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City · 31,215 residents · Hendricks County, Indiana

Brownsburg , Indiana

In Brownsburg, a typical home is worth $309,400 and typical rent is $1,486 a month. Home values, rent and income are very close to those of all of Hendricks County.

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  • Typical home value

    $309,400

    About the same as the county

    42% above Indiana

    • Brownsburg
    • Hendricks
    • Indiana

  • Typical rent

    $1,486a month

    3% above the county

    40% above Indiana

    • Brownsburg
    • Hendricks
    • Indiana

  • Typical household income

    $102,235a year

    About the same as the county

    42% above Indiana

    • Brownsburg
    • Hendricks
    • Indiana

  • Households that own their home

    75%

    3 points below the county

    5 points above Indiana

    • Brownsburg
    • Hendricks
    • Indiana

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$357,970
1.4% more than 12 months ago
Typical rent
$1,868 a month
4.6% more than 12 months ago

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Brownsburg is in Hendricks County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Hendricks County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Brownsburg apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Speedway, the typical home value is $228,600: 26% less than in Brownsburg ($309,400).

  2. Nearby, in Speedway, the typical rent is $1,141: 23% less than in Brownsburg ($1,486).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Brownsburg

What homes there are in Brownsburg, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

The detached house is still the most common home in Brownsburg, but it weighs less than in Hendricks County: 76% against 80%.

Year built

Homes in Brownsburg are newer: the typical year built is 2002; in Hendricks County, 1998.

There are fewer big homes in Brownsburg than in Hendricks County: 74% have 3 bedrooms or more, against 77%.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$1,705 a month

Hendricks County: $1,710 a month

Without a mortgage

$642 a month

Hendricks County: $622 a month

Owners with a mortgage

73%

Hendricks County: 71%

Owning costs about the same in Brownsburg as in Hendricks County: with a mortgage, $1,705 a month; without one, $642.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Much as in Hendricks County, the typical home value in Brownsburg rose 58% since 2015–2019.

The typical rent in Brownsburg rose 31% since 2015–2019, about the same as in Hendricks County (34%).

To compare: typical income in Brownsburg rose 30%; the home, +58%; the rent, +31%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureBrownsburgHendricks CountyIndianaUnited States
Rental vacancy Unreliable estimate5.2%5.6%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate0.8%0.9%
More than one person per room Unreliable estimate1.2%1.8%3.4%
People per household 2.732.662.462.53
Drive alone 76%76%76%69%
Carpool 7%7%9%9%
Public transit Unreliable estimateUnreliable estimate1%3%
Walk or bike Unreliable estimate1%2%3%
Work from home 16%15%11%15%
Other means Unreliable estimate1%1%2%
Typical commute 20 to 29 minutes20 to 29 minutes20 to 29 minutes20 to 29 minutes

Much as in Hendricks County, a household in Brownsburg has 2.73 people on average.

To get to work, 76% of workers in Brownsburg drive alone; in Hendricks County, 76%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Brownsburg?

A typical home is tight for the typical income

We start with a typical home in Brownsburg, worth $309,400, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 30% of the typical household income in Brownsburg, which is $102,235 a year. For that payment to be 28% of income, a household would need to earn about $108,431 a year.

The calculator's FHA and conventional loan limits are those of all of Hendricks County.

Your numbers

Local data
$

Starts at the typical home value in Brownsburg. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $10,829 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$2,530

at 7.18% · 30 years

Loan amount
$303,796
Total interest
$437,091
Paid off in
November 2056

Includes $5,225 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $2,385 a month

  • Tight

    $2,385 to $3,067 a month

    Your payment · 30%

  • Hard

    more than $3,067 a month

Compared with the typical household income in Brownsburg ($102,235 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$2,530
Principal & interest$2,058
Property tax$206
Home insurance$129
FHA mortgage insurance (MIP)$137

You need at least $10,829 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Brownsburg and Hendricks County

Brownsburg is in Hendricks County, Indiana. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Brownsburg's own numbers

Typical home value
$309,400
Typical monthly rent
$1,486
Typical yearly household income
$102,235
Households that own their home
75%
Effective property tax rate
0.8%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Hendricks County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,536
Price change over 5 years (FHFA)
+51%
Homes in a high flood-risk zone
0.7%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Hendricks County.

Everything about Hendricks County

Buying

Buying a home in Brownsburg

A typical home in Brownsburg is worth $309,400: about the same as the county and 42% above Indiana. With the typical household income in Brownsburg ($102,235 a year), a typical home costs 3.0 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Brownsburg 3.0 years
  • Hendricks 3.0 years
  • Indiana 3.0 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Hendricks County

According to FHFA’s house price index, home prices in Hendricks County rose 94% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Hendricks County.

Period County Indiana U.S.
Last year (2025) +2.5% +4.3% +2.9%
5 years (2020–2025) +51% +53% +47%
10 years (2015–2025) +94% +95% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Brownsburg next to Hendricks County, Indiana and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Brownsburg $309,400
  • Hendricks $307,600
  • Indiana $218,200
  • United States $332,700
Typical monthly rent
  • Brownsburg $1,486
  • Hendricks $1,436
  • Indiana $1,062
  • United States $1,413
Typical yearly household income
  • Brownsburg $102,235
  • Hendricks $101,144
  • Indiana $71,957
  • United States $80,734
See the full table
Brownsburg next to Hendricks County and Indiana
Measure Brownsburg Hendricks County Indiana U.S.
Typical home value $309,400 $307,600 $218,200 $332,700
Typical monthly rent $1,486 $1,436 $1,062 $1,413
Typical yearly household income $102,235 $101,144 $71,957 $80,734
Households that own their home 75% 78% 71% 65%
Typical yearly property tax $2,465 $2,482 $1,614 $3,119
Effective property tax rate 0.8% 0.81% 0.74% 0.94%
Renters with high rent for their income 51% 47% 48% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Hendricks County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Brownsburg

For a typical $309,400 home in Brownsburg, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Brownsburg's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $2,530a month

    Least cash to close
    Down payment
    $10,829
    Cash to close
    $20,111
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $137

  • Conventional, 5% down $2,473a month

    Down payment
    $15,470
    Cash to close
    $24,752
    Rate
    7.18%
    Mortgage insurance
    PMI · $147

  • Conventional, 20% down, no PMI $2,012a month

    Down payment
    $61,880
    Cash to close
    $71,162
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $2,298a month

    Down payment
    $46,410
    Cash to close
    $55,692
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Brownsburg and for Hendricks County.

Property tax

Effective rate in Brownsburg

0.8%of the home’s value each year

$2,465 a year for the typical owner in Brownsburg.

  • Brownsburg 0.8%
  • Hendricks 0.81%
  • Indiana 0.74%

What Indiana publishes Homestead standard deduction: the amount drops each year (Indiana Department of Local Government Finance (DLGF), Form HC10)

Exemptions and deadlines in Indiana

Flood risk in Hendricks County

FEMA does not publish these numbers by city: they are for all of Hendricks County.

Homes in the high-risk zone
0.7%
386
Of those, with NFIP insurance
18%
County Indiana U.S.
Homes in the high-risk zone 0.7% 2.3% 3.5%
Of those, with NFIP insurance 18% 17% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Brownsburg

Typical rent in Brownsburg is $1,486 a month: 3% above the county. In Brownsburg, 51% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Hendricks County, by unit size. To pay the 2-bedroom one ($1,536 a month) without spending more than 30% of your income, you would need to earn $29.54 an hour working full time.

HUD fair market rent for all of Hendricks County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,187 $22.83 $47,480
1 bedroom $1,336 $25.69 $53,440
2 bedrooms $1,536 $29.54 $61,440
3 bedrooms $1,991 $38.29 $79,640
4 bedrooms $2,425 $46.63 $97,000

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Brownsburg

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Brownsburg is in ZIP code 46112.

For 2 bedrooms it is $1,840: $304 more than the fair market rent for Hendricks County ($1,536).

  • 46112 $1,840$2,390

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Brownsburg when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Brownsburg

HUD lists 3 buildings with rents for lower incomes in Brownsburg. These are the largest.

  • Broadstone Pointe Apts 8121 McLavery Way, Brownsburg 46112 76 low-income homes · 1 bd: 56 · 2 bd: 20 · In service since 2011 · For older adults
  • Commons at Wynne Farms Apts 8144 Redrock Rd E, Brownsburg 46112 70 low-income homes · 1 bd: 22 · 2 bd: 30 · 3 bd: 12 · 4 bd: 6 · In service since 2012 · For families
  • Brownsburg Pointe I 150 Beaumont Cir, Brownsburg 46112 80 homes, 64 low-income · 1 bd: 32 · 2 bd: 28 · 3 bd: 20 · In service since 2001

See all 15 buildings in Hendricks County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Brownsburg

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Hendricks County. The nearest ones are below; many serve by phone or online.

A man leans over the armchair to help a teenage girl with her book.

HUD counseling is free or low-cost

Assistance programs in Brownsburg

No down payment, repair or rent-help program on our list is for Brownsburg or Hendricks County. The ones below are statewide in Indiana: they work in Brownsburg the same as in the rest of the state.

Which programs do I qualify for? All programs in Indiana

  • Next Home

    Statewide in Indiana

    Indiana state agency program with down payment assistance of 2.5% or 3.5% of the price, alongside a 30-year FHA or conventional mortgage. Offered by Indiana Housing and Community Development Authority (IHCDA).

    Type not stated

    See the program Official page

  • First Step

    Statewide in Indiana

    Indiana state agency 30-year FHA or conventional mortgage for first-time buyers (or homes in designated areas), with down payment assistance as a second mortgage with no interest or payments, repaid when the first mortgage ends. Offered by Indiana Housing and Community Development Authority (IHCDA).

    Deferred

    See the program Official page

Housing counselors near Brownsburg

The HUD-approved agencies closest to the center of Brownsburg, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Habitat for Humanity of Greater Indianapolis

    3135 N Meridian St, Indianapolis · 12 miles away

    • Budget and financial counseling
    • Budget and credit workshops
    • and 2 more
    (317) 777-6084

  • Indianapolis Neighborhood Housing Partnership Homeownership Center at Glendale

    2960 N Meridian St, Indianapolis · 12 miles away

    • Pre-purchase counseling
    • Homebuyer education workshops
    (317) 610-4663

  • Indianapolis Neighborhood Housing Partnership

    2690 N Meridian St, Indianapolis · 12 miles away · Spanish

    • Budget and financial counseling
    • Budget and credit workshops
    • and 2 more
    (317) 610-4663

All counseling agencies in Indiana

Help in Spanish near Brownsburg

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Brownsburg

HUD lists no housing authority with an office in Hendricks County. One in a neighboring county or the state’s may serve the area.

All housing agencies in Indiana Source: HUD

Cities

Other cities in Hendricks County

These cities are also in Hendricks County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Hendricks County Housing in Indiana

Nearby cities

The cities closest to Brownsburg, with the typical home value.

Neighboring counties

If Hendricks County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Brownsburg.

All guides
A smiling girl holds up a small mushroom she found on a forest outing.

Questions

Housing questions about Brownsburg

Short answers with the numbers for Brownsburg and all of Hendricks County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Brownsburg?

The typical home value in Brownsburg is $309,400, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Hendricks County it is $307,600.

How much does it cost to rent in Brownsburg?

Typical rent in Brownsburg is $1,486 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Hendricks County is $1,536.

What is the FHA loan limit in Brownsburg?

Brownsburg uses the FHA limit for all of Hendricks County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Brownsburg?

The typical homeowner in Brownsburg pays $2,465 a year, according to the U.S. Census Bureau. That is 0.8% of the home’s value; in Hendricks County, the rate is 0.81%.

Where can I find free help to buy or rent in Brownsburg?

We found no HUD-approved counseling agencies with an office in Hendricks County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).