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City · 14,735 residents · Douglas County, Minnesota

Alexandria , Minnesota

In Alexandria, a typical home is worth $275,300 and typical rent is $934 a month. Compared with all of Douglas County, typical household income is 22% lower, the typical home value is 14% lower, and the share of households that own their home is 19 points lower.

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  • Typical home value

    $275,300

    14% below the county

    16% below Minnesota

    • Alexandria
    • Douglas
    • Minnesota

  • Typical rent

    $934a month

    About the same as the county

    27% below Minnesota

    • Alexandria
    • Douglas
    • Minnesota

  • Typical household income

    $61,374a year

    22% below the county

    31% below Minnesota

    • Alexandria
    • Douglas
    • Minnesota

  • Households that own their home

    57%

    19 points below the county

    15 points below Minnesota

    • Alexandria
    • Douglas
    • Minnesota

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$313,921
3.5% more than 12 months ago
Typical rent
$1,302 a month

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Alexandria is in Douglas County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Douglas County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Alexandria apart

What this place has that others do not, from public data, most unusual first.

  1. 57% of households in Alexandria own their home, against 76% in Douglas County.

  2. Nearby, in Fergus Falls, the typical home value is $194,000: 30% less than in Alexandria ($275,300).

  3. Nearby, in Little Falls, the typical rent is $747: 20% less than in Alexandria ($934).

  4. The typical household income in Alexandria is $61,374, 22% less than in Douglas County as a whole ($79,043).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Alexandria

What homes there are in Alexandria, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

Detached houses are the majority in Alexandria (53%), but less so than in Douglas County (78%).

Year built

By age, homes in Alexandria look like those in Douglas County: the typical year built is 1984.

There are fewer big homes in Alexandria than in Douglas County: 51% have 3 bedrooms or more, against 67%.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

The FHA loan limit for Douglas County is $541,287, and about 89% of owner-occupied homes in Alexandria are worth less than that.

Monthly rent with utilities

HUD's 2-bedroom fair market rent (FMR) for Douglas County is $1,027: about 57% of rents in Alexandria are below it.

With a mortgage

$1,609 a month

Douglas County: $1,733 a month

Without a mortgage

$590 a month

Douglas County: $648 a month

Owners with a mortgage

66%

Douglas County: 61%

The typical cost for an owner with a mortgage in Alexandria is $1,609 a month, less than in Douglas County ($1,733); without one, $590.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

From 2015–2019 to 2020–2024, the typical home value in Alexandria rose 55%; in Douglas County, it rose 50%.

Rents in Alexandria rose faster than in Douglas County: 31% since 2015–2019, against 27%.

Housing prices ran ahead of income in Alexandria: typical income rose 16%, against +55% for home values and +31% for rent.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureAlexandriaDouglas CountyMinnesotaUnited States
Rental vacancy Unreliable estimateUnreliable estimate5.3%5.5%
Homeowner vacancy Unreliable estimate0.8%0.6%0.9%
More than one person per room Unreliable estimate0.9%2.3%3.4%
People per household 2.022.222.432.53
Drive alone 78%79%69%69%
Carpool 7%6%8%9%
Public transit Unreliable estimate0%2%3%
Walk or bike 5%2%3%3%
Work from home 9%12%18%15%
Other means Unreliable estimateUnreliable estimate1%2%
Typical commute 10 to 19 minutes10 to 19 minutes20 to 29 minutes20 to 29 minutes

Households in Alexandria are smaller: 2.02 people on average; in Douglas County, 2.22.

In Alexandria, 78% of workers drive alone to work; in Douglas County, 79%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Alexandria?

A typical home costs more than the typical income allows

We start with a typical home in Alexandria, worth $275,300, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 45% of the typical household income in Alexandria, which is $61,374 a year. For that payment to be 28% of income, a household would need to earn about $97,758 a year.

The calculator's FHA and conventional loan limits are those of all of Douglas County.

Your numbers

Local data
$

Starts at the typical home value in Alexandria. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $9,636 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$2,281

at 7.18% · 30 years

Loan amount
$270,313
Total interest
$388,917
Paid off in
November 2056

Includes $4,649 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,432 a month

  • Tight

    $1,432 to $1,841 a month

  • Hard

    more than $1,841 a month

    Your payment · 45%

Compared with the typical household income in Alexandria ($61,374 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$2,281
Principal & interest$1,831
Property tax$213
Home insurance$115
FHA mortgage insurance (MIP)$122

You need at least $9,636 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Alexandria and Douglas County

Alexandria is in Douglas County, Minnesota. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Alexandria's own numbers

Typical home value
$275,300
Typical monthly rent
$934
Typical yearly household income
$61,374
Households that own their home
57%
Effective property tax rate
0.93%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Douglas County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,027
Price change over 5 years (FHFA)
+50%
Homes in a high flood-risk zone
0.4%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Douglas County.

Everything about Douglas County

Buying

Buying a home in Alexandria

A typical home in Alexandria is worth $275,300: 14% below the county and 16% below Minnesota. With the typical household income in Alexandria ($61,374 a year), a typical home costs 4.5 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Alexandria 4.5 years
  • Douglas 4.1 years
  • Minnesota 3.7 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Douglas County

According to FHFA’s house price index, home prices in Douglas County rose 79% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Douglas County.

Period County Minnesota U.S.
Last year (2025) +5.0% +2.8% +2.9%
5 years (2020–2025) +50% +37% +47%
10 years (2015–2025) +79% +71% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Alexandria next to Douglas County, Minnesota and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Alexandria $275,300
  • Douglas $321,400
  • Minnesota $329,300
  • United States $332,700
Typical monthly rent
  • Alexandria $934
  • Douglas $927
  • Minnesota $1,280
  • United States $1,413
Typical yearly household income
  • Alexandria $61,374
  • Douglas $79,043
  • Minnesota $89,062
  • United States $80,734
See the full table
Alexandria next to Douglas County and Minnesota
Measure Alexandria Douglas County Minnesota U.S.
Typical home value $275,300 $321,400 $329,300 $332,700
Typical monthly rent $934 $927 $1,280 $1,413
Typical yearly household income $61,374 $79,043 $89,062 $80,734
Households that own their home 57% 76% 72% 65%
Typical yearly property tax $2,564 $2,674 $3,357 $3,119
Effective property tax rate 0.93% 0.83% 1.02% 0.94%
Renters with high rent for their income 46% 43% 48% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Douglas County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Alexandria

For a typical $275,300 home in Alexandria, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Alexandria's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $2,281a month

    Least cash to close
    Down payment
    $9,636
    Cash to close
    $17,895
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $122

  • Conventional, 5% down $2,231a month

    Down payment
    $13,765
    Cash to close
    $22,024
    Rate
    7.18%
    Mortgage insurance
    PMI · $131

  • Conventional, 20% down, no PMI $1,820a month

    Down payment
    $55,060
    Cash to close
    $63,319
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $2,075a month

    Down payment
    $41,295
    Cash to close
    $49,554
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Alexandria and for Douglas County.

Property tax

Effective rate in Alexandria

0.93%of the home’s value each year

$2,564 a year for the typical owner in Alexandria.

  • Alexandria 0.93%
  • Douglas 0.83%
  • Minnesota 1.02%

What Minnesota publishes Homestead market value exclusion (Minnesota Office of the Revisor of Statutes (Minnesota Statutes))

Exemptions and deadlines in Minnesota

Flood risk in Douglas County

FEMA does not publish these numbers by city: they are for all of Douglas County.

Homes in the high-risk zone
0.4%
104
Of those, with NFIP insurance
6.7%
County Minnesota U.S.
Homes in the high-risk zone 0.4% 0.7% 3.5%
Of those, with NFIP insurance 6.7% 17% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Alexandria

Typical rent in Alexandria is $934 a month: about the same as the county. In Alexandria, 46% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Douglas County, by unit size. To pay the 2-bedroom one ($1,027 a month) without spending more than 30% of your income, you would need to earn $19.75 an hour working full time.

HUD fair market rent for all of Douglas County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $770 $14.81 $30,800
1 bedroom $785 $15.10 $31,400
2 bedrooms $1,027 $19.75 $41,080
3 bedrooms $1,422 $27.35 $56,880
4 bedrooms $1,500 $28.85 $60,000

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Alexandria

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Alexandria is in ZIP code 56308.

For 2 bedrooms it is $1,040: $13 more than the fair market rent for Douglas County ($1,027).

  • 56308 $1,040$1,440

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Alexandria when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Alexandria

HUD lists 10 buildings with rents for lower incomes in Alexandria. These are the largest.

  • Viking Towers 805 Fillmore St, Alexandria 56308 130 low-income homes · Run by HRA of ALEXANDRIA, MINNESOTA · Average payment: $363 a month · Average wait: 6 months (320) 762-1311
  • Bethel Manor II 906 Ash St, Alexandria 56308 69 low-income homes · For older adults (320) 763-7200
  • Bethel Manor I 910 Ash St, Alexandria 56308 63 low-income homes · For older adults (320) 763-7200
  • Wiltoka Apartments Multiple Building Addresses, Alexandria 56308 48 homes, 46 low-income · 2 bd: 9 · 3 bd: 3 · In service since 1992
  • Maple Ridge Manor 314 Unumb Ct, Alexandria 56308 40 low-income homes · For families (320) 762-2800

See all 12 buildings in Douglas County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Alexandria

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Douglas County. The nearest ones are below; many serve by phone or online.

Two women and a girl laugh together at the bus stop.

HUD counseling is free or low-cost

Assistance programs in Alexandria

No down payment, repair or rent-help program on our list is for Alexandria or Douglas County. The ones below are statewide in Minnesota: they work in Alexandria the same as in the rest of the state.

Which programs do I qualify for? All programs in Minnesota

  • Deferred Payment Loan (Start Up)

    Statewide in Minnesota

    Minnesota state agency loan for the down payment and closing costs alongside the Start Up mortgage for first-time buyers: up to $14,000 (or $18,000 in the Plus version), with no interest or monthly payments, repaid at the end of the mortgage. Offered by Minnesota Housing (Minnesota Housing Finance Agency).

    Deferred

    See the program Official page

  • Monthly Payment Loan

    Statewide in Minnesota

    Minnesota Housing loan of up to $14,000 for the down payment and closing costs, which you repay over 15 years at the same rate as your Minnesota Housing mortgage; it works with Start Up (first-time buyers) or Step Up. Offered by Minnesota Housing (Minnesota Housing Finance Agency).

    Repayable

    See the program Official page

Housing counselors near Alexandria

The HUD-approved agencies closest to the center of Alexandria, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Lutheran Social Service of Minnesota

    1601 Hwy 12 E, Willmar · 55 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 1 more
    (888) 577-2227

  • Lutheran Social Service of Minnesota

    716 E Street, Brainerd · 67 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 1 more
    (888) 577-2227

  • White Earth Investment Initiative

    103 Graystone Plz, Detroit Lakes · 69 miles away

    • Home improvement and repairs
    • Pre-purchase counseling
    • and 2 more
    (218) 844-7029

All counseling agencies in Minnesota

Help in Spanish near Alexandria

None of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Alexandria

HUD’s record names them for Alexandria or Douglas County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

All housing agencies in Minnesota Source: HUD

Cities

Nearby cities

The cities closest to Alexandria, with the typical home value.

Everything about Douglas County Housing in Minnesota

Neighboring counties

If Douglas County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Alexandria.

All guides
A mother and her daughters smile together on a mountain trail with a snowy peak behind them.

Questions

Housing questions about Alexandria

Short answers with the numbers for Alexandria and all of Douglas County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Alexandria?

The typical home value in Alexandria is $275,300, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Douglas County it is $321,400.

How much does it cost to rent in Alexandria?

Typical rent in Alexandria is $934 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Douglas County is $1,027.

What is the FHA loan limit in Alexandria?

Alexandria uses the FHA limit for all of Douglas County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Alexandria?

The typical homeowner in Alexandria pays $2,564 a year, according to the U.S. Census Bureau. That is 0.93% of the home’s value; in Douglas County, the rate is 0.83%.

Where can I find free help to buy or rent in Alexandria?

We found no HUD-approved counseling agencies with an office in Douglas County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).