In Russellville, a typical home is worth $168,700 and typical rent is $738 a month. Compared with all of Logan County, typical household income is 25% lower and the share of households that own their home is 18 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $146,712 to $193,050.
From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).
Russellville is in Logan County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Logan County. See the county
What this place has that others do not, from public data, most unusual first.
1
56% of households in Russellville own their home, against 74% in Logan County.
2
The typical household income in Russellville is $45,484,25% less than in Logan County as a whole ($60,382).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Russellville
What homes there are in Russellville, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Russellville
Logan County
Kentucky
United States
Kind of home: Russellville and its comparisons
Measure
Russellville
Logan County
Kentucky
United States
Detached house
74%
78%
68%
61%
Attached house
Unreliable estimate
Unreliable estimate
3%
6%
Building of 2 to 4
17%
7%
7%
8%
Apartments (5 or more)
Unreliable estimate
Unreliable estimate
12%
19%
Mobile home
Unreliable estimate
11%
11%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
In Russellville, 7 in 10 homes are single-family detached houses; in Logan County, 8.
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Russellville
Logan County
Kentucky
United States
Year built: Russellville and its comparisons
Measure
Russellville
Logan County
Kentucky
United States
Before 1960
23%
21%
22%
26%
1960–1979
39%
33%
26%
24%
1980–1999
25%
28%
28%
25%
2000–2009
Unreliable estimate
8%
15%
14%
2010 or later
Unreliable estimate
10%
11%
11%
Homes in Russellville are older: the typical year built is 1972; in Logan County, 1978.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Under the limitOver the limitUnreliable estimate
Under $100K20%
$100K–$200K40%
$200K–$300K21%
$300K–$500K14%
$500K–$750KUnreliable
FHA limit: $541,287
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Russellville and its comparisons
Measure
Russellville
Under $100K
20%
$100K–$200K
40%
$200K–$300K
21%
$300K–$500K
14%
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable
$1M or more
Unreliable
The FHA limit for Logan County is high ($541,287): at least 96% of owner-occupied homes in Russellville are worth less than $500,000.
Monthly rent with utilities
Under the limitOver the limitUnreliable estimate
Under $50036%
$500–$99941%
HUD fair market rent, 2 bedrooms: $913
$1,000–$1,499Unreliable
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Russellville and its comparisons
Measure
Russellville
Under $500
36%
$500–$999
41%
$1,000–$1,499
Unreliable estimate
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable estimate
By rent, most homes in Russellville cost less than HUD's 2-bedroom fair market rent ($913): about 70%.
With a mortgage
$1,413 a month
Logan County: $1,355 a month
Without a mortgage
$523 a month
Logan County: $444 a month
Owners with a mortgage
56%
Logan County: 54%
Owning costs about the same in Russellville as in Logan County: with a mortgage, $1,413 a month; without one, $523.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Russellville+84%
Logan County+49%
Kentucky+46%
United States+53%
Typical rent
RussellvilleNo clear change
Logan County+14%
Kentucky+27%
United States+33%
Typical household income
RussellvilleNo clear change
Logan County+26%
Kentucky+26%
United States+29%
Change since 2015–2019: Russellville and its comparisons
Measure
Russellville
Logan County
Kentucky
United States
Typical home value
+84%
+49%
+46%
+53%
Typical rent
No clear change
+14%
+27%
+33%
Typical household income
No clear change
+26%
+26%
+29%
Since 2015–2019, homes in Russellville gained value faster than in Logan County: 84% against 49%.
Rent in Russellville moved so little since 2015–2019 that the Census cannot say whether it rose or fell.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Russellville and its comparisons
Measure
Russellville
Logan County
Kentucky
United States
Rental vacancy
Unreliable estimate
Unreliable estimate
4.6%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
0.9%
0.9%
More than one person per room
Unreliable estimate
Unreliable estimate
2.0%
3.4%
People per household
2.17
2.51
2.43
2.53
Drive alone
80%
85%
77%
69%
Carpool
Unreliable estimate
9%
9%
9%
Public transit
Unreliable estimate
Unreliable estimate
1%
3%
Walk or bike
Unreliable estimate
Unreliable estimate
2%
3%
Work from home
Unreliable estimate
4%
10%
15%
Other means
Unreliable estimate
Unreliable estimate
1%
2%
Typical commute
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
Fewer people live in each home here: 2.17 on average, against 2.51 in Logan County.
To get to work, 80% of workers in Russellville drive alone; in Logan County, 85%.
Do the math
What would you pay each month for a home in Russellville?
A typical home costs more than the typical income allows
We start with a typical home in Russellville, worth $168,700, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 36% of the typical household income in Russellville, which is $45,484 a year. For that payment to be 28% of income, a household would need to earn about $59,182 a year.
The calculator's FHA and conventional loan limits are those of all of Logan County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Russellville. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $5,905 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$1,381
at 7.18% · 30 years
Loan amount
$165,644
Total interest
$238,323
Paid off in
November 2056
Includes $2,849 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,061 a month
Tight
$1,061 to $1,365 a month
Hard
more than $1,365 a month
Your payment · 36%
Compared with the typical household income in Russellville ($45,484 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,122
Property tax
$114
Home insurance
$70
FHA mortgage insurance (MIP)
$75
You need at least $5,905 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $1,381; principal and interest $1,122.
The city and its county
Russellville and Logan County
Russellville is in Logan County, Kentucky. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Russellville
Map of Logan County, Kentucky, with Russellville marked. Around it, the neighboring counties.
Russellville
Logan County
Other cities with a page
Russellville's own numbers
Typical home value
$168,700
Typical monthly rent
$738
Typical yearly household income
$45,484
Households that own their home
56%
Effective property tax rate
0.81%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Logan County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$913
Price change over 5 years (FHFA)
+59%
Homes in a high flood-risk zone
2.6%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Logan County.
A typical home in Russellville is worth $168,700: 2% above the county and 18% below Kentucky. With the typical household income in Russellville ($45,484 a year), a typical home costs 3.7 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Russellville3.7 years
Logan2.7 years
Kentucky3.2 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Logan County
According to FHFA’s house price index, home prices in Logan County rose 97% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Logan County.
Yearly change in FHFA’s price index in Logan County, 2016 to 2025
2016: +1.7% +1.7% 2016
2017: +7.5% +7.5% 2017
2018: +5.4% +5.4% 2018
2019: +1.9% +1.9% 2019
2020: +5.6% +5.6% 2020
2021: +8.7% +8.7% 2021
2022: +20.0% +20.0% 2022
2023: +17.5% +17.5% 2023
2024: −0.3% −0.3% 2024
2025: +4.3% +4.3% 2025
Change in FHFA’s price index in Logan County, Kentucky and the United States
Period
County
Kentucky
U.S.
Last year (2025)
+4.3%
+3.9%
+2.9%
5 years (2020–2025)
+59%
+50%
+47%
10 years (2015–2025)
+97%
+84%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Russellville next to Logan County, Kentucky and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Russellville$168,700
Logan$164,900
Kentucky$205,600
United States$332,700
Typical monthly rent
Russellville$738
Logan$751
Kentucky$967
United States$1,413
Typical yearly household income
Russellville$45,484
Logan$60,382
Kentucky$63,726
United States$80,734
See the full table
Russellville next to Logan County and Kentucky
Measure
Russellville
Logan County
Kentucky
U.S.
Typical home value
$168,700 ▲2% above the county
$164,900
$205,600
$332,700
Typical monthly rent
$738
$751
$967
$1,413
Typical yearly household income
$45,484 ▼25% below the county
$60,382
$63,726
$80,734
Households that own their home
56% ▼18 points below the county
74%
68%
65%
Typical yearly property tax
$1,360 ▲35% above the county
$1,010
$1,544
$3,119
Effective property tax rate
0.81% ▲0.2 points above the county
0.61%
0.75%
0.94%
Renters with high rent for their income
35% ▼3 points below the county
38%
45%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Logan County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Russellville
For a typical $168,700 home in Russellville, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Russellville's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$1,381a month
Least cash to close
Down payment
$5,905
Cash to close
$10,966
Rate
7.18%
Mortgage insurance
FHA MIP · $75
Conventional, 5% down$1,350a month
Down payment
$8,435
Cash to close
$13,496
Rate
7.18%
Mortgage insurance
PMI · $80
Conventional, 20% down, no PMI$1,098a month
Down payment
$33,740
Cash to close
$38,801
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,254a month
Down payment
$25,305
Cash to close
$30,366
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Russellville
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$1,381
$5,905
$165,644
7.18%
FHA MIP · $75
$10,966
580
Conventional, 5% down
$1,350
$8,435
$160,265
7.18%
PMI · $80
$13,496
620*
Conventional, 20% down, no PMI
$1,098
$33,740
$134,960
7.18%
None
$38,801
620*
ITIN, 15% down (example)
$1,254
$25,305
$143,395
8.18%
None
$30,366
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Russellville is $738 a month: about the same as the county. In Russellville, 35% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Logan County, by unit size. To pay the 2-bedroom one ($913 a month) without spending more than 30% of your income, you would need to earn $17.56 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Logan County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$652
$12.54
$26,080
1 bedroom
$698
$13.42
$27,920
2 bedrooms
$913
$17.56
$36,520
3 bedrooms
$1,180
$22.69
$47,200
4 bedrooms
$1,276
$24.54
$51,040
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Russellville
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Russellville is in ZIP code 42276.
For 2 bedrooms it is $950: $37 more than the fair market rent for Logan County ($913).
Fair market rent by ZIP code and size in Russellville, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
42276
$680
$790
$950
$1,270
$1,330
ZIP code2 bd3 bd
42276 $950$1,270
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Russellville when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
HUD lists 6 buildings with rents for lower incomes in Russellville. These are the largest.
Twinbrooks941 Hicks St, Russellville 42276170 low-income homes · Run by Housing Authority of Russellville · Average payment: $407 a month · Average wait: 5 months(270) 726-7579
Robinwood Park260 Highland Lick Rd, Russellville 4227681 low-income homes · For families(270) 726-7859
Southern Villa ApartmentsHighland Lick RD., Russellville 4227632 low-income homes · 1 bd: 8 · 2 bd: 24 · In service since 1998 · For families
Logan Heights ApartmentsW. Ninth ST., Russellville 4227624 low-income homes · 1 bd: 12 · 2 bd: 12 · In service since 1994
Russellville Senior Housing108 Boyles Dr, Russellville 4227620 low-income homes · For older adults(270) 726-1141
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Logan County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Russellville or Logan County. The ones below are statewide in Kentucky: they work in Russellville the same as in the rest of the state.
Kentucky state corporation loan of up to $12,500 for the down payment and closing costs, repaid over 15 years as a second loan, for buyers who take a KHC mortgage.Offered by Kentucky Housing Corporation (KHC).
The HUD-approved agencies closest to the center of Russellville, in a straight line, nearest first. If one says it serves in Spanish, its card says so.
KL
Kentucky Legal Aid
1700 Destiny Ln, Bowling Green · 26 miles away · Spanish
No legal help resource on our list is for Russellville or Logan County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Russellville and all of Logan County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Russellville?
The typical home value in Russellville is $168,700, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Logan County it is $164,900.
How much does it cost to rent in Russellville?
Typical rent in Russellville is $738 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Logan County is $913.
What is the FHA loan limit in Russellville?
Russellville uses the FHA limit for all of Logan County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Russellville?
The typical homeowner in Russellville pays $1,360 a year, according to the U.S. Census Bureau. That is 0.81% of the home’s value; in Logan County, the rate is 0.61%.
Where can I find free help to buy or rent in Russellville?
We found no HUD-approved counseling agencies with an office in Logan County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
