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City · 9,245 residents · Bennington County, Vermont

Bennington , Vermont

In Bennington, a typical home is worth $191,700 and typical rent is $1,115 a month. Compared with all of Bennington County, the typical home value is 32% lower, typical household income is 26% lower, and the share of households that own their home is 19 points lower.

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  • Typical home value

    $191,700

    32% below the county

    39% below Vermont

    • Bennington
    • County
    • Vermont

  • Typical rent

    $1,115a month

    About the same as the county

    10% below Vermont

    • Bennington
    • County
    • Vermont

  • Typical household income

    $54,257a year

    26% below the county

    33% below Vermont

    • Bennington
    • County
    • Vermont

  • Households that own their home

    55%

    19 points below the county

    18 points below Vermont

    • Bennington
    • County
    • Vermont

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$249,862
about the same as 12 months ago
Typical rent
$1,333 a month

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Bennington is in Bennington County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Bennington County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Bennington apart

What this place has that others do not, from public data, most unusual first.

  1. Bennington has the largest share of rent-burdened renters of the 13 cities in Vermont with more than 5,000 people: 70%.

  2. 55% of households in Bennington own their home, against 74% in Bennington County.

  3. The typical home in Bennington is worth $191,700, 32% less than in Bennington County as a whole ($279,900).

  4. The typical household income in Bennington is $54,257, 26% less than in Bennington County as a whole ($73,325).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Bennington

What homes there are in Bennington, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

The detached house is still the most common home in Bennington, but it weighs less than in Bennington County: 54% against 73%.

Year built

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

At least 95% of owner-occupied homes in Bennington are worth less than $500,000, below the FHA loan limit for Bennington County ($541,287).

Monthly rent with utilities

With a mortgage

$1,592 a month

Bennington County: $1,708 a month

Without a mortgage

$895 a month

Bennington County: $843 a month

Owners with a mortgage

54%

Bennington County: 57%

In Bennington, 54% of owners have a mortgage, and their typical cost is $1,592 a month, against $1,708 in Bennington County. Without one it drops to $895.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The typical home value in Bennington rose 23% since 2015–2019, less than in Bennington County (35%).

The typical rent in Bennington rose 34% since 2015–2019, about the same as in Bennington County (37%).

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureBenningtonBennington CountyVermontUnited States
Rental vacancy Unreliable estimateUnreliable estimate3.0%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate0.7%0.9%
More than one person per room Unreliable estimateUnreliable estimate1.6%3.4%
People per household 2.182.422.282.53
Drive alone 70%70%69%69%
Carpool Unreliable estimate7%8%9%
Public transit Unreliable estimateUnreliable estimate1%3%
Walk or bike Unreliable estimate4%5%3%
Work from home 13%18%17%15%
Other means Unreliable estimate2%1%2%
Typical commute Unreliable estimate10 to 19 minutes20 to 29 minutes20 to 29 minutes

On average, a household in Bennington has 2.18 people, fewer than in Bennington County (2.42).

In Bennington, 70% of workers drive alone to work; in Bennington County, 70%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Bennington?

A typical home costs more than the typical income allows

We start with a typical home in Bennington, worth $191,700, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 40% of the typical household income in Bennington, which is $54,257 a year. For that payment to be 28% of income, a household would need to earn about $77,178 a year.

The calculator's FHA and conventional loan limits are those of all of Bennington County.

Your numbers

Local data
$

Starts at the typical home value in Bennington. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $6,710 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,801

at 7.18% · 30 years

Loan amount
$188,227
Total interest
$270,815
Paid off in
November 2056

Includes $3,237 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,266 a month

  • Tight

    $1,266 to $1,628 a month

  • Hard

    more than $1,628 a month

    Your payment · 40%

Compared with the typical household income in Bennington ($54,257 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,801
Principal & interest$1,275
Property tax$361
Home insurance$80
FHA mortgage insurance (MIP)$85

You need at least $6,710 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Bennington and Bennington County

Bennington is in Bennington County, Vermont. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Bennington's own numbers

Typical home value
$191,700
Typical monthly rent
$1,115
Typical yearly household income
$54,257
Households that own their home
55%
Effective property tax rate
2.26%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Bennington County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,503
Price change over 5 years (FHFA)
+64%
Homes in a high flood-risk zone
3.3%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Bennington County.

Everything about Bennington County

Buying

Buying a home in Bennington

A typical home in Bennington is worth $191,700: 32% below the county and 39% below Vermont. With the typical household income in Bennington ($54,257 a year), a typical home costs 3.5 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Bennington 3.5 years
  • County 3.8 years
  • Vermont 3.9 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Bennington County

According to FHFA’s house price index, home prices in Bennington County rose 78% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Bennington County.

Period County Vermont U.S.
Last year (2025) +4.6% +3.6% +2.9%
5 years (2020–2025) +64% +64% +47%
10 years (2015–2025) +78% +89% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Bennington next to Bennington County, Vermont and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Bennington $191,700
  • County $279,900
  • Vermont $316,600
  • United States $332,700
Typical monthly rent
  • Bennington $1,115
  • County $1,109
  • Vermont $1,234
  • United States $1,413
Typical yearly household income
  • Bennington $54,257
  • County $73,325
  • Vermont $81,203
  • United States $80,734
See the full table
Bennington next to Bennington County and Vermont
Measure Bennington Bennington County Vermont U.S.
Typical home value $191,700 $279,900 $316,600 $332,700
Typical monthly rent $1,115 $1,109 $1,234 $1,413
Typical yearly household income $54,257 $73,325 $81,203 $80,734
Households that own their home 55% 74% 73% 65%
Typical yearly property tax $4,331 $4,580 $5,039 $3,119
Effective property tax rate 2.26% 1.64% 1.59% 0.94%
Renters with high rent for their income 70% 64% 48% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Bennington County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Bennington

For a typical $191,700 home in Bennington, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Bennington's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $1,801a month

    Least cash to close
    Down payment
    $6,710
    Cash to close
    $12,461
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $85

  • Conventional, 5% down $1,766a month

    Down payment
    $9,585
    Cash to close
    $15,336
    Rate
    7.18%
    Mortgage insurance
    PMI · $91

  • Conventional, 20% down, no PMI $1,480a month

    Down payment
    $38,340
    Cash to close
    $44,091
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,657a month

    Down payment
    $28,755
    Cash to close
    $34,506
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Bennington and for Bennington County.

Property tax

Effective rate in Bennington

2.26%of the home’s value each year

$4,331 a year for the typical owner in Bennington.

  • Bennington 2.26%
  • County 1.64%
  • Vermont 1.59%

What Vermont publishes Property tax credit for your primary home (homestead) (Vermont Department of Taxes)

Exemptions and deadlines in Vermont

Flood risk in Bennington County

FEMA does not publish these numbers by city: they are for all of Bennington County.

Homes in the high-risk zone
3.3%
534
Of those, with NFIP insurance
28%
County Vermont U.S.
Homes in the high-risk zone 3.3% 1.8% 3.5%
Of those, with NFIP insurance 28% 37% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Bennington

Typical rent in Bennington is $1,115 a month: about the same as the county. In Bennington, 70% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Bennington County, by unit size. To pay the 2-bedroom one ($1,503 a month) without spending more than 30% of your income, you would need to earn $28.90 an hour working full time.

HUD fair market rent for all of Bennington County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,188 $22.85 $47,520
1 bedroom $1,343 $25.83 $53,720
2 bedrooms $1,503 $28.90 $60,120
3 bedrooms $2,081 $40.02 $83,240
4 bedrooms $2,512 $48.31 $100,480

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Bennington

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Bennington is in ZIP code 05201.

For 2 bedrooms it is $1,520: $17 more than the fair market rent for Bennington County ($1,503).

  • 05201 $1,520$2,100

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Bennington when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Bennington

HUD lists 11 buildings with rents for lower incomes in Bennington. These are the largest.

  • Applegate Redevelopment Applegate DR, Bennington 104 homes, 89 low-income · 1 bd: 18 · 2 bd: 58 · 3 bd: 28 · In service since 2017 · For families
  • Bennington Historic Rehabilitation Project 119 Pleasant St, Bennington 26 homes, 23 low-income · Studio: 1 · 1 bd: 16 · 2 bd: 6 · 3 bd: 2 · 4 bd: 1 · In service since 2015 · For families
  • Roaring Branch 132 Benmont Ave, Bennington 26 homes, 22 low-income · 1 bd: 1 · 2 bd: 23 · 3 bd: 2 · In service since 2012 · For families
  • Battenkill North Apts 212 Safford St, Bennington 22 homes, 21 low-income · 1 bd: 12 · 2 bd: 7 · 3 bd: 3 · In service since 2017 · For families, people experiencing homelessness
  • Ben-South 501 South St, Bennington 21 homes, 15 low-income · 1 bd: 9 · 2 bd: 8 · 3 bd: 3 · 4 bd: 1 · In service since 2002 · For families

See all 21 buildings in Bennington County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Bennington

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There is 1 HUD-approved agency with an office in Bennington County; none says it serves in Spanish.

A pregnant woman reads paperwork on the sofa while the grandmother plays with the girl on the floor.

HUD counseling is free or low-cost

Assistance programs in Bennington

No down payment, repair or rent-help program on our list is for Bennington or Bennington County. The ones below are statewide in Vermont: they work in Bennington the same as in the rest of the state.

Which programs do I qualify for? All programs in Vermont

  • VHFA ASSIST

    Statewide in Vermont

    Vermont state agency loan of up to $10,000 at 0% deferred, with no monthly payments, for the down payment and closing costs alongside the VHFA MOVE mortgage; for people who have never owned a home and have less than $20,000 in liquid savings. Offered by Vermont Housing Finance Agency (VHFA).

    Deferred

    See the program Official page

  • First Generation Homebuyer Grant

    Statewide in Vermont

    Open, per the source

    Vermont state agency grant of $15,000 for the down payment and closing costs, with a VHFA mortgage; for people who have never owned a home and have less than $20,000 in liquid savings, if their parents or guardians never owned a home (or lost it to foreclosure) or if they were in foster care. Offered by Vermont Housing Finance Agency (VHFA).

    Grant

    See the program Official page

  • Mortgage Credit Certificate (MCC)

    Statewide in Vermont

    Vermont state agency certificate that turns up to 50% of the interest you pay each year on your mortgage into a credit on your federal taxes, capped at $2,000 a year, while you live in the home and keep the original mortgage. Offered by Vermont Housing Finance Agency (VHFA).

    Tax credit

    See the program Official page

Housing counselors near Bennington

The HUD-approved agencies closest to the center of Bennington, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Bennington-Rutland Opportunity Council, Inc.- Vermont

    332 Orchard Rd, Bennington · 2 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 3 more
    (802) 447-7515

  • Windham and Windsor Housing Trust

    68 Birge St, Brattleboro · 31 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 4 more
    (802) 254-4604

  • Bennington-Rutland Opportunity Council, Inc. (BROC)

    45 Union St, Rutland · 52 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 3 more
    (802) 665-1704

Every agency in Bennington County All counseling agencies in Vermont

Help in Spanish near Bennington

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Bennington

HUD’s record names them for Bennington or Bennington County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

All housing agencies in Vermont Source: HUD

Cities

Nearby cities

The cities closest to Bennington, with the typical home value.

Everything about Bennington County Housing in Vermont

Neighboring counties

If Bennington County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Bennington.

All guides
A man and two girls read a book together on the sofa.

Questions

Housing questions about Bennington

Short answers with the numbers for Bennington and all of Bennington County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Bennington?

The typical home value in Bennington is $191,700, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Bennington County it is $279,900.

How much does it cost to rent in Bennington?

Typical rent in Bennington is $1,115 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Bennington County is $1,503.

What is the FHA loan limit in Bennington?

Bennington uses the FHA limit for all of Bennington County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Bennington?

The typical homeowner in Bennington pays $4,331 a year, according to the U.S. Census Bureau. That is 2.26% of the home’s value; in Bennington County, the rate is 1.64%.

Where can I find free help to buy or rent in Bennington?

There is 1 HUD-approved counseling agency with an office in Bennington County. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).