In Warrenton, a typical home is worth $204,800 and typical rent is $964 a month. Compared with all of Warren County, typical household income is 25% lower, the typical home value is 21% lower, and the share of households that own their home is 15 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $240,822 to $303,258.
Typical rent
$1,317a month
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Warrenton is in Warren County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Warren County. See the county
What this place has that others do not, from public data, most unusual first.
1
65% of households in Warrenton own their home, against 80% in Warren County.
2
The typical household income in Warrenton is $61,031,25% less than in Warren County as a whole ($81,209).
3
The typical home in Warrenton is worth $204,800,21% less than in Warren County as a whole ($260,400).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Warrenton
What homes there are in Warrenton, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Warrenton
Warren County
Missouri
United States
Kind of home: Warrenton and its comparisons
Measure
Warrenton
Warren County
Missouri
United States
Detached house
71%
79%
71%
61%
Attached house
Unreliable estimate
Unreliable estimate
4%
6%
Building of 2 to 4
8%
4%
8%
8%
Apartments (5 or more)
Unreliable estimate
Unreliable estimate
13%
19%
Mobile home
5%
10%
5%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
Detached houses are the majority in Warrenton (71%), but less so than in Warren County (79%).
Year built
Before 19601960–19791980–19992000–20092010 or later
Warrenton
Warren County
Missouri
United States
Year built: Warrenton and its comparisons
Measure
Warrenton
Warren County
Missouri
United States
Before 1960
11%
8%
27%
26%
1960–1979
19%
15%
25%
24%
1980–1999
19%
31%
25%
25%
2000–2009
32%
25%
13%
14%
2010 or later
19%
21%
10%
11%
By age, homes in Warrenton look like those in Warren County: the typical year built is 2000.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200K43%
$200K–$300K45%
$300K–$500K8%
$500K–$750KUnreliable
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Warrenton and its comparisons
Measure
Warrenton
Under $100K
Unreliable estimate
$100K–$200K
43%
$200K–$300K
45%
$300K–$500K
8%
$500K–$750K
Unreliable
$750K–$1M
Unreliable
$1M or more
Unreliable estimate
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$99943%
$1,000–$1,49937%
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Warrenton and its comparisons
Measure
Warrenton
Under $500
Unreliable estimate
$500–$999
43%
$1,000–$1,499
37%
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable
With a mortgage
$1,343 a month
Warren County: $1,485 a month
Without a mortgage
$459 a month
Warren County: $499 a month
Owners with a mortgage
71%
Warren County: 67%
The typical cost for an owner with a mortgage in Warrenton is $1,343 a month, less than in Warren County ($1,485); without one, $459.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Warrenton+60%
Warren County+45%
Missouri+47%
United States+53%
Typical rent
WarrentonNo clear change
Warren County+23%
Missouri+25%
United States+33%
Typical household income
Warrenton+39%
Warren County+35%
Missouri+28%
United States+29%
Change since 2015–2019: Warrenton and its comparisons
Measure
Warrenton
Warren County
Missouri
United States
Typical home value
+60%
+45%
+47%
+53%
Typical rent
No clear change
+23%
+25%
+33%
Typical household income
+39%
+35%
+28%
+29%
The typical home value in Warrenton rose 60% since 2015–2019, more than in Warren County (45%).
Rent in Warrenton moved so little since 2015–2019 that the Census cannot say whether it rose or fell.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Warrenton and its comparisons
Measure
Warrenton
Warren County
Missouri
United States
Rental vacancy
Unreliable estimate
Unreliable estimate
5.0%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
0.9%
0.9%
More than one person per room
Unreliable estimate
2.2%
1.7%
3.4%
People per household
2.53
2.67
2.40
2.53
Drive alone
81%
81%
75%
69%
Carpool
8%
10%
8%
9%
Public transit
Unreliable estimate
Unreliable estimate
1%
3%
Walk or bike
Unreliable estimate
Unreliable estimate
2%
3%
Work from home
9%
9%
13%
15%
Other means
Unreliable estimate
Unreliable estimate
1%
2%
Typical commute
Unreliable estimate
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
Households in Warrenton are smaller: 2.53 people on average; in Warren County, 2.67.
To get to work, 81% of workers in Warrenton drive alone; in Warren County, 81%.
Do the math
What would you pay each month for a home in Warrenton?
A typical home is tight for the typical income
We start with a typical home in Warrenton, worth $204,800, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 33% of the typical household income in Warrenton, which is $61,031 a year. For that payment to be 28% of income, a household would need to earn about $71,846 a year.
The calculator's FHA and conventional loan limits are those of all of Warren County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Warrenton. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $7,168 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$1,676
at 7.18% · 30 years
Loan amount
$201,091
Total interest
$289,322
Paid off in
November 2056
Includes $3,459 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,424 a month
Tight
$1,424 to $1,831 a month
Your payment · 33%
Hard
more than $1,831 a month
Compared with the typical household income in Warrenton ($61,031 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,362
Property tax
$138
Home insurance
$85
FHA mortgage insurance (MIP)
$91
You need at least $7,168 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $1,676; principal and interest $1,362.
The city and its county
Warrenton and Warren County
Warrenton is in Warren County, Missouri. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Warrenton
Map of Warren County, Missouri, with Warrenton marked. Around it, the neighboring counties.
Warrenton
Warren County
Other cities with a page
Warrenton's own numbers
Typical home value
$204,800
Typical monthly rent
$964
Typical yearly household income
$61,031
Households that own their home
65%
Effective property tax rate
0.81%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Warren County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,349
Price change over 5 years (FHFA)
+62%
Homes in a high flood-risk zone
1.2%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Warren County.
A typical home in Warrenton is worth $204,800: 21% below the county and 11% below Missouri. With the typical household income in Warrenton ($61,031 a year), a typical home costs 3.4 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Warrenton3.4 years
Warren3.2 years
Missouri3.3 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Warren County
According to FHFA’s house price index, home prices in Warren County rose 106% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Warren County.
Yearly change in FHFA’s price index in Warren County, 2016 to 2025
2016: +4.4% +4.4% 2016
2017: +7.1% +7.1% 2017
2018: +4.0% +4.0% 2018
2019: +6.4% +6.4% 2019
2020: +3.0% +3.0% 2020
2021: +10.1% +10.1% 2021
2022: +14.7% +14.7% 2022
2023: +15.4% +15.4% 2023
2024: +4.9% +4.9% 2024
2025: +5.6% +5.6% 2025
Change in FHFA’s price index in Warren County, Missouri and the United States
Period
County
Missouri
U.S.
Last year (2025)
+5.6%
+3.7%
+2.9%
5 years (2020–2025)
+62%
+51%
+47%
10 years (2015–2025)
+106%
+88%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Warrenton next to Warren County, Missouri and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Warrenton$204,800
Warren$260,400
Missouri$230,300
United States$332,700
Typical monthly rent
Warrenton$964
Warren$995
Missouri$1,033
United States$1,413
Typical yearly household income
Warrenton$61,031
Warren$81,209
Missouri$70,702
United States$80,734
See the full table
Warrenton next to Warren County and Missouri
Measure
Warrenton
Warren County
Missouri
U.S.
Typical home value
$204,800 ▼21% below the county
$260,400
$230,300
$332,700
Typical monthly rent
$964 ▼3% below the county
$995
$1,033
$1,413
Typical yearly household income
$61,031 ▼25% below the county
$81,209
$70,702
$80,734
Households that own their home
65% ▼15 points below the county
80%
68%
65%
Typical yearly property tax
$1,660 ▼8% below the county
$1,809
$1,948
$3,119
Effective property tax rate
0.81% ▲0.12 points above the county
0.69%
0.85%
0.94%
Renters with high rent for their income
41%
41%
46%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Warren County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Warrenton
For a typical $204,800 home in Warrenton, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Warrenton's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$1,676a month
Least cash to close
Down payment
$7,168
Cash to close
$13,312
Rate
7.18%
Mortgage insurance
FHA MIP · $91
Conventional, 5% down$1,639a month
Down payment
$10,240
Cash to close
$16,384
Rate
7.18%
Mortgage insurance
PMI · $97
Conventional, 20% down, no PMI$1,333a month
Down payment
$40,960
Cash to close
$47,104
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,523a month
Down payment
$30,720
Cash to close
$36,864
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Warrenton
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$1,676
$7,168
$201,091
7.18%
FHA MIP · $91
$13,312
580
Conventional, 5% down
$1,639
$10,240
$194,560
7.18%
PMI · $97
$16,384
620*
Conventional, 20% down, no PMI
$1,333
$40,960
$163,840
7.18%
None
$47,104
620*
ITIN, 15% down (example)
$1,523
$30,720
$174,080
8.18%
None
$36,864
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Warrenton and for Warren County.
Property tax
Effective rate in Warrenton
0.81%of the home’s value each year
$1,660 a year for the typical owner in Warrenton.
Warrenton0.81%
Warren0.69%
Missouri0.85%
What Missouri publishesDeadline to appeal the assessment to the county board of equalization (Missouri Revisor of Statutes (Revised Statutes of Missouri))
Typical rent in Warrenton is $964 a month: 3% below the county. In Warrenton, 41% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Warren County, by unit size. To pay the 2-bedroom one ($1,349 a month) without spending more than 30% of your income, you would need to earn $25.94 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Warren County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,064
$20.46
$42,560
1 bedroom
$1,104
$21.23
$44,160
2 bedrooms
$1,349
$25.94
$53,960
3 bedrooms
$1,731
$33.29
$69,240
4 bedrooms
$1,997
$38.40
$79,880
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Warrenton
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Warrenton is in ZIP code 63383.
For 2 bedrooms it is $1,300: $49 less than the fair market rent for Warren County ($1,349).
Fair market rent by ZIP code and size in Warrenton, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
63383
$1,030
$1,060
$1,300
$1,670
$1,920
ZIP code2 bd3 bd
63383 $1,300$1,670
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Warrenton when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Warren County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Warrenton or Warren County. The ones below are statewide in Missouri: they work in Warrenton the same as in the rest of the state.
Missouri state commission mortgage for first-time buyers and veterans, with the option of cash assistance for the down payment and closing costs.Offered by Missouri Housing Development Commission (MHDC).
Missouri state commission mortgage for buyers who earn more than First Place allows, with a second loan of 4% of the mortgage for the down payment and closing costs that is forgiven after ten years.Offered by Missouri Housing Development Commission (MHDC).
No legal help resource on our list is for Warrenton or Warren County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Warrenton and all of Warren County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Warrenton?
The typical home value in Warrenton is $204,800, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Warren County it is $260,400.
How much does it cost to rent in Warrenton?
Typical rent in Warrenton is $964 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Warren County is $1,349.
What is the FHA loan limit in Warrenton?
Warrenton uses the FHA limit for all of Warren County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Warrenton?
The typical homeowner in Warrenton pays $1,660 a year, according to the U.S. Census Bureau. That is 0.81% of the home’s value; in Warren County, the rate is 0.69%.
Where can I find free help to buy or rent in Warrenton?
We found no HUD-approved counseling agencies with an office in Warren County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
