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City · 8,479 residents · Mifflin County, Pennsylvania

Lewistown , Pennsylvania

In Lewistown, a typical home is worth $98,500 and typical rent is $797 a month. Compared with all of Mifflin County, the typical home value is 37% lower, typical household income is 37% lower, and the share of households that own their home is 32 points lower.

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  • Typical home value

    $98,500

    37% below the county

    61% below Pennsylvania

    • Lewistown
    • Mifflin
    • Pennsylvania

  • Typical rent

    $797a month

    3% below the county

    34% below Pennsylvania

    • Lewistown
    • Mifflin
    • Pennsylvania

  • Typical household income

    $40,236a year

    37% below the county

    48% below Pennsylvania

    • Lewistown
    • Mifflin
    • Pennsylvania

  • Households that own their home

    40%

    32 points below the county

    30 points below Pennsylvania

    • Lewistown
    • Mifflin
    • Pennsylvania

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$171,113
4.6% more than 12 months ago

From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).

Lewistown is in Mifflin County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Mifflin County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Lewistown apart

What this place has that others do not, from public data, most unusual first.

  1. 40% of households in Lewistown own their home, against 71% in Mifflin County.

  2. Lewistown has the 10th lowest typical household income of the 272 cities in Pennsylvania with more than 5,000 people ($40,236).

  3. The typical home in Lewistown is worth $98,500, 37% less than in Mifflin County as a whole ($156,700).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Lewistown

What homes there are in Lewistown, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

No kind of home is the majority in Lewistown; the largest group, detached houses, adds up to 44%, less than in Mifflin County (70%).

Year built

The typical home in Lewistown was built before 1940, the oldest group the Census tells apart; 79% of homes date from before 1960.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

HUD's 2-bedroom fair market rent (FMR) for Mifflin County is $1,014; about 80% of rents in Lewistown are below it.

With a mortgage

$1,108 a month

Mifflin County: $1,225 a month

Without a mortgage

$515 a month

Mifflin County: $547 a month

Owners with a mortgage

46%

Mifflin County: 49%

Owning costs less in Lewistown: with a mortgage, the typical cost is $1,108 a month; in Mifflin County, $1,225. Without one, $515.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Much as in Mifflin County, the typical home value in Lewistown rose 32% since 2015–2019.

Rents in Lewistown rose at about the same pace as in Mifflin County: 23% since 2015–2019, against 21%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureLewistownMifflin CountyPennsylvaniaUnited States
Rental vacancy Unreliable estimateUnreliable estimate4.9%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate0.8%0.9%
More than one person per room Unreliable estimate3.1%1.6%3.4%
People per household 2.192.452.392.53
Drive alone 76%79%68%69%
Carpool 13%12%8%9%
Public transit Unreliable estimateUnreliable estimate4%3%
Walk or bike Unreliable estimate1%4%3%
Work from home 8%7%16%15%
Other means Unreliable estimateUnreliable estimate1%2%
Typical commute 10 to 19 minutesUnreliable estimate20 to 29 minutes20 to 29 minutes

Households in Lewistown are smaller: 2.19 people on average; in Mifflin County, 2.45.

In Lewistown, 76% of workers drive alone to work; in Mifflin County, 79%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Lewistown?

A typical home is within reach of the typical income

We start with a typical home in Lewistown, worth $98,500, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 26% of the typical household income in Lewistown, which is $40,236 a year.

The calculator's FHA and conventional loan limits are those of all of Mifflin County.

Your numbers

Local data
$

Starts at the typical home value in Lewistown. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $3,448 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$884

at 7.18% · 30 years

Loan amount
$96,715
Total interest
$139,151
Paid off in
November 2056

Includes $1,663 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $939 a month

    Your payment · 26%

  • Tight

    $939 to $1,207 a month

  • Hard

    more than $1,207 a month

Compared with the typical household income in Lewistown ($40,236 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$884
Principal & interest$655
Property tax$145
Home insurance$41
FHA mortgage insurance (MIP)$44

You need at least $3,448 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Lewistown and Mifflin County

Lewistown is in Mifflin County, Pennsylvania. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Lewistown's own numbers

Typical home value
$98,500
Typical monthly rent
$797
Typical yearly household income
$40,236
Households that own their home
40%
Effective property tax rate
1.76%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Mifflin County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,014
Price change over 5 years (FHFA)
+60%
Homes in a high flood-risk zone
8.9%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Mifflin County.

Everything about Mifflin County

Buying

Buying a home in Lewistown

A typical home in Lewistown is worth $98,500: 37% below the county and 61% below Pennsylvania. With the typical household income in Lewistown ($40,236 a year), a typical home costs 2.4 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Lewistown 2.4 years
  • Mifflin 2.5 years
  • Pennsylvania 3.3 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Mifflin County

According to FHFA’s house price index, home prices in Mifflin County rose 82% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Mifflin County.

Period County Pennsylvania U.S.
Last year (2025) +10.5% +4.7% +2.9%
5 years (2020–2025) +60% +48% +47%
10 years (2015–2025) +82% +77% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Lewistown next to Mifflin County, Pennsylvania and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Lewistown $98,500
  • Mifflin $156,700
  • Pennsylvania $254,500
  • United States $332,700
Typical monthly rent
  • Lewistown $797
  • Mifflin $822
  • Pennsylvania $1,209
  • United States $1,413
Typical yearly household income
  • Lewistown $40,236
  • Mifflin $63,953
  • Pennsylvania $77,971
  • United States $80,734
See the full table
Lewistown next to Mifflin County and Pennsylvania
Measure Lewistown Mifflin County Pennsylvania U.S.
Typical home value $98,500 $156,700 $254,500 $332,700
Typical monthly rent $797 $822 $1,209 $1,413
Typical yearly household income $40,236 $63,953 $77,971 $80,734
Households that own their home 40% 71% 69% 65%
Typical yearly property tax $1,737 $2,266 $3,311 $3,119
Effective property tax rate 1.76% 1.45% 1.3% 0.94%
Renters with high rent for their income 46% 39% 48% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Mifflin County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Lewistown

For a typical $98,500 home in Lewistown, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Lewistown's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $884a month

    Least cash to close
    Down payment
    $3,448
    Cash to close
    $6,403
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $44

  • Conventional, 5% down $866a month

    Down payment
    $4,925
    Cash to close
    $7,880
    Rate
    7.18%
    Mortgage insurance
    PMI · $47

  • Conventional, 20% down, no PMI $719a month

    Down payment
    $19,700
    Cash to close
    $22,655
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $810a month

    Down payment
    $14,775
    Cash to close
    $17,730
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Lewistown and for Mifflin County.

Property tax

Effective rate in Lewistown

1.76%of the home’s value each year

$1,737 a year for the typical owner in Lewistown.

  • Lewistown 1.76%
  • Mifflin 1.45%
  • Pennsylvania 1.3%

What Pennsylvania publishes Property Tax/Rent Rebate Program (PTRR) (Pennsylvania Department of Revenue)

Exemptions and deadlines in Pennsylvania

Flood risk in Mifflin County

FEMA does not publish these numbers by city: they are for all of Mifflin County.

Homes in the high-risk zone
8.9%
1,824
Of those, with NFIP insurance
8.1%
County Pennsylvania U.S.
Homes in the high-risk zone 8.9% 2% 3.5%
Of those, with NFIP insurance 8.1% 23% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Lewistown

Typical rent in Lewistown is $797 a month: 3% below the county. In Lewistown, 46% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Mifflin County, by unit size. To pay the 2-bedroom one ($1,014 a month) without spending more than 30% of your income, you would need to earn $19.50 an hour working full time.

HUD fair market rent for all of Mifflin County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $821 $15.79 $32,840
1 bedroom $826 $15.88 $33,040
2 bedrooms $1,014 $19.50 $40,560
3 bedrooms $1,328 $25.54 $53,120
4 bedrooms $1,333 $25.63 $53,320

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Lewistown

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Lewistown is in ZIP code 17044.

For 2 bedrooms it is $1,010: $4 less than the fair market rent for Mifflin County ($1,014).

  • 17044 $1,010$1,340

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Lewistown when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Lewistown

HUD lists 8 buildings with rents for lower incomes in Lewistown. These are the largest.

  • Kish Apts 196 S Main St, Lewistown 17044 141 homes, 140 low-income · 1 bd: 140 · 2 bd: 1 · In service since 2015 · For older adults, people with disabilities (717) 248-4301
  • Mccoy Manor / Lawler Place 141 S Pine Rd, Lewistown 17044 84 low-income homes · Run by The Housing Auth of the County of Mifflin · Average payment: $413 a month · Average wait: 9 months (717) 248-2624
  • Mccoy Manor / Lawler Place 300 Howard Ave, Lewistown 17044 76 low-income homes · Run by The Housing Auth of the County of Mifflin · Average payment: $499 a month · Average wait: 7 months (717) 248-2624
  • Burgard Apts/Mccoy Manor 120 Chestnut St, Lewistown 17044 60 low-income homes · Run by The Housing Auth of the County of Mifflin · Average payment: $345 a month · Average wait: 8 months (717) 248-2624
  • Coleman House 26 W Market St, Lewistown 17044 40 low-income homes · Run by The Housing Auth of the County of Mifflin · Average payment: $382 a month · Average wait: 9 months (717) 248-2624

See all 13 buildings in Mifflin County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Lewistown

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Mifflin County. The nearest ones are below; many serve by phone or online.

An older woman smiles in front of her apartment building.

HUD counseling is free or low-cost

Assistance programs in Lewistown

No down payment, repair or rent-help program on our list is for Lewistown or Mifflin County. The ones below are statewide in Pennsylvania: they work in Lewistown the same as in the rest of the state.

Which programs do I qualify for? All programs in Pennsylvania

Housing counselors near Lewistown

The HUD-approved agencies closest to the center of Lewistown, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • The Home Foundation

    226 E Nittany Ave, State College · 20 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 4 more
    (814) 954-4215

  • Cumberland County Housing and Redevelopment Authorities

    114 N Hanover St, Carlisle · 34 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 7 more
    (717) 249-0789

  • The Fair Housing Council of the Capital Region, Inc

    2100 N 6th St, Harrisburg · 42 miles away

    • Budget and financial counseling
    • Budget and credit workshops
    • and 4 more
    (717) 238-9540

All counseling agencies in Pennsylvania

Help in Spanish near Lewistown

None of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Lewistown

HUD’s record names them for Lewistown or Mifflin County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • The Housing Auth of the County of Mifflin Public housing and Section 8 vouchers (717) 248-2624

All housing agencies in Pennsylvania Source: HUD

Cities

Nearby cities

The cities closest to Lewistown, with the typical home value.

Everything about Mifflin County Housing in Pennsylvania

Neighboring counties

If Mifflin County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Lewistown.

All guides
A couple spread mulch under the avocado trees of their family orchard, he on the tractor and she with a shovel.

Questions

Housing questions about Lewistown

Short answers with the numbers for Lewistown and all of Mifflin County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Lewistown?

The typical home value in Lewistown is $98,500, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Mifflin County it is $156,700.

How much does it cost to rent in Lewistown?

Typical rent in Lewistown is $797 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Mifflin County is $1,014.

What is the FHA loan limit in Lewistown?

Lewistown uses the FHA limit for all of Mifflin County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Lewistown?

The typical homeowner in Lewistown pays $1,737 a year, according to the U.S. Census Bureau. That is 1.76% of the home’s value; in Mifflin County, the rate is 1.45%.

Where can I find free help to buy or rent in Lewistown?

We found no HUD-approved counseling agencies with an office in Mifflin County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).