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City · 5,495 residents · Waller County, Texas

Brookshire , Texas

In Brookshire, typical rent is $1,264 a month. Compared with all of Waller County, typical household income is 18% lower, typical rent is 8% higher, and the share of households that own their home is 21 points lower.

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  • Typical rent

    $1,264a month

    8% above the county

    10% below Texas

    • Brookshire
    • Waller
    • Texas

  • Typical household income

    $65,934a year

    18% below the county

    16% below Texas

    • Brookshire
    • Waller
    • Texas

  • Households that own their home

    51%

    21 points below the county

    11 points below Texas

    • Brookshire
    • Waller
    • Texas

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$343,826
4% less than 12 months ago
Typical rent
$2,274 a month
3.1% more than 12 months ago

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Brookshire is in Waller County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Waller County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Brookshire apart

What this place has that others do not, from public data, most unusual first.

  1. Brookshire has the 3rd smallest share of rent-burdened renters of the 356 cities in Texas with more than 5,000 people (28%).

  2. 51% of households in Brookshire own their home, against 72% in Waller County.

  3. The typical household income in Brookshire is $65,934, 18% less than in Waller County as a whole ($80,397).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Brookshire

What homes there are in Brookshire, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

Homes in Brookshire are varied: detached houses are the largest group, at 46%, against 64% in Waller County.

Year built

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$1,454 a month

Waller County: $2,203 a month

Without a mortgage

$819 a month

Waller County: $740 a month

Owners with a mortgage

43%

Waller County: 50%

In Brookshire, 43% of owners have a mortgage, and their typical cost is $1,454 a month, against $2,203 in Waller County. Without one it drops to $819.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Since 2015–2019, the typical rent in Brookshire rose 32%, more than in Waller County (25%).

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureBrookshireWaller CountyTexasUnited States
Rental vacancy Unreliable estimate7.9%7.7%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate1.1%0.9%
More than one person per room Unreliable estimate4.9%4.8%3.4%
People per household 3.153.092.692.53
Drive alone 82%78%71%69%
Carpool 15%9%10%9%
Public transit Unreliable estimateUnreliable estimate1%3%
Walk or bike Unreliable estimate1%2%3%
Work from home Unreliable estimate11%14%15%
Other means Unreliable estimateUnreliable estimate2%2%
Typical commute Unreliable estimateUnreliable estimate20 to 29 minutes20 to 29 minutes

By size, households in Brookshire look like those in Waller County: 3.15 people on average.

Carpooling is common in Brookshire: 15% of workers get to work that way, against 9% in Waller County.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Brookshire?

The Census Bureau publishes no typical home value or typical household income for Brookshire, so we don't measure how heavy the payment is. Enter your own numbers in the calculator. The Census Bureau publishes no typical home value for Brookshire, so the calculator starts with the one for Waller County: $318,700. The rate is Freddie Mac’s weekly average (7.18%, November 5, 2026); yours may be different. The FHA and conventional loan limits are those of all of Waller County. Change the price, the down payment or the loan type and see how your payment changes.

The calculator's FHA and conventional loan limits are those of all of Waller County.

Your numbers

Local data
$

Starts at the typical home value in Brookshire. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $11,155 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$2,731

at 7.18% · 30 years

Loan amount
$312,927
Total interest
$450,229
Paid off in
November 2056

Includes $5,382 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,538 a month

  • Tight

    $1,538 to $1,978 a month

  • Hard

    more than $1,978 a month

    Your payment · 50%

Compared with the typical household income in Brookshire ($65,934 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$2,731
Principal & interest$2,120
Property tax$337
Home insurance$133
FHA mortgage insurance (MIP)$141

You need at least $11,155 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Brookshire and Waller County

Brookshire is in Waller County, Texas. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Brookshire's own numbers

Typical monthly rent
$1,264
Typical yearly household income
$65,934
Households that own their home
51%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Waller County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,497
Price change over 5 years (FHFA)
+53%
Homes in a high flood-risk zone
8.4%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Waller County.

Everything about Waller County

Buying

Buying a home in Brookshire

The Census Bureau publishes no typical home value for Brookshire. Below are the numbers for Waller County.

How prices have changed in Waller County

According to FHFA’s house price index, home prices in Waller County rose 97% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Waller County.

Period County Texas U.S.
Last year (2025) +4.3% +0.8% +2.9%
5 years (2020–2025) +53% +44% +47%
10 years (2015–2025) +97% +88% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Brookshire next to Waller County, Texas and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical monthly rent
  • Brookshire $1,264
  • Waller $1,169
  • Texas $1,403
  • United States $1,413
Typical yearly household income
  • Brookshire $65,934
  • Waller $80,397
  • Texas $78,476
  • United States $80,734
See the full table
Brookshire next to Waller County and Texas
Measure Brookshire Waller County Texas U.S.
Typical monthly rent $1,264 $1,169 $1,403 $1,413
Typical yearly household income $65,934 $80,397 $78,476 $80,734
Households that own their home 51% 72% 63% 65%
Renters with high rent for their income 28% 47% 52% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Waller County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Brookshire

The Census Bureau publishes no typical home value for Brookshire, so we don't build this table. You can enter the price you're looking for in the calculator above.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Brookshire and for Waller County.

Property tax

Data not available for this place

What Texas publishes School-district homestead exemption (Texas Comptroller of Public Accounts)

Exemptions and deadlines in Texas

Flood risk in Waller County

FEMA does not publish these numbers by city: they are for all of Waller County.

Homes in the high-risk zone
8.4%
1,481
Of those, with NFIP insurance
31%
County Texas U.S.
Homes in the high-risk zone 8.4% 4.1% 3.5%
Of those, with NFIP insurance 31% 48% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Brookshire

Typical rent in Brookshire is $1,264 a month: 8% above the county. In Brookshire, 28% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Waller County, by unit size. To pay the 2-bedroom one ($1,497 a month) without spending more than 30% of your income, you would need to earn $28.79 an hour working full time.

HUD fair market rent for all of Waller County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,233 $23.71 $49,320
1 bedroom $1,261 $24.25 $50,440
2 bedrooms $1,497 $28.79 $59,880
3 bedrooms $2,017 $38.79 $80,680
4 bedrooms $2,502 $48.12 $100,080

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Brookshire

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Brookshire is in ZIP code 77423.

For 2 bedrooms it is $1,480: $17 less than the fair market rent for Waller County ($1,497).

  • 77423 $1,480$1,990

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Brookshire when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Brookshire

HUD lists one building with rents for lower incomes in Brookshire.

  • Willow Springs Apartments 4433 5th St, Brookshire 77423 44 low-income homes · 1 bd: 8 · 2 bd: 32 · In service since 1994 · For families (281) 934-3525

See all 9 buildings in Waller County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Brookshire

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Waller County. The nearest ones are below; many serve by phone or online.

Two women and a girl laugh together at the bus stop.

HUD counseling is free or low-cost

Assistance programs in Brookshire

No down payment, repair or rent-help program on our list is for Brookshire or Waller County. The ones below are statewide in Texas: they work in Brookshire the same as in the rest of the state.

Which programs do I qualify for? All programs in Texas

  • My First Texas Home

    Statewide in Texas

    Texas state program for first-time buyers: a 30-year mortgage with down payment assistance. Offered by Texas Department of Housing and Community Affairs (TDHCA).

    DeferredForgivable

    See the program Official page

  • My Choice Texas Home

    Statewide in Texas

    Texas state program with down payment assistance for any buyer, not only first-time buyers. Offered by Texas Department of Housing and Community Affairs (TDHCA).

    DeferredForgivable

    See the program Official page

  • Texas Mortgage Credit Certificate (MCC)

    Statewide in Texas

    Limited funds remain, per the source

    Texas state certificate that turns part of your mortgage interest into a credit on your federal tax return. Offered by Texas Department of Housing and Community Affairs (TDHCA).

    Tax credit

    See the program Official page

Housing counselors near Brookshire

The HUD-approved agencies closest to the center of Brookshire, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Money Management International - Houston Call Center

    12603 Southwest Fwy Ste 450, Stafford · 24 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 5 more
    (866) 232-9080

  • Money Management International Inc.

    12603 Southwest Fwy, Stafford · 24 miles away · Spanish

    Also serves in other languages.

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 5 more
    (866) 232-9080

  • Chinese Community Center

    9800 Town Park Dr, Houston · 24 miles away · Spanish

    Also serves in Cantonese, Mandarin Chinese, and Vietnamese.

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 10 more
    (713) 271-6100

All counseling agencies in Texas

Help in Spanish near Brookshire

3 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Brookshire

HUD lists no housing authority with an office in Waller County. One in a neighboring county or the state’s may serve the area.

All housing agencies in Texas Source: HUD

Cities

Other cities in Waller County

These cities are also in Waller County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Waller County Housing in Texas

Nearby cities

The cities closest to Brookshire, with the typical home value.

Neighboring counties

If Waller County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Brookshire.

All guides
Two girls write and draw together at the living-room table.

Questions

Housing questions about Brookshire

Short answers with the numbers for Brookshire and all of Waller County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does it cost to rent in Brookshire?

Typical rent in Brookshire is $1,264 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Waller County is $1,497.

What is the FHA loan limit in Brookshire?

Brookshire uses the FHA limit for all of Waller County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

Where can I find free help to buy or rent in Brookshire?

We found no HUD-approved counseling agencies with an office in Waller County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).