In Angola, a typical home is worth $205,400 and typical rent is $933 a month. Compared with all of Steuben County, typical household income is 14% lower and the share of households that own their home is 21 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $241,808 to $309,648.
Typical rent
$1,090a month
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Angola is in Steuben County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Steuben County. See the county
What this place has that others do not, from public data, most unusual first.
1
59% of households in Angola own their home, against 79% in Steuben County.
2
Nearby, in Kendallville, the typical home value is $133,200: 35% less than in Angola ($205,400).
3
According to Zillow, in the 12 months to September 2026 the typical home value in Angola rose 6.5%; in Indiana, it rose 2.9%.
Sources: U.S. Census Bureau (Average 2020–2024); Zillow (September 2026 data). Zillow data
The homes here
Housing in Angola
What homes there are in Angola, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Angola
Steuben County
Indiana
United States
Kind of home: Angola and its comparisons
Measure
Angola
Steuben County
Indiana
United States
Detached house
58%
77%
73%
61%
Attached house
7%
2%
4%
6%
Building of 2 to 4
11%
4%
6%
8%
Apartments (5 or more)
19%
4%
13%
19%
Mobile home
Unreliable estimate
14%
4%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
The detached house is still the most common home in Angola, but it weighs less than in Steuben County: 58% against 77%.
Year built
Before 19601960–19791980–19992000–20092010 or later
Angola
Steuben County
Indiana
United States
Year built: Angola and its comparisons
Measure
Angola
Steuben County
Indiana
United States
Before 1960
27%
29%
31%
26%
1960–1979
19%
21%
24%
24%
1980–1999
26%
29%
23%
25%
2000–2009
16%
13%
12%
14%
2010 or later
11%
9%
10%
11%
By age, homes in Angola look like those in Steuben County: the typical year built is 1983.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200K39%
$200K–$300K34%
$300K–$500K16%
$500K–$750KUnreliable
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Angola and its comparisons
Measure
Angola
Under $100K
Unreliable estimate
$100K–$200K
39%
$200K–$300K
34%
$300K–$500K
16%
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable estimate
$1M or more
Unreliable
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$99947%
$1,000–$1,49937%
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Angola and its comparisons
Measure
Angola
Under $500
Unreliable estimate
$500–$999
47%
$1,000–$1,499
37%
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable estimate
With a mortgage
$1,219 a month
Steuben County: $1,305 a month
Without a mortgage
$478 a month
Steuben County: $470 a month
Owners with a mortgage
60%
Steuben County: 58%
Owning costs less in Angola: with a mortgage, the typical cost is $1,219 a month; in Steuben County, $1,305. Without one, $478.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Angola+57%
Steuben County+45%
Indiana+54%
United States+53%
Typical rent
Angola+23%
Steuben County+19%
Indiana+29%
United States+33%
Typical household income
Angola+35%
Steuben County+29%
Indiana+28%
United States+29%
Change since 2015–2019: Angola and its comparisons
Measure
Angola
Steuben County
Indiana
United States
Typical home value
+57%
+45%
+54%
+53%
Typical rent
+23%
+19%
+29%
+33%
Typical household income
+35%
+29%
+28%
+29%
The typical home value in Angola rose 57% since 2015–2019, more than in Steuben County (45%).
Since 2015–2019, the typical rent in Angola rose 23%, more than in Steuben County (19%).
To compare: typical income in Angola rose 35%; the home, +57%; the rent, +23%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Angola and its comparisons
Measure
Angola
Steuben County
Indiana
United States
Rental vacancy
Unreliable estimate
Unreliable estimate
5.6%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
0.8%
0.9%
More than one person per room
Unreliable estimate
1.6%
1.8%
3.4%
People per household
2.27
2.37
2.46
2.53
Drive alone
72%
82%
76%
69%
Carpool
11%
8%
9%
9%
Public transit
Unreliable estimate
Unreliable estimate
1%
3%
Walk or bike
9%
3%
2%
3%
Work from home
5%
6%
11%
15%
Other means
Unreliable estimate
Unreliable estimate
1%
2%
Typical commute
Unreliable estimate
10 to 19 minutes
20 to 29 minutes
20 to 29 minutes
A household in Angola has 2.27 people on average, about the same as in Steuben County (2.37).
Many here get to work on foot or by bike: 9%, more than in Steuben County (3%).
Do the math
What would you pay each month for a home in Angola?
A typical home is tight for the typical income
We start with a typical home in Angola, worth $205,400, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 31% of the typical household income in Angola, which is $64,540 a year. For that payment to be 28% of income, a household would need to earn about $71,250 a year.
The calculator's FHA and conventional loan limits are those of all of Steuben County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Angola. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $7,189 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$1,663
at 7.18% · 30 years
Loan amount
$201,680
Total interest
$290,170
Paid off in
November 2056
Includes $3,469 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,506 a month
Tight
$1,506 to $1,936 a month
Your payment · 31%
Hard
more than $1,936 a month
Compared with the typical household income in Angola ($64,540 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,366
Property tax
$120
Home insurance
$86
FHA mortgage insurance (MIP)
$91
You need at least $7,189 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $1,663; principal and interest $1,366.
The city and its county
Angola and Steuben County
Angola is in Steuben County, Indiana. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Angola
Map of Steuben County, Indiana, with Angola marked. Around it, the neighboring counties.
Angola
Steuben County
Angola's own numbers
Typical home value
$205,400
Typical monthly rent
$933
Typical yearly household income
$64,540
Households that own their home
59%
Effective property tax rate
0.7%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Steuben County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,102
Price change over 5 years (FHFA)
+60%
Homes in a high flood-risk zone
3.7%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Steuben County.
A typical home in Angola is worth $205,400: 5% below the county and 6% below Indiana. With the typical household income in Angola ($64,540 a year), a typical home costs 3.2 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Angola3.2 years
Steuben2.9 years
Indiana3.0 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Steuben County
According to FHFA’s house price index, home prices in Steuben County rose 105% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Steuben County.
Yearly change in FHFA’s price index in Steuben County, 2016 to 2025
2016: +4.3% +4.3% 2016
2017: +6.0% +6.0% 2017
2018: +5.8% +5.8% 2018
2019: +5.5% +5.5% 2019
2020: +3.9% +3.9% 2020
2021: +12.0% +12.0% 2021
2022: +11.9% +11.9% 2022
2023: +9.1% +9.1% 2023
2024: +9.7% +9.7% 2024
2025: +6.9% +6.9% 2025
Change in FHFA’s price index in Steuben County, Indiana and the United States
Period
County
Indiana
U.S.
Last year (2025)
+6.9%
+4.3%
+2.9%
5 years (2020–2025)
+60%
+53%
+47%
10 years (2015–2025)
+105%
+95%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Angola next to Steuben County, Indiana and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Angola$205,400
Steuben$216,200
Indiana$218,200
United States$332,700
Typical monthly rent
Angola$933
Steuben$933
Indiana$1,062
United States$1,413
Typical yearly household income
Angola$64,540
Steuben$74,911
Indiana$71,957
United States$80,734
See the full table
Angola next to Steuben County and Indiana
Measure
Angola
Steuben County
Indiana
U.S.
Typical home value
$205,400 ▼5% below the county
$216,200
$218,200
$332,700
Typical monthly rent
$933
$933
$1,062
$1,413
Typical yearly household income
$64,540 ▼14% below the county
$74,911
$71,957
$80,734
Households that own their home
59% ▼21 points below the county
79%
71%
65%
Typical yearly property tax
$1,433 ▲15% above the county
$1,242
$1,614
$3,119
Effective property tax rate
0.7% ▲0.13 points above the county
0.57%
0.74%
0.94%
Renters with high rent for their income
48% ▲3 points above the county
45%
48%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Steuben County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Angola
For a typical $205,400 home in Angola, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Angola's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$1,662a month
Least cash to close
Down payment
$7,189
Cash to close
$13,351
Rate
7.18%
Mortgage insurance
FHA MIP · $91
Conventional, 5% down$1,625a month
Down payment
$10,270
Cash to close
$16,432
Rate
7.18%
Mortgage insurance
PMI · $98
Conventional, 20% down, no PMI$1,319a month
Down payment
$41,080
Cash to close
$47,242
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,508a month
Down payment
$30,810
Cash to close
$36,972
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Angola
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$1,662
$7,189
$201,680
7.18%
FHA MIP · $91
$13,351
580
Conventional, 5% down
$1,625
$10,270
$195,130
7.18%
PMI · $98
$16,432
620*
Conventional, 20% down, no PMI
$1,319
$41,080
$164,320
7.18%
None
$47,242
620*
ITIN, 15% down (example)
$1,508
$30,810
$174,590
8.18%
None
$36,972
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Angola is $933 a month: about the same as the county. In Angola, 48% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Steuben County, by unit size. To pay the 2-bedroom one ($1,102 a month) without spending more than 30% of your income, you would need to earn $21.19 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Steuben County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$837
$16.10
$33,480
1 bedroom
$842
$16.19
$33,680
2 bedrooms
$1,102
$21.19
$44,080
3 bedrooms
$1,415
$27.21
$56,600
4 bedrooms
$1,448
$27.85
$57,920
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Angola
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Angola is in ZIP code 46703.
For 2 bedrooms it is $1,070: $32 less than the fair market rent for Steuben County ($1,102).
Fair market rent by ZIP code and size in Angola, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
46703
$810
$820
$1,070
$1,370
$1,410
ZIP code2 bd3 bd
46703 $1,070$1,370
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Angola when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
HUD lists 5 buildings with rents for lower incomes in Angola. These are the largest.
Elliott Manor617 Williams St, Angola 46703188 homes, 184 low-income · Run by Housing Authority of the City of Angola · Average payment: $473 a month · Average wait: 5 months(260) 665-9741
Lakeland Apartments201 Fox Lake Rd, Angola 4670371 homes, 70 low-income · For older adults(260) 665-9491
Northcrest Apts I810 Regency Ct, Angola 4670328 homes, 25 low-income · 2 bd: 14 · 3 bd: 14 · In service since 2002
Northcrest Apts II810 Regency Ct, Angola 4670328 homes, 25 low-income · 1 bd: 4 · 2 bd: 12 · 3 bd: 12 · In service since 2002
Pioneer Lodge II1418 Beckland Dr, Angola 467036 low-income homes · For people with disabilities(260) 668-7198
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Steuben County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Angola or Steuben County. The ones below are statewide in Indiana: they work in Angola the same as in the rest of the state.
Indiana state agency program with down payment assistance of 2.5% or 3.5% of the price, alongside a 30-year FHA or conventional mortgage.Offered by Indiana Housing and Community Development Authority (IHCDA).
Indiana state agency 30-year FHA or conventional mortgage for first-time buyers (or homes in designated areas), with down payment assistance as a second mortgage with no interest or payments, repaid when the first mortgage ends.Offered by Indiana Housing and Community Development Authority (IHCDA).
No legal help resource on our list is for Angola or Steuben County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Angola and all of Steuben County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Angola?
The typical home value in Angola is $205,400, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Steuben County it is $216,200.
How much does it cost to rent in Angola?
Typical rent in Angola is $933 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Steuben County is $1,102.
What is the FHA loan limit in Angola?
Angola uses the FHA limit for all of Steuben County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Angola?
The typical homeowner in Angola pays $1,433 a year, according to the U.S. Census Bureau. That is 0.7% of the home’s value; in Steuben County, the rate is 0.57%.
Where can I find free help to buy or rent in Angola?
We found no HUD-approved counseling agencies with an office in Steuben County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
