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City · 5,993 residents · Erie County, New York

East Aurora , New York

In East Aurora, a typical home is worth $364,100 and typical rent is $1,196 a month. Compared with all of Erie County, the typical home value is 56% higher and typical household income is 43% higher.

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  • Typical home value

    $364,100

    56% above the county

    14% below New York

    • East Aurora
    • Erie
    • New York

  • Typical rent

    $1,196a month

    10% above the county

    26% below New York

    • East Aurora
    • Erie
    • New York

  • Typical household income

    $103,949a year

    43% above the county

    21% above New York

    • East Aurora
    • Erie
    • New York

  • Households that own their home

    71%

    5 points above the county

    16 points above New York

    • East Aurora
    • Erie
    • New York

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$446,737
4.9% more than 12 months ago

From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).

East Aurora is in Erie County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Erie County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets East Aurora apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Lackawanna, the typical home value is $140,700: 61% less than in East Aurora ($364,100).

  2. The typical home in East Aurora is worth $364,100, 56% more than in Erie County as a whole ($233,800).

  3. The typical household income in East Aurora is $103,949, 43% more than in Erie County as a whole ($72,839).

  4. Nearby, in Lackawanna, the typical rent is $872: 27% less than in East Aurora ($1,196).

  5. East Aurora has the 23rd smallest share of rent-burdened renters of the 300 cities in New York with more than 5,000 people (38%).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in East Aurora

What homes there are in East Aurora, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

Detached houses, standing on their own, make up 64% of homes here, against 59% in Erie County.

Year built

In East Aurora, half of the homes were built before 1942; in Erie County, before 1957.

By size, homes in East Aurora look like those in Erie County: 66% have 3 bedrooms or more.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$2,263 a month

Erie County: $1,619 a month

Without a mortgage

$922 a month

Erie County: $661 a month

Owners with a mortgage

58%

Erie County: 57%

The typical cost for an owner with a mortgage in East Aurora is $2,263 a month, more than in Erie County ($1,619); without one, $922.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Since 2015–2019, homes in East Aurora gained value faster than in Erie County: 65% against 52%.

Since 2015–2019, the typical rent in East Aurora rose 43%, more than in Erie County (32%).

To compare: typical income in East Aurora rose 41%; the home, +65%; the rent, +43%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureEast AuroraErie CountyNew YorkUnited States
Rental vacancy Unreliable estimate3.8%3.8%5.5%
Homeowner vacancy Unreliable estimate0.6%1.1%0.9%
More than one person per room Unreliable estimate1.3%5.3%3.4%
People per household 2.242.262.492.53
Drive alone 69%72%49%69%
Carpool Unreliable estimate8%6%9%
Public transit Unreliable estimate3%22%3%
Walk or bike Unreliable estimate3%6%3%
Work from home 24%13%15%15%
Other means Unreliable estimate1%2%2%
Typical commute 20 to 29 minutesUnreliable estimate20 to 29 minutes20 to 29 minutes

By size, households in East Aurora look like those in Erie County: 2.24 people on average.

Working from home is more common in East Aurora: 24%, against 13% in Erie County.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in East Aurora?

A typical home costs more than the typical income allows

We start with a typical home in East Aurora, worth $364,100, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 38% of the typical household income in East Aurora, which is $103,949 a year. For that payment to be 28% of income, a household would need to earn about $141,384 a year.

The calculator's FHA and conventional loan limits are those of all of Erie County.

Your numbers

Local data
$

Starts at the typical home value in East Aurora. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $12,744 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$3,299

at 7.18% · 30 years

Loan amount
$357,505
Total interest
$514,365
Paid off in
November 2056

Includes $6,149 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $2,425 a month

  • Tight

    $2,425 to $3,118 a month

  • Hard

    more than $3,118 a month

    Your payment · 38%

Compared with the typical household income in East Aurora ($103,949 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$3,299
Principal & interest$2,422
Property tax$564
Home insurance$152
FHA mortgage insurance (MIP)$161

You need at least $12,744 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

East Aurora and Erie County

East Aurora is in Erie County, New York. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

East Aurora's own numbers

Typical home value
$364,100
Typical monthly rent
$1,196
Typical yearly household income
$103,949
Households that own their home
71%
Effective property tax rate
1.86%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Erie County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,423
Price change over 5 years (FHFA)
+58%
Homes in a high flood-risk zone
1%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Erie County.

Everything about Erie County

Buying

Buying a home in East Aurora

A typical home in East Aurora is worth $364,100: 56% above the county and 14% below New York. With the typical household income in East Aurora ($103,949 a year), a typical home costs 3.5 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • East Aurora 3.5 years
  • Erie 3.2 years
  • New York 4.9 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Erie County

According to FHFA’s house price index, home prices in Erie County rose 104% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Erie County.

Period County New York U.S.
Last year (2025) +6.2% +6.0% +2.9%
5 years (2020–2025) +58% +52% +47%
10 years (2015–2025) +104% +86% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

East Aurora next to Erie County, New York and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • East Aurora $364,100
  • Erie $233,800
  • New York $423,800
  • United States $332,700
Typical monthly rent
  • East Aurora $1,196
  • Erie $1,090
  • New York $1,621
  • United States $1,413
Typical yearly household income
  • East Aurora $103,949
  • Erie $72,839
  • New York $85,974
  • United States $80,734
See the full table
East Aurora next to Erie County and New York
Measure East Aurora Erie County New York U.S.
Typical home value $364,100 $233,800 $423,800 $332,700
Typical monthly rent $1,196 $1,090 $1,621 $1,413
Typical yearly household income $103,949 $72,839 $85,974 $80,734
Households that own their home 71% 66% 54% 65%
Typical yearly property tax $6,760 $4,622 $6,582 $3,119
Effective property tax rate 1.86% 1.98% 1.55% 0.94%
Renters with high rent for their income 38% 50% 52% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Erie County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in East Aurora

For a typical $364,100 home in East Aurora, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, East Aurora's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $3,299a month

    Least cash to close
    Down payment
    $12,744
    Cash to close
    $23,667
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $161

  • Conventional, 5% down $3,232a month

    Down payment
    $18,205
    Cash to close
    $29,128
    Rate
    7.18%
    Mortgage insurance
    PMI · $173

  • Conventional, 20% down, no PMI $2,689a month

    Down payment
    $72,820
    Cash to close
    $83,743
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $3,026a month

    Down payment
    $54,615
    Cash to close
    $65,538
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for East Aurora and for Erie County.

Property tax

Effective rate in East Aurora

1.86%of the home’s value each year

$6,760 a year for the typical owner in East Aurora.

  • East Aurora 1.86%
  • Erie 1.98%
  • New York 1.55%

What New York publishes Basic STAR school tax relief (New York State Department of Taxation and Finance)

Exemptions and deadlines in New York

Flood risk in Erie County

FEMA does not publish these numbers by city: they are for all of Erie County.

Homes in the high-risk zone
1%
3,298
Of those, with NFIP insurance
28%
County New York U.S.
Homes in the high-risk zone 1% 2% 3.5%
Of those, with NFIP insurance 28% 76% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in East Aurora

Typical rent in East Aurora is $1,196 a month: 10% above the county. In East Aurora, 38% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Erie County, by unit size. To pay the 2-bedroom one ($1,423 a month) without spending more than 30% of your income, you would need to earn $27.37 an hour working full time.

HUD fair market rent for all of Erie County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,178 $22.65 $47,120
1 bedroom $1,203 $23.13 $48,120
2 bedrooms $1,423 $27.37 $56,920
3 bedrooms $1,732 $33.31 $69,280
4 bedrooms $1,977 $38.02 $79,080

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in East Aurora

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). East Aurora is in ZIP code 14052.

For 2 bedrooms it is $1,370: $53 less than the fair market rent for Erie County ($1,423).

  • 14052 $1,370$1,670

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for East Aurora when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in East Aurora

HUD lists 4 buildings with rents for lower incomes in East Aurora. These are the largest.

  • Trinity Park Apts 100 Trinity Park Ln, East Aurora 14052 33 low-income homes · 1 bd: 32 · 2 bd: 1 · In service since 1998 · For older adults
  • Maple Terrace Apts (AURORA) 206 Maple Rd, East Aurora 14052 32 low-income homes · 1 bd: 32 · In service since 1993 · For older adults
  • Maple Crossing 208 Maple Rd, East Aurora 14052 24 low-income homes · 1 bd: 24 · In service since 2002 · For older adults
  • Daisy Housing Corp. 3294 Staley Road, East Aurora 14052 8 homes, 7 low-income · For people with disabilities (716) 655-5913

See all 231 buildings in Erie County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in East Aurora

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 5 HUD-approved agencies with an office in Erie County; 2 say they serve in Spanish.

A man shakes hands with the specialist who helped him with his loan, in the kitchen of his new home.

HUD counseling is free or low-cost

Assistance programs in East Aurora

No down payment, repair or rent-help program on our list is for East Aurora or Erie County. The ones below are statewide in New York: they work in East Aurora the same as in the rest of the state.

Which programs do I qualify for? All programs in New York

Housing counselors near East Aurora

The HUD-approved agencies closest to the center of East Aurora, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Parachute Credit Counseling, Inc.

    40 Gardenville Pkwy Ste 300, West Seneca · 10 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 5 more
    (800) 926-9685

  • Operation Hope- Buffalo Ny Branch

    752 E Delavan Ave, Buffalo · 15 miles away

    • Mortgage delinquency workshops
    • Fair housing pre-purchase workshops
    • and 4 more
    (716) 342-5580

  • Buffalo Urban League, Inc.

    15 Genesee St, Buffalo · 15 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 9 more
    (716) 250-2400

Every agency in Erie County All counseling agencies in New York

Help in Spanish near East Aurora

None of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of East Aurora

In HUD’s record, no housing authority with an office in Erie County is named for East Aurora or Erie County.

6 other authorities have an office in Erie County: see the list Source: HUD

Cities

Other cities in Erie County

These cities are also in Erie County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Erie County Housing in New York
See 2 more cities in Erie County, with prices and rents

Every city has its own page with prices, rents and help.

Nearby cities

The cities closest to East Aurora, with the typical home value.

Neighboring counties

If Erie County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in East Aurora.

All guides
A father, a mother and their daughter smile among the avocado trees by their home in Somis, California.

Questions

Housing questions about East Aurora

Short answers with the numbers for East Aurora and all of Erie County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in East Aurora?

The typical home value in East Aurora is $364,100, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Erie County it is $233,800.

How much does it cost to rent in East Aurora?

Typical rent in East Aurora is $1,196 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Erie County is $1,423.

What is the FHA loan limit in East Aurora?

East Aurora uses the FHA limit for all of Erie County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in East Aurora?

The typical homeowner in East Aurora pays $6,760 a year, according to the U.S. Census Bureau. That is 1.86% of the home’s value; in Erie County, the rate is 1.98%.

Where can I find free help to buy or rent in East Aurora?

There are 5 HUD-approved counseling agencies with an office in Erie County. 2 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).