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City · 11,356 residents · Christian County, Kentucky

Fort Campbell North , Kentucky

In Fort Campbell North, typical rent is $1,529 a month. Compared with all of Christian County, typical rent is 47% higher and typical household income is 6% higher.

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  • Typical rent

    $1,529a month

    47% above the county

    58% above Kentucky

    • Fort Campbell North
    • Christian
    • Kentucky

  • Typical household income

    $58,933a year

    6% above the county

    8% below Kentucky

    • Fort Campbell North
    • Christian
    • Kentucky

Source: U.S. Census Bureau, Average 2020–2024

Fort Campbell North is in Christian County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Christian County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Fort Campbell North apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Russellville, the typical rent is $738: 52% less than in Fort Campbell North ($1,529).

  2. Fort Campbell North has the 3rd highest typical rent of the 85 cities in Kentucky with more than 5,000 people ($1,529).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Fort Campbell North

What homes there are in Fort Campbell North, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

Homes here are varied: attached houses (townhouses) are 45% of them, more than in Christian County (5%), and no kind reaches half.

Year built

Here half of the homes date from 1989 or later; in Christian County, from 1983 or later.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The Census does not compare Fort Campbell North with 2015–2019 because its boundaries changed. In Christian County, over that time, the typical home value rose 48%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureFort Campbell NorthChristian CountyKentuckyUnited States
Rental vacancy Unreliable estimate4.5%4.6%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate0.9%0.9%
More than one person per room Unreliable estimate2.8%2.0%3.4%
People per household 3.152.622.432.53
Drive alone 58%75%77%69%
Carpool 9%11%9%9%
Public transit Unreliable estimateUnreliable estimate1%3%
Walk or bike 29%8%2%3%
Work from home Unreliable estimate5%10%15%
Other means Unreliable estimate1%1%2%
Typical commute Unreliable estimate10 to 19 minutes20 to 29 minutes20 to 29 minutes

On average, a household in Fort Campbell North has 3.15 people, more than in Christian County (2.62).

Many here get to work on foot or by bike: 29%, more than in Christian County (8%).

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Fort Campbell North?

The Census Bureau publishes no typical home value or typical household income for Fort Campbell North, so we don't measure how heavy the payment is. Enter your own numbers in the calculator. The Census Bureau publishes no typical home value for Fort Campbell North, so the calculator starts with the one for Christian County: $173,600. The rate is Freddie Mac’s weekly average (7.18%, November 5, 2026); yours may be different. The FHA and conventional loan limits are those of all of Christian County. Change the price, the down payment or the loan type and see how your payment changes.

The calculator's FHA and conventional loan limits are those of all of Christian County.

Your numbers

Local data
$

Starts at the typical home value in Fort Campbell North. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $6,076 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,398

at 7.18% · 30 years

Loan amount
$170,456
Total interest
$245,246
Paid off in
November 2056

Includes $2,932 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,375 a month

  • Tight

    $1,375 to $1,768 a month

    Your payment · 28%

  • Hard

    more than $1,768 a month

Compared with the typical household income in Fort Campbell North ($58,933 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,398
Principal & interest$1,155
Property tax$94
Home insurance$72
FHA mortgage insurance (MIP)$77

You need at least $6,076 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Fort Campbell North and Christian County

Fort Campbell North is in Christian County, Kentucky. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Fort Campbell North's own numbers

Typical monthly rent
$1,529
Typical yearly household income
$58,933

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Christian County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,307
Price change over 5 years (FHFA)
+65%
Homes in a high flood-risk zone
2.5%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Christian County.

Everything about Christian County

Buying

Buying a home in Fort Campbell North

The Census Bureau publishes no typical home value for Fort Campbell North. Below are the numbers for Christian County.

How prices have changed in Christian County

According to FHFA’s house price index, home prices in Christian County rose 95% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Christian County.

Period County Kentucky U.S.
Last year (2025) +6.4% +3.9% +2.9%
5 years (2020–2025) +65% +50% +47%
10 years (2015–2025) +95% +84% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Fort Campbell North next to Christian County, Kentucky and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical monthly rent
  • Fort Campbell North $1,529
  • Christian $1,040
  • Kentucky $967
  • United States $1,413
Typical yearly household income
  • Fort Campbell North $58,933
  • Christian $55,494
  • Kentucky $63,726
  • United States $80,734
See the full table
Fort Campbell North next to Christian County and Kentucky
Measure Fort Campbell North Christian County Kentucky U.S.
Typical monthly rent $1,529 $1,040 $967 $1,413
Typical yearly household income $58,933 $55,494 $63,726 $80,734
Renters with high rent for their income 50% 46% 45% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Christian County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Fort Campbell North

The Census Bureau publishes no typical home value for Fort Campbell North, so we don't build this table. You can enter the price you're looking for in the calculator above.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Fort Campbell North and for Christian County.

Property tax

Data not available for this place

What Kentucky publishes Homestead exemption for owners 65 or older or totally disabled (Kentucky Department of Revenue)

Exemptions and deadlines in Kentucky

Flood risk in Christian County

FEMA does not publish these numbers by city: they are for all of Christian County.

Homes in the high-risk zone
2.5%
619
Of those, with NFIP insurance
46%
County Kentucky U.S.
Homes in the high-risk zone 2.5% 3.5% 3.5%
Of those, with NFIP insurance 46% 19% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Fort Campbell North

Typical rent in Fort Campbell North is $1,529 a month: 47% above the county. In Fort Campbell North, 50% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Christian County, by unit size. To pay the 2-bedroom one ($1,307 a month) without spending more than 30% of your income, you would need to earn $25.13 an hour working full time.

HUD fair market rent for all of Christian County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,061 $20.40 $42,440
1 bedroom $1,068 $20.54 $42,720
2 bedrooms $1,307 $25.13 $52,280
3 bedrooms $1,786 $34.35 $71,440
4 bedrooms $2,185 $42.02 $87,400

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Fort Campbell North

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Fort Campbell North is in ZIP code 42223.

For 2 bedrooms it is $1,570: $263 more than the fair market rent for Christian County ($1,307).

  • 42223 $1,570$2,150

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Fort Campbell North when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in Fort Campbell North

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There is 1 HUD-approved agency with an office in Christian County; 1 says it serves in Spanish.

An older man and his daughter go over papers with a professional.

HUD counseling is free or low-cost

Assistance programs in Fort Campbell North

No down payment, repair or rent-help program on our list is for Fort Campbell North or Christian County. The ones below are statewide in Kentucky: they work in Fort Campbell North the same as in the rest of the state.

Which programs do I qualify for? All programs in Kentucky

  • KHC Down Payment Assistance (DPA)

    Statewide in Kentucky

    Kentucky state corporation loan of up to $12,500 for the down payment and closing costs, repaid over 15 years as a second loan, for buyers who take a KHC mortgage. Offered by Kentucky Housing Corporation (KHC).

    Repayable

    See the program Official page

Housing counselors near Fort Campbell North

The HUD-approved agencies closest to the center of Fort Campbell North, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Kentucky Legal Aid, Incorporated

    401 W 9th St Ste D, Hopkinsville · 14 miles away · Spanish

    • Mortgage delinquency and default
    • Pre-purchase counseling
    • and 1 more
    (270) 782-5740

  • Kentucky Legal Aid, Incorporated

    100 South Railroad Street, # 120, Madisonville · 46 miles away · Spanish

    • Mortgage delinquency and default
    • Pre-purchase counseling
    • and 1 more
    (270) 782-5740

  • Kentucky Legal Aid

    1700 Destiny Ln, Bowling Green · 60 miles away · Spanish

    • Mortgage delinquency and default
    • Home improvement and repairs
    • and 3 more
    (270) 782-1924

Every agency in Christian County All counseling agencies in Kentucky

Help in Spanish near Fort Campbell North

3 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Fort Campbell North

In HUD’s record, no housing authority with an office in Christian County is named for Fort Campbell North or Christian County.

One other authority has an office in Christian County: see the list Source: HUD

Cities

Other cities in Christian County

These cities are also in Christian County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Christian County Housing in Kentucky

Nearby cities

The cities closest to Fort Campbell North, with the typical home value.

Neighboring counties

If Christian County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Fort Campbell North.

All guides
A family walks a boardwalk trail in the forest; one of them uses a wheelchair.

Questions

Housing questions about Fort Campbell North

Short answers with the numbers for Fort Campbell North and all of Christian County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does it cost to rent in Fort Campbell North?

Typical rent in Fort Campbell North is $1,529 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Christian County is $1,307.

What is the FHA loan limit in Fort Campbell North?

Fort Campbell North uses the FHA limit for all of Christian County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

Where can I find free help to buy or rent in Fort Campbell North?

There is 1 HUD-approved counseling agency with an office in Christian County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).