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City · 13,078 residents · Sullivan County, New Hampshire

Claremont , New Hampshire

In Claremont, a typical home is worth $204,600 and typical rent is $1,146 a month. Compared with all of Sullivan County, typical household income is 27% lower, the typical home value is 24% lower, and the share of households that own their home is 18 points lower.

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  • Typical home value

    $204,600

    24% below the county

    49% below New Hampshire

    • Claremont
    • Sullivan
    • New Hampshire

  • Typical rent

    $1,146a month

    5% below the county

    23% below New Hampshire

    • Claremont
    • Sullivan
    • New Hampshire

  • Typical household income

    $59,096a year

    27% below the county

    40% below New Hampshire

    • Claremont
    • Sullivan
    • New Hampshire

  • Households that own their home

    57%

    18 points below the county

    16 points below New Hampshire

    • Claremont
    • Sullivan
    • New Hampshire

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$279,301
2.5% more than 12 months ago
Typical rent
$1,772 a month
4.7% more than 12 months ago

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Claremont is in Sullivan County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Sullivan County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Claremont apart

What this place has that others do not, from public data, most unusual first.

  1. Claremont has the 2nd lowest typical household income of the 26 cities in New Hampshire with more than 5,000 people ($59,096).

  2. Claremont has the 2nd lowest typical home value of the 26 cities in New Hampshire with more than 5,000 people ($204,600).

  3. 57% of households in Claremont own their home, against 75% in Sullivan County.

  4. Claremont has the 2nd largest share of rent-burdened renters of the 25 cities in New Hampshire with more than 5,000 people (64%).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Claremont

What homes there are in Claremont, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In Claremont, 5 in 10 homes are single-family detached houses; in Sullivan County, 7.

Year built

In Claremont, half of the homes were built before 1957; in Sullivan County, before 1974.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

The FHA limit for Sullivan County is high ($541,287): at least 95% of owner-occupied homes in Claremont are worth less than $500,000.

Monthly rent with utilities

HUD's 2-bedroom fair market rent (FMR) for Sullivan County is $1,596; about 80% of rents in Claremont are below it.

With a mortgage

$1,792 a month

Sullivan County: $1,904 a month

Without a mortgage

$939 a month

Sullivan County: $906 a month

Owners with a mortgage

61%

Sullivan County: 54%

The typical cost for an owner with a mortgage in Claremont is $1,792 a month, less than in Sullivan County ($1,904); without one, $939.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The typical home value in Claremont rose 53% since 2015–2019, about the same as in Sullivan County (55%).

Since 2015–2019, the typical rent in Claremont rose 17%, less than in Sullivan County (22%).

The typical household income in Claremont rose 24% over that time; home values changed +53% and rent +17%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureClaremontSullivan CountyNew HampshireUnited States
Rental vacancy Unreliable estimateUnreliable estimate4.0%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate0.4%0.9%
More than one person per room Unreliable estimate1.8%1.4%3.4%
People per household 2.512.592.442.53
Drive alone 79%77%72%69%
Carpool 8%8%7%9%
Public transit Unreliable estimateUnreliable estimate1%3%
Walk or bike Unreliable estimate2%3%3%
Work from home 9%10%17%15%
Other means Unreliable estimate2%1%2%
Typical commute Unreliable estimate20 to 29 minutes20 to 29 minutes20 to 29 minutes

A household in Claremont has 2.51 people on average, about the same as in Sullivan County (2.59).

To get to work, 79% of workers in Claremont drive alone; in Sullivan County, 77%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Claremont?

A typical home costs more than the typical income allows

We start with a typical home in Claremont, worth $204,600, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 41% of the typical household income in Claremont, which is $59,096 a year. For that payment to be 28% of income, a household would need to earn about $86,463 a year.

The calculator's FHA and conventional loan limits are those of all of Sullivan County.

Your numbers

Local data
$

Starts at the typical home value in Claremont. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $7,161 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$2,018

at 7.18% · 30 years

Loan amount
$200,894
Total interest
$289,040
Paid off in
November 2056

Includes $3,455 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,379 a month

  • Tight

    $1,379 to $1,773 a month

  • Hard

    more than $1,773 a month

    Your payment · 41%

Compared with the typical household income in Claremont ($59,096 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$2,018
Principal & interest$1,361
Property tax$481
Home insurance$85
FHA mortgage insurance (MIP)$90

You need at least $7,161 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Claremont and Sullivan County

Claremont is in Sullivan County, New Hampshire. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Claremont's own numbers

Typical home value
$204,600
Typical monthly rent
$1,146
Typical yearly household income
$59,096
Households that own their home
57%
Effective property tax rate
2.82%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Sullivan County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,596
Price change over 5 years (FHFA)
+80%
Homes in a high flood-risk zone
2.6%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Sullivan County.

Everything about Sullivan County

Buying

Buying a home in Claremont

A typical home in Claremont is worth $204,600: 24% below the county and 49% below New Hampshire. With the typical household income in Claremont ($59,096 a year), a typical home costs 3.5 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Claremont 3.5 years
  • Sullivan 3.3 years
  • New Hampshire 4.1 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Sullivan County

According to FHFA’s house price index, home prices in Sullivan County rose 113% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Sullivan County.

Period County New Hampshire U.S.
Last year (2025) +3.9% +4.7% +2.9%
5 years (2020–2025) +80% +66% +47%
10 years (2015–2025) +113% +113% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Claremont next to Sullivan County, New Hampshire and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Claremont $204,600
  • Sullivan $268,700
  • New Hampshire $402,500
  • United States $332,700
Typical monthly rent
  • Claremont $1,146
  • Sullivan $1,211
  • New Hampshire $1,491
  • United States $1,413
Typical yearly household income
  • Claremont $59,096
  • Sullivan $80,858
  • New Hampshire $99,031
  • United States $80,734
See the full table
Claremont next to Sullivan County and New Hampshire
Measure Claremont Sullivan County New Hampshire U.S.
Typical home value $204,600 $268,700 $402,500 $332,700
Typical monthly rent $1,146 $1,211 $1,491 $1,413
Typical yearly household income $59,096 $80,858 $99,031 $80,734
Households that own their home 57% 75% 73% 65%
Typical yearly property tax $5,774 $5,756 $6,667 $3,119
Effective property tax rate 2.82% 2.14% 1.66% 0.94%
Renters with high rent for their income 64% 54% 48% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Sullivan County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Claremont

For a typical $204,600 home in Claremont, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Claremont's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $2,017a month

    Least cash to close
    Down payment
    $7,161
    Cash to close
    $13,299
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $90

  • Conventional, 5% down $1,980a month

    Down payment
    $10,230
    Cash to close
    $16,368
    Rate
    7.18%
    Mortgage insurance
    PMI · $97

  • Conventional, 20% down, no PMI $1,675a month

    Down payment
    $40,920
    Cash to close
    $47,058
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,864a month

    Down payment
    $30,690
    Cash to close
    $36,828
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Claremont and for Sullivan County.

Property tax

Effective rate in Claremont

2.82%of the home’s value each year

$5,774 a year for the typical owner in Claremont.

  • Claremont 2.82%
  • Sullivan 2.14%
  • New Hampshire 1.66%

What New Hampshire publishes Deadline to apply for exemptions and credits: April 15 (New Hampshire General Court (Revised Statutes Annotated))

Exemptions and deadlines in New Hampshire

Flood risk in Sullivan County

FEMA does not publish these numbers by city: they are for all of Sullivan County.

Homes in the high-risk zone
2.6%
373
Of those, with NFIP insurance
17%
County New Hampshire U.S.
Homes in the high-risk zone 2.6% 2.8% 3.5%
Of those, with NFIP insurance 17% 26% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Claremont

Typical rent in Claremont is $1,146 a month: 5% below the county. In Claremont, 64% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Sullivan County, by unit size. To pay the 2-bedroom one ($1,596 a month) without spending more than 30% of your income, you would need to earn $30.69 an hour working full time.

HUD fair market rent for all of Sullivan County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,124 $21.62 $44,960
1 bedroom $1,230 $23.65 $49,200
2 bedrooms $1,596 $30.69 $63,840
3 bedrooms $2,210 $42.50 $88,400
4 bedrooms $2,528 $48.62 $101,120

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Claremont

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Claremont is in ZIP code 03743.

For 2 bedrooms it is $1,580: $16 less than the fair market rent for Sullivan County ($1,596).

  • 03743 $1,580$2,180

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Claremont when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Claremont

HUD lists 14 buildings with rents for lower incomes in Claremont. These are the largest.

  • Sugar River Mills Housing 2 Heritage Dr, Claremont 03743 162 low-income homes · For older adults
  • Sugar River Mills 7 Heritage Dr, Claremont 162 homes, 154 low-income · Studio: 9 · 1 bd: 102 · 2 bd: 43 · 3 bd: 8 · In service since 2011 · For older adults, people with disabilities, families
  • Claremont Manor 2 Manor Dr, Claremont 03743 90 low-income homes · For families
  • Earl M. Bourdon Center 67 Maple Ave, Claremont 03743 81 homes, 80 low-income · For older adults
  • Hillside Terrace 2 Hillstead Rd, Claremont 03743 79 low-income homes · For older adults

See all 24 buildings in Sullivan County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Claremont

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Sullivan County. The nearest ones are below; many serve by phone or online.

A man shakes hands with the specialist who helped him with his loan, in the kitchen of his new home.

HUD counseling is free or low-cost

Assistance programs in Claremont

No down payment, repair or rent-help program on our list is for Claremont or Sullivan County. The ones below are statewide in New Hampshire: they work in Claremont the same as in the rest of the state.

Which programs do I qualify for? All programs in New Hampshire

  • New Hampshire Housing Cash Downpayment Assistance

    Statewide in New Hampshire

    New Hampshire state agency cash assistance of $5,000, $10,000 or $15,000 for the down payment with an NH Housing mortgage; open to any buyer who qualifies, not only first-time buyers. Offered by New Hampshire Housing.

    Type not stated

    See the program Official page

  • 1stGenHomeNH

    Statewide in New Hampshire

    Limited funds remain, per the source

    New Hampshire state agency help of $10,000 for the down payment, closing costs and the escrow account, as a second mortgage with no interest or payments, repaid when you sell, refinance or leave the home; for first-generation buyers, people who were in foster care, or refugees or asylees. Offered by New Hampshire Housing.

    Deferred

    See the program Official page

Housing counselors near Claremont

The HUD-approved agencies closest to the center of Claremont, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • New Hampshire Housing Finance Authority

    32 Constitution Dr, Bedford · 51 miles away · Spanish

    Also serves in other languages.

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 7 more
    (603) 310-9287

  • New Hampshire Housing Finance Authority

    32 Constitution Dr, Bedford · 51 miles away

    • Home improvement and repairs
    • Pre-purchase counseling
    (603) 472-8623

  • Neighborworks of Southern New Hampshire

    801 Elm St, Manchester · 52 miles away

    • Mortgage delinquency and default
    • Budget and credit workshops
    • and 5 more
    (603) 626-4663

All counseling agencies in New Hampshire

Help in Spanish near Claremont

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Claremont

HUD’s record names them for Claremont or Sullivan County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Claremont Housing Authority Public housing and Section 8 vouchers (603) 542-6411

All housing agencies in New Hampshire Source: HUD

Cities

Nearby cities

The cities closest to Claremont, with the typical home value.

Everything about Sullivan County Housing in New Hampshire

Neighboring counties

If Sullivan County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Claremont.

All guides
Three women of one family lean in together to stir the pan.

Questions

Housing questions about Claremont

Short answers with the numbers for Claremont and all of Sullivan County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Claremont?

The typical home value in Claremont is $204,600, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Sullivan County it is $268,700.

How much does it cost to rent in Claremont?

Typical rent in Claremont is $1,146 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Sullivan County is $1,596.

What is the FHA loan limit in Claremont?

Claremont uses the FHA limit for all of Sullivan County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Claremont?

The typical homeowner in Claremont pays $5,774 a year, according to the U.S. Census Bureau. That is 2.82% of the home’s value; in Sullivan County, the rate is 2.14%.

Where can I find free help to buy or rent in Claremont?

We found no HUD-approved counseling agencies with an office in Sullivan County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).