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City · 6,897 residents · Huntingdon County, Pennsylvania

Huntingdon , Pennsylvania

In Huntingdon, a typical home is worth $198,900 and typical rent is $838 a month. Compared with all of Huntingdon County, the typical home value is 9% higher and the share of households that own their home is 21 points lower.

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  • Typical home value

    $198,900

    9% above the county

    22% below Pennsylvania

    • Huntingdon
    • County
    • Pennsylvania

  • Typical rent

    $838a month

    3% above the county

    31% below Pennsylvania

    • Huntingdon
    • County
    • Pennsylvania

  • Typical household income

    $67,125a year

    2% above the county

    14% below Pennsylvania

    • Huntingdon
    • County
    • Pennsylvania

  • Households that own their home

    58%

    21 points below the county

    11 points below Pennsylvania

    • Huntingdon
    • County
    • Pennsylvania

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$193,037
4.2% more than 12 months ago

From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).

Huntingdon is in Huntingdon County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Huntingdon County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Huntingdon apart

What this place has that others do not, from public data, most unusual first.

  1. 58% of households in Huntingdon own their home, against 79% in Huntingdon County.

  2. Nearby, in Altoona, the typical home value is $119,900: 40% less than in Huntingdon ($198,900).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Huntingdon

What homes there are in Huntingdon, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In Huntingdon, 6 in 10 homes are single-family detached houses; in Huntingdon County, 8.

Year built

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

With an FHA limit of $541,287, at least 94% of owner-occupied homes in Huntingdon sit below it: they are worth less than $500,000.

Monthly rent with utilities

With a mortgage

$1,376 a month

Huntingdon County: $1,336 a month

Without a mortgage

$517 a month

Huntingdon County: $501 a month

Owners with a mortgage

45%

Huntingdon County: 48%

The typical cost for an owner with a mortgage in Huntingdon is $1,376 a month, near the figure in Huntingdon County ($1,336).

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

From 2015–2019 to 2020–2024, the typical home value in Huntingdon rose 70%; in Huntingdon County, it rose 34%.

Since 2015–2019, the typical rent in Huntingdon rose 30%, more than in Huntingdon County (26%).

While home values in Huntingdon changed +70% and rent +30%, the typical household income rose 51%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureHuntingdonHuntingdon CountyPennsylvaniaUnited States
Rental vacancy Unreliable estimate3.0%4.9%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate0.8%0.9%
More than one person per room Unreliable estimate1.4%1.6%3.4%
People per household 2.072.372.392.53
Drive alone 57%76%68%69%
Carpool Unreliable estimate10%8%9%
Public transit Unreliable estimateUnreliable estimate4%3%
Walk or bike 23%6%4%3%
Work from home 14%8%16%15%
Other means Unreliable estimate1%1%2%
Typical commute Unreliable estimate20 to 29 minutes20 to 29 minutes20 to 29 minutes

Fewer people live in each home here: 2.07 on average, against 2.37 in Huntingdon County.

More people walk or bike to work in Huntingdon: 23%, against 6% in Huntingdon County.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Huntingdon?

A typical home is tight for the typical income

We start with a typical home in Huntingdon, worth $198,900, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 30% of the typical household income in Huntingdon, which is $67,125 a year. For that payment to be 28% of income, a household would need to earn about $71,481 a year.

The calculator's FHA and conventional loan limits are those of all of Huntingdon County.

Your numbers

Local data
$

Starts at the typical home value in Huntingdon. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $6,962 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,668

at 7.18% · 30 years

Loan amount
$195,297
Total interest
$280,986
Paid off in
November 2056

Includes $3,359 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,566 a month

  • Tight

    $1,566 to $2,014 a month

    Your payment · 30%

  • Hard

    more than $2,014 a month

Compared with the typical household income in Huntingdon ($67,125 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,668
Principal & interest$1,323
Property tax$174
Home insurance$83
FHA mortgage insurance (MIP)$88

You need at least $6,962 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Huntingdon and Huntingdon County

Huntingdon is in Huntingdon County, Pennsylvania. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Huntingdon's own numbers

Typical home value
$198,900
Typical monthly rent
$838
Typical yearly household income
$67,125
Households that own their home
58%
Effective property tax rate
1.05%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Huntingdon County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,014
Price change over 5 years (FHFA)
+41%
Homes in a high flood-risk zone
6%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Huntingdon County.

Everything about Huntingdon County

Buying

Buying a home in Huntingdon

A typical home in Huntingdon is worth $198,900: 9% above the county and 22% below Pennsylvania. With the typical household income in Huntingdon ($67,125 a year), a typical home costs 3.0 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Huntingdon 3.0 years
  • County 2.8 years
  • Pennsylvania 3.3 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Huntingdon County

According to FHFA’s house price index, home prices in Huntingdon County rose 57% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Huntingdon County.

Period County Pennsylvania U.S.
Last year (2025) +1.4% +4.7% +2.9%
5 years (2020–2025) +41% +48% +47%
10 years (2015–2025) +57% +77% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Huntingdon next to Huntingdon County, Pennsylvania and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Huntingdon $198,900
  • County $183,200
  • Pennsylvania $254,500
  • United States $332,700
Typical monthly rent
  • Huntingdon $838
  • County $810
  • Pennsylvania $1,209
  • United States $1,413
Typical yearly household income
  • Huntingdon $67,125
  • County $65,557
  • Pennsylvania $77,971
  • United States $80,734
See the full table
Huntingdon next to Huntingdon County and Pennsylvania
Measure Huntingdon Huntingdon County Pennsylvania U.S.
Typical home value $198,900 $183,200 $254,500 $332,700
Typical monthly rent $838 $810 $1,209 $1,413
Typical yearly household income $67,125 $65,557 $77,971 $80,734
Households that own their home 58% 79% 69% 65%
Typical yearly property tax $2,087 $1,718 $3,311 $3,119
Effective property tax rate 1.05% 0.94% 1.3% 0.94%
Renters with high rent for their income 39% 39% 48% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Huntingdon County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Huntingdon

For a typical $198,900 home in Huntingdon, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Huntingdon's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $1,668a month

    Least cash to close
    Down payment
    $6,962
    Cash to close
    $12,929
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $88

  • Conventional, 5% down $1,631a month

    Down payment
    $9,945
    Cash to close
    $15,912
    Rate
    7.18%
    Mortgage insurance
    PMI · $94

  • Conventional, 20% down, no PMI $1,335a month

    Down payment
    $39,780
    Cash to close
    $45,747
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,519a month

    Down payment
    $29,835
    Cash to close
    $35,802
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Huntingdon and for Huntingdon County.

Property tax

Effective rate in Huntingdon

1.05%of the home’s value each year

$2,087 a year for the typical owner in Huntingdon.

  • Huntingdon 1.05%
  • County 0.94%
  • Pennsylvania 1.3%

What Pennsylvania publishes Property Tax/Rent Rebate Program (PTRR) (Pennsylvania Department of Revenue)

Exemptions and deadlines in Pennsylvania

Flood risk in Huntingdon County

FEMA does not publish these numbers by city: they are for all of Huntingdon County.

Homes in the high-risk zone
6%
1,115
Of those, with NFIP insurance
17%
County Pennsylvania U.S.
Homes in the high-risk zone 6% 2% 3.5%
Of those, with NFIP insurance 17% 23% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Huntingdon

Typical rent in Huntingdon is $838 a month: 3% above the county. In Huntingdon, 39% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Huntingdon County, by unit size. To pay the 2-bedroom one ($1,014 a month) without spending more than 30% of your income, you would need to earn $19.50 an hour working full time.

HUD fair market rent for all of Huntingdon County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $822 $15.81 $32,880
1 bedroom $892 $17.15 $35,680
2 bedrooms $1,014 $19.50 $40,560
3 bedrooms $1,404 $27.00 $56,160
4 bedrooms $1,695 $32.60 $67,800

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Huntingdon

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Huntingdon is in ZIP code 16652.

For 2 bedrooms it is $1,010: $4 less than the fair market rent for Huntingdon County ($1,014).

  • 16652 $1,010$1,410

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Huntingdon when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Huntingdon

HUD lists 3 buildings with rents for lower incomes in Huntingdon. These are the largest.

  • Crawford Apts 711 Church St, Huntingdon 16652 88 low-income homes · Run by Housing Authority of the County of Huntingdon · Average payment: $408 a month · Average wait: 4 months (814) 542-2531
  • Marshall Deforrest Apts. 900 Mifflin St, Huntingdon 16652 84 low-income homes · For older adults (814) 643-2201
  • Blair House Apts 6 Penn St, Huntingdon 16652 59 low-income homes · 1 bd: 59 · In service since 1994 · For families

See all 5 buildings in Huntingdon County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Huntingdon

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Huntingdon County. The nearest ones are below; many serve by phone or online.

An older woman smiles in front of her apartment building.

HUD counseling is free or low-cost

Assistance programs in Huntingdon

No down payment, repair or rent-help program on our list is for Huntingdon or Huntingdon County. The ones below are statewide in Pennsylvania: they work in Huntingdon the same as in the rest of the state.

Which programs do I qualify for? All programs in Pennsylvania

Housing counselors near Huntingdon

The HUD-approved agencies closest to the center of Huntingdon, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • The Home Foundation

    226 E Nittany Ave, State College · 22 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 4 more
    (814) 954-4215

  • Pathstone Corporation-Pennsylvania

    450 Cleveland Ave, Chambersburg · 43 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 8 more
    (717) 264-5913

  • Cumberland County Housing and Redevelopment Authorities

    114 N Hanover St, Carlisle · 48 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 7 more
    (717) 249-0789

All counseling agencies in Pennsylvania

Help in Spanish near Huntingdon

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Huntingdon

HUD’s record names them for Huntingdon or Huntingdon County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Housing Authority of the County of Huntingdon Public housing and Section 8 vouchers (814) 542-2531

All housing agencies in Pennsylvania Source: HUD

Cities

Nearby cities

The cities closest to Huntingdon, with the typical home value.

Everything about Huntingdon County Housing in Pennsylvania

Neighboring counties

If Huntingdon County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Huntingdon.

All guides
A mother smiles as she carries her young daughter on her shoulders (black and white).

Questions

Housing questions about Huntingdon

Short answers with the numbers for Huntingdon and all of Huntingdon County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Huntingdon?

The typical home value in Huntingdon is $198,900, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Huntingdon County it is $183,200.

How much does it cost to rent in Huntingdon?

Typical rent in Huntingdon is $838 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Huntingdon County is $1,014.

What is the FHA loan limit in Huntingdon?

Huntingdon uses the FHA limit for all of Huntingdon County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Huntingdon?

The typical homeowner in Huntingdon pays $2,087 a year, according to the U.S. Census Bureau. That is 1.05% of the home’s value; in Huntingdon County, the rate is 0.94%.

Where can I find free help to buy or rent in Huntingdon?

We found no HUD-approved counseling agencies with an office in Huntingdon County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).