In Kihei, a typical home is worth $919,900 and typical rent is $2,045 a month. Compared with all of Maui County, typical household income is 10% lower, typical rent is 7% higher, and the share of households that own their home is 6 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $880,977 to $990,702.
Typical rent
$3,092a month
▲ 4.8% more than 12 months ago
Typical rent from Zillow, September 2022 to September 2026: from $2,573 to $3,092.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Kihei is in Maui County. The FHA loan limit ($1,299,500 for a one-unit home), the fair market rents and the help on this page are those of all of Maui County. See the county
What this place has that others do not, from public data, most unusual first.
1
According to Zillow, in the 12 months to September 2026 the typical home value in Kihei fell 6.9%; in Hawaii, it rose 1.4%.
2
Nearby, in Kahului, the typical rent is $1,488: 27% less than in Kihei ($2,045).
3
59% of households in Kihei own their home, against 66% in Maui County.
Sources: Zillow (September 2026 data); U.S. Census Bureau (Average 2020–2024). Zillow data
The homes here
Housing in Kihei
What homes there are in Kihei, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Kihei
Maui County
Hawaii
United States
Kind of home: Kihei and its comparisons
Measure
Kihei
Maui County
Hawaii
United States
Detached house
36%
60%
54%
61%
Attached house
7%
7%
9%
6%
Building of 2 to 4
11%
7%
6%
8%
Apartments (5 or more)
46%
25%
31%
19%
Mobile home
Unreliable estimate
1%
0%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
In Kihei, the apartment is the most common kind of home: 46%, against 25% in Maui County.
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Kihei
Maui County
Hawaii
United States
Year built: Kihei and its comparisons
Measure
Kihei
Maui County
Hawaii
United States
Before 1960
Unreliable estimate
10%
14%
26%
1960–1979
30%
30%
36%
24%
1980–1999
44%
36%
28%
25%
2000–2009
16%
15%
12%
14%
2010 or later
9%
8%
9%
11%
By age, homes in Kihei look like those in Maui County: the typical year built is 1988.
In Kihei, 32% of homes have 1 bedroom or none (studios); 39% have 3 bedrooms or more, against 53% in Maui County.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200KUnreliable
$200K–$300KUnreliable
$300K–$500K13%
$500K–$750K20%
$750K–$1M20%
$1M or more44%
Value of owner-occupied homes: Kihei and its comparisons
Measure
Kihei
Under $100K
Unreliable estimate
$100K–$200K
Unreliable estimate
$200K–$300K
Unreliable
$300K–$500K
13%
$500K–$750K
20%
$750K–$1M
20%
$1M or more
44%
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,49915%
$1,500–$1,99920%
$2,000–$2,49930%
$2,500–$2,9998%
$3,000 or more15%
Monthly rent with utilities: Kihei and its comparisons
Measure
Kihei
Under $500
Unreliable estimate
$500–$999
Unreliable estimate
$1,000–$1,499
15%
$1,500–$1,999
20%
$2,000–$2,499
30%
$2,500–$2,999
8%
$3,000 or more
15%
With a mortgage
$2,806 a month
Maui County: $2,821 a month
Without a mortgage
$755 a month
Maui County: $593 a month
Owners with a mortgage
71%
Maui County: 63%
In Kihei, 71% of owners have a mortgage; their typical cost is $2,806 a month, about the same as in Maui County.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Kihei+56%
Maui County+43%
Hawaii+36%
United States+53%
Typical rent
Kihei+25%
Maui County+27%
Hawaii+22%
United States+33%
Typical household income
KiheiNo clear change
Maui County+20%
Hawaii+24%
United States+29%
Change since 2015–2019: Kihei and its comparisons
Measure
Kihei
Maui County
Hawaii
United States
Typical home value
+56%
+43%
+36%
+53%
Typical rent
+25%
+27%
+22%
+33%
Typical household income
No clear change
+20%
+24%
+29%
The typical home value in Kihei rose 56% since 2015–2019, more than in Maui County (43%).
Rents in Kihei rose at about the same pace as in Maui County: 25% since 2015–2019, against 27%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Kihei and its comparisons
Measure
Kihei
Maui County
Hawaii
United States
Rental vacancy
24.7%
17.6%
7.4%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
0.9%
0.9%
More than one person per room
7.5%
10.1%
8.8%
3.4%
People per household
2.62
2.90
2.85
2.53
Drive alone
70%
70%
65%
69%
Carpool
12%
13%
14%
9%
Public transit
Unreliable estimate
1%
4%
3%
Walk or bike
2%
3%
5%
3%
Work from home
14%
10%
10%
15%
Other means
Unreliable estimate
2%
2%
2%
Typical commute
20 to 29 minutes
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
There is more rental housing open in Kihei: 24.7% is empty and offered for rent, against 17.6% in Maui County.
Fewer households are short on space in Kihei: 7.5% have more than one person per room; in Maui County, 10.1%.
Households in Kihei are smaller: 2.62 people on average; in Maui County, 2.90.
In Kihei, 14% of workers work from home, more than in Maui County (10%).
Do the math
What would you pay each month for a home in Kihei?
A typical home costs more than the typical income allows
We start with a typical home in Kihei, worth $919,900, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 98% of the typical household income in Kihei, which is $87,772 a year. For that payment to be 28% of income, a household would need to earn about $308,355 a year.
The calculator's FHA and conventional loan limits are those of all of Maui County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Kihei. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $32,197 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$7,195
at 7.18% · 30 years
Loan amount
$903,238
Total interest
$1,299,547
Paid off in
November 2056
Includes $15,535 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $2,048 a month
Tight
$2,048 to $2,633 a month
Hard
more than $2,633 a month
Your payment · 98%
Compared with the typical household income in Kihei ($87,772 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$6,119
Property tax
$138
Home insurance
$383
FHA mortgage insurance (MIP)
$555
You need at least $32,197 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $7,195; principal and interest $6,119.
The city and its county
Kihei and Maui County
Kihei is in Maui County, Hawaii. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Kihei
Map of Maui County, Hawaii, with Kihei marked. Around it, the neighboring counties.
Kihei
Maui County
Other cities with a page
Kihei's own numbers
Typical home value
$919,900
Typical monthly rent
$2,045
Typical yearly household income
$87,772
Households that own their home
59%
Effective property tax rate
0.18%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Maui County
FHA limit, one-unit home
$1,299,500
Conventional limit, one unit
$1,299,500
HUD fair market rent, 2 bedrooms
$2,656
Price change over 5 years (FHFA)
+55%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Maui County.
A typical home in Kihei is worth $919,900: about the same as the county and 10% above Hawaii. With the typical household income in Kihei ($87,772 a year), a typical home costs 10.5 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Kihei10.5 years
Maui9.3 years
Hawaii8.4 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Maui County
According to FHFA’s house price index, home prices in Maui County rose 95% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Maui County.
Yearly change in FHFA’s price index in Maui County, 2016 to 2025
2016: +4.8% +4.8% 2016
2017: +7.2% +7.2% 2017
2018: +4.3% +4.3% 2018
2019: +5.1% +5.1% 2019
2020: +1.6% +1.6% 2020
2021: +10.8% +10.8% 2021
2022: +18.8% +18.8% 2022
2023: +10.3% +10.3% 2023
2024: +2.7% +2.7% 2024
2025: +4.3% +4.3% 2025
Change in FHFA’s price index in Maui County, Hawaii and the United States
Period
County
Hawaii
U.S.
Last year (2025)
+4.3%
+2.9%
+2.9%
5 years (2020–2025)
+55%
+46%
+47%
10 years (2015–2025)
+95%
+73%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Kihei next to Maui County, Hawaii and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Kihei$919,900
Maui$904,700
Hawaii$839,100
United States$332,700
Typical monthly rent
Kihei$2,045
Maui$1,916
Hawaii$1,971
United States$1,413
Typical yearly household income
Kihei$87,772
Maui$97,161
Hawaii$100,389
United States$80,734
See the full table
Kihei next to Maui County and Hawaii
Measure
Kihei
Maui County
Hawaii
U.S.
Typical home value
$919,900
$904,700
$839,100
$332,700
Typical monthly rent
$2,045 ▲7% above the county
$1,916
$1,971
$1,413
Typical yearly household income
$87,772 ▼10% below the county
$97,161
$100,389
$80,734
Households that own their home
59% ▼6 points below the county
66%
63%
65%
Typical yearly property tax
$1,679 ▲15% above the county
$1,466
$2,239
$3,119
Effective property tax rate
0.18% ▲0.02 points above the county
0.16%
0.27%
0.94%
Renters with high rent for their income
58% ▲3 points above the county
56%
57%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Maui County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Kihei
For a typical $919,900 home in Kihei, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Kihei's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$7,195a month
Least cash to close
Down payment
$32,197
Cash to close
$59,794
Rate
7.18%
Mortgage insurance
FHA MIP · $555
Conventional, 5% down$6,878a month
Down payment
$45,995
Cash to close
$73,592
Rate
7.18%
Mortgage insurance
PMI · $437
Conventional, 20% down, no PMI$5,507a month
Down payment
$183,980
Cash to close
$211,577
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$6,357a month
Down payment
$137,985
Cash to close
$165,582
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Kihei
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$7,195
$32,197
$903,238
7.18%
FHA MIP · $555
$59,794
580
Conventional, 5% down
$6,878
$45,995
$873,905
7.18%
PMI · $437
$73,592
620*
Conventional, 20% down, no PMI
$5,507
$183,980
$735,920
7.18%
None
$211,577
620*
ITIN, 15% down (example)
$6,357
$137,985
$781,915
8.18%
None
$165,582
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Kihei is $2,045 a month: 7% above the county. In Kihei, 58% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Maui County, by unit size. To pay the 2-bedroom one ($2,656 a month) without spending more than 30% of your income, you would need to earn $51.08 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Maui County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,850
$35.58
$74,000
1 bedroom
$2,030
$39.04
$81,200
2 bedrooms
$2,656
$51.08
$106,240
3 bedrooms
$3,351
$64.44
$134,040
4 bedrooms
$4,143
$79.67
$165,720
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Kihei
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Kihei is in ZIP code 96753.
For 2 bedrooms it is $3,120: $464 more than the fair market rent for Maui County ($2,656).
Fair market rent by ZIP code and size in Kihei, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
96753
$2,170
$2,390
$3,120
$3,940
$4,870
ZIP code2 bd3 bd
96753 $3,120$3,940
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Kihei when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There are 3 HUD-approved agencies with an office in Maui County; none says it serves in Spanish.
No down payment, repair or rent-help program on our list is for Kihei or Maui County. The ones below are statewide in Hawaii: they work in Kihei the same as in the rest of the state.
Hawaii state corporation 30-year fixed mortgage for first-time buyers, with optional down payment assistance whose terms the agency has not yet published.Offered by Hawaiʻi Housing Finance & Development Corporation (HHFDC).
No legal help resource on our list is for Kihei or Maui County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Kihei and all of Maui County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Kihei?
The typical home value in Kihei is $919,900, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Maui County it is $904,700.
How much does it cost to rent in Kihei?
Typical rent in Kihei is $2,045 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Maui County is $2,656.
What is the FHA loan limit in Kihei?
Kihei uses the FHA limit for all of Maui County (2026): $1,299,500 for a one-unit home and $2,499,100 for a four-unit home.
How much property tax do owners pay in Kihei?
The typical homeowner in Kihei pays $1,679 a year, according to the U.S. Census Bureau. That is 0.18% of the home’s value; in Maui County, the rate is 0.16%.
Where can I find free help to buy or rent in Kihei?
There are 3 HUD-approved counseling agencies with an office in Maui County. They can help you get ready to buy, with your credit, or with rent.
