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City · 6,406 residents · Atlantic County, New Jersey

Mays Landing , New Jersey

In Mays Landing, a typical home is worth $263,700 and typical rent is $1,131 a month. Compared with all of Atlantic County, typical rent is 18% lower, the typical home value is 11% lower, and the share of households that own their home is 8 points higher.

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  • Typical home value

    $263,700

    11% below the county

    42% below New Jersey

    • Mays Landing
    • Atlantic
    • New Jersey

  • Typical rent

    $1,131a month

    18% below the county

    34% below New Jersey

    • Mays Landing
    • Atlantic
    • New Jersey

  • Typical household income

    $83,056a year

    6% above the county

    20% below New Jersey

    • Mays Landing
    • Atlantic
    • New Jersey

  • Households that own their home

    77%

    8 points above the county

    13 points above New Jersey

    • Mays Landing
    • Atlantic
    • New Jersey

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$306,889
1.6% more than 12 months ago
Typical rent
$2,280 a month

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Mays Landing is in Atlantic County. The FHA loan limit ($730,250 for a one-unit home), the fair market rents and the help on this page are those of all of Atlantic County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Mays Landing apart

What this place has that others do not, from public data, most unusual first.

  1. Mays Landing has the 9th lowest typical rent of the 283 cities in New Jersey with more than 5,000 people ($1,131).

  2. Nearby, in McKee City, the typical home value is $218,100: 17% less than in Mays Landing ($263,700).

  3. 77% of households in Mays Landing own their home, against 69% in Atlantic County.

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Mays Landing

What homes there are in Mays Landing, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

Detached houses, standing on their own, make up 63% of homes here, against 58% in Atlantic County.

Year built

Homes in Mays Landing are newer: the typical year built is 1985; in Atlantic County, 1978.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$2,014 a month

Atlantic County: $2,185 a month

Without a mortgage

$871 a month

Atlantic County: $1,017 a month

Owners with a mortgage

66%

Atlantic County: 60%

In Mays Landing, 66% of owners have a mortgage, and their typical cost is $2,014 a month, against $2,185 in Atlantic County. Without one it drops to $871.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The Census does not compare Mays Landing with 2015–2019 because its boundaries changed. In Atlantic County, over that time, the typical home value rose 35%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureMays LandingAtlantic CountyNew JerseyUnited States
Rental vacancy Unreliable estimate4.3%3.5%5.5%
Homeowner vacancy Unreliable estimate0.8%0.7%0.9%
More than one person per room Unreliable estimate2.9%4.0%3.4%
People per household 2.312.472.622.53
Drive alone 78%73%62%69%
Carpool Unreliable estimate9%8%9%
Public transit Unreliable estimate4%8%3%
Walk or bike Unreliable estimate3%3%3%
Work from home 8%9%17%15%
Other means Unreliable estimate2%2%2%
Typical commute Unreliable estimate20 to 29 minutes20 to 29 minutes20 to 29 minutes

Households in Mays Landing are smaller: 2.31 people on average; in Atlantic County, 2.47.

To get to work, 78% of workers in Mays Landing drive alone; in Atlantic County, 73%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Mays Landing?

A typical home is tight for the typical income

We start with a typical home in Mays Landing, worth $263,700, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 36% of the typical household income in Mays Landing, which is $83,056 a year. For that payment to be 28% of income, a household would need to earn about $106,165 a year.

The calculator's FHA and conventional loan limits are those of all of Atlantic County.

Your numbers

Local data
$

Starts at the typical home value in Mays Landing. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $9,230 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$2,477

at 7.18% · 30 years

Loan amount
$258,923
Total interest
$372,530
Paid off in
November 2056

Includes $4,453 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,938 a month

  • Tight

    $1,938 to $2,492 a month

    Your payment · 36%

  • Hard

    more than $2,492 a month

Compared with the typical household income in Mays Landing ($83,056 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$2,477
Principal & interest$1,754
Property tax$497
Home insurance$110
FHA mortgage insurance (MIP)$117

You need at least $9,230 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Mays Landing and Atlantic County

Mays Landing is in Atlantic County, New Jersey. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Mays Landing's own numbers

Typical home value
$263,700
Typical monthly rent
$1,131
Typical yearly household income
$83,056
Households that own their home
77%
Effective property tax rate
2.26%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Atlantic County

FHA limit, one-unit home
$730,250
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,899
Price change over 5 years (FHFA)
+81%
Homes in a high flood-risk zone
14%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Atlantic County.

Everything about Atlantic County

Buying

Buying a home in Mays Landing

A typical home in Mays Landing is worth $263,700: 11% below the county and 42% below New Jersey. With the typical household income in Mays Landing ($83,056 a year), a typical home costs 3.2 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Mays Landing 3.2 years
  • Atlantic 3.8 years
  • New Jersey 4.4 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Atlantic County

According to FHFA’s house price index, home prices in Atlantic County rose 105% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Atlantic County.

Period County New Jersey U.S.
Last year (2025) +7.8% +6.2% +2.9%
5 years (2020–2025) +81% +63% +47%
10 years (2015–2025) +105% +88% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Mays Landing next to Atlantic County, New Jersey and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Mays Landing $263,700
  • Atlantic $295,000
  • New Jersey $454,400
  • United States $332,700
Typical monthly rent
  • Mays Landing $1,131
  • Atlantic $1,376
  • New Jersey $1,720
  • United States $1,413
Typical yearly household income
  • Mays Landing $83,056
  • Atlantic $78,050
  • New Jersey $103,556
  • United States $80,734
See the full table
Mays Landing next to Atlantic County and New Jersey
Measure Mays Landing Atlantic County New Jersey U.S.
Typical home value $263,700 $295,000 $454,400 $332,700
Typical monthly rent $1,131 $1,376 $1,720 $1,413
Typical yearly household income $83,056 $78,050 $103,556 $80,734
Households that own their home 77% 69% 64% 65%
Typical yearly property tax $5,949 $6,776 $9,590 $3,119
Effective property tax rate 2.26% 2.3% 2.11% 0.94%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Atlantic County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Mays Landing

For a typical $263,700 home in Mays Landing, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Mays Landing's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $2,477a month

    Least cash to close
    Down payment
    $9,230
    Cash to close
    $17,141
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $117

  • Conventional, 5% down $2,429a month

    Down payment
    $13,185
    Cash to close
    $21,096
    Rate
    7.18%
    Mortgage insurance
    PMI · $125

  • Conventional, 20% down, no PMI $2,036a month

    Down payment
    $52,740
    Cash to close
    $60,651
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $2,279a month

    Down payment
    $39,555
    Cash to close
    $47,466
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Mays Landing and for Atlantic County.

Property tax

Effective rate in Mays Landing

2.26%of the home’s value each year

$5,949 a year for the typical owner in Mays Landing.

  • Mays Landing 2.26%
  • Atlantic 2.3%
  • New Jersey 2.11%

What New Jersey publishes ANCHOR, Senior Freeze and Stay NJ: one combined application (New Jersey Division of Taxation)

Exemptions and deadlines in New Jersey

Flood risk in Atlantic County

FEMA does not publish these numbers by city: they are for all of Atlantic County.

Homes in the high-risk zone
14%
12,139
Of those, with NFIP insurance
95%
County New Jersey U.S.
Homes in the high-risk zone 14% 6.7% 3.5%
Of those, with NFIP insurance 95% 63% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Mays Landing

Typical rent in Mays Landing is $1,131 a month: 18% below the county.

HUD publishes a fair market rent for all of Atlantic County, by unit size. To pay the 2-bedroom one ($1,899 a month) without spending more than 30% of your income, you would need to earn $36.52 an hour working full time.

HUD fair market rent for all of Atlantic County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,378 $26.50 $55,120
1 bedroom $1,567 $30.13 $62,680
2 bedrooms $1,899 $36.52 $75,960
3 bedrooms $2,578 $49.58 $103,120
4 bedrooms $2,849 $54.79 $113,960

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Mays Landing

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Mays Landing is in ZIP code 08330.

For 2 bedrooms it is $2,180: $281 more than the fair market rent for Atlantic County ($1,899).

  • 08330 $2,180$2,960

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Mays Landing when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Mays Landing

HUD lists 2 buildings with rents for lower incomes in Mays Landing. These are the largest.

  • CARINGHomes 2007 - Atlantic Co 506 2nd Ave, Mays Landing 08330 8 low-income homes · For people with disabilities
  • Village Housing 4756 Summersweet Dr, Mays Landing 08330 6 low-income homes · For people with disabilities

See all 111 buildings in Atlantic County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Mays Landing

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There is 1 HUD-approved agency with an office in Atlantic County; 1 says it serves in Spanish.

A young man and a young woman look something up together on a laptop.

HUD counseling is free or low-cost

Assistance programs in Mays Landing

No down payment, repair or rent-help program on our list is for Mays Landing or Atlantic County. The ones below are statewide in New Jersey: they work in Mays Landing the same as in the rest of the state.

Which programs do I qualify for? All programs in New Jersey

Housing counselors near Mays Landing

The HUD-approved agencies closest to the center of Mays Landing, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Navicore Solutions- Hammonton, NJ

    212 Bellevue Ave, Hammonton · 14 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 9 more
    (866) 472-4557

  • Financial Wellness Institute Inc

    3 S Broad St, Woodbury · 36 miles away

    • Budget and financial counseling
    • Budget and credit workshops
    • and 6 more
    (856) 251-0311

  • Operation Hope- Camden NJ Branch

    533 Fellowship Rd, Mount Laurel · 36 miles away

    (267) 539-8535

Every agency in Atlantic County All counseling agencies in New Jersey

Help in Spanish near Mays Landing

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Mays Landing

In HUD’s record, no housing authority with an office in Atlantic County is named for Mays Landing or Atlantic County.

3 other authorities have an office in Atlantic County: see the list Source: HUD

Cities

Other cities in Atlantic County

These cities are also in Atlantic County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Atlantic County Housing in New Jersey
See 2 more cities in Atlantic County, with prices and rents

Every city has its own page with prices, rents and help.

Nearby cities

The cities closest to Mays Landing, with the typical home value.

Neighboring counties

If Atlantic County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Mays Landing.

All guides
A man and two girls read a book together on the sofa.

Questions

Housing questions about Mays Landing

Short answers with the numbers for Mays Landing and all of Atlantic County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Mays Landing?

The typical home value in Mays Landing is $263,700, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Atlantic County it is $295,000.

How much does it cost to rent in Mays Landing?

Typical rent in Mays Landing is $1,131 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Atlantic County is $1,899.

What is the FHA loan limit in Mays Landing?

Mays Landing uses the FHA limit for all of Atlantic County (2026): $730,250 for a one-unit home and $1,404,350 for a four-unit home.

How much property tax do owners pay in Mays Landing?

The typical homeowner in Mays Landing pays $5,949 a year, according to the U.S. Census Bureau. That is 2.26% of the home’s value; in Atlantic County, the rate is 2.3%.

Where can I find free help to buy or rent in Mays Landing?

There is 1 HUD-approved counseling agency with an office in Atlantic County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).