In Jasper, a typical home is worth $130,100 and typical rent is $892 a month. Compared with all of Jasper County, typical household income is 21% lower, typical rent is 5% higher, and the share of households that own their home is 22 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $200,844 to $163,344.
From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).
Jasper is in Jasper County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Jasper County. See the county
What this place has that others do not, from public data, most unusual first.
1
57% of households in Jasper own their home, against 79% in Jasper County.
2
The typical household income in Jasper is $45,078,21% less than in Jasper County as a whole ($56,723).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Jasper
What homes there are in Jasper, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Jasper
Jasper County
Texas
United States
Kind of home: Jasper and its comparisons
Measure
Jasper
Jasper County
Texas
United States
Detached house
46%
49%
64%
61%
Attached house
17%
14%
3%
6%
Building of 2 to 4
11%
5%
5%
8%
Apartments (5 or more)
Unreliable estimate
Unreliable estimate
21%
19%
Mobile home
13%
28%
6%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
No kind of home is the majority in Jasper; the largest group, detached houses, adds up to 46%, near the figure in Jasper County (49%).
Year built
Before 19601960–19791980–19992000–20092010 or later
Jasper
Jasper County
Texas
United States
Year built: Jasper and its comparisons
Measure
Jasper
Jasper County
Texas
United States
Before 1960
15%
11%
12%
26%
1960–1979
40%
28%
21%
24%
1980–1999
28%
34%
28%
25%
2000–2009
9%
12%
18%
14%
2010 or later
9%
16%
21%
11%
Homes in Jasper are older: the typical year built is 1978; in Jasper County, 1987.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100K38%
$100K–$200K49%
$200K–$300K11%
$300K–$500KUnreliable
$500K–$750KUnreliable
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Jasper and its comparisons
Measure
Jasper
Under $100K
38%
$100K–$200K
49%
$200K–$300K
11%
$300K–$500K
Unreliable estimate
$500K–$750K
Unreliable
$750K–$1M
Unreliable
$1M or more
Unreliable
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$99937%
$1,000–$1,49940%
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Jasper and its comparisons
Measure
Jasper
Under $500
Unreliable estimate
$500–$999
37%
$1,000–$1,499
40%
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable
With a mortgage
$1,269 a month
Jasper County: $1,413 a month
Without a mortgage
$523 a month
Jasper County: $462 a month
Owners with a mortgage
36%
Jasper County: 32%
Owning costs less in Jasper: with a mortgage, the typical cost is $1,269 a month; in Jasper County, $1,413. Without one, $523.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Jasper+59%
Jasper County+35%
Texas+65%
United States+53%
Typical rent
JasperNo clear change
Jasper CountyNo clear change
Texas+34%
United States+33%
Typical household income
JasperNo clear change
Jasper County+28%
Texas+27%
United States+29%
Change since 2015–2019: Jasper and its comparisons
Measure
Jasper
Jasper County
Texas
United States
Typical home value
+59%
+35%
+65%
+53%
Typical rent
No clear change
No clear change
+34%
+33%
Typical household income
No clear change
+28%
+27%
+29%
The typical home value in Jasper rose 59% since 2015–2019, more than in Jasper County (35%).
Rent in Jasper moved so little since 2015–2019 that the Census cannot say whether it rose or fell.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Jasper and its comparisons
Measure
Jasper
Jasper County
Texas
United States
Rental vacancy
Unreliable estimate
Unreliable estimate
7.7%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
1.1%
0.9%
More than one person per room
Unreliable estimate
4.3%
4.8%
3.4%
People per household
2.12
2.28
2.69
2.53
Drive alone
83%
81%
71%
69%
Carpool
Unreliable estimate
12%
10%
9%
Public transit
Unreliable estimate
Unreliable estimate
1%
3%
Walk or bike
Unreliable estimate
Unreliable estimate
2%
3%
Work from home
Unreliable estimate
5%
14%
15%
Other means
Unreliable estimate
Unreliable estimate
2%
2%
Typical commute
10 to 19 minutes
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
On average, a household in Jasper has 2.12 people, fewer than in Jasper County (2.28).
In Jasper, 83% of workers drive alone to work; in Jasper County, 81%.
Do the math
What would you pay each month for a home in Jasper?
A typical home is tight for the typical income
We start with a typical home in Jasper, worth $130,100, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 29% of the typical household income in Jasper, which is $45,078 a year. For that payment to be 28% of income, a household would need to earn about $46,430 a year.
The calculator's FHA and conventional loan limits are those of all of Jasper County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Jasper. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $4,554 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$1,083
at 7.18% · 30 years
Loan amount
$127,743
Total interest
$183,792
Paid off in
November 2056
Includes $2,197 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,052 a month
Tight
$1,052 to $1,352 a month
Your payment · 29%
Hard
more than $1,352 a month
Compared with the typical household income in Jasper ($45,078 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$865
Property tax
$106
Home insurance
$54
FHA mortgage insurance (MIP)
$58
You need at least $4,554 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $1,083; principal and interest $865.
The city and its county
Jasper and Jasper County
Jasper is in Jasper County, Texas. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Jasper
Map of Jasper County, Texas, with Jasper marked. Around it, the neighboring counties.
Jasper
Jasper County
Other cities with a page
Jasper's own numbers
Typical home value
$130,100
Typical monthly rent
$892
Typical yearly household income
$45,078
Households that own their home
57%
Effective property tax rate
0.98%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Jasper County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,014
Price change over 5 years (FHFA)
+41%
Homes in a high flood-risk zone
6%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Jasper County.
A typical home in Jasper is worth $130,100: 5% below the county and 54% below Texas. With the typical household income in Jasper ($45,078 a year), a typical home costs 2.9 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Jasper2.9 years
County2.4 years
Texas3.6 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Jasper County
According to FHFA’s house price index, home prices in Jasper County rose 75% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Jasper County.
Yearly change in FHFA’s price index in Jasper County, 2016 to 2025
2016: −0.7% −0.7% 2016
2017: +6.7% +6.7% 2017
2018: +7.4% +7.4% 2018
2019: +4.7% +4.7% 2019
2020: +4.3% +4.3% 2020
2021: +8.5% +8.5% 2021
2022: +8.0% +8.0% 2022
2023: +7.4% +7.4% 2023
2024: +1.5% +1.5% 2024
2025: +10.4% +10.4% 2025
Change in FHFA’s price index in Jasper County, Texas and the United States
Period
County
Texas
U.S.
Last year (2025)
+10.4%
+0.8%
+2.9%
5 years (2020–2025)
+41%
+44%
+47%
10 years (2015–2025)
+75%
+88%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Jasper next to Jasper County, Texas and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Jasper$130,100
County$136,400
Texas$283,800
United States$332,700
Typical monthly rent
Jasper$892
County$848
Texas$1,403
United States$1,413
Typical yearly household income
Jasper$45,078
County$56,723
Texas$78,476
United States$80,734
See the full table
Jasper next to Jasper County and Texas
Measure
Jasper
Jasper County
Texas
U.S.
Typical home value
$130,100 ▼5% below the county
$136,400
$283,800
$332,700
Typical monthly rent
$892 ▲5% above the county
$848
$1,403
$1,413
Typical yearly household income
$45,078 ▼21% below the county
$56,723
$78,476
$80,734
Households that own their home
57% ▼22 points below the county
79%
63%
65%
Typical yearly property tax
$1,279 ▼4% below the county
$1,326
$4,232
$3,119
Effective property tax rate
0.98% ▲0.01 points above the county
0.97%
1.49%
0.94%
Renters with high rent for their income
61% ▲9 points above the county
52%
52%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Jasper County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Jasper
For a typical $130,100 home in Jasper, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Jasper's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$1,083a month
Least cash to close
Down payment
$4,554
Cash to close
$8,457
Rate
7.18%
Mortgage insurance
FHA MIP · $58
Conventional, 5% down$1,060a month
Down payment
$6,505
Cash to close
$10,408
Rate
7.18%
Mortgage insurance
PMI · $62
Conventional, 20% down, no PMI$866a month
Down payment
$26,020
Cash to close
$29,923
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$986a month
Down payment
$19,515
Cash to close
$23,418
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Jasper
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$1,083
$4,554
$127,744
7.18%
FHA MIP · $58
$8,457
580
Conventional, 5% down
$1,060
$6,505
$123,595
7.18%
PMI · $62
$10,408
620*
Conventional, 20% down, no PMI
$866
$26,020
$104,080
7.18%
None
$29,923
620*
ITIN, 15% down (example)
$986
$19,515
$110,585
8.18%
None
$23,418
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Jasper is $892 a month: 5% above the county. In Jasper, 61% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Jasper County, by unit size. To pay the 2-bedroom one ($1,014 a month) without spending more than 30% of your income, you would need to earn $19.50 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Jasper County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$771
$14.83
$30,840
1 bedroom
$905
$17.40
$36,200
2 bedrooms
$1,014
$19.50
$40,560
3 bedrooms
$1,380
$26.54
$55,200
4 bedrooms
$1,461
$28.10
$58,440
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Jasper
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Jasper is in ZIP code 75951.
For 2 bedrooms it is $1,110: $96 more than the fair market rent for Jasper County ($1,014).
Fair market rent by ZIP code and size in Jasper, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
75951
$840
$990
$1,110
$1,510
$1,600
ZIP code2 bd3 bd
75951 $1,110$1,510
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Jasper when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
HUD lists 6 buildings with rents for lower incomes in Jasper. These are the largest.
HOPE VILLAGE dba PINEVIEW APARTMENTS700 Pollard St, Jasper 7595188 low-income homes · For families(409) 384-2509
Myrtis Village200 Myrtis St, Jasper 7595160 low-income homes · Run by Housing Authority of Jasper · Average payment: $428 a month · Average wait: 6 months(409) 384-4430
Jasper Manor310 W Childers St, Jasper 7595136 low-income homes · 1 bd: 32 · 2 bd: 4 · In service since 1993
Lone Star Gardens497 Twin St, Jasper 7595118 low-income homes · For people with disabilities(409) 489-9380
Prospect Point215 Premier Dr, Jasper 7595167 homes
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Jasper County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Jasper or Jasper County. The ones below are statewide in Texas: they work in Jasper the same as in the rest of the state.
Texas state program for first-time buyers: a 30-year mortgage with down payment assistance.Offered by Texas Department of Housing and Community Affairs (TDHCA).
Texas state program with down payment assistance for any buyer, not only first-time buyers.Offered by Texas Department of Housing and Community Affairs (TDHCA).
Texas state certificate that turns part of your mortgage interest into a credit on your federal tax return.Offered by Texas Department of Housing and Community Affairs (TDHCA).
No legal help resource on our list is for Jasper or Jasper County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Jasper and all of Jasper County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Jasper?
The typical home value in Jasper is $130,100, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Jasper County it is $136,400.
How much does it cost to rent in Jasper?
Typical rent in Jasper is $892 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Jasper County is $1,014.
What is the FHA loan limit in Jasper?
Jasper uses the FHA limit for all of Jasper County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Jasper?
The typical homeowner in Jasper pays $1,279 a year, according to the U.S. Census Bureau. That is 0.98% of the home’s value; in Jasper County, the rate is 0.97%.
Where can I find free help to buy or rent in Jasper?
We found no HUD-approved counseling agencies with an office in Jasper County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
