Español

Este sitio también está en español. Leer en español

City · 6,327 residents · Clatsop County, Oregon

Warrenton , Oregon

In Warrenton, a typical home is worth $415,800 and typical rent is $1,305 a month. Compared with all of Clatsop County, the typical home value is 11% lower and typical rent is 11% higher.

WhatsApp

  • Typical home value

    $415,800

    11% below the county

    13% below Oregon

    • Warrenton
    • Clatsop
    • Oregon

  • Typical rent

    $1,305a month

    11% above the county

    14% below Oregon

    • Warrenton
    • Clatsop
    • Oregon

  • Typical household income

    $70,670a year

    About the same as the county

    15% below Oregon

    • Warrenton
    • Clatsop
    • Oregon

  • Households that own their home

    60%

    4 points below the county

    4 points below Oregon

    • Warrenton
    • Clatsop
    • Oregon

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$503,073
0.6% less than 12 months ago

From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).

Warrenton is in Clatsop County. The FHA loan limit ($563,500 for a one-unit home), the fair market rents and the help on this page are those of all of Clatsop County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Warrenton apart

What this place has that others do not, from public data, most unusual first.

  1. Warrenton has the 2nd smallest share of rent-burdened renters of the 93 cities in Oregon with more than 5,000 people (36%).

  2. Nearby, in Tillamook, the typical home value is $298,800: 28% less than in Warrenton ($415,800).

  3. Nearby, in Seaside, the typical rent is $1,083: 17% less than in Warrenton ($1,305).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Warrenton

What homes there are in Warrenton, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In Warrenton, 6 in 10 homes are single-family detached houses; in Clatsop County, 7.

Year built

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$1,894 a month

Clatsop County: $1,988 a month

Without a mortgage

$567 a month

Clatsop County: $636 a month

Owners with a mortgage

66%

Clatsop County: 61%

The typical cost for an owner with a mortgage in Warrenton is $1,894 a month, near the figure in Clatsop County ($1,988).

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The typical home value in Warrenton rose 63% since 2015–2019, about the same as in Clatsop County (65%).

The typical rent in Warrenton rose 38% over the same time; in Clatsop County, it rose 27%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureWarrentonClatsop CountyOregonUnited States
Rental vacancy Unreliable estimateUnreliable estimate4.2%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate0.7%0.9%
More than one person per room Unreliable estimate2.1%3.2%3.4%
People per household 2.302.262.422.53
Drive alone 67%70%65%69%
Carpool 21%10%9%9%
Public transit Unreliable estimateUnreliable estimate2%3%
Walk or bike Unreliable estimate6%5%3%
Work from home Unreliable estimate14%19%15%
Other means Unreliable estimate1%1%2%
Typical commute Unreliable estimate10 to 19 minutes20 to 29 minutes20 to 29 minutes

A household in Warrenton has 2.30 people on average, about the same as in Clatsop County (2.26).

Carpooling is common in Warrenton: 21% of workers get to work that way, against 10% in Clatsop County.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Warrenton?

A typical home costs more than the typical income allows

We start with a typical home in Warrenton, worth $415,800, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 56% of the typical household income in Warrenton, which is $70,670 a year. For that payment to be 28% of income, a household would need to earn about $141,858 a year.

The calculator's FHA and conventional loan limits are those of all of Clatsop County.

Your numbers

Local data
$

Starts at the typical home value in Warrenton. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $14,553 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$3,310

at 7.18% · 30 years

Loan amount
$408,269
Total interest
$587,403
Paid off in
November 2056

Includes $7,022 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,649 a month

  • Tight

    $1,649 to $2,120 a month

  • Hard

    more than $2,120 a month

    Your payment · 56%

Compared with the typical household income in Warrenton ($70,670 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$3,310
Principal & interest$2,766
Property tax$187
Home insurance$173
FHA mortgage insurance (MIP)$184

You need at least $14,553 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Warrenton and Clatsop County

Warrenton is in Clatsop County, Oregon. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Warrenton's own numbers

Typical home value
$415,800
Typical monthly rent
$1,305
Typical yearly household income
$70,670
Households that own their home
60%
Effective property tax rate
0.54%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Clatsop County

FHA limit, one-unit home
$563,500
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,318
Price change over 5 years (FHFA)
+52%
Homes in a high flood-risk zone
7.6%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Clatsop County.

Everything about Clatsop County

Buying

Buying a home in Warrenton

A typical home in Warrenton is worth $415,800: 11% below the county and 13% below Oregon. With the typical household income in Warrenton ($70,670 a year), a typical home costs 5.9 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Warrenton 5.9 years
  • Clatsop 6.5 years
  • Oregon 5.8 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Clatsop County

According to FHFA’s house price index, home prices in Clatsop County rose 116% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Clatsop County.

Period County Oregon U.S.
Last year (2025) +2.8% +0.9% +2.9%
5 years (2020–2025) +52% +35% +47%
10 years (2015–2025) +116% +86% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Warrenton next to Clatsop County, Oregon and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Warrenton $415,800
  • Clatsop $468,300
  • Oregon $477,600
  • United States $332,700
Typical monthly rent
  • Warrenton $1,305
  • Clatsop $1,180
  • Oregon $1,525
  • United States $1,413
Typical yearly household income
  • Warrenton $70,670
  • Clatsop $71,822
  • Oregon $83,011
  • United States $80,734
See the full table
Warrenton next to Clatsop County and Oregon
Measure Warrenton Clatsop County Oregon U.S.
Typical home value $415,800 $468,300 $477,600 $332,700
Typical monthly rent $1,305 $1,180 $1,525 $1,413
Typical yearly household income $70,670 $71,822 $83,011 $80,734
Households that own their home 60% 63% 63% 65%
Typical yearly property tax $2,261 $3,236 $3,876 $3,119
Effective property tax rate 0.54% 0.69% 0.81% 0.94%
Renters with high rent for their income 36% 51% 52% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Clatsop County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Warrenton

For a typical $415,800 home in Warrenton, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Warrenton's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $3,310a month

    Least cash to close
    Down payment
    $14,553
    Cash to close
    $27,027
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $184

  • Conventional, 5% down $3,234a month

    Down payment
    $20,790
    Cash to close
    $33,264
    Rate
    7.18%
    Mortgage insurance
    PMI · $198

  • Conventional, 20% down, no PMI $2,614a month

    Down payment
    $83,160
    Cash to close
    $95,634
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $2,998a month

    Down payment
    $62,370
    Cash to close
    $74,844
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Warrenton and for Clatsop County.

Property tax

Effective rate in Warrenton

0.54%of the home’s value each year

$2,261 a year for the typical owner in Warrenton.

  • Warrenton 0.54%
  • Clatsop 0.69%
  • Oregon 0.81%

What Oregon publishes 3 percent cap on maximum assessed value (Measure 50) (Oregon Legislature (Oregon Revised Statutes))

Exemptions and deadlines in Oregon

Flood risk in Clatsop County

FEMA does not publish these numbers by city: they are for all of Clatsop County.

Homes in the high-risk zone
7.6%
1,586
Of those, with NFIP insurance
19%
County Oregon U.S.
Homes in the high-risk zone 7.6% 2.8% 3.5%
Of those, with NFIP insurance 19% 25% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Warrenton

Typical rent in Warrenton is $1,305 a month: 11% above the county. In Warrenton, 36% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Clatsop County, by unit size. To pay the 2-bedroom one ($1,318 a month) without spending more than 30% of your income, you would need to earn $25.35 an hour working full time.

HUD fair market rent for all of Clatsop County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $969 $18.63 $38,760
1 bedroom $1,008 $19.38 $40,320
2 bedrooms $1,318 $25.35 $52,720
3 bedrooms $1,825 $35.10 $73,000
4 bedrooms $2,203 $42.37 $88,120

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Warrenton

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Warrenton has 2 ZIP codes with their own.

For 2 bedrooms it runs from $1,440 in 97146 to $1,480 in 97121.

2 of the 2 are above the fair market rent for Clatsop County ($1,318).

  • 97121 $1,480$2,050
  • 97146 $1,440$1,980

2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Warrenton when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Warrenton

HUD lists 2 buildings with rents for lower incomes in Warrenton. These are the largest.

  • Alder Court 235 SW Alder Ave, Warrenton 97146 40 low-income homes · For older adults (503) 861-3652
  • Parkview Apts 419 S Main Ave, Warrenton 97146 36 low-income homes · 2 bd: 20 · 3 bd: 16 · In service since 1993 · For families

See all 12 buildings in Clatsop County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Warrenton

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Clatsop County. The nearest ones are below; many serve by phone or online.

A young woman and a young man point to a line in their notes beside a laptop in a library.

HUD counseling is free or low-cost

Assistance programs in Warrenton

No down payment, repair or rent-help program on our list is for Warrenton or Clatsop County. The ones below are statewide in Oregon: they work in Warrenton the same as in the rest of the state.

Which programs do I qualify for? All programs in Oregon

  • OHCS Down Payment Assistance

    Statewide in Oregon

    Oregon state funds for the down payment and closing costs, delivered by local organizations: up to $60,000 or 20% of the price, sometimes as a grant or as a forgivable second mortgage, for first-time or first-generation buyers with income up to 100% of the area median. Offered by Oregon Housing and Community Services (OHCS).

    GrantForgivable

    See the program Official page

  • FirstHome (Flex Lending)

    Statewide in Oregon

    Oregon Housing and Community Services mortgage for low- and moderate-income first-time buyers, with down payment assistance of 4% or 5% of the loan as a second mortgage. Offered by Oregon Housing and Community Services (OHCS).

    Type not stated

    See the program Official page

  • NextStep (Flex Lending)

    Statewide in Oregon

    Oregon Housing and Community Services mortgage for any buyer, including people who have owned a home before, with down payment assistance of 4% or 5% of the loan as a second mortgage that can be forgivable or repayable. Offered by Oregon Housing and Community Services (OHCS).

    Type not stated

    See the program Official page

Housing counselors near Warrenton

The HUD-approved agencies closest to the center of Warrenton, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • OPEN DOOR COUNSELING CENTER DBA Open Door Housingworks

    34420 SW Tualatin Valley Hwy, Hillsboro · 63 miles away · Spanish

    Also serves in Polish, Russian, and Ukrainian.

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 6 more
    (503) 748-0407

  • Bienestar

    448 S 1st Ave Ste 100, Hillsboro · 64 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 5 more
    (503) 693-2937

  • Portland Community Reinvestment Initiatives, Inc

    6329 NE Mlk Jr Blvd, Portland · 74 miles away · Spanish

    Also serves in French, other languages, Russian, and Swahili.

    • Budget and financial counseling
    • Budget and credit workshops
    • and 3 more
    (503) 288-2923

All counseling agencies in Oregon

Help in Spanish near Warrenton

3 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Warrenton

In HUD’s record, no housing authority with an office in Clatsop County is named for Warrenton or Clatsop County.

One other authority has an office in Clatsop County: see the list Source: HUD

Cities

Other cities in Clatsop County

These cities are also in Clatsop County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Clatsop County Housing in Oregon

Nearby cities

The cities closest to Warrenton, with the typical home value.

Neighboring counties

If Clatsop County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Warrenton.

All guides
Two girls write and draw together at the living-room table.

Questions

Housing questions about Warrenton

Short answers with the numbers for Warrenton and all of Clatsop County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Warrenton?

The typical home value in Warrenton is $415,800, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Clatsop County it is $468,300.

How much does it cost to rent in Warrenton?

Typical rent in Warrenton is $1,305 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Clatsop County is $1,318.

What is the FHA loan limit in Warrenton?

Warrenton uses the FHA limit for all of Clatsop County (2026): $563,500 for a one-unit home and $1,083,650 for a four-unit home.

How much property tax do owners pay in Warrenton?

The typical homeowner in Warrenton pays $2,261 a year, according to the U.S. Census Bureau. That is 0.54% of the home’s value; in Clatsop County, the rate is 0.69%.

Where can I find free help to buy or rent in Warrenton?

We found no HUD-approved counseling agencies with an office in Clatsop County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).