In Cuero, a typical home is worth $176,900 and typical rent is $903 a month. Compared with all of DeWitt County, typical household income is 11% lower and the share of households that own their home is 12 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $213,550 to $213,802.
From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).
Cuero is in DeWitt County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of DeWitt County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in Edna, the typical home value is $117,800: 33% less than in Cuero ($176,900).
2
Cuero has the 20th smallest share of rent-burdened renters of the 356 cities in Texas with more than 5,000 people (38%).
3
Nearby, in Gonzales, the typical rent is $751: 17% less than in Cuero ($903).
4
62% of households in Cuero own their home, against 74% in DeWitt County.
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Cuero
What homes there are in Cuero, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Cuero
DeWitt County
Texas
United States
Kind of home: Cuero and its comparisons
Measure
Cuero
DeWitt County
Texas
United States
Detached house
70%
75%
64%
61%
Attached house
Unreliable estimate
Unreliable estimate
3%
6%
Building of 2 to 4
6%
3%
5%
8%
Apartments (5 or more)
Unreliable estimate
Unreliable estimate
21%
19%
Mobile home
14%
17%
6%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
Detached houses are the majority in Cuero (70%), but less so than in DeWitt County (75%).
Year built
Before 19601960–19791980–19992000–20092010 or later
Cuero
DeWitt County
Texas
United States
Year built: Cuero and its comparisons
Measure
Cuero
DeWitt County
Texas
United States
Before 1960
26%
28%
12%
26%
1960–1979
30%
25%
21%
24%
1980–1999
28%
24%
28%
25%
2000–2009
6%
11%
18%
14%
2010 or later
10%
13%
21%
11%
By age, homes in Cuero look like those in DeWitt County: the typical year built is 1977.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Under the limitOver the limitUnreliable estimate
Under $100K35%
$100K–$200K27%
$200K–$300K21%
$300K–$500K12%
$500K–$750KUnreliable
FHA limit: $541,287
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Cuero and its comparisons
Measure
Cuero
Under $100K
35%
$100K–$200K
27%
$200K–$300K
21%
$300K–$500K
12%
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable estimate
$1M or more
Unreliable estimate
The FHA limit for DeWitt County is high ($541,287): at least 94% of owner-occupied homes in Cuero are worth less than $500,000.
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$99962%
$1,000–$1,499Unreliable
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Cuero and its comparisons
Measure
Cuero
Under $500
Unreliable estimate
$500–$999
62%
$1,000–$1,499
Unreliable estimate
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable
With a mortgage
$1,110 a month
DeWitt County: $1,483 a month
Without a mortgage
$477 a month
DeWitt County: $515 a month
Owners with a mortgage
45%
DeWitt County: 32%
The typical cost for an owner with a mortgage in Cuero is $1,110 a month, less than in DeWitt County ($1,483); without one, $477.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Cuero+87%
DeWitt County+46%
Texas+65%
United States+53%
Typical rent
CueroNo clear change
DeWitt County+10%
Texas+34%
United States+33%
Typical household income
CueroNo clear change
DeWitt CountyNo clear change
Texas+27%
United States+29%
Change since 2015–2019: Cuero and its comparisons
Measure
Cuero
DeWitt County
Texas
United States
Typical home value
+87%
+46%
+65%
+53%
Typical rent
No clear change
+10%
+34%
+33%
Typical household income
No clear change
No clear change
+27%
+29%
The typical home value in Cuero rose 87% since 2015–2019, more than in DeWitt County (46%).
Since 2015–2019, the typical rent in Cuero did not change clearly, according to the Census.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Cuero and its comparisons
Measure
Cuero
DeWitt County
Texas
United States
Rental vacancy
Unreliable estimate
Unreliable estimate
7.7%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
1.1%
0.9%
More than one person per room
Unreliable estimate
3.2%
4.8%
3.4%
People per household
2.90
2.63
2.69
2.53
Drive alone
78%
80%
71%
69%
Carpool
Unreliable estimate
8%
10%
9%
Public transit
Unreliable estimate
Unreliable estimate
1%
3%
Walk or bike
Unreliable estimate
Unreliable estimate
2%
3%
Work from home
12%
6%
14%
15%
Other means
Unreliable estimate
Unreliable estimate
2%
2%
Typical commute
Unreliable estimate
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
More people live in each home here: 2.90 on average, against 2.63 in DeWitt County.
Many people here do not commute at all: 12% work from home; in DeWitt County, 6%.
Do the math
What would you pay each month for a home in Cuero?
A typical home is tight for the typical income
We start with a typical home in Cuero, worth $176,900, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 31% of the typical household income in Cuero, which is $56,480 a year. For that payment to be 28% of income, a household would need to earn about $61,869 a year.
The calculator's FHA and conventional loan limits are those of all of DeWitt County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Cuero. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $6,192 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$1,444
at 7.18% · 30 years
Loan amount
$173,695
Total interest
$249,907
Paid off in
November 2056
Includes $2,987 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,318 a month
Tight
$1,318 to $1,694 a month
Your payment · 31%
Hard
more than $1,694 a month
Compared with the typical household income in Cuero ($56,480 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,177
Property tax
$115
Home insurance
$74
FHA mortgage insurance (MIP)
$78
You need at least $6,192 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $1,444; principal and interest $1,177.
The city and its county
Cuero and DeWitt County
Cuero is in DeWitt County, Texas. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Cuero
Map of DeWitt County, Texas, with Cuero marked. Around it, the neighboring counties.
Cuero
DeWitt County
Other cities with a page
Cuero's own numbers
Typical home value
$176,900
Typical monthly rent
$903
Typical yearly household income
$56,480
Households that own their home
62%
Effective property tax rate
0.78%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of DeWitt County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,205
Price change over 5 years (FHFA)
+55%
Homes in a high flood-risk zone
7.9%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of DeWitt County.
A typical home in Cuero is worth $176,900: 4% above the county and 38% below Texas. With the typical household income in Cuero ($56,480 a year), a typical home costs 3.1 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Cuero3.1 years
DeWitt2.7 years
Texas3.6 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in DeWitt County
According to FHFA’s house price index, home prices in DeWitt County rose 76% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of DeWitt County.
Yearly change in FHFA’s price index in DeWitt County, 2016 to 2025
2016: +3.3% +3.3% 2016
2017: −12.6% −12.6% 2017
2018: +21.6% +21.6% 2018
2019: −5.8% −5.8% 2019
2020: +9.9% +9.9% 2020
2021: +6.5% +6.5% 2021
2022: +12.1% +12.1% 2022
2023: +5.4% +5.4% 2023
2024: +21.8% +21.8% 2024
2025: +0.8% +0.8% 2025
Change in FHFA’s price index in DeWitt County, Texas and the United States
Period
County
Texas
U.S.
Last year (2025)
+0.8%
+0.8%
+2.9%
5 years (2020–2025)
+55%
+44%
+47%
10 years (2015–2025)
+76%
+88%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Cuero next to DeWitt County, Texas and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Cuero$176,900
DeWitt$170,900
Texas$283,800
United States$332,700
Typical monthly rent
Cuero$903
DeWitt$921
Texas$1,403
United States$1,413
Typical yearly household income
Cuero$56,480
DeWitt$63,730
Texas$78,476
United States$80,734
See the full table
Cuero next to DeWitt County and Texas
Measure
Cuero
DeWitt County
Texas
U.S.
Typical home value
$176,900 ▲4% above the county
$170,900
$283,800
$332,700
Typical monthly rent
$903
$921
$1,403
$1,413
Typical yearly household income
$56,480 ▼11% below the county
$63,730
$78,476
$80,734
Households that own their home
62% ▼12 points below the county
74%
63%
65%
Typical yearly property tax
$1,382 ▼6% below the county
$1,469
$4,232
$3,119
Effective property tax rate
0.78% ▼0.08 points below the county
0.86%
1.49%
0.94%
Renters with high rent for their income
38% ▼3 points below the county
41%
52%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below DeWitt County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Cuero
For a typical $176,900 home in Cuero, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Cuero's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$1,444a month
Least cash to close
Down payment
$6,192
Cash to close
$11,499
Rate
7.18%
Mortgage insurance
FHA MIP · $78
Conventional, 5% down$1,411a month
Down payment
$8,845
Cash to close
$14,152
Rate
7.18%
Mortgage insurance
PMI · $84
Conventional, 20% down, no PMI$1,147a month
Down payment
$35,380
Cash to close
$40,687
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,311a month
Down payment
$26,535
Cash to close
$31,842
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Cuero
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$1,444
$6,192
$173,696
7.18%
FHA MIP · $78
$11,499
580
Conventional, 5% down
$1,411
$8,845
$168,055
7.18%
PMI · $84
$14,152
620*
Conventional, 20% down, no PMI
$1,147
$35,380
$141,520
7.18%
None
$40,687
620*
ITIN, 15% down (example)
$1,311
$26,535
$150,365
8.18%
None
$31,842
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Cuero is $903 a month: about the same as the county. In Cuero, 38% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of DeWitt County, by unit size. To pay the 2-bedroom one ($1,205 a month) without spending more than 30% of your income, you would need to earn $23.17 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in DeWitt County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$916
$17.62
$36,640
1 bedroom
$921
$17.71
$36,840
2 bedrooms
$1,205
$23.17
$48,200
3 bedrooms
$1,436
$27.62
$57,440
4 bedrooms
$1,736
$33.38
$69,440
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Cuero
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Cuero is in ZIP code 77954.
For 2 bedrooms it is $1,180: $25 less than the fair market rent for DeWitt County ($1,205).
Fair market rent by ZIP code and size in Cuero, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
77954
$900
$900
$1,180
$1,410
$1,700
ZIP code2 bd3 bd
77954 $1,180$1,410
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Cuero when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
HUD lists 3 buildings with rents for lower incomes in Cuero. These are the largest.
Unnamed111 N Indianola St, Cuero 77954170 low-income homes · Run by Cuero Housing Authority · Average payment: $422 a month · Average wait: 3 months(361) 275-6127
Bailey Square1501 N Valley St, Cuero 7795456 homes, 48 low-income · In service since 2015
Fish Pond at Cuero1219 State Highway 72 W, Cuero 7795448 homes, 44 low-income · For older adults, people with disabilities, families, people experiencing homelessness
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in DeWitt County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Cuero or DeWitt County. The ones below are statewide in Texas: they work in Cuero the same as in the rest of the state.
Texas state program for first-time buyers: a 30-year mortgage with down payment assistance.Offered by Texas Department of Housing and Community Affairs (TDHCA).
Texas state program with down payment assistance for any buyer, not only first-time buyers.Offered by Texas Department of Housing and Community Affairs (TDHCA).
Texas state certificate that turns part of your mortgage interest into a credit on your federal tax return.Offered by Texas Department of Housing and Community Affairs (TDHCA).
No legal help resource on our list is for Cuero or DeWitt County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Cuero and all of DeWitt County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Cuero?
The typical home value in Cuero is $176,900, according to the U.S. Census Bureau (average 2020–2024). For comparison, in DeWitt County it is $170,900.
How much does it cost to rent in Cuero?
Typical rent in Cuero is $903 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in DeWitt County is $1,205.
What is the FHA loan limit in Cuero?
Cuero uses the FHA limit for all of DeWitt County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Cuero?
The typical homeowner in Cuero pays $1,382 a year, according to the U.S. Census Bureau. That is 0.78% of the home’s value; in DeWitt County, the rate is 0.86%.
Where can I find free help to buy or rent in Cuero?
We found no HUD-approved counseling agencies with an office in DeWitt County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
