In Waynesville, a typical home is worth $200,000 and typical rent is $1,152 a month. Compared with all of Pulaski County, the typical home value is 5% higher.
Typical home value from Zillow, September 2021 to September 2026: from $184,961 to $250,308.
Typical rent
$1,320a month
▲ 6.2% more than 12 months ago
Typical rent from Zillow, June 2023 to September 2026: from $1,062 to $1,320.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Waynesville is in Pulaski County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Pulaski County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in Marshfield, the typical rent is $710: 38% less than in Waynesville ($1,152).
2
Nearby, in Lebanon, the typical home value is $158,800: 21% less than in Waynesville ($200,000).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Waynesville
What homes there are in Waynesville, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Waynesville
Pulaski County
Missouri
United States
Kind of home: Waynesville and its comparisons
Measure
Waynesville
Pulaski County
Missouri
United States
Detached house
74%
64%
71%
61%
Attached house
Unreliable estimate
9%
4%
6%
Building of 2 to 4
Unreliable estimate
11%
8%
8%
Apartments (5 or more)
Unreliable estimate
6%
13%
19%
Mobile home
Unreliable estimate
10%
5%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
In Waynesville, 7 in 10 homes are single-family detached houses; in Pulaski County, 6.
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Waynesville
Pulaski County
Missouri
United States
Year built: Waynesville and its comparisons
Measure
Waynesville
Pulaski County
Missouri
United States
Before 1960
Unreliable estimate
11%
27%
26%
1960–1979
25%
19%
25%
24%
1980–1999
24%
28%
25%
25%
2000–2009
21%
22%
13%
14%
2010 or later
Unreliable estimate
20%
10%
11%
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200K30%
$200K–$300KUnreliable
$300K–$500KUnreliable
$500K–$750KUnreliable
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Waynesville and its comparisons
Measure
Waynesville
Under $100K
Unreliable estimate
$100K–$200K
30%
$200K–$300K
Unreliable estimate
$300K–$500K
Unreliable estimate
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable
$1M or more
Unreliable
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,499Unreliable
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Waynesville and its comparisons
Measure
Waynesville
Under $500
Unreliable estimate
$500–$999
Unreliable estimate
$1,000–$1,499
Unreliable estimate
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable
With a mortgage
$1,492 a month
Pulaski County: $1,366 a month
Without a mortgage
$505 a month
Pulaski County: $451 a month
Owners with a mortgage
57%
Pulaski County: 59%
The typical cost for an owner with a mortgage in Waynesville is $1,492 a month, more than in Pulaski County ($1,366); without one, $505.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
WaynesvilleNo clear change
Pulaski County+19%
Missouri+47%
United States+53%
Typical rent
WaynesvilleNo clear change
Pulaski County+12%
Missouri+25%
United States+33%
Typical household income
WaynesvilleUnreliable
Pulaski County+21%
Missouri+28%
United States+29%
Change since 2015–2019: Waynesville and its comparisons
Measure
Waynesville
Pulaski County
Missouri
United States
Typical home value
No clear change
+19%
+47%
+53%
Typical rent
No clear change
+12%
+25%
+33%
Typical household income
Unreliable estimate
+21%
+28%
+29%
From 2015–2019 to 2020–2024, the typical home value in Waynesville did not change clearly: the difference is within the Census margin of error.
Since 2015–2019, the typical rent in Waynesville did not change clearly, according to the Census.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Waynesville and its comparisons
Measure
Waynesville
Pulaski County
Missouri
United States
Rental vacancy
Unreliable estimate
10.8%
5.0%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
0.9%
0.9%
More than one person per room
Unreliable estimate
Unreliable estimate
1.7%
3.4%
People per household
2.40
2.61
2.40
2.53
Drive alone
79%
62%
75%
69%
Carpool
Unreliable estimate
8%
8%
9%
Public transit
Unreliable estimate
Unreliable estimate
1%
3%
Walk or bike
Unreliable estimate
13%
2%
3%
Work from home
Unreliable estimate
16%
13%
15%
Other means
Unreliable estimate
Unreliable estimate
1%
2%
Typical commute
Unreliable estimate
10 to 19 minutes
20 to 29 minutes
20 to 29 minutes
Fewer people live in each home here: 2.40 on average, against 2.61 in Pulaski County.
To get to work, 79% of workers in Waynesville drive alone; in Pulaski County, 62%.
Do the math
What would you pay each month for a home in Waynesville?
The Census Bureau publishes no typical home value or typical household income for Waynesville, so we don't measure how heavy the payment is. Enter your own numbers in the calculator. The calculator starts with the typical home value in Waynesville: $200,000. The rate is Freddie Mac’s weekly average (7.18%, November 5, 2026); yours may be different. The FHA and conventional loan limits are those of all of Pulaski County. Change the price, the down payment or the loan type and see how your payment changes.
The calculator's FHA and conventional loan limits are those of all of Pulaski County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Waynesville. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $7,000 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$1,610
at 7.18% · 30 years
Loan amount
$196,378
Total interest
$282,541
Paid off in
November 2056
Includes $3,378 FHA upfront mortgage insurance premium.
Does it fit the income?
Type your income to see which tier this payment lands in.
Monthly payment breakdown
Principal & interest
$1,330
Property tax
$108
Home insurance
$83
FHA mortgage insurance (MIP)
$88
You need at least $7,000 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $1,610; principal and interest $1,330.
The city and its county
Waynesville and Pulaski County
Waynesville is in Pulaski County, Missouri. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Waynesville
Map of Pulaski County, Missouri, with Waynesville marked. Around it, the neighboring counties.
Waynesville
Pulaski County
Other cities with a page
Waynesville's own numbers
Typical home value
$200,000
Typical monthly rent
$1,152
Households that own their home
63%
Effective property tax rate
0.65%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Pulaski County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,175
Price change over 5 years (FHFA)
+54%
Homes in a high flood-risk zone
1.6%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Pulaski County.
A typical home in Waynesville is worth $200,000: 5% above the county and 13% below Missouri.
How prices have changed in Pulaski County
According to FHFA’s house price index, home prices in Pulaski County rose 69% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Pulaski County.
Yearly change in FHFA’s price index in Pulaski County, 2016 to 2025
2016: +2.2% +2.2% 2016
2017: −2.5% −2.5% 2017
2018: +3.8% +3.8% 2018
2019: +2.3% +2.3% 2019
2020: +3.6% +3.6% 2020
2021: +11.9% +11.9% 2021
2022: +9.3% +9.3% 2022
2023: +13.2% +13.2% 2023
2024: −0.7% −0.7% 2024
2025: +12.2% +12.2% 2025
Change in FHFA’s price index in Pulaski County, Missouri and the United States
Period
County
Missouri
U.S.
Last year (2025)
+12.2%
+3.7%
+2.9%
5 years (2020–2025)
+54%
+51%
+47%
10 years (2015–2025)
+69%
+88%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Waynesville next to Pulaski County, Missouri and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Waynesville$200,000
Pulaski$189,800
Missouri$230,300
United States$332,700
Typical monthly rent
Waynesville$1,152
Pulaski$1,112
Missouri$1,033
United States$1,413
See the full table
Waynesville next to Pulaski County and Missouri
Measure
Waynesville
Pulaski County
Missouri
U.S.
Typical home value
$200,000 ▲5% above the county
$189,800
$230,300
$332,700
Typical monthly rent
$1,152 ▲4% above the county
$1,112
$1,033
$1,413
Households that own their home
63% ▲2 points above the county
61%
68%
65%
Typical yearly property tax
$1,300 ▲12% above the county
$1,159
$1,948
$3,119
Effective property tax rate
0.65% ▲0.04 points above the county
0.61%
0.85%
0.94%
Renters with high rent for their income
40% ▲6 points above the county
34%
46%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Pulaski County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Waynesville
For a typical $200,000 home in Waynesville, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Waynesville's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$1,610a month
Least cash to close
Down payment
$7,000
Cash to close
$13,000
Rate
7.18%
Mortgage insurance
FHA MIP · $88
Conventional, 5% down$1,574a month
Down payment
$10,000
Cash to close
$16,000
Rate
7.18%
Mortgage insurance
PMI · $95
Conventional, 20% down, no PMI$1,276a month
Down payment
$40,000
Cash to close
$46,000
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,460a month
Down payment
$30,000
Cash to close
$36,000
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Waynesville
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$1,610
$7,000
$196,378
7.18%
FHA MIP · $88
$13,000
580
Conventional, 5% down
$1,574
$10,000
$190,000
7.18%
PMI · $95
$16,000
620*
Conventional, 20% down, no PMI
$1,276
$40,000
$160,000
7.18%
None
$46,000
620*
ITIN, 15% down (example)
$1,460
$30,000
$170,000
8.18%
None
$36,000
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Waynesville and for Pulaski County.
Property tax
Effective rate in Waynesville
0.65%of the home’s value each year
$1,300 a year for the typical owner in Waynesville.
Waynesville0.65%
Pulaski0.61%
Missouri0.85%
What Missouri publishesDeadline to appeal the assessment to the county board of equalization (Missouri Revisor of Statutes (Revised Statutes of Missouri))
Typical rent in Waynesville is $1,152 a month: 4% above the county. In Waynesville, 40% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Pulaski County, by unit size. To pay the 2-bedroom one ($1,175 a month) without spending more than 30% of your income, you would need to earn $22.60 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Pulaski County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$866
$16.65
$34,640
1 bedroom
$898
$17.27
$35,920
2 bedrooms
$1,175
$22.60
$47,000
3 bedrooms
$1,627
$31.29
$65,080
4 bedrooms
$1,868
$35.92
$74,720
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Waynesville
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Waynesville is in ZIP code 65583.
For 2 bedrooms it is $1,160: $15 less than the fair market rent for Pulaski County ($1,175).
Fair market rent by ZIP code and size in Waynesville, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
65583
$850
$890
$1,160
$1,610
$1,840
ZIP code2 bd3 bd
65583 $1,160$1,610
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Waynesville when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Pulaski County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Waynesville or Pulaski County. The ones below are statewide in Missouri: they work in Waynesville the same as in the rest of the state.
Missouri state commission mortgage for first-time buyers and veterans, with the option of cash assistance for the down payment and closing costs.Offered by Missouri Housing Development Commission (MHDC).
Missouri state commission mortgage for buyers who earn more than First Place allows, with a second loan of 4% of the mortgage for the down payment and closing costs that is forgiven after ten years.Offered by Missouri Housing Development Commission (MHDC).
No legal help resource on our list is for Waynesville or Pulaski County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Waynesville and all of Pulaski County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Waynesville?
The typical home value in Waynesville is $200,000, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Pulaski County it is $189,800.
How much does it cost to rent in Waynesville?
Typical rent in Waynesville is $1,152 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Pulaski County is $1,175.
What is the FHA loan limit in Waynesville?
Waynesville uses the FHA limit for all of Pulaski County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Waynesville?
The typical homeowner in Waynesville pays $1,300 a year, according to the U.S. Census Bureau. That is 0.65% of the home’s value; in Pulaski County, the rate is 0.61%.
Where can I find free help to buy or rent in Waynesville?
We found no HUD-approved counseling agencies with an office in Pulaski County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
