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City · 5,055 residents · Burlington County, New Jersey

Country Lake Estates , New Jersey

In Country Lake Estates, a typical home is worth $249,100. Compared with all of Burlington County, the typical home value is 30% lower, typical household income is 18% higher, and the share of households that own their home is 9 points higher.

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  • Typical home value

    $249,100

    30% below the county

    45% below New Jersey

    • Country Lake Estates
    • Burlington
    • New Jersey

  • Typical household income

    $127,643a year

    18% above the county

    23% above New Jersey

    • Country Lake Estates
    • Burlington
    • New Jersey

  • Households that own their home

    85%

    9 points above the county

    21 points above New Jersey

    • Country Lake Estates
    • Burlington
    • New Jersey

Source: U.S. Census Bureau, Average 2020–2024

Country Lake Estates is in Burlington County. The FHA loan limit ($630,200 for a one-unit home), the fair market rents and the help on this page are those of all of Burlington County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Country Lake Estates apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Crestwood Village, the typical home value is $96,500: 61% less than in Country Lake Estates ($249,100).

  2. The typical home in Country Lake Estates is worth $249,100, 30% less than in Burlington County as a whole ($354,000).

  3. The typical household income in Country Lake Estates is $127,643, 18% more than in Burlington County as a whole ($108,111).

  4. 85% of households in Country Lake Estates own their home, against 76% in Burlington County.

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Country Lake Estates

What homes there are in Country Lake Estates, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In Country Lake Estates, 9 in 10 homes are single-family detached houses; in Burlington County, 6.

Year built

The typical home in Country Lake Estates was built in 1973, 4 years before the typical one in Burlington County.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$1,917 a month

Burlington County: $2,408 a month

Without a mortgage

$728 a month

Burlington County: $1,070 a month

Owners with a mortgage

77%

Burlington County: 66%

Owning costs less in Country Lake Estates: with a mortgage, the typical cost is $1,917 a month; in Burlington County, $2,408. Without one, $728.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

From 2015–2019 to 2020–2024, the typical home value in Country Lake Estates rose 45%; in Burlington County, it rose 41%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureCountry Lake EstatesBurlington CountyNew JerseyUnited States
Rental vacancy Unreliable estimate3.6%3.5%5.5%
Homeowner vacancy Unreliable estimate0.9%0.7%0.9%
More than one person per room Unreliable estimate1.5%4.0%3.4%
People per household 3.282.582.622.53
Drive alone 69%73%62%69%
Carpool Unreliable estimate6%8%9%
Public transit Unreliable estimate2%8%3%
Walk or bike Unreliable estimate1%3%3%
Work from home Unreliable estimate17%17%15%
Other means Unreliable estimate1%2%2%
Typical commute Unreliable estimate20 to 29 minutes20 to 29 minutes20 to 29 minutes

Households in Country Lake Estates are bigger: 3.28 people on average; in Burlington County, 2.58.

To get to work, 69% of workers in Country Lake Estates drive alone; in Burlington County, 73%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Country Lake Estates?

A typical home is within reach of the typical income

We start with a typical home in Country Lake Estates, worth $249,100, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 21% of the typical household income in Country Lake Estates, which is $127,643 a year.

The calculator's FHA and conventional loan limits are those of all of Burlington County.

Your numbers

Local data
$

Starts at the typical home value in Country Lake Estates. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $8,719 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$2,263

at 7.18% · 30 years

Loan amount
$244,588
Total interest
$351,904
Paid off in
November 2056

Includes $4,207 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $2,978 a month

    Your payment · 21%

  • Tight

    $2,978 to $3,829 a month

  • Hard

    more than $3,829 a month

Compared with the typical household income in Country Lake Estates ($127,643 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$2,263
Principal & interest$1,657
Property tax$392
Home insurance$104
FHA mortgage insurance (MIP)$110

You need at least $8,719 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Country Lake Estates and Burlington County

Country Lake Estates is in Burlington County, New Jersey. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Country Lake Estates's own numbers

Typical home value
$249,100
Typical yearly household income
$127,643
Households that own their home
85%
Effective property tax rate
1.89%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Burlington County

FHA limit, one-unit home
$630,200
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,860
Price change over 5 years (FHFA)
+70%
Homes in a high flood-risk zone
3%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Burlington County.

Everything about Burlington County

Buying

Buying a home in Country Lake Estates

A typical home in Country Lake Estates is worth $249,100: 30% below the county and 45% below New Jersey. With the typical household income in Country Lake Estates ($127,643 a year), a typical home costs 2.0 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Country Lake Estates 2.0 years
  • Burlington 3.3 years
  • New Jersey 4.4 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Burlington County

According to FHFA’s house price index, home prices in Burlington County rose 91% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Burlington County.

Period County New Jersey U.S.
Last year (2025) +5.7% +6.2% +2.9%
5 years (2020–2025) +70% +63% +47%
10 years (2015–2025) +91% +88% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Country Lake Estates next to Burlington County, New Jersey and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Country Lake Estates $249,100
  • Burlington $354,000
  • New Jersey $454,400
  • United States $332,700
Typical yearly household income
  • Country Lake Estates $127,643
  • Burlington $108,111
  • New Jersey $103,556
  • United States $80,734
See the full table
Country Lake Estates next to Burlington County and New Jersey
Measure Country Lake Estates Burlington County New Jersey U.S.
Typical home value $249,100 $354,000 $454,400 $332,700
Typical yearly household income $127,643 $108,111 $103,556 $80,734
Households that own their home 85% 76% 64% 65%
Typical yearly property tax $4,715 $7,983 $9,590 $3,119
Effective property tax rate 1.89% 2.26% 2.11% 0.94%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Burlington County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Country Lake Estates

For a typical $249,100 home in Country Lake Estates, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Country Lake Estates's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $2,263a month

    Least cash to close
    Down payment
    $8,719
    Cash to close
    $16,192
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $110

  • Conventional, 5% down $2,218a month

    Down payment
    $12,455
    Cash to close
    $19,928
    Rate
    7.18%
    Mortgage insurance
    PMI · $118

  • Conventional, 20% down, no PMI $1,846a month

    Down payment
    $49,820
    Cash to close
    $57,293
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $2,076a month

    Down payment
    $37,365
    Cash to close
    $44,838
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Country Lake Estates and for Burlington County.

Property tax

Effective rate in Country Lake Estates

1.89%of the home’s value each year

$4,715 a year for the typical owner in Country Lake Estates.

  • Country Lake Estates 1.89%
  • Burlington 2.26%
  • New Jersey 2.11%

What New Jersey publishes ANCHOR, Senior Freeze and Stay NJ: one combined application (New Jersey Division of Taxation)

Exemptions and deadlines in New Jersey

Flood risk in Burlington County

FEMA does not publish these numbers by city: they are for all of Burlington County.

Homes in the high-risk zone
3%
4,044
Of those, with NFIP insurance
55%
County New Jersey U.S.
Homes in the high-risk zone 3% 6.7% 3.5%
Of those, with NFIP insurance 55% 63% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Country Lake Estates

The Census Bureau publishes no typical rent for Country Lake Estates. Below are the fair market rents for Burlington County.

HUD publishes a fair market rent for all of Burlington County, by unit size. To pay the 2-bedroom one ($1,860 a month) without spending more than 30% of your income, you would need to earn $35.77 an hour working full time.

HUD fair market rent for all of Burlington County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,438 $27.65 $57,520
1 bedroom $1,558 $29.96 $62,320
2 bedrooms $1,860 $35.77 $74,400
3 bedrooms $2,216 $42.62 $88,640
4 bedrooms $2,445 $47.02 $97,800

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Country Lake Estates

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Country Lake Estates is in ZIP code 08015.

For 2 bedrooms it is $1,580: $280 less than the fair market rent for Burlington County ($1,860).

  • 08015 $1,580$1,880

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Country Lake Estates when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in Country Lake Estates

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There is 1 HUD-approved agency with an office in Burlington County; none says it serves in Spanish.

A pregnant woman reads paperwork on the sofa while the grandmother plays with the girl on the floor.

HUD counseling is free or low-cost

Assistance programs in Country Lake Estates

No down payment, repair or rent-help program on our list is for Country Lake Estates or Burlington County. The ones below are statewide in New Jersey: they work in Country Lake Estates the same as in the rest of the state.

Which programs do I qualify for? All programs in New Jersey

Housing counselors near Country Lake Estates

The HUD-approved agencies closest to the center of Country Lake Estates, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Ocean, Inc. (ocean Community Economic Action Now, Inc.)

    40 Main St, Toms River · 18 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 6 more
    732-244-5333-1108

  • Isles, Incorporated

    10 Wood St, Trenton · 22 miles away · Spanish

    Also serves in Cantonese.

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 2 more
    (609) 341-4700

  • Operation Hope- Camden NJ Branch

    533 Fellowship Rd, Mount Laurel · 22 miles away

    (267) 539-8535

Every agency in Burlington County All counseling agencies in New Jersey

Help in Spanish near Country Lake Estates

2 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Country Lake Estates

In HUD’s record, no housing authority with an office in Burlington County is named for Country Lake Estates or Burlington County.

3 other authorities have an office in Burlington County: see the list Source: HUD

Cities

Other cities in Burlington County

These cities are also in Burlington County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Burlington County Housing in New Jersey

Nearby cities

The cities closest to Country Lake Estates, with the typical home value.

Neighboring counties

If Burlington County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Country Lake Estates.

All guides
A family walks a boardwalk trail in the forest; one of them uses a wheelchair.

Questions

Housing questions about Country Lake Estates

Short answers with the numbers for Country Lake Estates and all of Burlington County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Country Lake Estates?

The typical home value in Country Lake Estates is $249,100, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Burlington County it is $354,000.

What is the FHA loan limit in Country Lake Estates?

Country Lake Estates uses the FHA limit for all of Burlington County (2026): $630,200 for a one-unit home and $1,211,950 for a four-unit home.

How much property tax do owners pay in Country Lake Estates?

The typical homeowner in Country Lake Estates pays $4,715 a year, according to the U.S. Census Bureau. That is 1.89% of the home’s value; in Burlington County, the rate is 2.26%.

Where can I find free help to buy or rent in Country Lake Estates?

There is 1 HUD-approved counseling agency with an office in Burlington County. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).