In Marshall, a typical home is worth $147,900 and typical rent is $761 a month. Compared with all of Saline County, typical household income is 6% lower.
Typical home value from Zillow, September 2021 to September 2026: from $144,072 to $198,908.
From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).
Marshall is in Saline County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Saline County. See the county
What this place has that others do not, from public data, most unusual first.
1
Marshall has the 12th lowest typical rent of the 138 cities in Missouri with more than 5,000 people ($761).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Marshall
What homes there are in Marshall, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Marshall
Saline County
Missouri
United States
Kind of home: Marshall and its comparisons
Measure
Marshall
Saline County
Missouri
United States
Detached house
70%
76%
71%
61%
Attached house
Unreliable estimate
2%
4%
6%
Building of 2 to 4
12%
8%
8%
8%
Apartments (5 or more)
Unreliable estimate
5%
13%
19%
Mobile home
8%
8%
5%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
Detached houses are the majority in Marshall (70%), but less so than in Saline County (76%).
Year built
Before 19601960–19791980–19992000–20092010 or later
Marshall
Saline County
Missouri
United States
Year built: Marshall and its comparisons
Measure
Marshall
Saline County
Missouri
United States
Before 1960
31%
36%
27%
26%
1960–1979
38%
31%
25%
24%
1980–1999
15%
17%
25%
25%
2000–2009
10%
9%
13%
14%
2010 or later
7%
7%
10%
11%
In Marshall, half of the homes were built before 1971; in Saline County, before 1970.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Under the limitOver the limitUnreliable estimate
Under $100K27%
$100K–$200K43%
$200K–$300K15%
$300K–$500K8%
$500K–$750KUnreliable
FHA limit: $541,287
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Marshall and its comparisons
Measure
Marshall
Under $100K
27%
$100K–$200K
43%
$200K–$300K
15%
$300K–$500K
8%
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable
$1M or more
Unreliable estimate
With an FHA limit of $541,287, at least 94% of owner-occupied homes in Marshall sit below it: they are worth less than $500,000.
Monthly rent with utilities
Under the limitOver the limitUnreliable estimate
Under $50015%
$500–$99953%
HUD fair market rent, 2 bedrooms: $962
$1,000–$1,49930%
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Marshall and its comparisons
Measure
Marshall
Under $500
15%
$500–$999
53%
$1,000–$1,499
30%
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable estimate
HUD's 2-bedroom fair market rent (FMR) for Saline County is $962: about 63% of rents in Marshall are below it.
With a mortgage
$1,155 a month
Saline County: $1,159 a month
Without a mortgage
$523 a month
Saline County: $514 a month
Owners with a mortgage
56%
Saline County: 52%
Owning costs about the same in Marshall as in Saline County: with a mortgage, $1,155 a month; without one, $523.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Marshall+34%
Saline County+41%
Missouri+47%
United States+53%
Typical rent
Marshall+18%
Saline County+16%
Missouri+25%
United States+33%
Typical household income
Marshall+28%
Saline County+30%
Missouri+28%
United States+29%
Change since 2015–2019: Marshall and its comparisons
Measure
Marshall
Saline County
Missouri
United States
Typical home value
+34%
+41%
+47%
+53%
Typical rent
+18%
+16%
+25%
+33%
Typical household income
+28%
+30%
+28%
+29%
Homes in Marshall gained value more slowly than in Saline County: 34% since 2015–2019, against 41%.
Rents in Marshall rose at about the same pace as in Saline County: 18% since 2015–2019, against 16%.
To compare: typical income in Marshall rose 28%; the home, +34%; the rent, +18%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Marshall and its comparisons
Measure
Marshall
Saline County
Missouri
United States
Rental vacancy
Unreliable estimate
Unreliable estimate
5.0%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
0.9%
0.9%
More than one person per room
Unreliable estimate
Unreliable estimate
1.7%
3.4%
People per household
2.77
2.68
2.40
2.53
Drive alone
78%
80%
75%
69%
Carpool
11%
11%
8%
9%
Public transit
Unreliable estimate
Unreliable estimate
1%
3%
Walk or bike
Unreliable estimate
4%
2%
3%
Work from home
4%
4%
13%
15%
Other means
Unreliable estimate
Unreliable estimate
1%
2%
Typical commute
Unreliable estimate
10 to 19 minutes
20 to 29 minutes
20 to 29 minutes
By size, households in Marshall look like those in Saline County: 2.77 people on average.
To get to work, 78% of workers in Marshall drive alone; in Saline County, 80%.
Do the math
What would you pay each month for a home in Marshall?
A typical home is within reach of the typical income
We start with a typical home in Marshall, worth $147,900, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 27% of the typical household income in Marshall, which is $54,437 a year.
The calculator's FHA and conventional loan limits are those of all of Saline County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Marshall. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $5,177 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$1,214
at 7.18% · 30 years
Loan amount
$145,221
Total interest
$208,938
Paid off in
November 2056
Includes $2,498 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,270 a month
Your payment · 27%
Tight
$1,270 to $1,633 a month
Hard
more than $1,633 a month
Compared with the typical household income in Marshall ($54,437 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$984
Property tax
$104
Home insurance
$62
FHA mortgage insurance (MIP)
$65
You need at least $5,177 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $1,214; principal and interest $984.
The city and its county
Marshall and Saline County
Marshall is in Saline County, Missouri. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Marshall
Map of Saline County, Missouri, with Marshall marked. Around it, the neighboring counties.
Marshall
Saline County
Other cities with a page
Marshall's own numbers
Typical home value
$147,900
Typical monthly rent
$761
Typical yearly household income
$54,437
Households that own their home
65%
Effective property tax rate
0.84%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Saline County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$962
Price change over 5 years (FHFA)
+68%
Homes in a high flood-risk zone
1.4%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Saline County.
A typical home in Marshall is worth $147,900: about the same as the county and 36% below Missouri. With the typical household income in Marshall ($54,437 a year), a typical home costs 2.7 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Marshall2.7 years
Saline2.6 years
Missouri3.3 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Saline County
According to FHFA’s house price index, home prices in Saline County rose 85% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Saline County.
Yearly change in FHFA’s price index in Saline County, 2016 to 2025
2016: −3.1% −3.1% 2016
2017: +5.9% +5.9% 2017
2018: +1.5% +1.5% 2018
2019: +2.0% +2.0% 2019
2020: +3.5% +3.5% 2020
2021: +11.3% +11.3% 2021
2022: +20.6% +20.6% 2022
2023: +2.5% +2.5% 2023
2024: +7.4% +7.4% 2024
2025: +13.6% +13.6% 2025
Change in FHFA’s price index in Saline County, Missouri and the United States
Period
County
Missouri
U.S.
Last year (2025)
+13.6%
+3.7%
+2.9%
5 years (2020–2025)
+68%
+51%
+47%
10 years (2015–2025)
+85%
+88%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Marshall next to Saline County, Missouri and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Marshall$147,900
Saline$150,500
Missouri$230,300
United States$332,700
Typical monthly rent
Marshall$761
Saline$739
Missouri$1,033
United States$1,413
Typical yearly household income
Marshall$54,437
Saline$57,931
Missouri$70,702
United States$80,734
See the full table
Marshall next to Saline County and Missouri
Measure
Marshall
Saline County
Missouri
U.S.
Typical home value
$147,900
$150,500
$230,300
$332,700
Typical monthly rent
$761 ▲3% above the county
$739
$1,033
$1,413
Typical yearly household income
$54,437 ▼6% below the county
$57,931
$70,702
$80,734
Households that own their home
65% ▼4 points below the county
70%
68%
65%
Typical yearly property tax
$1,236 ▲5% above the county
$1,177
$1,948
$3,119
Effective property tax rate
0.84% ▲0.06 points above the county
0.78%
0.85%
0.94%
Renters with high rent for their income
50%
49%
46%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Saline County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Marshall
For a typical $147,900 home in Marshall, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Marshall's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$1,214a month
Least cash to close
Down payment
$5,177
Cash to close
$9,614
Rate
7.18%
Mortgage insurance
FHA MIP · $65
Conventional, 5% down$1,187a month
Down payment
$7,395
Cash to close
$11,832
Rate
7.18%
Mortgage insurance
PMI · $70
Conventional, 20% down, no PMI$967a month
Down payment
$29,580
Cash to close
$34,017
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,103a month
Down payment
$22,185
Cash to close
$26,622
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Marshall
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$1,214
$5,177
$145,221
7.18%
FHA MIP · $65
$9,614
580
Conventional, 5% down
$1,187
$7,395
$140,505
7.18%
PMI · $70
$11,832
620*
Conventional, 20% down, no PMI
$967
$29,580
$118,320
7.18%
None
$34,017
620*
ITIN, 15% down (example)
$1,103
$22,185
$125,715
8.18%
None
$26,622
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Marshall and for Saline County.
Property tax
Effective rate in Marshall
0.84%of the home’s value each year
$1,236 a year for the typical owner in Marshall.
Marshall0.84%
Saline0.78%
Missouri0.85%
What Missouri publishesDeadline to appeal the assessment to the county board of equalization (Missouri Revisor of Statutes (Revised Statutes of Missouri))
Typical rent in Marshall is $761 a month: 3% above the county. In Marshall, 50% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Saline County, by unit size. To pay the 2-bedroom one ($962 a month) without spending more than 30% of your income, you would need to earn $18.50 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Saline County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$709
$13.63
$28,360
1 bedroom
$735
$14.13
$29,400
2 bedrooms
$962
$18.50
$38,480
3 bedrooms
$1,231
$23.67
$49,240
4 bedrooms
$1,264
$24.31
$50,560
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Marshall
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Marshall is in ZIP code 65340.
For 2 bedrooms it is $990: $28 more than the fair market rent for Saline County ($962).
Fair market rent by ZIP code and size in Marshall, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
65340
$730
$760
$990
$1,270
$1,300
ZIP code2 bd3 bd
65340 $990$1,270
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Marshall when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
HUD lists 12 buildings with rents for lower incomes in Marshall. These are the largest.
Vest/Morrow/College275 S Redman Ave, Marshall 65340224 low-income homes · Run by Marshall Housing Authority · Average payment: $354 a month · Average wait: 16 months(660) 886-9664
Deer Creek Apts820 S Miami Ave, Marshall 6534072 low-income homes · In service since 2009 · For people with disabilities, families
Valley Southwest Apts1968 Atchison Ave, Marshall 6534048 low-income homes · 2 bd: 24 · 3 bd: 24 · In service since 2002
Fox Creek Villas L.P.2116 Atchison Ave, Marshall 6534034 low-income homes · 2 bd: 34 · In service since 2015 · For older adults
Mallory Place1201 S Miami Ave, Marshall 6534030 low-income homes · For families(660) 831-0030
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Saline County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Marshall or Saline County. The ones below are statewide in Missouri: they work in Marshall the same as in the rest of the state.
Missouri state commission mortgage for first-time buyers and veterans, with the option of cash assistance for the down payment and closing costs.Offered by Missouri Housing Development Commission (MHDC).
Missouri state commission mortgage for buyers who earn more than First Place allows, with a second loan of 4% of the mortgage for the down payment and closing costs that is forgiven after ten years.Offered by Missouri Housing Development Commission (MHDC).
No legal help resource on our list is for Marshall or Saline County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Marshall and all of Saline County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Marshall?
The typical home value in Marshall is $147,900, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Saline County it is $150,500.
How much does it cost to rent in Marshall?
Typical rent in Marshall is $761 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Saline County is $962.
What is the FHA loan limit in Marshall?
Marshall uses the FHA limit for all of Saline County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Marshall?
The typical homeowner in Marshall pays $1,236 a year, according to the U.S. Census Bureau. That is 0.84% of the home’s value; in Saline County, the rate is 0.78%.
Where can I find free help to buy or rent in Marshall?
We found no HUD-approved counseling agencies with an office in Saline County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
