In Hawaiian Paradise Park, a typical home is worth $457,100 and typical rent is $1,310 a month. Compared with all of Hawaii County, typical rent is 13% lower and typical household income is 12% higher.
Hawaiian Paradise Park is in Hawaii County. The FHA loan limit ($586,500 for a one-unit home), the fair market rents and the help on this page are those of all of Hawaii County. See the county
What this place has that others do not, from public data, most unusual first.
1
Hawaiian Paradise Park has the 3rd lowest typical home value of the 55 cities in Hawaii with more than 5,000 people ($457,100).
2
Hawaiian Paradise Park has the 4th lowest typical rent of the 57 cities in Hawaii with more than 5,000 people ($1,310).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Hawaiian Paradise Park
What homes there are in Hawaiian Paradise Park, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Hawaiian Paradise Park
Hawaii County
Hawaii
United States
Kind of home: Hawaiian Paradise Park and its comparisons
Measure
Hawaiian Paradise Park
Hawaii County
Hawaii
United States
Detached house
92%
77%
54%
61%
Attached house
Unreliable estimate
4%
9%
6%
Building of 2 to 4
Unreliable estimate
5%
6%
8%
Apartments (5 or more)
Unreliable estimate
14%
31%
19%
Mobile home
Unreliable estimate
0%
0%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
The detached house rules in Hawaiian Paradise Park: 92% of homes, more than in Hawaii County (77%).
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Hawaiian Paradise Park
Hawaii County
Hawaii
United States
Year built: Hawaiian Paradise Park and its comparisons
Measure
Hawaiian Paradise Park
Hawaii County
Hawaii
United States
Before 1960
Unreliable estimate
10%
14%
26%
1960–1979
18%
25%
36%
24%
1980–1999
38%
35%
28%
25%
2000–2009
32%
21%
12%
14%
2010 or later
12%
10%
9%
11%
Here half of the homes date from 1998 or later; in Hawaii County, from 1989 or later.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200KUnreliable
$200K–$300KUnreliable
$300K–$500K48%
$500K–$750K22%
$750K–$1M13%
$1M or moreUnreliable
Value of owner-occupied homes: Hawaiian Paradise Park and its comparisons
Measure
Hawaiian Paradise Park
Under $100K
Unreliable estimate
$100K–$200K
Unreliable estimate
$200K–$300K
Unreliable estimate
$300K–$500K
48%
$500K–$750K
22%
$750K–$1M
13%
$1M or more
Unreliable estimate
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,499Unreliable
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Hawaiian Paradise Park and its comparisons
Measure
Hawaiian Paradise Park
Under $500
Unreliable
$500–$999
Unreliable estimate
$1,000–$1,499
Unreliable estimate
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable estimate
$3,000 or more
Unreliable
With a mortgage
$2,046 a month
Hawaii County: $2,157 a month
Without a mortgage
$324 a month
Hawaii County: $477 a month
Owners with a mortgage
67%
Hawaii County: 54%
Owning costs less in Hawaiian Paradise Park: with a mortgage, the typical cost is $2,046 a month; in Hawaii County, $2,157. Without one, $324.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Hawaiian Paradise Park+51%
Hawaii County+48%
Hawaii+36%
United States+53%
Typical rent
Hawaiian Paradise ParkNo clear change
Hawaii County+28%
Hawaii+22%
United States+33%
Typical household income
Hawaiian Paradise Park+61%
Hawaii County+26%
Hawaii+24%
United States+29%
Change since 2015–2019: Hawaiian Paradise Park and its comparisons
Measure
Hawaiian Paradise Park
Hawaii County
Hawaii
United States
Typical home value
+51%
+48%
+36%
+53%
Typical rent
No clear change
+28%
+22%
+33%
Typical household income
+61%
+26%
+24%
+29%
From 2015–2019 to 2020–2024, home values in Hawaiian Paradise Park rose at about the same pace as in Hawaii County: 51% against 48%.
Rent in Hawaiian Paradise Park moved so little since 2015–2019 that the Census cannot say whether it rose or fell.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Hawaiian Paradise Park and its comparisons
Measure
Hawaiian Paradise Park
Hawaii County
Hawaii
United States
Rental vacancy
Unreliable estimate
10.6%
7.4%
5.5%
Homeowner vacancy
Unreliable estimate
1.4%
0.9%
0.9%
More than one person per room
Unreliable estimate
8.4%
8.8%
3.4%
People per household
2.69
2.74
2.85
2.53
Drive alone
68%
68%
65%
69%
Carpool
Unreliable estimate
15%
14%
9%
Public transit
Unreliable estimate
1%
4%
3%
Walk or bike
Unreliable estimate
2%
5%
3%
Work from home
17%
12%
10%
15%
Other means
Unreliable estimate
2%
2%
2%
Typical commute
30 to 39 minutes
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
A household in Hawaiian Paradise Park has 2.69 people on average, about the same as in Hawaii County (2.74).
Working from home is more common in Hawaiian Paradise Park: 17%, against 12% in Hawaii County.
Do the math
What would you pay each month for a home in Hawaiian Paradise Park?
A typical home costs more than the typical income allows
We start with a typical home in Hawaiian Paradise Park, worth $457,100, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 48% of the typical household income in Hawaiian Paradise Park, which is $88,348 a year. For that payment to be 28% of income, a household would need to earn about $151,867 a year.
The calculator's FHA and conventional loan limits are those of all of Hawaii County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Hawaiian Paradise Park. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $15,999 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$3,544
at 7.18% · 30 years
Loan amount
$448,820
Total interest
$645,747
Paid off in
November 2056
Includes $7,719 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $2,061 a month
Tight
$2,061 to $2,650 a month
Hard
more than $2,650 a month
Your payment · 48%
Compared with the typical household income in Hawaiian Paradise Park ($88,348 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$3,040
Property tax
$111
Home insurance
$191
FHA mortgage insurance (MIP)
$202
You need at least $15,999 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $3,544; principal and interest $3,040.
The city and its county
Hawaiian Paradise Park and Hawaii County
Hawaiian Paradise Park is in Hawaii County, Hawaii. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Hawaiian Paradise Park
Map of Hawaii County, Hawaii, with Hawaiian Paradise Park marked. Around it, the neighboring counties.
Hawaiian Paradise Park
Hawaii County
Other cities with a page
Hawaiian Paradise Park's own numbers
Typical home value
$457,100
Typical monthly rent
$1,310
Typical yearly household income
$88,348
Households that own their home
74%
Effective property tax rate
0.29%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Hawaii County
FHA limit, one-unit home
$586,500
Conventional limit, one unit
$1,249,125
HUD fair market rent, 2 bedrooms
$2,081
Price change over 5 years (FHFA)
+59%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Hawaii County.
A typical home in Hawaiian Paradise Park is worth $457,100: 12% below the county and 46% below Hawaii. With the typical household income in Hawaiian Paradise Park ($88,348 a year), a typical home costs 5.2 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Hawaiian Paradise Park5.2 years
Hawaii6.6 years
Hawaii8.4 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Hawaii County
According to FHFA’s house price index, home prices in Hawaii County rose 92% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Hawaii County.
Yearly change in FHFA’s price index in Hawaii County, 2016 to 2025
2016: +2.5% +2.5% 2016
2017: +5.5% +5.5% 2017
2018: +5.3% +5.3% 2018
2019: +3.1% +3.1% 2019
2020: +3.3% +3.3% 2020
2021: +10.3% +10.3% 2021
2022: +23.2% +23.2% 2022
2023: +5.7% +5.7% 2023
2024: +3.9% +3.9% 2024
2025: +6.1% +6.1% 2025
Change in FHFA’s price index in Hawaii County, Hawaii and the United States
Period
County
Hawaii
U.S.
Last year (2025)
+6.1%
+2.9%
+2.9%
5 years (2020–2025)
+59%
+46%
+47%
10 years (2015–2025)
+92%
+73%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Hawaiian Paradise Park next to Hawaii County, Hawaii and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Hawaiian Paradise Park$457,100
Hawaii$519,300
Hawaii$839,100
United States$332,700
Typical monthly rent
Hawaiian Paradise Park$1,310
Hawaii$1,510
Hawaii$1,971
United States$1,413
Typical yearly household income
Hawaiian Paradise Park$88,348
Hawaii$78,639
Hawaii$100,389
United States$80,734
See the full table
Hawaiian Paradise Park next to Hawaii County and Hawaii
Measure
Hawaiian Paradise Park
Hawaii County
Hawaii
U.S.
Typical home value
$457,100 ▼12% below the county
$519,300
$839,100
$332,700
Typical monthly rent
$1,310 ▼13% below the county
$1,510
$1,971
$1,413
Typical yearly household income
$88,348 ▲12% above the county
$78,639
$100,389
$80,734
Households that own their home
74%
74%
63%
65%
Typical yearly property tax
$1,318 ▼10% below the county
$1,459
$2,239
$3,119
Effective property tax rate
0.29% ▲0.01 points above the county
0.28%
0.27%
0.94%
Renters with high rent for their income
51% ▼1 points below the county
52%
57%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Hawaii County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Hawaiian Paradise Park
For a typical $457,100 home in Hawaiian Paradise Park, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Hawaiian Paradise Park's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$3,544a month
Least cash to close
Down payment
$15,999
Cash to close
$29,712
Rate
7.18%
Mortgage insurance
FHA MIP · $202
Conventional, 5% down$3,460a month
Down payment
$22,855
Cash to close
$36,568
Rate
7.18%
Mortgage insurance
PMI · $217
Conventional, 20% down, no PMI$2,778a month
Down payment
$91,420
Cash to close
$105,133
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$3,201a month
Down payment
$68,565
Cash to close
$82,278
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Hawaiian Paradise Park
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$3,544
$15,999
$448,821
7.18%
FHA MIP · $202
$29,712
580
Conventional, 5% down
$3,460
$22,855
$434,245
7.18%
PMI · $217
$36,568
620*
Conventional, 20% down, no PMI
$2,778
$91,420
$365,680
7.18%
None
$105,133
620*
ITIN, 15% down (example)
$3,201
$68,565
$388,535
8.18%
None
$82,278
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Hawaiian Paradise Park is $1,310 a month: 13% below the county. In Hawaiian Paradise Park, 51% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Hawaii County, by unit size. To pay the 2-bedroom one ($2,081 a month) without spending more than 30% of your income, you would need to earn $40.02 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Hawaii County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,605
$30.87
$64,200
1 bedroom
$1,615
$31.06
$64,600
2 bedrooms
$2,081
$40.02
$83,240
3 bedrooms
$2,620
$50.38
$104,800
4 bedrooms
$2,910
$55.96
$116,400
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Hawaiian Paradise Park
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Hawaiian Paradise Park is in ZIP code 96749.
For 2 bedrooms it is $1,870: $211 less than the fair market rent for Hawaii County ($2,081).
Fair market rent by ZIP code and size in Hawaiian Paradise Park, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
96749
$1,440
$1,450
$1,870
$2,360
$2,730
ZIP code2 bd3 bd
96749 $1,870$2,360
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Hawaiian Paradise Park when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There are 2 HUD-approved agencies with an office in Hawaii County; none says it serves in Spanish.
No down payment, repair or rent-help program on our list is for Hawaiian Paradise Park or Hawaii County. The ones below are statewide in Hawaii: they work in Hawaiian Paradise Park the same as in the rest of the state.
Hawaii state corporation 30-year fixed mortgage for first-time buyers, with optional down payment assistance whose terms the agency has not yet published.Offered by Hawaiʻi Housing Finance & Development Corporation (HHFDC).
The HUD-approved agencies closest to the center of Hawaiian Paradise Park, in a straight line, nearest first. If one says it serves in Spanish, its card says so.
None of the 3 agencies on this list say they serve in Spanish.
Ask for service in Spanish
When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.
Housing authorities of Hawaiian Paradise Park
HUD’s record names them for Hawaiian Paradise Park or Hawaii County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.
No legal help resource on our list is for Hawaiian Paradise Park or Hawaii County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Hawaiian Paradise Park and all of Hawaii County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Hawaiian Paradise Park?
The typical home value in Hawaiian Paradise Park is $457,100, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Hawaii County it is $519,300.
How much does it cost to rent in Hawaiian Paradise Park?
Typical rent in Hawaiian Paradise Park is $1,310 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Hawaii County is $2,081.
What is the FHA loan limit in Hawaiian Paradise Park?
Hawaiian Paradise Park uses the FHA limit for all of Hawaii County (2026): $586,500 for a one-unit home and $1,127,900 for a four-unit home.
How much property tax do owners pay in Hawaiian Paradise Park?
The typical homeowner in Hawaiian Paradise Park pays $1,318 a year, according to the U.S. Census Bureau. That is 0.29% of the home’s value; in Hawaii County, the rate is 0.28%.
Where can I find free help to buy or rent in Hawaiian Paradise Park?
There are 2 HUD-approved counseling agencies with an office in Hawaii County. They can help you get ready to buy, with your credit, or with rent.
