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City · 16,491 residents · Montgomery County, Indiana

Crawfordsville , Indiana

In Crawfordsville, a typical home is worth $134,000 and typical rent is $857 a month. Compared with all of Montgomery County, typical household income is 23% lower, the typical home value is 22% lower, and the share of households that own their home is 12 points lower.

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  • Typical home value

    $134,000

    22% below the county

    39% below Indiana

    • Crawfordsville
    • Montgomery
    • Indiana

  • Typical rent

    $857a month

    About the same as the county

    19% below Indiana

    • Crawfordsville
    • Montgomery
    • Indiana

  • Typical household income

    $55,033a year

    23% below the county

    24% below Indiana

    • Crawfordsville
    • Montgomery
    • Indiana

  • Households that own their home

    69%

    12 points below the county

    2 points below Indiana

    • Crawfordsville
    • Montgomery
    • Indiana

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$228,443
4% more than 12 months ago
Typical rent
$1,035 a month
4.7% more than 12 months ago

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Crawfordsville is in Montgomery County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Montgomery County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Crawfordsville apart

What this place has that others do not, from public data, most unusual first.

  1. The typical household income in Crawfordsville is $55,033, 23% less than in Montgomery County as a whole ($71,479).

  2. The typical home in Crawfordsville is worth $134,000, 22% less than in Montgomery County as a whole ($171,800).

  3. 69% of households in Crawfordsville own their home, against 80% in Montgomery County.

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Crawfordsville

What homes there are in Crawfordsville, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In Crawfordsville, 6 in 10 homes are single-family detached houses; in Montgomery County, 8.

Year built

The typical year built in Crawfordsville is 1964, about the same as in Montgomery County (1967).

There are fewer big homes in Crawfordsville than in Montgomery County: 48% have 3 bedrooms or more, against 64%.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

At least 98% of owner-occupied homes in Crawfordsville are worth less than $500,000, below the FHA loan limit for Montgomery County ($541,287).

Monthly rent with utilities

With a mortgage

$1,131 a month

Montgomery County: $1,224 a month

Without a mortgage

$472 a month

Montgomery County: $488 a month

Owners with a mortgage

64%

Montgomery County: 65%

The typical cost for an owner with a mortgage in Crawfordsville is $1,131 a month, less than in Montgomery County ($1,224); without one, $472.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Homes in Crawfordsville gained value more slowly than in Montgomery County: 25% since 2015–2019, against 37%.

The typical rent in Crawfordsville rose 33% over the same time; in Montgomery County, it rose 25%.

The typical household income in Crawfordsville rose 25% over that time; home values changed +25% and rent +33%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureCrawfordsvilleMontgomery CountyIndianaUnited States
Rental vacancy Unreliable estimateUnreliable estimate5.6%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate0.8%0.9%
More than one person per room Unreliable estimateUnreliable estimate1.8%3.4%
People per household 2.252.382.462.53
Drive alone 73%78%76%69%
Carpool 15%10%9%9%
Public transit Unreliable estimateUnreliable estimate1%3%
Walk or bike 7%3%2%3%
Work from home 5%7%11%15%
Other means Unreliable estimateUnreliable estimate1%2%
Typical commute 10 to 19 minutesUnreliable estimate20 to 29 minutes20 to 29 minutes

On average, a household in Crawfordsville has 2.25 people, fewer than in Montgomery County (2.38).

More people carpool to work in Crawfordsville than in Montgomery County: 15% against 10%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Crawfordsville?

A typical home is within reach of the typical income

We start with a typical home in Crawfordsville, worth $134,000, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 24% of the typical household income in Crawfordsville, which is $55,033 a year.

The calculator's FHA and conventional loan limits are those of all of Montgomery County.

Your numbers

Local data
$

Starts at the typical home value in Crawfordsville. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $4,690 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$1,094

at 7.18% · 30 years

Loan amount
$131,573
Total interest
$189,303
Paid off in
November 2056

Includes $2,263 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,284 a month

    Your payment · 24%

  • Tight

    $1,284 to $1,651 a month

  • Hard

    more than $1,651 a month

Compared with the typical household income in Crawfordsville ($55,033 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$1,094
Principal & interest$891
Property tax$87
Home insurance$56
FHA mortgage insurance (MIP)$59

You need at least $4,690 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Crawfordsville and Montgomery County

Crawfordsville is in Montgomery County, Indiana. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Crawfordsville's own numbers

Typical home value
$134,000
Typical monthly rent
$857
Typical yearly household income
$55,033
Households that own their home
69%
Effective property tax rate
0.78%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Montgomery County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,046
Price change over 5 years (FHFA)
+55%
Homes in a high flood-risk zone
0.8%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Montgomery County.

Everything about Montgomery County

Buying

Buying a home in Crawfordsville

A typical home in Crawfordsville is worth $134,000: 22% below the county and 39% below Indiana. With the typical household income in Crawfordsville ($55,033 a year), a typical home costs 2.4 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Crawfordsville 2.4 years
  • Montgomery 2.4 years
  • Indiana 3.0 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Montgomery County

According to FHFA’s house price index, home prices in Montgomery County rose 94% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Montgomery County.

Period County Indiana U.S.
Last year (2025) +5.4% +4.3% +2.9%
5 years (2020–2025) +55% +53% +47%
10 years (2015–2025) +94% +95% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Crawfordsville next to Montgomery County, Indiana and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Crawfordsville $134,000
  • Montgomery $171,800
  • Indiana $218,200
  • United States $332,700
Typical monthly rent
  • Crawfordsville $857
  • Montgomery $858
  • Indiana $1,062
  • United States $1,413
Typical yearly household income
  • Crawfordsville $55,033
  • Montgomery $71,479
  • Indiana $71,957
  • United States $80,734
See the full table
Crawfordsville next to Montgomery County and Indiana
Measure Crawfordsville Montgomery County Indiana U.S.
Typical home value $134,000 $171,800 $218,200 $332,700
Typical monthly rent $857 $858 $1,062 $1,413
Typical yearly household income $55,033 $71,479 $71,957 $80,734
Households that own their home 69% 80% 71% 65%
Typical yearly property tax $1,041 $1,116 $1,614 $3,119
Effective property tax rate 0.78% 0.65% 0.74% 0.94%
Renters with high rent for their income 42% 43% 48% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Montgomery County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Crawfordsville

For a typical $134,000 home in Crawfordsville, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Crawfordsville's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $1,094a month

    Least cash to close
    Down payment
    $4,690
    Cash to close
    $8,710
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $59

  • Conventional, 5% down $1,069a month

    Down payment
    $6,700
    Cash to close
    $10,720
    Rate
    7.18%
    Mortgage insurance
    PMI · $64

  • Conventional, 20% down, no PMI $869a month

    Down payment
    $26,800
    Cash to close
    $30,820
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $993a month

    Down payment
    $20,100
    Cash to close
    $24,120
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Crawfordsville and for Montgomery County.

Property tax

Effective rate in Crawfordsville

0.78%of the home’s value each year

$1,041 a year for the typical owner in Crawfordsville.

  • Crawfordsville 0.78%
  • Montgomery 0.65%
  • Indiana 0.74%

What Indiana publishes Homestead standard deduction: the amount drops each year (Indiana Department of Local Government Finance (DLGF), Form HC10)

Exemptions and deadlines in Indiana

Flood risk in Montgomery County

FEMA does not publish these numbers by city: they are for all of Montgomery County.

Homes in the high-risk zone
0.8%
131
Of those, with NFIP insurance
17%
County Indiana U.S.
Homes in the high-risk zone 0.8% 2.3% 3.5%
Of those, with NFIP insurance 17% 17% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Crawfordsville

Typical rent in Crawfordsville is $857 a month: about the same as the county. In Crawfordsville, 42% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Montgomery County, by unit size. To pay the 2-bedroom one ($1,046 a month) without spending more than 30% of your income, you would need to earn $20.12 an hour working full time.

HUD fair market rent for all of Montgomery County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $895 $17.21 $35,800
1 bedroom $900 $17.31 $36,000
2 bedrooms $1,046 $20.12 $41,840
3 bedrooms $1,351 $25.98 $54,040
4 bedrooms $1,459 $28.06 $58,360

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Crawfordsville

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Crawfordsville is in ZIP code 47933.

For 2 bedrooms it is $1,110: $64 more than the fair market rent for Montgomery County ($1,046).

  • 47933 $1,110$1,450

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Crawfordsville when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Crawfordsville

HUD lists 3 buildings with rents for lower incomes in Crawfordsville. These are the largest.

  • Waterford Apartments II 2001 Zelmar Dr, Crawfordsville 47933 180 low-income homes · For older adults (765) 362-6131
  • Shady Knoll Apts II 200 Knoll Cir, Crawfordsville 47933 48 low-income homes · 1 bd: 16 · 2 bd: 16 · 3 bd: 16 · In service since 1994
  • Cloverdale Heights Apartments 2025 Clover Dr, Crawfordsville 47933 100 homes, 20 low-income · For families (765) 362-0608

See all 5 buildings in Montgomery County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Crawfordsville

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Montgomery County. The nearest ones are below; many serve by phone or online.

A man leans over the armchair where a girl is reading a book.

HUD counseling is free or low-cost

Assistance programs in Crawfordsville

No down payment, repair or rent-help program on our list is for Crawfordsville or Montgomery County. The ones below are statewide in Indiana: they work in Crawfordsville the same as in the rest of the state.

Which programs do I qualify for? All programs in Indiana

  • Next Home

    Statewide in Indiana

    Indiana state agency program with down payment assistance of 2.5% or 3.5% of the price, alongside a 30-year FHA or conventional mortgage. Offered by Indiana Housing and Community Development Authority (IHCDA).

    Type not stated

    See the program Official page

  • First Step

    Statewide in Indiana

    Indiana state agency 30-year FHA or conventional mortgage for first-time buyers (or homes in designated areas), with down payment assistance as a second mortgage with no interest or payments, repaid when the first mortgage ends. Offered by Indiana Housing and Community Development Authority (IHCDA).

    Deferred

    See the program Official page

Housing counselors near Crawfordsville

The HUD-approved agencies closest to the center of Crawfordsville, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Habitat for Humanity of Greater Indianapolis

    3135 N Meridian St, Indianapolis · 42 miles away

    • Budget and financial counseling
    • Budget and credit workshops
    • and 2 more
    (317) 777-6084

  • Indianapolis Neighborhood Housing Partnership Homeownership Center at Glendale

    2960 N Meridian St, Indianapolis · 42 miles away

    • Pre-purchase counseling
    • Homebuyer education workshops
    (317) 610-4663

  • Indianapolis Neighborhood Housing Partnership

    2690 N Meridian St, Indianapolis · 42 miles away · Spanish

    • Budget and financial counseling
    • Budget and credit workshops
    • and 2 more
    (317) 610-4663

All counseling agencies in Indiana

Help in Spanish near Crawfordsville

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Crawfordsville

HUD’s record names them for Crawfordsville or Montgomery County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

All housing agencies in Indiana Source: HUD

Cities

Nearby cities

The cities closest to Crawfordsville, with the typical home value.

Everything about Montgomery County Housing in Indiana

Neighboring counties

If Montgomery County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Crawfordsville.

All guides
A mother smiles as she carries her young daughter on her shoulders (black and white).

Questions

Housing questions about Crawfordsville

Short answers with the numbers for Crawfordsville and all of Montgomery County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Crawfordsville?

The typical home value in Crawfordsville is $134,000, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Montgomery County it is $171,800.

How much does it cost to rent in Crawfordsville?

Typical rent in Crawfordsville is $857 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Montgomery County is $1,046.

What is the FHA loan limit in Crawfordsville?

Crawfordsville uses the FHA limit for all of Montgomery County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Crawfordsville?

The typical homeowner in Crawfordsville pays $1,041 a year, according to the U.S. Census Bureau. That is 0.78% of the home’s value; in Montgomery County, the rate is 0.65%.

Where can I find free help to buy or rent in Crawfordsville?

We found no HUD-approved counseling agencies with an office in Montgomery County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).