In Mendota, a typical home is worth $134,100 and typical rent is $773 a month. Compared with all of LaSalle County, typical household income is 29% lower, the typical home value is 17% lower, and the share of households that own their home is 12 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $128,277 to $175,529.
From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).
Mendota is in LaSalle County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of LaSalle County. See the county
What this place has that others do not, from public data, most unusual first.
1
The typical household income in Mendota is $51,632,29% less than in LaSalle County as a whole ($73,045).
2
Nearby, in LaSalle, the typical home value is $113,500: 15% less than in Mendota ($134,100).
3
62% of households in Mendota own their home, against 74% in LaSalle County.
4
The typical home in Mendota is worth $134,100,17% less than in LaSalle County as a whole ($161,900).
5
The typical rent in Mendota is $773 a month, 17% less than in LaSalle County as a whole ($928).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Mendota
What homes there are in Mendota, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Mendota
LaSalle County
Illinois
United States
Kind of home: Mendota and its comparisons
Measure
Mendota
LaSalle County
Illinois
United States
Detached house
68%
79%
58%
61%
Attached house
Unreliable estimate
3%
6%
6%
Building of 2 to 4
17%
8%
12%
8%
Apartments (5 or more)
Unreliable estimate
6%
22%
19%
Mobile home
5%
4%
2%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
The detached house is still the most common home in Mendota, but it weighs less than in LaSalle County: 68% against 79%.
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Mendota
LaSalle County
Illinois
United States
Year built: Mendota and its comparisons
Measure
Mendota
LaSalle County
Illinois
United States
Before 1960
45%
47%
38%
26%
1960–1979
30%
23%
26%
24%
1980–1999
13%
17%
20%
25%
2000–2009
6%
10%
11%
14%
2010 or later
Unreliable estimate
4%
6%
11%
By age, homes in Mendota look like those in LaSalle County: the typical year built is 1964.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100K22%
$100K–$200K64%
$200K–$300K7%
$300K–$500KUnreliable
$500K–$750KUnreliable
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Mendota and its comparisons
Measure
Mendota
Under $100K
22%
$100K–$200K
64%
$200K–$300K
7%
$300K–$500K
Unreliable estimate
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable estimate
$1M or more
Unreliable
Monthly rent with utilities
Under the limitOver the limitUnreliable estimate
Under $50021%
$500–$99965%
$1,000–$1,49912%
HUD fair market rent, 2 bedrooms: $1,052
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Mendota and its comparisons
Measure
Mendota
Under $500
21%
$500–$999
65%
$1,000–$1,499
12%
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable
About 87% of rented homes in Mendota cost less than HUD's 2-bedroom fair market rent for LaSalle County ($1,052).
With a mortgage
$1,225 a month
LaSalle County: $1,476 a month
Without a mortgage
$577 a month
LaSalle County: $624 a month
Owners with a mortgage
52%
LaSalle County: 54%
In Mendota, 52% of owners have a mortgage, and their typical cost is $1,225 a month, against $1,476 in LaSalle County. Without one it drops to $577.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Mendota+24%
LaSalle County+27%
Illinois+35%
United States+53%
Typical rent
Mendota+30%
LaSalle County+19%
Illinois+26%
United States+33%
Typical household income
MendotaNo clear change
LaSalle County+26%
Illinois+27%
United States+29%
Change since 2015–2019: Mendota and its comparisons
Measure
Mendota
LaSalle County
Illinois
United States
Typical home value
+24%
+27%
+35%
+53%
Typical rent
+30%
+19%
+26%
+33%
Typical household income
No clear change
+26%
+27%
+29%
The typical home value in Mendota rose 24% since 2015–2019, less than in LaSalle County (27%).
Since 2015–2019, the typical rent in Mendota rose 30%, more than in LaSalle County (19%).
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Mendota and its comparisons
Measure
Mendota
LaSalle County
Illinois
United States
Rental vacancy
Unreliable estimate
3.9%
5.0%
5.5%
Homeowner vacancy
Unreliable estimate
1.2%
1.0%
0.9%
More than one person per room
Unreliable estimate
1.7%
2.5%
3.4%
People per household
2.42
2.33
2.46
2.53
Drive alone
81%
83%
66%
69%
Carpool
13%
8%
8%
9%
Public transit
Unreliable estimate
Unreliable estimate
6%
3%
Walk or bike
Unreliable estimate
2%
3%
3%
Work from home
Unreliable estimate
5%
16%
15%
Other means
Unreliable estimate
1%
1%
2%
Typical commute
Unreliable estimate
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
A household in Mendota has 2.42 people on average, about the same as in LaSalle County (2.33).
In Mendota, 13% of workers share a car to get to work; in LaSalle County, 8%.
Do the math
What would you pay each month for a home in Mendota?
A typical home is tight for the typical income
We start with a typical home in Mendota, worth $134,100, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 29% of the typical household income in Mendota, which is $51,632 a year. For that payment to be 28% of income, a household would need to earn about $53,845 a year.
The calculator's FHA and conventional loan limits are those of all of LaSalle County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Mendota. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $4,694 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$1,256
at 7.18% · 30 years
Loan amount
$131,671
Total interest
$189,443
Paid off in
November 2056
Includes $2,265 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,205 a month
Tight
$1,205 to $1,549 a month
Your payment · 29%
Hard
more than $1,549 a month
Compared with the typical household income in Mendota ($51,632 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$892
Property tax
$249
Home insurance
$56
FHA mortgage insurance (MIP)
$59
You need at least $4,694 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $1,256; principal and interest $892.
The city and its county
Mendota and LaSalle County
Mendota is in LaSalle County, Illinois. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Mendota
Map of LaSalle County, Illinois, with Mendota marked. Around it, the neighboring counties.
Mendota
LaSalle County
Other cities with a page
Mendota's own numbers
Typical home value
$134,100
Typical monthly rent
$773
Typical yearly household income
$51,632
Households that own their home
62%
Effective property tax rate
2.23%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of LaSalle County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,052
Price change over 5 years (FHFA)
+52%
Homes in a high flood-risk zone
1.6%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of LaSalle County.
A typical home in Mendota is worth $134,100: 17% below the county and 49% below Illinois. With the typical household income in Mendota ($51,632 a year), a typical home costs 2.6 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Mendota2.6 years
LaSalle2.2 years
Illinois3.2 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in LaSalle County
According to FHFA’s house price index, home prices in LaSalle County rose 71% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of LaSalle County.
Yearly change in FHFA’s price index in LaSalle County, 2016 to 2025
2016: +2.5% +2.5% 2016
2017: +1.0% +1.0% 2017
2018: +3.6% +3.6% 2018
2019: +4.2% +4.2% 2019
2020: +1.1% +1.1% 2020
2021: +8.6% +8.6% 2021
2022: +11.1% +11.1% 2022
2023: +7.8% +7.8% 2023
2024: +8.0% +8.0% 2024
2025: +8.1% +8.1% 2025
Change in FHFA’s price index in LaSalle County, Illinois and the United States
Period
County
Illinois
U.S.
Last year (2025)
+8.1%
+5.7%
+2.9%
5 years (2020–2025)
+52%
+47%
+47%
10 years (2015–2025)
+71%
+65%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Mendota next to LaSalle County, Illinois and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Mendota$134,100
LaSalle$161,900
Illinois$263,300
United States$332,700
Typical monthly rent
Mendota$773
LaSalle$928
Illinois$1,274
United States$1,413
Typical yearly household income
Mendota$51,632
LaSalle$73,045
Illinois$83,390
United States$80,734
See the full table
Mendota next to LaSalle County and Illinois
Measure
Mendota
LaSalle County
Illinois
U.S.
Typical home value
$134,100 ▼17% below the county
$161,900
$263,300
$332,700
Typical monthly rent
$773 ▼17% below the county
$928
$1,274
$1,413
Typical yearly household income
$51,632 ▼29% below the county
$73,045
$83,390
$80,734
Households that own their home
62% ▼12 points below the county
74%
67%
65%
Typical yearly property tax
$2,988 ▼13% below the county
$3,418
$5,298
$3,119
Effective property tax rate
2.23% ▲0.12 points above the county
2.11%
2.01%
0.94%
Renters with high rent for their income
36% ▼7 points below the county
43%
48%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below LaSalle County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Mendota
For a typical $134,100 home in Mendota, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Mendota's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$1,256a month
Least cash to close
Down payment
$4,694
Cash to close
$8,717
Rate
7.18%
Mortgage insurance
FHA MIP · $59
Conventional, 5% down$1,232a month
Down payment
$6,705
Cash to close
$10,728
Rate
7.18%
Mortgage insurance
PMI · $64
Conventional, 20% down, no PMI$1,032a month
Down payment
$26,820
Cash to close
$30,843
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,156a month
Down payment
$20,115
Cash to close
$24,138
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Mendota
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$1,256
$4,694
$131,671
7.18%
FHA MIP · $59
$8,717
580
Conventional, 5% down
$1,232
$6,705
$127,395
7.18%
PMI · $64
$10,728
620*
Conventional, 20% down, no PMI
$1,032
$26,820
$107,280
7.18%
None
$30,843
620*
ITIN, 15% down (example)
$1,156
$20,115
$113,985
8.18%
None
$24,138
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Mendota is $773 a month: 17% below the county. In Mendota, 36% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of LaSalle County, by unit size. To pay the 2-bedroom one ($1,052 a month) without spending more than 30% of your income, you would need to earn $20.23 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in LaSalle County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$733
$14.10
$29,320
1 bedroom
$804
$15.46
$32,160
2 bedrooms
$1,052
$20.23
$42,080
3 bedrooms
$1,369
$26.33
$54,760
4 bedrooms
$1,688
$32.46
$67,520
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Mendota
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Mendota is in ZIP code 61342.
For 2 bedrooms it is $980: $72 less than the fair market rent for LaSalle County ($1,052).
Fair market rent by ZIP code and size in Mendota, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
61342
$700
$740
$980
$1,300
$1,540
ZIP code2 bd3 bd
61342 $980$1,300
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Mendota when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in LaSalle County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Mendota or LaSalle County. The ones below are statewide in Illinois: they work in Mendota the same as in the rest of the state.
IHDA second loan with no payments until you sell or refinance, for the down payment in Illinois.Offered by Illinois Housing Development Authority (IHDA).
No legal help resource on our list is for Mendota or LaSalle County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Mendota and all of LaSalle County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Mendota?
The typical home value in Mendota is $134,100, according to the U.S. Census Bureau (average 2020–2024). For comparison, in LaSalle County it is $161,900.
How much does it cost to rent in Mendota?
Typical rent in Mendota is $773 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in LaSalle County is $1,052.
What is the FHA loan limit in Mendota?
Mendota uses the FHA limit for all of LaSalle County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Mendota?
The typical homeowner in Mendota pays $2,988 a year, according to the U.S. Census Bureau. That is 2.23% of the home’s value; in LaSalle County, the rate is 2.11%.
Where can I find free help to buy or rent in Mendota?
We found no HUD-approved counseling agencies with an office in LaSalle County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
