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City · 11,379 residents · Allen County, Indiana

Huntertown , Indiana

In Huntertown, a typical home is worth $298,200 and typical rent is $1,550 a month. Compared with all of Allen County, typical household income is 55% higher, typical rent is 52% higher, and the share of households that own their home is 23 points higher.

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  • Typical home value

    $298,200

    39% above the county

    37% above Indiana

    • Huntertown
    • Allen
    • Indiana

  • Typical rent

    $1,550a month

    52% above the county

    46% above Indiana

    • Huntertown
    • Allen
    • Indiana

  • Typical household income

    $109,432a year

    55% above the county

    52% above Indiana

    • Huntertown
    • Allen
    • Indiana

  • Households that own their home

    92%

    23 points above the county

    21 points above Indiana

    • Huntertown
    • Allen
    • Indiana

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$352,084
3.4% more than 12 months ago

From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).

Huntertown is in Allen County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Allen County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Huntertown apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Kendallville, the typical home value is $133,200: 55% less than in Huntertown ($298,200).

  2. 92% of households in Huntertown own their home, against 69% in Allen County.

  3. The typical household income in Huntertown is $109,432, 55% more than in Allen County as a whole ($70,737).

  4. Nearby, in Kendallville, the typical rent is $821: 47% less than in Huntertown ($1,550).

  5. The typical rent in Huntertown is $1,550 a month, 52% more than in Allen County as a whole ($1,021).

  6. The typical home in Huntertown is worth $298,200, 39% more than in Allen County as a whole ($214,900).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Huntertown

What homes there are in Huntertown, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

Detached houses, standing on their own, make up 93% of homes here, against 73% in Allen County.

Year built

Here half of the homes date from 2011 or later; in Allen County, from 1976 or later.

In Huntertown, 89% of homes have 3 bedrooms or more, more than in Allen County (68%).

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$1,601 a month

Allen County: $1,346 a month

Without a mortgage

$523 a month

Allen County: $513 a month

Owners with a mortgage

82%

Allen County: 64%

In Huntertown, 82% of owners have a mortgage, and their typical cost is $1,601 a month, against $1,346 in Allen County. Without one it drops to $523.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The typical home value in Huntertown rose 77% since 2015–2019, more than in Allen County (66%).

The typical rent in Huntertown stayed about the same over that time: the difference is within the Census margin of error.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureHuntertownAllen CountyIndianaUnited States
Rental vacancy Unreliable estimate5.0%5.6%5.5%
Homeowner vacancy Unreliable estimate0.6%0.8%0.9%
More than one person per room Unreliable estimate1.8%1.8%3.4%
People per household 3.012.472.462.53
Drive alone 78%78%76%69%
Carpool Unreliable estimate10%9%9%
Public transit Unreliable estimate1%1%3%
Walk or bike Unreliable estimate2%2%3%
Work from home 14%9%11%15%
Other means Unreliable estimate1%1%2%
Typical commute Unreliable estimateUnreliable estimate20 to 29 minutes20 to 29 minutes

Households in Huntertown are bigger: 3.01 people on average; in Allen County, 2.47.

Working from home is more common in Huntertown: 14%, against 9% in Allen County.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Huntertown?

A typical home is within reach of the typical income

We start with a typical home in Huntertown, worth $298,200, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 26% of the typical household income in Huntertown, which is $109,432 a year.

The calculator's FHA and conventional loan limits are those of all of Allen County.

Your numbers

Local data
$

Starts at the typical home value in Huntertown. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $10,437 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$2,411

at 7.18% · 30 years

Loan amount
$292,799
Total interest
$421,269
Paid off in
November 2056

Includes $5,036 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $2,553 a month

    Your payment · 26%

  • Tight

    $2,553 to $3,283 a month

  • Hard

    more than $3,283 a month

Compared with the typical household income in Huntertown ($109,432 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$2,411
Principal & interest$1,984
Property tax$172
Home insurance$124
FHA mortgage insurance (MIP)$132

You need at least $10,437 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Huntertown and Allen County

Huntertown is in Allen County, Indiana. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Huntertown's own numbers

Typical home value
$298,200
Typical monthly rent
$1,550
Typical yearly household income
$109,432
Households that own their home
92%
Effective property tax rate
0.69%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Allen County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,248
Price change over 5 years (FHFA)
+66%
Homes in a high flood-risk zone
1.6%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Allen County.

Everything about Allen County

Buying

Buying a home in Huntertown

A typical home in Huntertown is worth $298,200: 39% above the county and 37% above Indiana. With the typical household income in Huntertown ($109,432 a year), a typical home costs 2.7 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Huntertown 2.7 years
  • Allen 3.0 years
  • Indiana 3.0 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Allen County

According to FHFA’s house price index, home prices in Allen County rose 125% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Allen County.

Period County Indiana U.S.
Last year (2025) +3.7% +4.3% +2.9%
5 years (2020–2025) +66% +53% +47%
10 years (2015–2025) +125% +95% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Huntertown next to Allen County, Indiana and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Huntertown $298,200
  • Allen $214,900
  • Indiana $218,200
  • United States $332,700
Typical monthly rent
  • Huntertown $1,550
  • Allen $1,021
  • Indiana $1,062
  • United States $1,413
Typical yearly household income
  • Huntertown $109,432
  • Allen $70,737
  • Indiana $71,957
  • United States $80,734
See the full table
Huntertown next to Allen County and Indiana
Measure Huntertown Allen County Indiana U.S.
Typical home value $298,200 $214,900 $218,200 $332,700
Typical monthly rent $1,550 $1,021 $1,062 $1,413
Typical yearly household income $109,432 $70,737 $71,957 $80,734
Households that own their home 92% 69% 71% 65%
Typical yearly property tax $2,052 $1,689 $1,614 $3,119
Effective property tax rate 0.69% 0.79% 0.74% 0.94%
Renters with high rent for their income 58% 46% 48% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Allen County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Huntertown

For a typical $298,200 home in Huntertown, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Huntertown's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $2,411a month

    Least cash to close
    Down payment
    $10,437
    Cash to close
    $19,383
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $132

  • Conventional, 5% down $2,356a month

    Down payment
    $14,910
    Cash to close
    $23,856
    Rate
    7.18%
    Mortgage insurance
    PMI · $142

  • Conventional, 20% down, no PMI $1,912a month

    Down payment
    $59,640
    Cash to close
    $68,586
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $2,187a month

    Down payment
    $44,730
    Cash to close
    $53,676
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Huntertown and for Allen County.

Property tax

Effective rate in Huntertown

0.69%of the home’s value each year

$2,052 a year for the typical owner in Huntertown.

  • Huntertown 0.69%
  • Allen 0.79%
  • Indiana 0.74%

What Indiana publishes Homestead standard deduction: the amount drops each year (Indiana Department of Local Government Finance (DLGF), Form HC10)

Exemptions and deadlines in Indiana

Flood risk in Allen County

FEMA does not publish these numbers by city: they are for all of Allen County.

Homes in the high-risk zone
1.6%
2,172
Of those, with NFIP insurance
16%
County Indiana U.S.
Homes in the high-risk zone 1.6% 2.3% 3.5%
Of those, with NFIP insurance 16% 17% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Huntertown

Typical rent in Huntertown is $1,550 a month: 52% above the county. In Huntertown, 58% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Allen County, by unit size. To pay the 2-bedroom one ($1,248 a month) without spending more than 30% of your income, you would need to earn $24.00 an hour working full time.

HUD fair market rent for all of Allen County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,025 $19.71 $41,000
1 bedroom $1,026 $19.73 $41,040
2 bedrooms $1,248 $24.00 $49,920
3 bedrooms $1,534 $29.50 $61,360
4 bedrooms $1,679 $32.29 $67,160

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Huntertown

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Huntertown has 3 ZIP codes with their own.

For 2 bedrooms it runs from $1,510 in 46748 to $1,740 in 46845.

3 of the 3 are above the fair market rent for Allen County ($1,248).

  • 46748 $1,510$1,870
  • 46818 $1,570$1,930
  • 46845 $1,740$2,140

3 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Huntertown when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Huntertown

HUD lists one building with rents for lower incomes in Huntertown.

  • Cameron Crossing 15079 Carmel Ln, Huntertown 46748 60 low-income homes · 1 bd: 8 · 2 bd: 16 · 3 bd: 32 · 4 bd: 4 · In service since 2011 · For families

See all 64 buildings in Allen County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Huntertown

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Allen County. The nearest ones are below; many serve by phone or online.

A young woman and a young man point to a line in their notes beside a laptop in a library.

HUD counseling is free or low-cost

Assistance programs in Huntertown

No down payment, repair or rent-help program on our list is for Huntertown or Allen County. The ones below are statewide in Indiana: they work in Huntertown the same as in the rest of the state.

Which programs do I qualify for? All programs in Indiana

  • Next Home

    Statewide in Indiana

    Indiana state agency program with down payment assistance of 2.5% or 3.5% of the price, alongside a 30-year FHA or conventional mortgage. Offered by Indiana Housing and Community Development Authority (IHCDA).

    Type not stated

    See the program Official page

  • First Step

    Statewide in Indiana

    Indiana state agency 30-year FHA or conventional mortgage for first-time buyers (or homes in designated areas), with down payment assistance as a second mortgage with no interest or payments, repaid when the first mortgage ends. Offered by Indiana Housing and Community Development Authority (IHCDA).

    Deferred

    See the program Official page

Housing counselors near Huntertown

The HUD-approved agencies closest to the center of Huntertown, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Lacasa of Goshen, Inc.

    202 N Cottage Ave, Goshen · 43 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 6 more
    574-533-4450x72

  • The Affordable Housing Corporation of Marion, Indiana

    812 S Washington St, Marion · 53 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 8 more
    (765) 662-1574

  • Lacasa of Goshen Inc - Branch Office

    516 S Main St, Elkhart · 53 miles away · Spanish

    • Budget and financial counseling
    • Budget and credit workshops
    • and 3 more
    (574) 533-4450

All counseling agencies in Indiana

Help in Spanish near Huntertown

2 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Huntertown

In HUD’s record, no housing authority with an office in Allen County is named for Huntertown or Allen County.

2 other authorities have an office in Allen County: see the list Source: HUD

Cities

Other cities in Allen County

These cities are also in Allen County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Allen County Housing in Indiana

Nearby cities

The cities closest to Huntertown, with the typical home value.

Neighboring counties

If Allen County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Huntertown.

All guides
Three generations of a family gather on the porch of their home.

Questions

Housing questions about Huntertown

Short answers with the numbers for Huntertown and all of Allen County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Huntertown?

The typical home value in Huntertown is $298,200, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Allen County it is $214,900.

How much does it cost to rent in Huntertown?

Typical rent in Huntertown is $1,550 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Allen County is $1,248.

What is the FHA loan limit in Huntertown?

Huntertown uses the FHA limit for all of Allen County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Huntertown?

The typical homeowner in Huntertown pays $2,052 a year, according to the U.S. Census Bureau. That is 0.69% of the home’s value; in Allen County, the rate is 0.79%.

Where can I find free help to buy or rent in Huntertown?

We found no HUD-approved counseling agencies with an office in Allen County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).