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City · 8,071 residents · Juana Díaz Municipio, Puerto Rico

Juana Díaz , Puerto Rico

In Juana Díaz, a typical home is worth $114,800 and typical rent is $435 a month. Compared with all of Juana Díaz Municipio, typical rent is 22% lower, typical household income is 15% lower, and the share of households that own their home is 21 points lower.

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  • Typical home value

    $114,800

    9% above the municipio

    13% below Puerto Rico

    • Juana Díaz
    • Municipio
    • Puerto Rico

  • Typical rent

    $435a month

    22% below the municipio

    25% below Puerto Rico

    • Juana Díaz
    • Municipio
    • Puerto Rico

  • Typical household income

    $21,222a year

    15% below the municipio

    19% below Puerto Rico

    • Juana Díaz
    • Municipio
    • Puerto Rico

  • Households that own their home

    58%

    21 points below the municipio

    10 points below Puerto Rico

    • Juana Díaz
    • Municipio
    • Puerto Rico

Source: U.S. Census Bureau, Average 2020–2024

Juana Díaz is in Juana Díaz Municipio. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Juana Díaz Municipio. See the county

Data updated: October 1, 2026 9 official sources

Only here

What sets Juana Díaz apart

What this place has that others do not, from public data, most unusual first.

  1. 58% of households in Juana Díaz own their home, against 78% in Juana Díaz Municipio.

  2. Nearby, in Coco, the typical home value is $70,700: 38% less than in Juana Díaz ($114,800).

  3. Nearby, in Santa Isabel, the typical rent is $327: 25% less than in Juana Díaz ($435).

  4. The typical rent in Juana Díaz is $435 a month, 22% less than in Juana Díaz Municipio as a whole ($559).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Juana Díaz

What homes there are in Juana Díaz, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In Juana Díaz, 7 in 10 homes are single-family detached houses; in Juana Díaz Municipio, 9.

Year built

In Juana Díaz, half of the homes were built before 1977; in Juana Díaz Municipio, before 1987.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

About 71% of rented homes in Juana Díaz cost less than HUD's 2-bedroom fair market rent for Juana Díaz Municipio ($573).

With a mortgage

$778 a month

Juana Díaz Municipio: $887 a month

Without a mortgage

$177 a month

Juana Díaz Municipio: $173 a month

Owners with a mortgage

22%

Juana Díaz Municipio: 35%

The typical cost for an owner with a mortgage in Juana Díaz is $778 a month, less than in Juana Díaz Municipio ($887); without one, $177.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The typical home value in Juana Díaz rose 10% since 2015–2019, less than in Juana Díaz Municipio (15%).

Since 2015–2019, the typical rent in Juana Díaz did not change clearly, according to the Census.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureJuana DíazJuana Díaz MunicipioPuerto RicoUnited States
Rental vacancy Unreliable estimateUnreliable estimate5.1%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate1.3%0.9%
More than one person per room Unreliable estimate3.9%2.3%3.4%
People per household 2.392.762.482.53
Drive alone 87%92%83%69%
Carpool Unreliable estimateUnreliable estimate6%9%
Public transit Unreliable estimateUnreliable estimate1%3%
Walk or bike Unreliable estimateUnreliable estimate3%3%
Work from home Unreliable estimate5%6%15%
Other means Unreliable estimateUnreliable estimate2%2%
Typical commute 20 to 29 minutes20 to 29 minutes20 to 29 minutes20 to 29 minutes

Fewer people live in each home here: 2.39 on average, against 2.76 in Juana Díaz Municipio.

To get to work, 87% of workers in Juana Díaz drive alone; in Juana Díaz Municipio, 92%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Juana Díaz?

A typical home costs more than the typical income allows

We start with a typical home in Juana Díaz, worth $114,800, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 49% of the typical household income in Juana Díaz, which is $21,222 a year. For that payment to be 28% of income, a household would need to earn about $36,952 a year.

The calculator's FHA and conventional loan limits are those of all of Juana Díaz Municipio.

Your numbers

Local data
$

Starts at the typical home value in Juana Díaz. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $4,018 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$885

at 7.18% · 30 years

Loan amount
$112,721
Total interest
$162,179
Paid off in
November 2056

Includes $1,939 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $495 a month

  • Tight

    $495 to $637 a month

  • Hard

    more than $637 a month

    Your payment · 50%

Compared with the typical household income in Juana Díaz ($21,222 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$885
Principal & interest$764
Property tax$23
Home insurance$48
FHA mortgage insurance (MIP)$51

You need at least $4,018 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Juana Díaz and Juana Díaz Municipio

Juana Díaz is in Juana Díaz Municipio, Puerto Rico. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Juana Díaz's own numbers

Typical home value
$114,800
Typical monthly rent
$435
Typical yearly household income
$21,222
Households that own their home
58%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Juana Díaz Municipio

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$573

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Juana Díaz Municipio.

Everything about Juana Díaz Municipio

Buying

Buying a home in Juana Díaz

A typical home in Juana Díaz is worth $114,800: 9% above the municipio and 13% below Puerto Rico. With the typical household income in Juana Díaz ($21,222 a year), a typical home costs 5.4 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Juana Díaz 5.4 years
  • Municipio 4.2 years
  • Puerto Rico 5.0 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Puerto Rico

FHFA publishes no annual price index in Juana Díaz Municipio. That usually happens when there are too few sales to measure it.

Data not available for this place

Juana Díaz next to Juana Díaz Municipio, Puerto Rico and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Juana Díaz $114,800
  • Municipio $105,500
  • Puerto Rico $131,500
  • United States $332,700
Typical monthly rent
  • Juana Díaz $435
  • Municipio $559
  • Puerto Rico $578
  • United States $1,413
Typical yearly household income
  • Juana Díaz $21,222
  • Municipio $24,852
  • Puerto Rico $26,297
  • United States $80,734
See the full table
Juana Díaz next to Juana Díaz Municipio and Puerto Rico
Measure Juana Díaz Juana Díaz Municipio Puerto Rico U.S.
Typical home value $114,800 $105,500 $131,500 $332,700
Typical monthly rent $435 $559 $578 $1,413
Typical yearly household income $21,222 $24,852 $26,297 $80,734
Households that own their home 58% 78% 68% 65%
Renters with high rent for their income 56% 55% 51% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Juana Díaz Municipio. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Juana Díaz

For a typical $114,800 home in Juana Díaz, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, an example home insurance and mortgage insurance when it applies. It leaves out property tax because the Census Bureau doesn't publish Juana Díaz's rate.

  • FHA, 3.5% down $862a month

    Least cash to close
    Down payment
    $4,018
    Cash to close
    $7,462
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $51

  • Conventional, 5% down $841a month

    Down payment
    $5,740
    Cash to close
    $9,184
    Rate
    7.18%
    Mortgage insurance
    PMI · $55

  • Conventional, 20% down, no PMI $670a month

    Down payment
    $22,960
    Cash to close
    $26,404
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $776a month

    Down payment
    $17,220
    Cash to close
    $20,664
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Juana Díaz and for Juana Díaz Municipio.

Property tax

Data not available for this place

What Puerto Rico publishes Residential exemption (Puerto Rico Municipal Code (Act 107-2020), OGP Virtual Library)

Exemptions and deadlines in Puerto Rico

Flood risk in Juana Díaz Municipio

FEMA does not publish these numbers by city: they are for all of Juana Díaz Municipio.

FEMA does not publish these numbers for Juana Díaz Municipio.

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Juana Díaz

Typical rent in Juana Díaz is $435 a month: 22% below the municipio. In Juana Díaz, 56% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Juana Díaz Municipio, by unit size. To pay the 2-bedroom one ($573 a month) without spending more than 30% of your income, you would need to earn $11.02 an hour working full time.

HUD fair market rent for all of Juana Díaz Municipio

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $505 $9.71 $20,200
1 bedroom $526 $10.12 $21,040
2 bedrooms $573 $11.02 $22,920
3 bedrooms $793 $15.25 $31,720
4 bedrooms $889 $17.10 $35,560

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Juana Díaz

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Juana Díaz is in ZIP code 00795.

For 2 bedrooms it is $540: $33 less than the fair market rent for Juana Díaz Municipio ($573).

  • 00795 $540$750

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Juana Díaz when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Juana Díaz

HUD lists 5 buildings with rents for lower incomes in Juana Díaz. These are the largest.

  • Leonardo Santiago 2 Res Leonardo Santiago, Juana Diaz 00795 100 low-income homes · Run by Puerto Rico Public Housing Administration · Average payment: $101 a month · Average wait: 4 months (787) 759-9407
  • Villa del Parque Juana Diaz 00795 100 homes, 99 low-income · Run by Puerto Rico Public Housing Administration · Average payment: $116 a month · Average wait: 11 months (787) 759-9407
  • Villas del Parque Munoz Rivera ST, Juana Diaz 00795 84 low-income homes · For families (787) 837-6485
  • Juana Diaz Housing 121 Calle Comercio, Juana Diaz 00795 56 low-income homes · For older adults (787) 837-3025
  • San Martin 25 Comunidad San Martin 2, Juana Diaz 00795 44 homes, 43 low-income · Run by Puerto Rico Public Housing Administration · Average payment: $189 a month (787) 759-9407

See all 6 buildings in Juana Díaz Municipio Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Juana Díaz

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Juana Díaz Municipio. The nearest ones are below; many serve by phone or online.

A man smiles on a bench outside his apartment building.

HUD counseling is free or low-cost

Assistance programs in Juana Díaz

No down payment, repair or rent-help program on our list is for Juana Díaz or Juana Díaz Municipio. The ones below are statewide in Puerto Rico: they work in Juana Díaz the same as in the rest of the state.

Which programs do I qualify for? All programs in Puerto Rico

  • Pronto pa' tu Casa

    Statewide in Puerto Rico

    Puerto Rico Housing Finance Authority help of up to $45,000 per eligible household (plus $5,000 if you buy in a designated urban center) to buy an existing home; with a mortgage from a participating financial institution. Offered by Autoridad para el Financiamiento de la Vivienda de Puerto Rico (AFV).

    Type not stated

    See the program Official page

  • Programa HOME: Asistencia directa al comprador

    Statewide in Puerto Rico

    Puerto Rico Housing Finance Authority help, with federal HOME funds, for the down payment (pronto pago) of low- and moderate-income families who buy their primary residence with a mortgage; not repaid if you meet the program's conditions. Offered by Autoridad para el Financiamiento de la Vivienda de Puerto Rico (AFV).

    Type not stated

    See the program Official page

Housing counselors near Juana Díaz

The HUD-approved agencies closest to the center of Juana Díaz, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Ponce Neighborhood Housing Services, Inc.

    57 Calle Mendez Vigo, Ponce · 8 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 6 more
    (787) 841-5055

  • Corporacion Desarrollo Economico,vivienda y Salud

    68 Calle Puro Girau, Arecibo · 32 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 7 more
    (787) 879-3300

  • One Stop Career Center of Puerto Rico

    839 Calle Anasco Ste 5, San Juan · 38 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 11 more
    (787) 296-1785

All counseling agencies in Puerto Rico

Help in Spanish near Juana Díaz

2 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Juana Díaz

In HUD’s record, no housing authority with an office in Juana Díaz Municipio is named for Juana Díaz or Juana Díaz Municipio.

One other authority has an office in Juana Díaz Municipio: see the list Source: HUD

Cities

Nearby cities

The cities closest to Juana Díaz, with the typical home value.

Everything about Juana Díaz Municipio Housing in Puerto Rico

Neighboring counties

If Juana Díaz Municipio is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Juana Díaz.

All guides
A father and mother walk their son by the hand down the sidewalk.

Questions

Housing questions about Juana Díaz

Short answers with the numbers for Juana Díaz and all of Juana Díaz Municipio. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Juana Díaz?

The typical home value in Juana Díaz is $114,800, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Juana Díaz Municipio it is $105,500.

How much does it cost to rent in Juana Díaz?

Typical rent in Juana Díaz is $435 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Juana Díaz Municipio is $573.

What is the FHA loan limit in Juana Díaz?

Juana Díaz uses the FHA limit for all of Juana Díaz Municipio (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

Where can I find free help to buy or rent in Juana Díaz?

We found no HUD-approved counseling agencies with an office in Juana Díaz Municipio; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026).