City · 6,332 residents · Pottawatomie County, Oklahoma
Tecumseh, Oklahoma
In Tecumseh, a typical home is worth $122,500 and typical rent is $805 a month. Compared with all of Pottawatomie County, the typical home value is 26% lower, typical household income is 21% lower, and the share of households that own their home is 13 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $102,458 to $134,417.
From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).
Tecumseh is in Pottawatomie County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Pottawatomie County. See the county
What this place has that others do not, from public data, most unusual first.
1
The typical home in Tecumseh is worth $122,500,26% less than in Pottawatomie County as a whole ($165,400).
2
57% of households in Tecumseh own their home, against 70% in Pottawatomie County.
3
The typical household income in Tecumseh is $48,573,21% less than in Pottawatomie County as a whole ($61,398).
4
Nearby, in Seminole, the typical home value is $103,600: 15% less than in Tecumseh ($122,500).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Tecumseh
What homes there are in Tecumseh, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Tecumseh
Pottawatomie County
Oklahoma
United States
Kind of home: Tecumseh and its comparisons
Measure
Tecumseh
Pottawatomie County
Oklahoma
United States
Detached house
77%
75%
73%
61%
Attached house
Unreliable estimate
1%
2%
6%
Building of 2 to 4
Unreliable estimate
6%
5%
8%
Apartments (5 or more)
Unreliable estimate
5%
12%
19%
Mobile home
6%
12%
8%
6%
Boat, RV and other
Unreliable estimate
1%
0%
0%
The detached house is the most common home in Tecumseh: 77% of homes, near the figure in Pottawatomie County (75%).
Year built
Before 19601960–19791980–19992000–20092010 or later
Tecumseh
Pottawatomie County
Oklahoma
United States
Year built: Tecumseh and its comparisons
Measure
Tecumseh
Pottawatomie County
Oklahoma
United States
Before 1960
23%
22%
21%
26%
1960–1979
34%
29%
28%
24%
1980–1999
24%
23%
24%
25%
2000–2009
10%
15%
13%
14%
2010 or later
9%
12%
13%
11%
By age, homes in Tecumseh look like those in Pottawatomie County: the typical year built is 1977.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100K40%
$100K–$200K41%
$200K–$300K13%
$300K–$500KUnreliable
$500K–$750KUnreliable
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Tecumseh and its comparisons
Measure
Tecumseh
Under $100K
40%
$100K–$200K
41%
$200K–$300K
13%
$300K–$500K
Unreliable estimate
$500K–$750K
Unreliable
$750K–$1M
Unreliable estimate
$1M or more
Unreliable
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$99953%
$1,000–$1,49928%
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Tecumseh and its comparisons
Measure
Tecumseh
Under $500
Unreliable estimate
$500–$999
53%
$1,000–$1,499
28%
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable
With a mortgage
$1,237 a month
Pottawatomie County: $1,322 a month
Without a mortgage
$369 a month
Pottawatomie County: $444 a month
Owners with a mortgage
47%
Pottawatomie County: 50%
Owning costs less in Tecumseh: with a mortgage, the typical cost is $1,237 a month; in Pottawatomie County, $1,322. Without one, $369.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Tecumseh+35%
Pottawatomie County+37%
Oklahoma+46%
United States+53%
Typical rent
TecumsehNo clear change
Pottawatomie County+25%
Oklahoma+25%
United States+33%
Typical household income
TecumsehNo clear change
Pottawatomie County+25%
Oklahoma+23%
United States+29%
Change since 2015–2019: Tecumseh and its comparisons
Measure
Tecumseh
Pottawatomie County
Oklahoma
United States
Typical home value
+35%
+37%
+46%
+53%
Typical rent
No clear change
+25%
+25%
+33%
Typical household income
No clear change
+25%
+23%
+29%
From 2015–2019 to 2020–2024, home values in Tecumseh rose at about the same pace as in Pottawatomie County: 35% against 37%.
Since 2015–2019, the typical rent in Tecumseh did not change clearly, according to the Census.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Tecumseh and its comparisons
Measure
Tecumseh
Pottawatomie County
Oklahoma
United States
Rental vacancy
Unreliable estimate
3.4%
6.5%
5.5%
Homeowner vacancy
Unreliable estimate
0.6%
1.2%
0.9%
More than one person per room
Unreliable estimate
2.9%
2.9%
3.4%
People per household
2.67
2.59
2.50
2.53
Drive alone
77%
79%
77%
69%
Carpool
14%
10%
10%
9%
Public transit
Unreliable estimate
Unreliable estimate
0%
3%
Walk or bike
Unreliable estimate
2%
2%
3%
Work from home
9%
8%
9%
15%
Other means
Unreliable estimate
1%
1%
2%
Typical commute
Unreliable estimate
Unreliable estimate
Unreliable estimate
20 to 29 minutes
By size, households in Tecumseh look like those in Pottawatomie County: 2.67 people on average.
Carpooling is common in Tecumseh: 14% of workers get to work that way, against 10% in Pottawatomie County.
Do the math
What would you pay each month for a home in Tecumseh?
A typical home is within reach of the typical income
We start with a typical home in Tecumseh, worth $122,500, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 24% of the typical household income in Tecumseh, which is $48,573 a year.
The calculator's FHA and conventional loan limits are those of all of Pottawatomie County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Tecumseh. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $4,288 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$983
at 7.18% · 30 years
Loan amount
$120,281
Total interest
$173,056
Paid off in
November 2056
Includes $2,069 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,133 a month
Your payment · 24%
Tight
$1,133 to $1,457 a month
Hard
more than $1,457 a month
Compared with the typical household income in Tecumseh ($48,573 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$815
Property tax
$63
Home insurance
$51
FHA mortgage insurance (MIP)
$54
You need at least $4,288 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $983; principal and interest $815.
The city and its county
Tecumseh and Pottawatomie County
Tecumseh is in Pottawatomie County, Oklahoma. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Tecumseh
Map of Pottawatomie County, Oklahoma, with Tecumseh marked. Around it, the neighboring counties.
Tecumseh
Pottawatomie County
Other cities with a page
Tecumseh's own numbers
Typical home value
$122,500
Typical monthly rent
$805
Typical yearly household income
$48,573
Households that own their home
57%
Effective property tax rate
0.62%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Pottawatomie County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$949
Price change over 5 years (FHFA)
+44%
Homes in a high flood-risk zone
2.1%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Pottawatomie County.
A typical home in Tecumseh is worth $122,500: 26% below the county and 39% below Oklahoma. With the typical household income in Tecumseh ($48,573 a year), a typical home costs 2.5 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Tecumseh2.5 years
Pottawatomie2.7 years
Oklahoma3.1 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Pottawatomie County
According to FHFA’s house price index, home prices in Pottawatomie County rose 72% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Pottawatomie County.
Yearly change in FHFA’s price index in Pottawatomie County, 2016 to 2025
2016: +5.3% +5.3% 2016
2017: +3.5% +3.5% 2017
2018: +1.5% +1.5% 2018
2019: +6.2% +6.2% 2019
2020: +1.7% +1.7% 2020
2021: +11.4% +11.4% 2021
2022: +15.8% +15.8% 2022
2023: +4.4% +4.4% 2023
2024: +4.8% +4.8% 2024
2025: +1.9% +1.9% 2025
Change in FHFA’s price index in Pottawatomie County, Oklahoma and the United States
Period
County
Oklahoma
U.S.
Last year (2025)
+1.9%
+2.6%
+2.9%
5 years (2020–2025)
+44%
+46%
+47%
10 years (2015–2025)
+72%
+71%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Tecumseh next to Pottawatomie County, Oklahoma and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Tecumseh$122,500
Pottawatomie$165,400
Oklahoma$199,800
United States$332,700
Typical monthly rent
Tecumseh$805
Pottawatomie$894
Oklahoma$1,014
United States$1,413
Typical yearly household income
Tecumseh$48,573
Pottawatomie$61,398
Oklahoma$65,039
United States$80,734
See the full table
Tecumseh next to Pottawatomie County and Oklahoma
Measure
Tecumseh
Pottawatomie County
Oklahoma
U.S.
Typical home value
$122,500 ▼26% below the county
$165,400
$199,800
$332,700
Typical monthly rent
$805 ▼10% below the county
$894
$1,014
$1,413
Typical yearly household income
$48,573 ▼21% below the county
$61,398
$65,039
$80,734
Households that own their home
57% ▼13 points below the county
70%
66%
65%
Typical yearly property tax
$765 ▼30% below the county
$1,097
$1,599
$3,119
Effective property tax rate
0.62% ▼0.04 points below the county
0.66%
0.8%
0.94%
Renters with high rent for their income
42% ▲1 points above the county
41%
46%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Pottawatomie County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Tecumseh
For a typical $122,500 home in Tecumseh, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Tecumseh's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$983a month
Least cash to close
Down payment
$4,288
Cash to close
$7,963
Rate
7.18%
Mortgage insurance
FHA MIP · $54
Conventional, 5% down$961a month
Down payment
$6,125
Cash to close
$9,800
Rate
7.18%
Mortgage insurance
PMI · $58
Conventional, 20% down, no PMI$778a month
Down payment
$24,500
Cash to close
$28,175
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$891a month
Down payment
$18,375
Cash to close
$22,050
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Tecumseh
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$983
$4,288
$120,281
7.18%
FHA MIP · $54
$7,963
580
Conventional, 5% down
$961
$6,125
$116,375
7.18%
PMI · $58
$9,800
620*
Conventional, 20% down, no PMI
$778
$24,500
$98,000
7.18%
None
$28,175
620*
ITIN, 15% down (example)
$891
$18,375
$104,125
8.18%
None
$22,050
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Tecumseh is $805 a month: 10% below the county. In Tecumseh, 42% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Pottawatomie County, by unit size. To pay the 2-bedroom one ($949 a month) without spending more than 30% of your income, you would need to earn $18.25 an hour working full time.
HUD fair market rent for all of Pottawatomie County
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Pottawatomie County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$721
$13.87
$28,840
1 bedroom
$725
$13.94
$29,000
2 bedrooms
$949
$18.25
$37,960
3 bedrooms
$1,268
$24.38
$50,720
4 bedrooms
$1,494
$28.73
$59,760
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Tecumseh
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Tecumseh has 2 ZIP codes with their own.
For 2 bedrooms it runs from $920 in 74873 to $980 in 74801.
1 of the 2 is above the fair market rent for Pottawatomie County ($949).
Fair market rent by ZIP code and size in Tecumseh, fiscal year 2027.
74801
$740
$750
$980
$1,310
$1,540
74873
$700
$700
$920
$1,220
$1,440
ZIP code2 bd3 bd
74801 $980$1,310
74873 $920$1,220
2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Tecumseh when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
HUD lists 3 buildings with rents for lower incomes in Tecumseh. These are the largest.
Stonebridge700 N 6th St, Tecumseh 7487379 low-income homes · In service since 2004 · For families
Tecumseh Ha602 Leisure Dr, Tecumseh 7487363 low-income homes · Run by Housing Authority of the City of Tecumseh · Average payment: $402 a month · Average wait: 12 months(405) 598-3244
Ramen Apts900 W Walnut St, Tecumseh 7487310 homes, 2 low-income
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Pottawatomie County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Tecumseh or Pottawatomie County. The ones below are statewide in Oklahoma: they work in Tecumseh the same as in the rest of the state.
Oklahoma state agency help of 3.5% of the loan for the down payment and closing costs, as a second lien with no interest and no installments, repaid when you pay off the loan, refinance or leave the home.Offered by Oklahoma Housing Finance Agency (OHFA).
No legal help resource on our list is for Tecumseh or Pottawatomie County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Tecumseh and all of Pottawatomie County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Tecumseh?
The typical home value in Tecumseh is $122,500, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Pottawatomie County it is $165,400.
How much does it cost to rent in Tecumseh?
Typical rent in Tecumseh is $805 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Pottawatomie County is $949.
What is the FHA loan limit in Tecumseh?
Tecumseh uses the FHA limit for all of Pottawatomie County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Tecumseh?
The typical homeowner in Tecumseh pays $765 a year, according to the U.S. Census Bureau. That is 0.62% of the home’s value; in Pottawatomie County, the rate is 0.66%.
Where can I find free help to buy or rent in Tecumseh?
We found no HUD-approved counseling agencies with an office in Pottawatomie County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
