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City · 6,027 residents · Jackson County, Texas

Edna , Texas

In Edna, a typical home is worth $117,800 and typical rent is $1,055 a month. Compared with all of Jackson County, the typical home value is 42% lower, typical household income is 9% lower, and the share of households that own their home is 13 points lower.

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  • Typical home value

    $117,800

    42% below the county

    58% below Texas

    • Edna
    • Jackson
    • Texas

  • Typical rent

    $1,055a month

    About the same as the county

    25% below Texas

    • Edna
    • Jackson
    • Texas

  • Typical household income

    $59,600a year

    9% below the county

    24% below Texas

    • Edna
    • Jackson
    • Texas

  • Households that own their home

    58%

    13 points below the county

    4 points below Texas

    • Edna
    • Jackson
    • Texas

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$211,006
about the same as 12 months ago

From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).

Edna is in Jackson County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Jackson County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Edna apart

What this place has that others do not, from public data, most unusual first.

  1. The typical home in Edna is worth $117,800, 42% less than in Jackson County as a whole ($203,900).

  2. Nearby, in Port Lavaca, the typical rent is $849: 20% less than in Edna ($1,055).

  3. 58% of households in Edna own their home, against 71% in Jackson County.

  4. Edna has the 30th smallest share of rent-burdened renters of the 356 cities in Texas with more than 5,000 people (39%).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Edna

What homes there are in Edna, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In Edna, 7 in 10 homes are single-family detached houses, about the same as in Jackson County.

Year built

In Edna, half of the homes were built before 1974; in Jackson County, before 1978.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$1,405 a month

Jackson County: $1,699 a month

Without a mortgage

$460 a month

Jackson County: $543 a month

Owners with a mortgage

39%

Jackson County: 41%

The typical cost for an owner with a mortgage in Edna is $1,405 a month, less than in Jackson County ($1,699); without one, $460.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The typical home value in Edna stayed about the same since 2015–2019: the Census sees no clear change.

Rents in Edna rose more slowly than in Jackson County: 20% since 2015–2019, against 29%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureEdnaJackson CountyTexasUnited States
Rental vacancy Unreliable estimateUnreliable estimate7.7%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate1.1%0.9%
More than one person per room Unreliable estimateUnreliable estimate4.8%3.4%
People per household 2.492.482.692.53
Drive alone 80%76%71%69%
Carpool 14%15%10%9%
Public transit Unreliable estimateUnreliable estimate1%3%
Walk or bike Unreliable estimateUnreliable estimate2%3%
Work from home Unreliable estimate8%14%15%
Other means Unreliable estimateUnreliable estimate2%2%
Typical commute Unreliable estimateUnreliable estimate20 to 29 minutes20 to 29 minutes

By size, households in Edna look like those in Jackson County: 2.49 people on average.

To get to work, 80% of workers in Edna drive alone; in Jackson County, 76%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Edna?

A typical home is within reach of the typical income

We start with a typical home in Edna, worth $117,800, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 21% of the typical household income in Edna, which is $59,600 a year.

The calculator's FHA and conventional loan limits are those of all of Jackson County.

Your numbers

Local data
$

Starts at the typical home value in Edna. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $4,123 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,022

at 7.18% · 30 years

Loan amount
$115,666
Total interest
$166,417
Paid off in
November 2056

Includes $1,989 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,391 a month

    Your payment · 21%

  • Tight

    $1,391 to $1,788 a month

  • Hard

    more than $1,788 a month

Compared with the typical household income in Edna ($59,600 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,022
Principal & interest$784
Property tax$137
Home insurance$49
FHA mortgage insurance (MIP)$52

You need at least $4,123 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Edna and Jackson County

Edna is in Jackson County, Texas. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Edna's own numbers

Typical home value
$117,800
Typical monthly rent
$1,055
Typical yearly household income
$59,600
Households that own their home
58%
Effective property tax rate
1.4%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Jackson County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,142
Price change over 5 years (FHFA)
+32%
Homes in a high flood-risk zone
22%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Jackson County.

Everything about Jackson County

Buying

Buying a home in Edna

A typical home in Edna is worth $117,800: 42% below the county and 58% below Texas. With the typical household income in Edna ($59,600 a year), a typical home costs 2.0 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Edna 2.0 years
  • Jackson 3.1 years
  • Texas 3.6 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Jackson County

According to FHFA’s house price index, home prices in Jackson County rose 68% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Jackson County.

Period County Texas U.S.
Last year (2025) +6.2% +0.8% +2.9%
5 years (2020–2025) +32% +44% +47%
10 years (2015–2025) +68% +88% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Edna next to Jackson County, Texas and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Edna $117,800
  • Jackson $203,900
  • Texas $283,800
  • United States $332,700
Typical monthly rent
  • Edna $1,055
  • Jackson $1,065
  • Texas $1,403
  • United States $1,413
Typical yearly household income
  • Edna $59,600
  • Jackson $65,414
  • Texas $78,476
  • United States $80,734
See the full table
Edna next to Jackson County and Texas
Measure Edna Jackson County Texas U.S.
Typical home value $117,800 $203,900 $283,800 $332,700
Typical monthly rent $1,055 $1,065 $1,403 $1,413
Typical yearly household income $59,600 $65,414 $78,476 $80,734
Households that own their home 58% 71% 63% 65%
Typical yearly property tax $1,654 $2,085 $4,232 $3,119
Effective property tax rate 1.4% 1.02% 1.49% 0.94%
Renters with high rent for their income 39% 38% 52% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Jackson County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Edna

For a typical $117,800 home in Edna, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Edna's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $1,022a month

    Least cash to close
    Down payment
    $4,123
    Cash to close
    $7,657
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $52

  • Conventional, 5% down $1,001a month

    Down payment
    $5,890
    Cash to close
    $9,424
    Rate
    7.18%
    Mortgage insurance
    PMI · $56

  • Conventional, 20% down, no PMI $825a month

    Down payment
    $23,560
    Cash to close
    $27,094
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $934a month

    Down payment
    $17,670
    Cash to close
    $21,204
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Edna and for Jackson County.

Property tax

Effective rate in Edna

1.4%of the home’s value each year

$1,654 a year for the typical owner in Edna.

  • Edna 1.4%
  • Jackson 1.02%
  • Texas 1.49%

What Texas publishes School-district homestead exemption (Texas Comptroller of Public Accounts)

Exemptions and deadlines in Texas

Flood risk in Jackson County

FEMA does not publish these numbers by city: they are for all of Jackson County.

Homes in the high-risk zone
22%
1,602
Of those, with NFIP insurance
18%
County Texas U.S.
Homes in the high-risk zone 22% 4.1% 3.5%
Of those, with NFIP insurance 18% 48% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Edna

Typical rent in Edna is $1,055 a month: about the same as the county. In Edna, 39% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Jackson County, by unit size. To pay the 2-bedroom one ($1,142 a month) without spending more than 30% of your income, you would need to earn $21.96 an hour working full time.

HUD fair market rent for all of Jackson County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $868 $16.69 $34,720
1 bedroom $982 $18.88 $39,280
2 bedrooms $1,142 $21.96 $45,680
3 bedrooms $1,377 $26.48 $55,080
4 bedrooms $1,645 $31.63 $65,800

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Edna

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Edna is in ZIP code 77957.

For 2 bedrooms it is $1,190: $48 more than the fair market rent for Jackson County ($1,142).

  • 77957 $1,190$1,440

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Edna when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Edna

HUD lists 5 buildings with rents for lower incomes in Edna. These are the largest.

  • Post Oak 920 Victoria St, Edna 77957 64 homes, 50 low-income · 1 bd: 16 · 2 bd: 32 · 3 bd: 16 · For older adults, people with disabilities, families, people experiencing homelessness
  • Texana Apts 307 S Bryan St, Edna 77957 36 low-income homes · 1 bd: 2 · 2 bd: 34 · In service since 2001
  • Mauritz Village 600 N Kleas St, Edna 77957 30 low-income homes · Run by Edna Housing Authority · Average payment: $407 a month · Average wait: 4 months (361) 782-3842
  • Miracle Manor 1207 Miracle Dr, Edna 77957 24 homes, 23 low-income · For older adults (361) 782-2019
  • Vanderbilt Apts 704 W Division St, Edna 77957 12 low-income homes · 2 bd: 12 · In service since 2001

See all 6 buildings in Jackson County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Edna

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Jackson County. The nearest ones are below; many serve by phone or online.

A grandmother pushes her grandson on a playground swing.

HUD counseling is free or low-cost

Assistance programs in Edna

No down payment, repair or rent-help program on our list is for Edna or Jackson County. The ones below are statewide in Texas: they work in Edna the same as in the rest of the state.

Which programs do I qualify for? All programs in Texas

  • My First Texas Home

    Statewide in Texas

    Texas state program for first-time buyers: a 30-year mortgage with down payment assistance. Offered by Texas Department of Housing and Community Affairs (TDHCA).

    DeferredForgivable

    See the program Official page

  • My Choice Texas Home

    Statewide in Texas

    Texas state program with down payment assistance for any buyer, not only first-time buyers. Offered by Texas Department of Housing and Community Affairs (TDHCA).

    DeferredForgivable

    See the program Official page

  • Texas Mortgage Credit Certificate (MCC)

    Statewide in Texas

    Limited funds remain, per the source

    Texas state certificate that turns part of your mortgage interest into a credit on your federal tax return. Offered by Texas Department of Housing and Community Affairs (TDHCA).

    Tax credit

    See the program Official page

Housing counselors near Edna

The HUD-approved agencies closest to the center of Edna, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Money Management International - Houston Call Center

    12603 Southwest Fwy Ste 450, Stafford · 79 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 5 more
    (866) 232-9080

  • Money Management International Inc.

    12603 Southwest Fwy, Stafford · 79 miles away · Spanish

    Also serves in other languages.

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 5 more
    (866) 232-9080

  • Chinese Community Center

    9800 Town Park Dr, Houston · 83 miles away · Spanish

    Also serves in Cantonese, Mandarin Chinese, and Vietnamese.

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 10 more
    (713) 271-6100

All counseling agencies in Texas

Help in Spanish near Edna

3 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Edna

HUD’s record names them for Edna or Jackson County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Edna Housing Authority Public housing and Section 8 vouchers (361) 782-3842

All housing agencies in Texas Source: HUD

Cities

Nearby cities

The cities closest to Edna, with the typical home value.

Everything about Jackson County Housing in Texas

Neighboring counties

If Jackson County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Edna.

All guides
A father, a mother and their daughter smile among the avocado trees by their home in Somis, California.

Questions

Housing questions about Edna

Short answers with the numbers for Edna and all of Jackson County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Edna?

The typical home value in Edna is $117,800, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Jackson County it is $203,900.

How much does it cost to rent in Edna?

Typical rent in Edna is $1,055 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Jackson County is $1,142.

What is the FHA loan limit in Edna?

Edna uses the FHA limit for all of Jackson County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Edna?

The typical homeowner in Edna pays $1,654 a year, according to the U.S. Census Bureau. That is 1.4% of the home’s value; in Jackson County, the rate is 1.02%.

Where can I find free help to buy or rent in Edna?

We found no HUD-approved counseling agencies with an office in Jackson County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).