reaches half. The most common are detached houses (43%); in Washington County, 65%.

Year built

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$1,547 a month

Washington County: $1,942 a month

Without a mortgage

$794 a month

Washington County: $843 a month

Owners with a mortgage

70%

Washington County: 60%

Owning costs less in Barre: with a mortgage, the typical cost is $1,547 a month; in Washington County, $1,942. Without one, $794.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Homes in Barre gained value more slowly than in Washington County: 33% since 2015–2019, against 39%.

Rents in Barre rose faster than in Washington County: 48% since 2015–2019, against 27%.

Income in Barre grew faster than housing: it rose 72%, while home values changed +33% and rent +48%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureBarreWashington CountyVermontUnited States
Rental vacancy Unreliable estimateUnreliable estimate3.0%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate0.7%0.9%
More than one person per room Unreliable estimate1.5%1.6%3.4%
People per household 2.002.262.282.53
Drive alone 74%70%69%69%
Carpool 11%7%8%9%
Public transit Unreliable estimate1%1%3%
Walk or bike Unreliable estimate3%5%3%
Work from home 11%19%17%15%
Other means Unreliable estimate1%1%2%
Typical commute Unreliable estimateUnreliable estimate20 to 29 minutes20 to 29 minutes

Households in Barre are smaller: 2.00 people on average; in Washington County, 2.26.

In Barre, 11% of workers share a car to get to work; in Washington County, 7%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Barre?

A typical home costs more than the typical income allows

We start with a typical home in Barre, worth $210,400, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 37% of the typical household income in Barre, which is $65,625 a year. For that payment to be 28% of income, a household would need to earn about $86,284 a year.

The calculator's FHA and conventional loan limits are those of all of Washington County.

Your numbers

Local data
$

Starts at the typical home value in Barre. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $7,364 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$2,013

at 7.18% · 30 years

Loan amount
$206,589
Total interest
$297,233
Paid off in
November 2056

Includes $3,553 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,531 a month

  • Tight

    $1,531 to $1,969 a month

  • Hard

    more than $1,969 a month

    Your payment · 37%

Compared with the typical household income in Barre ($65,625 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$2,013
Principal & interest$1,400
Property tax$433
Home insurance$88
FHA mortgage insurance (MIP)$93

You need at least $7,364 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Barre and Washington County

Barre is in Washington County, Vermont. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Barre's own numbers

Typical home value
$210,400
Typical monthly rent
$1,093
Typical yearly household income
$65,625
Households that own their home
50%
Effective property tax rate
2.47%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Washington County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,783
Price change over 5 years (FHFA)
+69%
Homes in a high flood-risk zone
4.4%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Washington County.

Everything about Washington County

Buying

Buying a home in Barre

A typical home in Barre is worth $210,400: 33% below the county and 34% below Vermont. With the typical household income in Barre ($65,625 a year), a typical home costs 3.2 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Barre 3.2 years
  • Washington 3.8 years
  • Vermont 3.9 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Washington County

According to FHFA’s house price index, home prices in Washington County rose 98% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Washington County.

Period County Vermont U.S.
Last year (2025) +6.1% +3.6% +2.9%
5 years (2020–2025) +69% +64% +47%
10 years (2015–2025) +98% +89% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Barre next to Washington County, Vermont and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Barre $210,400
  • Washington $315,000
  • Vermont $316,600
  • United States $332,700
Typical monthly rent
  • Barre $1,093
  • Washington $1,163
  • Vermont $1,234
  • United States $1,413
Typical yearly household income
  • Barre $65,625
  • Washington $83,449
  • Vermont $81,203
  • United States $80,734
See the full table
Barre next to Washington County and Vermont
Measure Barre Washington County Vermont U.S.
Typical home value $210,400 $315,000 $316,600 $332,700
Typical monthly rent $1,093 $1,163 $1,234 $1,413
Typical yearly household income $65,625 $83,449 $81,203 $80,734
Households that own their home 50% 74% 73% 65%
Typical yearly property tax $5,192 $5,498 $5,039 $3,119
Effective property tax rate 2.47% 1.75% 1.59% 0.94%
Renters with high rent for their income 34% 41% 48% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Washington County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Barre

For a typical $210,400 home in Barre, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Barre's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $2,013a month

    Least cash to close
    Down payment
    $7,364
    Cash to close
    $13,676
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $93

  • Conventional, 5% down $1,975a month

    Down payment
    $10,520
    Cash to close
    $16,832
    Rate
    7.18%
    Mortgage insurance
    PMI · $100

  • Conventional, 20% down, no PMI $1,661a month

    Down payment
    $42,080
    Cash to close
    $48,392
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,856a month

    Down payment
    $31,560
    Cash to close
    $37,872
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Barre and for Washington County.

Property tax

Effective rate in Barre

2.47%of the home’s value each year

$5,192 a year for the typical owner in Barre.

  • Barre 2.47%
  • Washington 1.75%
  • Vermont 1.59%

What Vermont publishes Property tax credit for your primary home (homestead) (Vermont Department of Taxes)

Exemptions and deadlines in Vermont

Flood risk in Washington County

FEMA does not publish these numbers by city: they are for all of Washington County.

Homes in the high-risk zone
4.4%
1,047
Of those, with NFIP insurance
38%
County Vermont U.S.
Homes in the high-risk zone 4.4% 1.8% 3.5%
Of those, with NFIP insurance 38% 37% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Barre

Typical rent in Barre is $1,093 a month: 6% below the county. In Barre, 34% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Washington County, by unit size. To pay the 2-bedroom one ($1,783 a month) without spending more than 30% of your income, you would need to earn $34.29 an hour working full time.

HUD fair market rent for all of Washington County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,242 $23.88 $49,680
1 bedroom $1,363 $26.21 $54,520
2 bedrooms $1,783 $34.29 $71,320
3 bedrooms $2,230 $42.88 $89,200
4 bedrooms $2,343 $45.06 $93,720

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Barre

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Barre is in ZIP code 05641.

For 2 bedrooms it is $1,680: $103 less than the fair market rent for Washington County ($1,783).

  • 05641 $1,680$2,110

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Barre when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Barre

HUD lists 9 buildings with rents for lower incomes in Barre. These are the largest.

  • No Barre Manor 455 N Main St, Barre 05641 276 homes, 267 low-income · Run by Barre Housing Authority · Average payment: $417 a month · Average wait: 8 months (802) 476-3185
  • Highgate Apartments 25 Skyline Dr, Barre 05641 120 homes, 113 low-income · For families
  • Highgate Apts 106 Highgate DR, Barre 120 homes, 87 low-income · 1 bd: 24 · 2 bd: 62 · 3 bd: 34 · In service since 1991 · For families
  • Highgate Redevelopment 85 Highgate Dr, Barre 120 homes, 74 low-income · 1 bd: 24 · 2 bd: 63 · 3 bd: 33 · In service since 2004 · For families
  • Downstreet Apartments 8 + 20 Summer Street, Barre 27 low-income homes · 1 bd: 16 · 2 bd: 11 · In service since 2016 · For families

See all 40 buildings in Washington County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Barre

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There is 1 HUD-approved agency with an office in Washington County; none says it serves in Spanish.

A pregnant woman reads paperwork on the sofa while the grandmother plays with the girl on the floor.

HUD counseling is free or low-cost

Assistance programs in Barre

No down payment, repair or rent-help program on our list is for Barre or Washington County. The ones below are statewide in Vermont: they work in Barre the same as in the rest of the state.

Which programs do I qualify for? All programs in Vermont

  • VHFA ASSIST

    Statewide in Vermont

    Vermont state agency loan of up to $10,000 at 0% deferred, with no monthly payments, for the down payment and closing costs alongside the VHFA MOVE mortgage; for people who have never owned a home and have less than $20,000 in liquid savings. Offered by Vermont Housing Finance Agency (VHFA).

    Deferred

    See the program Official page

  • First Generation Homebuyer Grant

    Statewide in Vermont

    Open, per the source

    Vermont state agency grant of $15,000 for the down payment and closing costs, with a VHFA mortgage; for people who have never owned a home and have less than $20,000 in liquid savings, if their parents or guardians never owned a home (or lost it to foreclosure) or if they were in foster care. Offered by Vermont Housing Finance Agency (VHFA).

    Grant

    See the program Official page

  • Mortgage Credit Certificate (MCC)

    Statewide in Vermont

    Vermont state agency certificate that turns up to 50% of the interest you pay each year on your mortgage into a credit on your federal taxes, capped at $2,000 a year, while you live in the home and keep the original mortgage. Offered by Vermont Housing Finance Agency (VHFA).

    Tax credit

    See the program Official page

Housing counselors near Barre

The HUD-approved agencies closest to the center of Barre, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Downstreet Housing and Community Development, Inc.

    22 Keith Ave, Barre · 0 miles away

    • Pre-purchase counseling
    • Homebuyer education workshops
    (802) 477-1331

  • Gilman Housing Trust, Inc. DBA Ruraledge

    1222 Main St, St Johnsbury · 28 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 6 more
    (802) 535-3555

  • Champlain Housing Trust

    88 King St, Burlington · 40 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 7 more
    (802) 861-7394

Every agency in Washington County All counseling agencies in Vermont

Help in Spanish near Barre

None of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Barre

HUD’s record names them for Barre or Washington County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Barre Housing Authority Public housing and Section 8 vouchers (802) 476-3185

2 other authorities have an office in Washington County: see the list Source: HUD

Cities

Other cities in Washington County

These cities are also in Washington County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Washington County Housing in Vermont

Nearby cities

The cities closest to Barre, with the typical home value.

Neighboring counties

If Washington County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Barre.

All guides
A mother holding her baby watches her daughter blow bubbles outdoors.

Questions

Housing questions about Barre

Short answers with the numbers for Barre and all of Washington County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Barre?

The typical home value in Barre is $210,400, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Washington County it is $315,000.

How much does it cost to rent in Barre?

Typical rent in Barre is $1,093 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Washington County is $1,783.

What is the FHA loan limit in Barre?

Barre uses the FHA limit for all of Washington County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Barre?

The typical homeowner in Barre pays $5,192 a year, according to the U.S. Census Bureau. That is 2.47% of the home’s value; in Washington County, the rate is 1.75%.

Where can I find free help to buy or rent in Barre?

There is 1 HUD-approved counseling agency with an office in Washington County. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).