City · 9,030 residents · Kankakee County, Illinois
Manteno, Illinois
In Manteno, a typical home is worth $248,400 and typical rent is $1,141 a month. Compared with all of Kankakee County, typical household income is 37% higher, the typical home value is 29% higher, and the share of households that own their home is 6 points higher.
Typical home value from Zillow, September 2021 to September 2026: from $242,556 to $318,648.
Typical rent
$1,380a month
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Manteno is in Kankakee County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Kankakee County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in Kankakee, the typical home value is $104,900: 58% less than in Manteno ($248,400).
2
The typical household income in Manteno is $97,634,37% more than in Kankakee County as a whole ($71,281).
3
The typical home in Manteno is worth $248,400,29% more than in Kankakee County as a whole ($192,600).
4
76% of households in Manteno own their home, against 70% in Kankakee County.
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Manteno
What homes there are in Manteno, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Manteno
Kankakee County
Illinois
United States
Kind of home: Manteno and its comparisons
Measure
Manteno
Kankakee County
Illinois
United States
Detached house
56%
71%
58%
61%
Attached house
15%
5%
6%
6%
Building of 2 to 4
7%
8%
12%
8%
Apartments (5 or more)
Unreliable estimate
10%
22%
19%
Mobile home
11%
7%
2%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
Detached houses are the majority in Manteno (56%), but less so than in Kankakee County (71%).
In Manteno there are many mobile homes: 11% of homes; in Kankakee County, 7%.
Year built
Before 19601960–19791980–19992000–20092010 or later
Manteno
Kankakee County
Illinois
United States
Year built: Manteno and its comparisons
Measure
Manteno
Kankakee County
Illinois
United States
Before 1960
11%
32%
38%
26%
1960–1979
15%
33%
26%
24%
1980–1999
38%
18%
20%
25%
2000–2009
30%
12%
11%
14%
2010 or later
6%
5%
6%
11%
The typical home in Manteno was built in 1994, 22 years after the typical one in Kankakee County.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Under the limitOver the limitUnreliable estimate
Under $100K19%
$100K–$200K14%
$200K–$300K32%
$300K–$500K33%
$500K–$750KUnreliable
FHA limit: $541,287
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Manteno and its comparisons
Measure
Manteno
Under $100K
19%
$100K–$200K
14%
$200K–$300K
32%
$300K–$500K
33%
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable estimate
$1M or more
Unreliable estimate
The FHA limit for Kankakee County is high ($541,287): at least 97% of owner-occupied homes in Manteno are worth less than $500,000.
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,49963%
$1,500–$1,99914%
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Manteno and its comparisons
Measure
Manteno
Under $500
Unreliable
$500–$999
Unreliable estimate
$1,000–$1,499
63%
$1,500–$1,999
14%
$2,000–$2,499
Unreliable
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable
With a mortgage
$2,147 a month
Kankakee County: $1,649 a month
Without a mortgage
$914 a month
Kankakee County: $718 a month
Owners with a mortgage
59%
Kankakee County: 58%
The typical cost for an owner with a mortgage in Manteno is $2,147 a month, more than in Kankakee County ($1,649); without one, $914.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Manteno+40%
Kankakee County+30%
Illinois+35%
United States+53%
Typical rent
Manteno+29%
Kankakee County+24%
Illinois+26%
United States+33%
Typical household income
Manteno+54%
Kankakee County+21%
Illinois+27%
United States+29%
Change since 2015–2019: Manteno and its comparisons
Measure
Manteno
Kankakee County
Illinois
United States
Typical home value
+40%
+30%
+35%
+53%
Typical rent
+29%
+24%
+26%
+33%
Typical household income
+54%
+21%
+27%
+29%
From 2015–2019 to 2020–2024, the typical home value in Manteno rose 40%; in Kankakee County, it rose 30%.
The typical rent in Manteno rose 29% over the same time; in Kankakee County, it rose 24%.
Income in Manteno grew faster than housing: it rose 54%, while home values changed +40% and rent +29%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Manteno and its comparisons
Measure
Manteno
Kankakee County
Illinois
United States
Rental vacancy
Unreliable estimate
4.2%
5.0%
5.5%
Homeowner vacancy
Unreliable estimate
1.2%
1.0%
0.9%
More than one person per room
Unreliable estimate
2.0%
2.5%
3.4%
People per household
2.39
2.48
2.46
2.53
Drive alone
79%
78%
66%
69%
Carpool
6%
8%
8%
9%
Public transit
Unreliable estimate
1%
6%
3%
Walk or bike
Unreliable estimate
3%
3%
3%
Work from home
11%
8%
16%
15%
Other means
Unreliable estimate
1%
1%
2%
Typical commute
Unreliable estimate
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
By size, households in Manteno look like those in Kankakee County: 2.39 people on average.
Many people here do not commute at all: 11% work from home; in Kankakee County, 8%.
Do the math
What would you pay each month for a home in Manteno?
A typical home is tight for the typical income
We start with a typical home in Manteno, worth $248,400, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 29% of the typical household income in Manteno, which is $97,634 a year. For that payment to be 28% of income, a household would need to earn about $101,602 a year.
The calculator's FHA and conventional loan limits are those of all of Kankakee County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Manteno. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $8,694 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$2,371
at 7.18% · 30 years
Loan amount
$243,901
Total interest
$350,916
Paid off in
November 2056
Includes $4,195 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $2,278 a month
Tight
$2,278 to $2,929 a month
Your payment · 29%
Hard
more than $2,929 a month
Compared with the typical household income in Manteno ($97,634 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,652
Property tax
$505
Home insurance
$104
FHA mortgage insurance (MIP)
$110
You need at least $8,694 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $2,371; principal and interest $1,652.
The city and its county
Manteno and Kankakee County
Manteno is in Kankakee County, Illinois. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Manteno
Map of Kankakee County, Illinois, with Manteno marked. Around it, the neighboring counties.
Manteno
Kankakee County
Other cities with a page
Manteno's own numbers
Typical home value
$248,400
Typical monthly rent
$1,141
Typical yearly household income
$97,634
Households that own their home
76%
Effective property tax rate
2.44%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Kankakee County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,349
Price change over 5 years (FHFA)
+46%
Homes in a high flood-risk zone
4.6%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Kankakee County.
A typical home in Manteno is worth $248,400: 29% above the county and 6% below Illinois. With the typical household income in Manteno ($97,634 a year), a typical home costs 2.5 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Manteno2.5 years
Kankakee2.7 years
Illinois3.2 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Kankakee County
According to FHFA’s house price index, home prices in Kankakee County rose 68% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Kankakee County.
Yearly change in FHFA’s price index in Kankakee County, 2016 to 2025
2016: +1.7% +1.7% 2016
2017: +1.7% +1.7% 2017
2018: +3.7% +3.7% 2018
2019: +4.3% +4.3% 2019
2020: +2.6% +2.6% 2020
2021: +9.2% +9.2% 2021
2022: +13.7% +13.7% 2022
2023: +7.4% +7.4% 2023
2024: +6.7% +6.7% 2024
2025: +3.0% +3.0% 2025
Change in FHFA’s price index in Kankakee County, Illinois and the United States
Period
County
Illinois
U.S.
Last year (2025)
+3.0%
+5.7%
+2.9%
5 years (2020–2025)
+46%
+47%
+47%
10 years (2015–2025)
+68%
+65%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Manteno next to Kankakee County, Illinois and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Manteno$248,400
Kankakee$192,600
Illinois$263,300
United States$332,700
Typical monthly rent
Manteno$1,141
Kankakee$1,097
Illinois$1,274
United States$1,413
Typical yearly household income
Manteno$97,634
Kankakee$71,281
Illinois$83,390
United States$80,734
See the full table
Manteno next to Kankakee County and Illinois
Measure
Manteno
Kankakee County
Illinois
U.S.
Typical home value
$248,400 ▲29% above the county
$192,600
$263,300
$332,700
Typical monthly rent
$1,141 ▲4% above the county
$1,097
$1,274
$1,413
Typical yearly household income
$97,634 ▲37% above the county
$71,281
$83,390
$80,734
Households that own their home
76% ▲6 points above the county
70%
67%
65%
Typical yearly property tax
$6,055 ▲42% above the county
$4,266
$5,298
$3,119
Effective property tax rate
2.44% ▲0.23 points above the county
2.21%
2.01%
0.94%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Kankakee County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Manteno
For a typical $248,400 home in Manteno, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Manteno's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$2,371a month
Least cash to close
Down payment
$8,694
Cash to close
$16,146
Rate
7.18%
Mortgage insurance
FHA MIP · $110
Conventional, 5% down$2,325a month
Down payment
$12,420
Cash to close
$19,872
Rate
7.18%
Mortgage insurance
PMI · $118
Conventional, 20% down, no PMI$1,955a month
Down payment
$49,680
Cash to close
$57,132
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$2,184a month
Down payment
$37,260
Cash to close
$44,712
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Manteno
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$2,371
$8,694
$243,901
7.18%
FHA MIP · $110
$16,146
580
Conventional, 5% down
$2,325
$12,420
$235,980
7.18%
PMI · $118
$19,872
620*
Conventional, 20% down, no PMI
$1,955
$49,680
$198,720
7.18%
None
$57,132
620*
ITIN, 15% down (example)
$2,184
$37,260
$211,140
8.18%
None
$44,712
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Manteno is $1,141 a month: 4% above the county.
HUD publishes a fair market rent for all of Kankakee County, by unit size. To pay the 2-bedroom one ($1,349 a month) without spending more than 30% of your income, you would need to earn $25.94 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Kankakee County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$939
$18.06
$37,560
1 bedroom
$1,031
$19.83
$41,240
2 bedrooms
$1,349
$25.94
$53,960
3 bedrooms
$1,775
$34.13
$71,000
4 bedrooms
$1,876
$36.08
$75,040
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Manteno
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Manteno is in ZIP code 60950.
For 2 bedrooms it is $1,260: $89 less than the fair market rent for Kankakee County ($1,349).
Fair market rent by ZIP code and size in Manteno, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
60950
$880
$970
$1,260
$1,660
$1,760
ZIP code2 bd3 bd
60950 $1,260$1,660
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Manteno when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
HUD lists 2 buildings with rents for lower incomes in Manteno. These are the largest.
The Glen326 Diversatech Dr, Manteno 6095045 homes, 44 low-income · 1 bd: 13 · 2 bd: 22 · 3 bd: 9 · In service since 2006 · For families
Manteno Elderly Apts175 N McGuire Dr, Manteno 6095024 low-income homes · 1 bd: 22 · 2 bd: 2 · In service since 1995 · For older adults, people with disabilities
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Kankakee County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Manteno or Kankakee County. The ones below are statewide in Illinois: they work in Manteno the same as in the rest of the state.
IHDA second loan with no payments until you sell or refinance, for the down payment in Illinois.Offered by Illinois Housing Development Authority (IHDA).
No legal help resource on our list is for Manteno or Kankakee County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Manteno and all of Kankakee County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Manteno?
The typical home value in Manteno is $248,400, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Kankakee County it is $192,600.
How much does it cost to rent in Manteno?
Typical rent in Manteno is $1,141 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Kankakee County is $1,349.
What is the FHA loan limit in Manteno?
Manteno uses the FHA limit for all of Kankakee County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Manteno?
The typical homeowner in Manteno pays $6,055 a year, according to the U.S. Census Bureau. That is 2.44% of the home’s value; in Kankakee County, the rate is 2.21%.
Where can I find free help to buy or rent in Manteno?
We found no HUD-approved counseling agencies with an office in Kankakee County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
