In Auburn, a typical home is worth $299,700 and typical rent is $1,326 a month. Home values, rent and income are very close to those of all of Barrow County.
Typical home value from Zillow, September 2021 to September 2026: from $292,163 to $362,113.
Typical rent
$2,237a month
▲ 1.7% more than 12 months ago
Typical rent from Zillow, March 2025 to September 2026: from $2,168 to $2,237.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Auburn is in Barrow County. The FHA loan limit ($718,750 for a one-unit home), the fair market rents and the help on this page are those of all of Barrow County. See the county
What this place has that others do not, from public data, most unusual first.
1
Auburn has the 8th smallest share of rent-burdened renters of the 157 cities in Georgia with more than 5,000 people (40%).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Auburn
What homes there are in Auburn, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Auburn
Barrow County
Georgia
United States
Kind of home: Auburn and its comparisons
Measure
Auburn
Barrow County
Georgia
United States
Detached house
78%
84%
66%
61%
Attached house
Unreliable estimate
3%
4%
6%
Building of 2 to 4
Unreliable estimate
4%
5%
8%
Apartments (5 or more)
Unreliable estimate
Unreliable estimate
16%
19%
Mobile home
8%
6%
8%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
Detached houses are the majority in Auburn (78%), but less so than in Barrow County (84%).
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Auburn
Barrow County
Georgia
United States
Year built: Auburn and its comparisons
Measure
Auburn
Barrow County
Georgia
United States
Before 1960
Unreliable estimate
7%
12%
26%
1960–1979
10%
10%
20%
24%
1980–1999
53%
31%
33%
25%
2000–2009
18%
33%
21%
14%
2010 or later
16%
20%
14%
11%
In Auburn, half of the homes were built before 1994; in Barrow County, before 2001.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200K17%
$200K–$300K28%
$300K–$500K45%
$500K–$750KUnreliable
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Auburn and its comparisons
Measure
Auburn
Under $100K
Unreliable estimate
$100K–$200K
17%
$200K–$300K
28%
$300K–$500K
45%
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable estimate
$1M or more
Unreliable
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,49950%
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Auburn and its comparisons
Measure
Auburn
Under $500
Unreliable
$500–$999
Unreliable estimate
$1,000–$1,499
50%
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable estimate
$3,000 or more
Unreliable
With a mortgage
$1,462 a month
Barrow County: $1,587 a month
Without a mortgage
$531 a month
Barrow County: $520 a month
Owners with a mortgage
69%
Barrow County: 70%
The typical cost for an owner with a mortgage in Auburn is $1,462 a month, less than in Barrow County ($1,587); without one, $531.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Auburn+111%
Barrow County+85%
Georgia+72%
United States+53%
Typical rent
Auburn+54%
Barrow County+33%
Georgia+39%
United States+33%
Typical household income
Auburn+35%
Barrow County+29%
Georgia+32%
United States+29%
Change since 2015–2019: Auburn and its comparisons
Measure
Auburn
Barrow County
Georgia
United States
Typical home value
+111%
+85%
+72%
+53%
Typical rent
+54%
+33%
+39%
+33%
Typical household income
+35%
+29%
+32%
+29%
Since 2015–2019, homes in Auburn gained value faster than in Barrow County: 111% against 85%.
The typical rent in Auburn rose 54% over the same time; in Barrow County, it rose 33%.
Housing prices ran ahead of income in Auburn: typical income rose 35%, against +111% for home values and +54% for rent.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Auburn and its comparisons
Measure
Auburn
Barrow County
Georgia
United States
Rental vacancy
Unreliable estimate
Unreliable estimate
6.8%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
1.1%
0.9%
More than one person per room
Unreliable estimate
2.3%
2.4%
3.4%
People per household
2.88
2.91
2.62
2.53
Drive alone
78%
78%
71%
69%
Carpool
9%
11%
9%
9%
Public transit
Unreliable estimate
Unreliable estimate
1%
3%
Walk or bike
Unreliable estimate
Unreliable estimate
1%
3%
Work from home
11%
9%
16%
15%
Other means
Unreliable estimate
1%
2%
2%
Typical commute
Unreliable estimate
30 to 39 minutes
20 to 29 minutes
20 to 29 minutes
By size, households in Auburn look like those in Barrow County: 2.88 people on average.
To get to work, 78% of workers in Auburn drive alone; in Barrow County, 78%.
Do the math
What would you pay each month for a home in Auburn?
A typical home costs more than the typical income allows
We start with a typical home in Auburn, worth $299,700, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 38% of the typical household income in Auburn, which is $77,034 a year. For that payment to be 28% of income, a household would need to earn about $104,282 a year.
The calculator's FHA and conventional loan limits are those of all of Barrow County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Auburn. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $10,490 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$2,433
at 7.18% · 30 years
Loan amount
$294,271
Total interest
$423,387
Paid off in
November 2056
Includes $5,061 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,797 a month
Tight
$1,797 to $2,311 a month
Hard
more than $2,311 a month
Your payment · 38%
Compared with the typical household income in Auburn ($77,034 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,993
Property tax
$182
Home insurance
$125
FHA mortgage insurance (MIP)
$133
You need at least $10,490 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $2,433; principal and interest $1,993.
The city and its county
Auburn and Barrow County
Auburn is in Barrow County, Georgia. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Auburn
Map of Barrow County, Georgia, with Auburn marked. Around it, the neighboring counties.
Auburn
Barrow County
Other cities with a page
Auburn's own numbers
Typical home value
$299,700
Typical monthly rent
$1,326
Typical yearly household income
$77,034
Households that own their home
78%
Effective property tax rate
0.73%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Barrow County
FHA limit, one-unit home
$718,750
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,762
Price change over 5 years (FHFA)
+68%
Homes in a high flood-risk zone
1%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Barrow County.
A typical home in Auburn is worth $299,700: about the same as the county and about the same as Georgia. With the typical household income in Auburn ($77,034 a year), a typical home costs 3.9 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Auburn3.9 years
Barrow3.7 years
Georgia3.9 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Barrow County
According to FHFA’s house price index, home prices in Barrow County rose 149% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Barrow County.
Yearly change in FHFA’s price index in Barrow County, 2016 to 2025
2016: +6.7% +6.7% 2016
2017: +10.0% +10.0% 2017
2018: +10.2% +10.2% 2018
2019: +7.6% +7.6% 2019
2020: +6.5% +6.5% 2020
2021: +17.6% +17.6% 2021
2022: +24.4% +24.4% 2022
2023: +7.7% +7.7% 2023
2024: +5.5% +5.5% 2024
2025: +1.0% +1.0% 2025
Change in FHFA’s price index in Barrow County, Georgia and the United States
Period
County
Georgia
U.S.
Last year (2025)
+1.0%
+2.2%
+2.9%
5 years (2020–2025)
+68%
+58%
+47%
10 years (2015–2025)
+149%
+110%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Auburn next to Barrow County, Georgia and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Auburn$299,700
Barrow$294,700
Georgia$303,300
United States$332,700
Typical monthly rent
Auburn$1,326
Barrow$1,318
Georgia$1,393
United States$1,413
Typical yearly household income
Auburn$77,034
Barrow$80,653
Georgia$77,353
United States$80,734
See the full table
Auburn next to Barrow County and Georgia
Measure
Auburn
Barrow County
Georgia
U.S.
Typical home value
$299,700
$294,700
$303,300
$332,700
Typical monthly rent
$1,326
$1,318
$1,393
$1,413
Typical yearly household income
$77,034 ▼4% below the county
$80,653
$77,353
$80,734
Households that own their home
78% ▼1 points below the county
79%
66%
65%
Typical yearly property tax
$2,196 ▼5% below the county
$2,307
$2,341
$3,119
Effective property tax rate
0.73% ▼0.05 points below the county
0.78%
0.77%
0.94%
Renters with high rent for their income
40% ▼6 points below the county
46%
52%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Barrow County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Auburn
For a typical $299,700 home in Auburn, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Auburn's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$2,433a month
Least cash to close
Down payment
$10,490
Cash to close
$19,481
Rate
7.18%
Mortgage insurance
FHA MIP · $133
Conventional, 5% down$2,378a month
Down payment
$14,985
Cash to close
$23,976
Rate
7.18%
Mortgage insurance
PMI · $142
Conventional, 20% down, no PMI$1,931a month
Down payment
$59,940
Cash to close
$68,931
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$2,208a month
Down payment
$44,955
Cash to close
$53,946
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Auburn
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$2,433
$10,490
$294,272
7.18%
FHA MIP · $133
$19,481
580
Conventional, 5% down
$2,378
$14,985
$284,715
7.18%
PMI · $142
$23,976
620*
Conventional, 20% down, no PMI
$1,931
$59,940
$239,760
7.18%
None
$68,931
620*
ITIN, 15% down (example)
$2,208
$44,955
$254,745
8.18%
None
$53,946
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Auburn is $1,326 a month: about the same as the county. In Auburn, 40% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Barrow County, by unit size. To pay the 2-bedroom one ($1,762 a month) without spending more than 30% of your income, you would need to earn $33.88 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Barrow County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,554
$29.88
$62,160
1 bedroom
$1,619
$31.13
$64,760
2 bedrooms
$1,762
$33.88
$70,480
3 bedrooms
$2,099
$40.37
$83,960
4 bedrooms
$2,493
$47.94
$99,720
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Auburn
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Auburn is in ZIP code 30011.
For 2 bedrooms it is $1,880: $118 more than the fair market rent for Barrow County ($1,762).
Fair market rent by ZIP code and size in Auburn, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
30011
$1,660
$1,730
$1,880
$2,240
$2,660
ZIP code2 bd3 bd
30011 $1,880$2,240
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Auburn when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Barrow County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Auburn or Barrow County. The ones below are statewide in Georgia: they work in Auburn the same as in the rest of the state.
Georgia state program for first-time buyers: a mortgage with down payment assistance of up to 5% of the price or $10,000, as a 0% second mortgage with no monthly payments.Offered by Georgia Department of Community Affairs.
FHA or VA mortgage from the Georgia Dream program with down payment assistance of 3.5% of the price (up to $10,000), or 4% (up to $12,500) for police officers, educators, health care workers, military members or families with a person with a disability; no first-time buyer requirement.Offered by Georgia Department of Community Affairs.
No legal help resource on our list is for Auburn or Barrow County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Auburn and all of Barrow County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Auburn?
The typical home value in Auburn is $299,700, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Barrow County it is $294,700.
How much does it cost to rent in Auburn?
Typical rent in Auburn is $1,326 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Barrow County is $1,762.
What is the FHA loan limit in Auburn?
Auburn uses the FHA limit for all of Barrow County (2026): $718,750 for a one-unit home and $1,382,250 for a four-unit home.
How much property tax do owners pay in Auburn?
The typical homeowner in Auburn pays $2,196 a year, according to the U.S. Census Bureau. That is 0.73% of the home’s value; in Barrow County, the rate is 0.78%.
Where can I find free help to buy or rent in Auburn?
We found no HUD-approved counseling agencies with an office in Barrow County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
