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City · 8,431 residents · Waller County, Texas

Prairie View , Texas

In Prairie View, a typical home is worth $167,600 and typical rent is $1,002 a month. Compared with all of Waller County, typical household income is 74% lower, the typical home value is 47% lower, and the share of households that own their home is 47 points lower.

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  • Typical home value

    $167,600

    47% below the county

    41% below Texas

    • Prairie View
    • Waller
    • Texas

  • Typical rent

    $1,002a month

    14% below the county

    29% below Texas

    • Prairie View
    • Waller
    • Texas

  • Typical household income

    $21,060a year

    74% below the county

    73% below Texas

    • Prairie View
    • Waller
    • Texas

  • Households that own their home

    25%

    47 points below the county

    37 points below Texas

    • Prairie View
    • Waller
    • Texas

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$212,383
about the same as 12 months ago

From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).

Prairie View is in Waller County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Waller County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Prairie View apart

What this place has that others do not, from public data, most unusual first.

  1. Prairie View has the lowest typical household income of the 424 cities in Texas with more than 5,000 people: $21,060.

  2. 25% of households in Prairie View own their home, against 72% in Waller County.

  3. Prairie View has the 3rd largest share of rent-burdened renters of the 356 cities in Texas with more than 5,000 people (87%).

  4. The typical home in Prairie View is worth $167,600, 47% less than in Waller County as a whole ($318,700).

  5. 14% of households in Prairie View have no internet at home (7% in Waller County).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Prairie View

What homes there are in Prairie View, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In Prairie View there is a bit of everything: no kind of home reaches half. The most common are detached houses (33%); in Waller County, 64%.

Year built

Homes in Prairie View are older: the typical year built is 1987; in Waller County, 1998.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

Without a mortgage

$775 a month

Waller County: $740 a month

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The typical home value in Prairie View stayed about the same since 2015–2019: the Census sees no clear change.

Rent in Prairie View moved so little since 2015–2019 that the Census cannot say whether it rose or fell.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasurePrairie ViewWaller CountyTexasUnited States
Rental vacancy Unreliable estimate7.9%7.7%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate1.1%0.9%
More than one person per room Unreliable estimate4.9%4.8%3.4%
People per household 2.793.092.692.53
Drive alone 78%78%71%69%
Carpool Unreliable estimate9%10%9%
Public transit Unreliable estimateUnreliable estimate1%3%
Walk or bike 9%1%2%3%
Work from home Unreliable estimate11%14%15%
Other means Unreliable estimateUnreliable estimate2%2%
Typical commute Unreliable estimateUnreliable estimate20 to 29 minutes20 to 29 minutes

Fewer people live in each home here: 2.79 on average, against 3.09 in Waller County.

Many here get to work on foot or by bike: 9%, more than in Waller County (1%).

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Prairie View?

A typical home costs more than the typical income allows

We start with a typical home in Prairie View, worth $167,600, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 87% of the typical household income in Prairie View, which is $21,060 a year. For that payment to be 28% of income, a household would need to earn about $65,201 a year.

The calculator's FHA and conventional loan limits are those of all of Waller County.

Your numbers

Local data
$

Starts at the typical home value in Prairie View. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $5,866 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,521

at 7.18% · 30 years

Loan amount
$164,564
Total interest
$236,769
Paid off in
November 2056

Includes $2,830 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $491 a month

  • Tight

    $491 to $632 a month

  • Hard

    more than $632 a month

    Your payment · 87%

Compared with the typical household income in Prairie View ($21,060 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,521
Principal & interest$1,115
Property tax$263
Home insurance$70
FHA mortgage insurance (MIP)$74

You need at least $5,866 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Prairie View and Waller County

Prairie View is in Waller County, Texas. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Prairie View's own numbers

Typical home value
$167,600
Typical monthly rent
$1,002
Typical yearly household income
$21,060
Households that own their home
25%
Effective property tax rate
1.88%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Waller County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,497
Price change over 5 years (FHFA)
+53%
Homes in a high flood-risk zone
8.4%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Waller County.

Everything about Waller County

Buying

Buying a home in Prairie View

A typical home in Prairie View is worth $167,600: 47% below the county and 41% below Texas. With the typical household income in Prairie View ($21,060 a year), a typical home costs 8.0 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Prairie View 8.0 years
  • Waller 4.0 years
  • Texas 3.6 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Waller County

According to FHFA’s house price index, home prices in Waller County rose 97% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Waller County.

Period County Texas U.S.
Last year (2025) +4.3% +0.8% +2.9%
5 years (2020–2025) +53% +44% +47%
10 years (2015–2025) +97% +88% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Prairie View next to Waller County, Texas and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Prairie View $167,600
  • Waller $318,700
  • Texas $283,800
  • United States $332,700
Typical monthly rent
  • Prairie View $1,002
  • Waller $1,169
  • Texas $1,403
  • United States $1,413
Typical yearly household income
  • Prairie View $21,060
  • Waller $80,397
  • Texas $78,476
  • United States $80,734
See the full table
Prairie View next to Waller County and Texas
Measure Prairie View Waller County Texas U.S.
Typical home value $167,600 $318,700 $283,800 $332,700
Typical monthly rent $1,002 $1,169 $1,403 $1,413
Typical yearly household income $21,060 $80,397 $78,476 $80,734
Households that own their home 25% 72% 63% 65%
Typical yearly property tax $3,158 $4,046 $4,232 $3,119
Effective property tax rate 1.88% 1.27% 1.49% 0.94%
Renters with high rent for their income 87% 47% 52% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Waller County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Prairie View

For a typical $167,600 home in Prairie View, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Prairie View's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $1,521a month

    Least cash to close
    Down payment
    $5,866
    Cash to close
    $10,894
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $74

  • Conventional, 5% down $1,491a month

    Down payment
    $8,380
    Cash to close
    $13,408
    Rate
    7.18%
    Mortgage insurance
    PMI · $80

  • Conventional, 20% down, no PMI $1,241a month

    Down payment
    $33,520
    Cash to close
    $38,548
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,396a month

    Down payment
    $25,140
    Cash to close
    $30,168
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Prairie View and for Waller County.

Property tax

Effective rate in Prairie View

1.88%of the home’s value each year

$3,158 a year for the typical owner in Prairie View.

  • Prairie View 1.88%
  • Waller 1.27%
  • Texas 1.49%

What Texas publishes School-district homestead exemption (Texas Comptroller of Public Accounts)

Exemptions and deadlines in Texas

Flood risk in Waller County

FEMA does not publish these numbers by city: they are for all of Waller County.

Homes in the high-risk zone
8.4%
1,481
Of those, with NFIP insurance
31%
County Texas U.S.
Homes in the high-risk zone 8.4% 4.1% 3.5%
Of those, with NFIP insurance 31% 48% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Prairie View

Typical rent in Prairie View is $1,002 a month: 14% below the county. In Prairie View, 87% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Waller County, by unit size. To pay the 2-bedroom one ($1,497 a month) without spending more than 30% of your income, you would need to earn $28.79 an hour working full time.

HUD fair market rent for all of Waller County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,233 $23.71 $49,320
1 bedroom $1,261 $24.25 $50,440
2 bedrooms $1,497 $28.79 $59,880
3 bedrooms $2,017 $38.79 $80,680
4 bedrooms $2,502 $48.12 $100,080

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Prairie View

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Prairie View has 3 ZIP codes with their own.

For 2 bedrooms it runs from $1,040 in 77446 to $1,260 in 77445.

None is above the fair market rent for Waller County ($1,497).

  • 77445 $1,260$1,700
  • 77446 $1,040$1,400
  • 77484 $1,190$1,600

2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Prairie View when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Prairie View

HUD lists one building with rents for lower incomes in Prairie View.

  • Pine Meadows Apts (prairie View) 20598 Pine Island Rd, Prairie View 77445 60 low-income homes · In service since 2004

See all 9 buildings in Waller County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Prairie View

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Waller County. The nearest ones are below; many serve by phone or online.

A man listens closely, seated at a meeting table.

HUD counseling is free or low-cost

Assistance programs in Prairie View

No down payment, repair or rent-help program on our list is for Prairie View or Waller County. The ones below are statewide in Texas: they work in Prairie View the same as in the rest of the state.

Which programs do I qualify for? All programs in Texas

  • My First Texas Home

    Statewide in Texas

    Texas state program for first-time buyers: a 30-year mortgage with down payment assistance. Offered by Texas Department of Housing and Community Affairs (TDHCA).

    DeferredForgivable

    See the program Official page

  • My Choice Texas Home

    Statewide in Texas

    Texas state program with down payment assistance for any buyer, not only first-time buyers. Offered by Texas Department of Housing and Community Affairs (TDHCA).

    DeferredForgivable

    See the program Official page

  • Texas Mortgage Credit Certificate (MCC)

    Statewide in Texas

    Limited funds remain, per the source

    Texas state certificate that turns part of your mortgage interest into a credit on your federal tax return. Offered by Texas Department of Housing and Community Affairs (TDHCA).

    Tax credit

    See the program Official page

Housing counselors near Prairie View

The HUD-approved agencies closest to the center of Prairie View, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • NSC (naca Counseling Subsidiary) - Houston, TX

    14425 Torrey Chase Blvd Ste 200, Houston · 30 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 5 more
    (713) 706-3400

  • Operation Hope - Houston TX

    10100 Katy Fwy, Houston · 34 miles away

    • Budget and financial counseling
    • Budget and credit workshops
    • and 2 more
    (832) 237-6747

  • Chinese Community Center

    9800 Town Park Dr, Houston · 37 miles away · Spanish

    Also serves in Cantonese, Mandarin Chinese, and Vietnamese.

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 10 more
    (713) 271-6100

All counseling agencies in Texas

Help in Spanish near Prairie View

2 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Prairie View

HUD lists no housing authority with an office in Waller County. One in a neighboring county or the state’s may serve the area.

All housing agencies in Texas Source: HUD

Cities

Other cities in Waller County

These cities are also in Waller County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Waller County Housing in Texas

Nearby cities

The cities closest to Prairie View, with the typical home value.

Neighboring counties

If Waller County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Prairie View.

All guides
A family walks a boardwalk trail in the forest; one of them uses a wheelchair.

Questions

Housing questions about Prairie View

Short answers with the numbers for Prairie View and all of Waller County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Prairie View?

The typical home value in Prairie View is $167,600, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Waller County it is $318,700.

How much does it cost to rent in Prairie View?

Typical rent in Prairie View is $1,002 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Waller County is $1,497.

What is the FHA loan limit in Prairie View?

Prairie View uses the FHA limit for all of Waller County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Prairie View?

The typical homeowner in Prairie View pays $3,158 a year, according to the U.S. Census Bureau. That is 1.88% of the home’s value; in Waller County, the rate is 1.27%.

Where can I find free help to buy or rent in Prairie View?

We found no HUD-approved counseling agencies with an office in Waller County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).