Español

Este sitio también está en español. Leer en español

City · 10,925 residents · Hall County, Georgia

Flowery Branch , Georgia

In Flowery Branch, a typical home is worth $442,500 and typical rent is $1,814 a month. Compared with all of Hall County, typical rent is 35% higher and typical household income is 28% higher.

WhatsApp

  • Typical home value

    $442,500

    26% above the county

    46% above Georgia

    • Flowery Branch
    • Hall
    • Georgia

  • Typical rent

    $1,814a month

    35% above the county

    30% above Georgia

    • Flowery Branch
    • Hall
    • Georgia

  • Typical household income

    $103,942a year

    28% above the county

    34% above Georgia

    • Flowery Branch
    • Hall
    • Georgia

  • Households that own their home

    67%

    2 points below the county

    1 points above Georgia

    • Flowery Branch
    • Hall
    • Georgia

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$420,779
1.7% less than 12 months ago
Typical rent
$1,849 a month
1.4% more than 12 months ago

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Flowery Branch is in Hall County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Hall County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Flowery Branch apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Oakwood, the typical home value is $306,700: 31% less than in Flowery Branch ($442,500).

  2. The typical rent in Flowery Branch is $1,814 a month, 35% more than in Hall County as a whole ($1,341).

  3. Nearby, in Gainesville, the typical rent is $1,299: 28% less than in Flowery Branch ($1,814).

  4. The typical household income in Flowery Branch is $103,942, 28% more than in Hall County as a whole ($80,901).

  5. The typical home in Flowery Branch is worth $442,500, 26% more than in Hall County as a whole ($350,400).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Flowery Branch

What homes there are in Flowery Branch, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

Detached houses are the majority in Flowery Branch (62%), but less so than in Hall County (72%).

Year built

Homes in Flowery Branch are newer: the typical year built is 2012; in Hall County, 1996.

By size, homes in Flowery Branch look like those in Hall County: 71% have 3 bedrooms or more.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$2,240 a month

Hall County: $1,742 a month

Without a mortgage

$626 a month

Hall County: $550 a month

Owners with a mortgage

69%

Hall County: 60%

The typical cost for an owner with a mortgage in Flowery Branch is $2,240 a month, more than in Hall County ($1,742); without one, $626.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

From 2015–2019 to 2020–2024, the typical home value in Flowery Branch rose 84%; in Hall County, it rose 74%.

The typical rent in Flowery Branch rose 55% over the same time; in Hall County, it rose 39%.

Housing prices ran ahead of income in Flowery Branch: typical income rose 38%, against +84% for home values and +55% for rent.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureFlowery BranchHall CountyGeorgiaUnited States
Rental vacancy Unreliable estimate5.2%6.8%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate1.1%0.9%
More than one person per room Unreliable estimate5.2%2.4%3.4%
People per household 2.572.862.622.53
Drive alone 72%72%71%69%
Carpool Unreliable estimate12%9%9%
Public transit Unreliable estimate1%1%3%
Walk or bike Unreliable estimate1%1%3%
Work from home 22%12%16%15%
Other means Unreliable estimate2%2%2%
Typical commute Unreliable estimate20 to 29 minutes20 to 29 minutes20 to 29 minutes

Households in Flowery Branch are smaller: 2.57 people on average; in Hall County, 2.86.

Working from home is more common in Flowery Branch: 22%, against 12% in Hall County.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Flowery Branch?

A typical home costs more than the typical income allows

We start with a typical home in Flowery Branch, worth $442,500, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 42% of the typical household income in Flowery Branch, which is $103,942 a year. For that payment to be 28% of income, a household would need to earn about $156,182 a year.

The calculator's FHA and conventional loan limits are those of all of Hall County.

Your numbers

Local data
$

Starts at the typical home value in Flowery Branch. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $15,488 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$3,644

at 7.18% · 30 years

Loan amount
$434,485
Total interest
$625,122
Paid off in
November 2056

Includes $7,473 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $2,425 a month

  • Tight

    $2,425 to $3,118 a month

  • Hard

    more than $3,118 a month

    Your payment · 42%

Compared with the typical household income in Flowery Branch ($103,942 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$3,644
Principal & interest$2,943
Property tax$321
Home insurance$184
FHA mortgage insurance (MIP)$196

You need at least $15,488 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Flowery Branch and Hall County

Flowery Branch is in Hall County, Georgia. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Flowery Branch's own numbers

Typical home value
$442,500
Typical monthly rent
$1,814
Typical yearly household income
$103,942
Households that own their home
67%
Effective property tax rate
0.87%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Hall County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,543
Price change over 5 years (FHFA)
+68%
Homes in a high flood-risk zone
0.6%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Hall County.

Everything about Hall County

Buying

Buying a home in Flowery Branch

A typical home in Flowery Branch is worth $442,500: 26% above the county and 46% above Georgia. With the typical household income in Flowery Branch ($103,942 a year), a typical home costs 4.3 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Flowery Branch 4.3 years
  • Hall 4.3 years
  • Georgia 3.9 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Hall County

According to FHFA’s house price index, home prices in Hall County rose 128% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Hall County.

Period County Georgia U.S.
Last year (2025) +2.3% +2.2% +2.9%
5 years (2020–2025) +68% +58% +47%
10 years (2015–2025) +128% +110% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Flowery Branch next to Hall County, Georgia and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Flowery Branch $442,500
  • Hall $350,400
  • Georgia $303,300
  • United States $332,700
Typical monthly rent
  • Flowery Branch $1,814
  • Hall $1,341
  • Georgia $1,393
  • United States $1,413
Typical yearly household income
  • Flowery Branch $103,942
  • Hall $80,901
  • Georgia $77,353
  • United States $80,734
See the full table
Flowery Branch next to Hall County and Georgia
Measure Flowery Branch Hall County Georgia U.S.
Typical home value $442,500 $350,400 $303,300 $332,700
Typical monthly rent $1,814 $1,341 $1,393 $1,413
Typical yearly household income $103,942 $80,901 $77,353 $80,734
Households that own their home 67% 69% 66% 65%
Typical yearly property tax $3,853 $2,571 $2,341 $3,119
Effective property tax rate 0.87% 0.73% 0.77% 0.94%
Renters with high rent for their income 47% 53% 52% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Hall County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Flowery Branch

For a typical $442,500 home in Flowery Branch, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Flowery Branch's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $3,644a month

    Least cash to close
    Down payment
    $15,488
    Cash to close
    $28,763
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $196

  • Conventional, 5% down $3,563a month

    Down payment
    $22,125
    Cash to close
    $35,400
    Rate
    7.18%
    Mortgage insurance
    PMI · $210

  • Conventional, 20% down, no PMI $2,903a month

    Down payment
    $88,500
    Cash to close
    $101,775
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $3,312a month

    Down payment
    $66,375
    Cash to close
    $79,650
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Flowery Branch and for Hall County.

Property tax

Effective rate in Flowery Branch

0.87%of the home’s value each year

$3,853 a year for the typical owner in Flowery Branch.

  • Flowery Branch 0.87%
  • Hall 0.73%
  • Georgia 0.77%

What Georgia publishes Standard state homestead exemption (Georgia Department of Revenue)

Exemptions and deadlines in Georgia

Flood risk in Hall County

FEMA does not publish these numbers by city: they are for all of Hall County.

Homes in the high-risk zone
0.6%
418
Of those, with NFIP insurance
4.6%
County Georgia U.S.
Homes in the high-risk zone 0.6% 2% 3.5%
Of those, with NFIP insurance 4.6% 43% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Flowery Branch

Typical rent in Flowery Branch is $1,814 a month: 35% above the county. In Flowery Branch, 47% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Hall County, by unit size. To pay the 2-bedroom one ($1,543 a month) without spending more than 30% of your income, you would need to earn $29.67 an hour working full time.

HUD fair market rent for all of Hall County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,185 $22.79 $47,400
1 bedroom $1,417 $27.25 $56,680
2 bedrooms $1,543 $29.67 $61,720
3 bedrooms $1,860 $35.77 $74,400
4 bedrooms $2,222 $42.73 $88,880

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Flowery Branch

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Flowery Branch is in ZIP code 30542.

For 2 bedrooms it is $1,900: $357 more than the fair market rent for Hall County ($1,543).

  • 30542 $1,900$2,290

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Flowery Branch when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Flowery Branch

HUD lists one building with rents for lower incomes in Flowery Branch.

  • Carriage Crossing 4820 Victoria Ct, Flowery Branch 30542 24 low-income homes · In service since 1995

See all 27 buildings in Hall County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Flowery Branch

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Hall County. The nearest ones are below; many serve by phone or online.

A man leans over the armchair where a girl is reading a book.

HUD counseling is free or low-cost

Assistance programs in Flowery Branch

No down payment, repair or rent-help program on our list is for Flowery Branch or Hall County. The ones below are statewide in Georgia: they work in Flowery Branch the same as in the rest of the state.

Which programs do I qualify for? All programs in Georgia

  • Georgia Dream Homeownership Program

    Statewide in Georgia

    Georgia state program for first-time buyers: a mortgage with down payment assistance of up to 5% of the price or $10,000, as a 0% second mortgage with no monthly payments. Offered by Georgia Department of Community Affairs.

    Deferred

    See the program Official page

  • Georgia Dream Peach Plus Loan Program

    Statewide in Georgia

    FHA or VA mortgage from the Georgia Dream program with down payment assistance of 3.5% of the price (up to $10,000), or 4% (up to $12,500) for police officers, educators, health care workers, military members or families with a person with a disability; no first-time buyer requirement. Offered by Georgia Department of Community Affairs.

    Type not stated

    See the program Official page

Housing counselors near Flowery Branch

The HUD-approved agencies closest to the center of Flowery Branch, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • NSC (naca Counseling Subsidiary) - Atlanta, GA

    3690 N Peachtree Rd, Atlanta · 29 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 6 more
    (404) 377-4545

  • Center for Pan Asian Community Services, Inc

    3510 Shallowford Rd NE, Atlanta · 29 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 5 more
    (770) 936-0969

  • Catholic Charities of the Archdiocese of Atlanta

    2305 Parklake Dr NE, Atlanta · 29 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 8 more
    (770) 790-3112

All counseling agencies in Georgia

Help in Spanish near Flowery Branch

2 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Flowery Branch

In HUD’s record, no housing authority with an office in Hall County is named for Flowery Branch or Hall County.

One other authority has an office in Hall County: see the list Source: HUD

Cities

Other cities in Hall County

These cities are also in Hall County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Hall County Housing in Georgia

Nearby cities

The cities closest to Flowery Branch, with the typical home value.

Neighboring counties

If Hall County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Flowery Branch.

All guides
A father smiles as he carries his baby on his shoulders outdoors.

Questions

Housing questions about Flowery Branch

Short answers with the numbers for Flowery Branch and all of Hall County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Flowery Branch?

The typical home value in Flowery Branch is $442,500, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Hall County it is $350,400.

How much does it cost to rent in Flowery Branch?

Typical rent in Flowery Branch is $1,814 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Hall County is $1,543.

What is the FHA loan limit in Flowery Branch?

Flowery Branch uses the FHA limit for all of Hall County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Flowery Branch?

The typical homeowner in Flowery Branch pays $3,853 a year, according to the U.S. Census Bureau. That is 0.87% of the home’s value; in Hall County, the rate is 0.73%.

Where can I find free help to buy or rent in Flowery Branch?

We found no HUD-approved counseling agencies with an office in Hall County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).