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City · 5,104 residents · Angelina County, Texas

Hudson , Texas

In Hudson, a typical home is worth $171,700 and typical rent is $1,114 a month. Compared with all of Angelina County, typical household income is 24% lower, the typical home value is 5% higher, and the share of households that own their home is 32 points lower.

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  • Typical home value

    $171,700

    5% above the county

    39% below Texas

    • Hudson
    • Angelina
    • Texas

  • Typical rent

    $1,114a month

    4% above the county

    21% below Texas

    • Hudson
    • Angelina
    • Texas

  • Typical household income

    $46,406a year

    24% below the county

    41% below Texas

    • Hudson
    • Angelina
    • Texas

  • Households that own their home

    32%

    32 points below the county

    31 points below Texas

    • Hudson
    • Angelina
    • Texas

Source: U.S. Census Bureau, Average 2020–2024

Hudson is in Angelina County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Angelina County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Hudson apart

What this place has that others do not, from public data, most unusual first.

  1. 32% of households in Hudson own their home, against 64% in Angelina County.

  2. Nearby, in Crockett, the typical home value is $121,100: 29% less than in Hudson ($171,700).

  3. Nearby, in Crockett, the typical rent is $855: 23% less than in Hudson ($1,114).

  4. The typical household income in Hudson is $46,406, 24% less than in Angelina County as a whole ($60,960).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Hudson

What homes there are in Hudson, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

No kind of home is the majority in Hudson; the largest group, detached houses, adds up to 43%, less than in Angelina County (65%).

Mobile homes are 37% of homes in Hudson, more than in Angelina County (19%).

Year built

Homes in Hudson are newer: the typical year built is 2003; in Angelina County, 1986.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$1,584 a month

Angelina County: $1,482 a month

Without a mortgage

$509 a month

Angelina County: $513 a month

Owners with a mortgage

53%

Angelina County: 46%

The typical cost for an owner with a mortgage in Hudson is $1,584 a month, more than in Angelina County ($1,482); without one, $509.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Since 2015–2019, home values in Hudson moved so little that the Census cannot say whether they rose or fell.

Since 2015–2019, the typical rent in Hudson rose 37%, more than in Angelina County (30%).

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureHudsonAngelina CountyTexasUnited States
Rental vacancy Unreliable estimate5.0%7.7%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate1.1%0.9%
More than one person per room Unreliable estimate3.9%4.8%3.4%
People per household 2.332.602.692.53
Drive alone 82%81%71%69%
Carpool Unreliable estimate11%10%9%
Public transit Unreliable estimateUnreliable estimate1%3%
Walk or bike Unreliable estimate1%2%3%
Work from home Unreliable estimate6%14%15%
Other means Unreliable estimate1%2%2%
Typical commute Unreliable estimate10 to 19 minutes20 to 29 minutes20 to 29 minutes

On average, a household in Hudson has 2.33 people, fewer than in Angelina County (2.60).

In Hudson, 82% of workers drive alone to work; in Angelina County, 81%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Hudson?

A typical home is tight for the typical income

We start with a typical home in Hudson, worth $171,700, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 33% of the typical household income in Hudson, which is $46,406 a year. For that payment to be 28% of income, a household would need to earn about $55,267 a year.

The calculator's FHA and conventional loan limits are those of all of Angelina County.

Your numbers

Local data
$

Starts at the typical home value in Hudson. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $6,010 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,446

at 7.18% · 30 years

Loan amount
$168,590
Total interest
$242,561
Paid off in
November 2056

Includes $2,900 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,083 a month

  • Tight

    $1,083 to $1,392 a month

  • Hard

    more than $1,392 a month

    Your payment · 37%

Compared with the typical household income in Hudson ($46,406 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,446
Principal & interest$1,142
Property tax$156
Home insurance$72
FHA mortgage insurance (MIP)$76

You need at least $6,010 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Hudson and Angelina County

Hudson is in Angelina County, Texas. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Hudson's own numbers

Typical home value
$171,700
Typical monthly rent
$1,114
Typical yearly household income
$46,406
Households that own their home
32%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Angelina County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,073
Price change over 5 years (FHFA)
+46%
Homes in a high flood-risk zone
2.6%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Angelina County.

Everything about Angelina County

Buying

Buying a home in Hudson

A typical home in Hudson is worth $171,700: 5% above the county and 39% below Texas. With the typical household income in Hudson ($46,406 a year), a typical home costs 3.7 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Hudson 3.7 years
  • Angelina 2.7 years
  • Texas 3.6 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Angelina County

According to FHFA’s house price index, home prices in Angelina County rose 72% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Angelina County.

Period County Texas U.S.
Last year (2025) +3.7% +0.8% +2.9%
5 years (2020–2025) +46% +44% +47%
10 years (2015–2025) +72% +88% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Hudson next to Angelina County, Texas and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Hudson $171,700
  • Angelina $163,500
  • Texas $283,800
  • United States $332,700
Typical monthly rent
  • Hudson $1,114
  • Angelina $1,076
  • Texas $1,403
  • United States $1,413
Typical yearly household income
  • Hudson $46,406
  • Angelina $60,960
  • Texas $78,476
  • United States $80,734
See the full table
Hudson next to Angelina County and Texas
Measure Hudson Angelina County Texas U.S.
Typical home value $171,700 $163,500 $283,800 $332,700
Typical monthly rent $1,114 $1,076 $1,403 $1,413
Typical yearly household income $46,406 $60,960 $78,476 $80,734
Households that own their home 32% 64% 63% 65%
Typical yearly property tax $2,416 $1,775 $4,232 $3,119
Renters with high rent for their income 63% 51% 52% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Angelina County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Hudson

For a typical $171,700 home in Hudson, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, an example home insurance and mortgage insurance when it applies. It leaves out property tax because the Census Bureau doesn't publish Hudson's rate.

  • FHA, 3.5% down $1,290a month

    Least cash to close
    Down payment
    $6,010
    Cash to close
    $11,161
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $76

  • Conventional, 5% down $1,258a month

    Down payment
    $8,585
    Cash to close
    $13,736
    Rate
    7.18%
    Mortgage insurance
    PMI · $82

  • Conventional, 20% down, no PMI $1,002a month

    Down payment
    $34,340
    Cash to close
    $39,491
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,161a month

    Down payment
    $25,755
    Cash to close
    $30,906
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Hudson and for Angelina County.

Property tax

Data not available for this place

What Texas publishes School-district homestead exemption (Texas Comptroller of Public Accounts)

Exemptions and deadlines in Texas

Flood risk in Angelina County

FEMA does not publish these numbers by city: they are for all of Angelina County.

Homes in the high-risk zone
2.6%
847
Of those, with NFIP insurance
25%
County Texas U.S.
Homes in the high-risk zone 2.6% 4.1% 3.5%
Of those, with NFIP insurance 25% 48% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Hudson

Typical rent in Hudson is $1,114 a month: 4% above the county. In Hudson, 63% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Angelina County, by unit size. To pay the 2-bedroom one ($1,073 a month) without spending more than 30% of your income, you would need to earn $20.63 an hour working full time.

HUD fair market rent for all of Angelina County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $923 $17.75 $36,920
1 bedroom $944 $18.15 $37,760
2 bedrooms $1,073 $20.63 $42,920
3 bedrooms $1,464 $28.15 $58,560
4 bedrooms $1,492 $28.69 $59,680

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Hudson

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Hudson is in ZIP code 75904.

For 2 bedrooms it is $1,080: $7 more than the fair market rent for Angelina County ($1,073).

  • 75904 $1,080$1,470

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Hudson when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Hudson

HUD lists one building with rents for lower incomes in Hudson.

  • Providence at Ted Trout Drive Neq of Ted Trout Drive & Bowers Lane Private, Hudson 75904 76 homes, 64 low-income · For older adults, people with disabilities, families, people experiencing homelessness

See all 21 buildings in Angelina County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Hudson

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Angelina County. The nearest ones are below; many serve by phone or online.

An older man and his daughter go over papers with a professional.

HUD counseling is free or low-cost

Assistance programs in Hudson

No down payment, repair or rent-help program on our list is for Hudson or Angelina County. The ones below are statewide in Texas: they work in Hudson the same as in the rest of the state.

Which programs do I qualify for? All programs in Texas

  • My First Texas Home

    Statewide in Texas

    Texas state program for first-time buyers: a 30-year mortgage with down payment assistance. Offered by Texas Department of Housing and Community Affairs (TDHCA).

    DeferredForgivable

    See the program Official page

  • My Choice Texas Home

    Statewide in Texas

    Texas state program with down payment assistance for any buyer, not only first-time buyers. Offered by Texas Department of Housing and Community Affairs (TDHCA).

    DeferredForgivable

    See the program Official page

  • Texas Mortgage Credit Certificate (MCC)

    Statewide in Texas

    Limited funds remain, per the source

    Texas state certificate that turns part of your mortgage interest into a credit on your federal tax return. Offered by Texas Department of Housing and Community Affairs (TDHCA).

    Tax credit

    See the program Official page

Housing counselors near Hudson

The HUD-approved agencies closest to the center of Hudson, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Catholic Charities of Southeast Texas

    2780 Eastex Fwy, Beaumont · 92 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 4 more
    (409) 924-4425

  • Nid-Hca Dightman

    113 N Avenue H, Humble · 96 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 8 more
    (281) 895-0563

  • NSC (naca Counseling Subsidiary) - Houston, TX

    14425 Torrey Chase Blvd Ste 200, Houston · 101 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 5 more
    (713) 706-3400

All counseling agencies in Texas

Help in Spanish near Hudson

2 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Hudson

In HUD’s record, no housing authority with an office in Angelina County is named for Hudson or Angelina County.

3 other authorities have an office in Angelina County: see the list Source: HUD

Cities

Other cities in Angelina County

These cities are also in Angelina County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Angelina County Housing in Texas

Nearby cities

The cities closest to Hudson, with the typical home value.

Neighboring counties

If Angelina County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Hudson.

All guides
A couple spread mulch under the avocado trees of their family orchard, he on the tractor and she with a shovel.

Questions

Housing questions about Hudson

Short answers with the numbers for Hudson and all of Angelina County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Hudson?

The typical home value in Hudson is $171,700, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Angelina County it is $163,500.

How much does it cost to rent in Hudson?

Typical rent in Hudson is $1,114 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Angelina County is $1,073.

What is the FHA loan limit in Hudson?

Hudson uses the FHA limit for all of Angelina County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Hudson?

The typical homeowner in Hudson pays $2,416 a year, according to the U.S. Census Bureau. That is Data not available for this place of the home’s value; in Angelina County, the rate is 1.09%.

Where can I find free help to buy or rent in Hudson?

We found no HUD-approved counseling agencies with an office in Angelina County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).