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City · 38,014 residents · Adams County, Colorado

Northglenn , Colorado

In Northglenn, a typical home is worth $462,100 and typical rent is $1,775 a month. Compared with all of Adams County, typical household income is 11% lower and the share of households that own their home is 8 points lower.

Northglenn in numbers

  • Typical home value

    $462,100

    5% below the county

    14% below Colorado

    • Northglenn
    • Adams
    • Colorado
  • Typical rent

    $1,775a month

    About the same as the county

    About the same as Colorado

    • Northglenn
    • Adams
    • Colorado
  • Typical household income

    $84,030a year

    11% below the county

    12% below Colorado

    • Northglenn
    • Adams
    • Colorado
  • Households that own their home

    61%

    8 points below the county

    6 points below Colorado

    • Northglenn
    • Adams
    • Colorado

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$449,770
2.3% less than 12 months ago
Typical home value from Zillow, September 2021 to September 2026: from $430,558 to $449,770.
Typical rent
$1,515 a month
1% less than 12 months ago
Typical rent from Zillow, September 2021 to September 2026: from $1,492 to $1,515.

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Northglenn is in Adams County. The FHA loan limit ($862,500 for a one-unit home), the fair market rents and the help on this page are those of all of Adams County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Northglenn apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Federal Heights, the typical home value is $95,300: 79% less than in Northglenn ($462,100).

  2. 61% of households in Northglenn own their home, against 69% in Adams County.

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Northglenn

What homes there are in Northglenn, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home
Kind of home: Northglenn and its comparisons
MeasureNorthglennAdams CountyColoradoUnited States
Detached house 58%62%61%61%
Attached house 10%9%8%6%
Building of 2 to 4 5%4%5%8%
Apartments (5 or more) 27%20%23%19%
Mobile home Unreliable estimate5%4%6%
Boat, RV and other Unreliable estimateUnreliable estimate0%0%

Detached houses are the majority in Northglenn (58%), but less so than in Adams County (62%).

Year built
Year built: Northglenn and its comparisons
MeasureNorthglennAdams CountyColoradoUnited States
Before 1960 5%13%16%26%
1960–1979 55%23%24%24%
1980–1999 19%26%28%25%
2000–2009 15%21%17%14%
2010 or later 6%17%16%11%

Homes in Northglenn are older: the typical year built is 1974; in Adams County, 1991.

By size, homes in Northglenn look like those in Adams County: 64% have 3 bedrooms or more.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Value of owner-occupied homes: Northglenn and its comparisons
MeasureNorthglenn
Under $100K Unreliable estimate
$100K–$200K Unreliable estimate
$200K–$300K Unreliable estimate
$300K–$500K 62%
$500K–$750K 31%
$750K–$1M Unreliable estimate
$1M or more Unreliable estimate
Monthly rent with utilities
Monthly rent with utilities: Northglenn and its comparisons
MeasureNorthglenn
Under $500 Unreliable estimate
$500–$999 Unreliable estimate
$1,000–$1,499 19%
$1,500–$1,999 38%
$2,000–$2,499 23%
$2,500–$2,999 9%
$3,000 or more Unreliable estimate

With a mortgage

$2,182 a month

Adams County: $2,378 a month

Without a mortgage

$651 a month

Adams County: $682 a month

Owners with a mortgage

71%

Adams County: 72%

The typical cost for an owner with a mortgage in Northglenn is $2,182 a month, less than in Adams County ($2,378); without one, $651.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019
Change since 2015–2019: Northglenn and its comparisons
MeasureNorthglennAdams CountyColoradoUnited States
Typical home value +55%+57%+57%+53%
Typical rent +30%+32%+39%+33%
Typical household income +27%+33%+32%+29%

From 2015–2019 to 2020–2024, home values in Northglenn rose at about the same pace as in Adams County: 55% against 57%.

Rents in Northglenn rose at about the same pace as in Adams County: 30% since 2015–2019, against 32%.

While home values in Northglenn changed +55% and rent +30%, the typical household income rose 27%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

How people live: Northglenn and its comparisons
MeasureNorthglennAdams CountyColoradoUnited States
Rental vacancy Unreliable estimate3.5%5.1%5.5%
Homeowner vacancy Unreliable estimate0.6%0.8%0.9%
More than one person per room Unreliable estimate4.2%2.4%3.4%
People per household 2.602.792.422.53
Drive alone 70%70%65%69%
Carpool 12%10%8%9%
Public transit Unreliable estimate2%2%3%
Walk or bike Unreliable estimate1%3%3%
Work from home 14%15%21%15%
Other means Unreliable estimate1%1%2%
Typical commute Unreliable estimate20 to 29 minutes20 to 29 minutes20 to 29 minutes

Households in Northglenn are smaller: 2.60 people on average; in Adams County, 2.79.

To get to work, 70% of workers in Northglenn drive alone; in Adams County, 70%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Northglenn?

A typical home costs more than the typical income allows

We start with a typical home in Northglenn, worth $462,100, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 53% of the typical household income in Northglenn, which is $84,030 a year. For that payment to be 28% of income, a household would need to earn about $159,965 a year.

The calculator's FHA and conventional loan limits are those of all of Adams County.

Your numbers

Local data
$

Starts at the typical home value in Northglenn. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $16,174 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$3,733

at 7.18% · 30 years

Loan amount
$453,730
Total interest
$652,811
Paid off in
November 2056

Includes $7,804 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,961 a month

  • Tight

    $1,961 to $2,521 a month

  • Hard

    more than $2,521 a month

    Your payment · 53%

Compared with the typical household income in Northglenn ($84,030 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$3,733
Monthly payment breakdown
Principal & interest$3,074
Property tax$262
Home insurance$193
FHA mortgage insurance (MIP)$204

You need at least $16,174 for the down payment, plus closing costs.

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

Total monthly payment $3,733; principal and interest $3,074.

The city and its county

Northglenn and Adams County

Northglenn is in Adams County, Colorado. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Map of Adams County, Colorado, with Northglenn marked. Around it, the neighboring counties.

Northglenn's own numbers

Typical home value
$462,100
Typical monthly rent
$1,775
Typical yearly household income
$84,030
Households that own their home
61%
Effective property tax rate
0.68%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Adams County

FHA limit, one-unit home
$862,500
Conventional limit, one unit
$862,500
HUD fair market rent, 2 bedrooms
$2,169
Price change over 5 years (FHFA)
+35%
Homes in a high flood-risk zone
0.3%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Adams County.

Everything about Adams County

Buying

Buying a home in Northglenn

A typical home in Northglenn is worth $462,100: 5% below the county and 14% below Colorado. With the typical household income in Northglenn ($84,030 a year), a typical home costs 5.5 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Northglenn 5.5 years
  • Adams 5.1 years
  • Colorado 5.6 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Adams County

According to FHFA’s house price index, home prices in Adams County rose 101% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Adams County.

Yearly change in FHFA’s price index in Adams County, 2016 to 2025
  1. 2020: +3.1%
  2. 2021: +14.5%
  3. 2022: +16.0%
  4. 2023: +0.7%
  5. 2024: +2.0%
  6. 2025: −1.1%
Change in FHFA’s price index in Adams County, Colorado and the United States
Period County Colorado U.S.
Last year (2025) −1.1% +0.1% +2.9%
5 years (2020–2025) +35% +38% +47%
10 years (2015–2025) +101% +93% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Northglenn next to Adams County, Colorado and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Northglenn $462,100
  • Adams $484,200
  • Colorado $539,400
  • United States $332,700
Typical monthly rent
  • Northglenn $1,775
  • Adams $1,781
  • Colorado $1,761
  • United States $1,413
Typical yearly household income
  • Northglenn $84,030
  • Adams $94,571
  • Colorado $95,470
  • United States $80,734
See the full table
Northglenn next to Adams County and Colorado
Measure Northglenn Adams County Colorado U.S.
Typical home value $462,100 5% below the county $484,200 $539,400 $332,700
Typical monthly rent $1,775 $1,781 $1,761 $1,413
Typical yearly household income $84,030 11% below the county $94,571 $95,470 $80,734
Households that own their home 61% 8 points below the county 69% 66% 65%
Typical yearly property tax $3,152 6% above the county $2,962 $2,602 $3,119
Effective property tax rate 0.68% 0.07 points above the county 0.61% 0.48% 0.94%
Renters with high rent for their income 62% 4 points above the county 57% 53% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Adams County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Northglenn

For a typical $462,100 home in Northglenn, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Northglenn's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $3,733a month

    Least cash to close
    Down payment
    $16,174
    Cash to close
    $30,037
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $204
  • Conventional, 5% down $3,648a month

    Down payment
    $23,105
    Cash to close
    $36,968
    Rate
    7.18%
    Mortgage insurance
    PMI · $219
  • Conventional, 20% down, no PMI $2,959a month

    Down payment
    $92,420
    Cash to close
    $106,283
    Rate
    7.18%
    Mortgage insurance
    None
  • ITIN, 15% down (example) $3,386a month

    Down payment
    $69,315
    Cash to close
    $83,178
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Northglenn and for Adams County.

Property tax

Effective rate in Northglenn

0.68%of the home’s value each year

$3,152 a year for the typical owner in Northglenn.

  • Northglenn 0.68%
  • Adams 0.61%
  • Colorado 0.48%

What Colorado publishes Senior homestead exemption (owners 65 and older) (Colorado General Assembly (Colorado Revised Statutes 2024, Title 39))

Exemptions and deadlines in Colorado

Flood risk in Adams County

FEMA does not publish these numbers by city: they are for all of Adams County.

Homes in the high-risk zone
0.3%
478
Of those, with NFIP insurance
21%
Homes in the high-risk zone and with NFIP insurance: Adams County, Colorado and the U.S.
Measure County Colorado U.S.
Homes in the high-risk zone 0.3% 1.1% 3.5%
Of those, with NFIP insurance 21% 24% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Northglenn

Typical rent in Northglenn is $1,775 a month: about the same as the county. In Northglenn, 62% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Adams County, by unit size. To pay the 2-bedroom one ($2,169 a month) without spending more than 30% of your income, you would need to earn $41.71 an hour working full time.

HUD fair market rent for all of Adams County

What you need to earn to pay it without spending more than 30% of income, working full time.

HUD fair market rent in Adams County (Fiscal year 2027)
Size Fair rent a month Hourly wage Yearly income
Studio $1,751 $33.67 $70,040
1 bedroom $1,831 $35.21 $73,240
2 bedrooms $2,169 $41.71 $86,760
3 bedrooms $2,846 $54.73 $113,840
4 bedrooms $3,183 $61.21 $127,320

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Northglenn

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Northglenn has 2 ZIP codes with their own.

For 2 bedrooms it runs from $2,110 in 80234 to $2,250 in 80233.

1 of the 2 is above the fair market rent for Adams County ($2,169).

  • 80233 $2,250$2,950
  • 80234 $2,110$2,770

2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Northglenn when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file (external site)

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Northglenn

HUD lists 5 buildings with rents for lower incomes in Northglenn. These are the largest.

  • Reserve at Northglenn Resyndication 11450 Community Center Dr, Northglenn 80233 260 low-income homes · 1 bd: 52 · 2 bd: 156 · 3 bd: 52 · In service since 2020 · For families
  • Squire Village Apartments 11180 Grant Dr, Northglenn 80233 51 homes, 50 low-income · For older adults (303) 451-5736
  • Squire Village Apts Ahpc 11170 Grant Dr, Northglenn 80233 51 homes, 50 low-income · 1 bd: 51 · In service since 2003 · For families
  • Glennpark Village 11230 Grant Dr, Northglenn 80233 26 low-income homes · 2 bd: 20 · 3 bd: 6 · In service since 2007 · For families (303) 457-1804
  • Greens of Northglenn 350 W 114th Ave, Northglenn 80234 128 homes · In service since 1998

See all 73 buildings in Adams County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Northglenn

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 2 HUD-approved agencies with an office in Adams County; 1 says it serves in Spanish.

Two women and a girl laugh together at the bus stop.

HUD counseling is free or low-cost

Assistance programs in Northglenn

No down payment, repair or rent-help program on our list is for Northglenn or Adams County. The ones below are statewide in Colorado: they work in Northglenn the same as in the rest of the state.

  • CHFA Down Payment Assistance

    Statewide in Colorado

    Colorado state agency help with the down payment or closing costs: a grant of up to 3% of the mortgage or a deferred second mortgage of up to 4%, both capped at $25,000. Offered by Colorado Housing and Finance Authority (CHFA).

  • CHFA FirstGeneration

    Statewide in Colorado

    Open, per the source

    $25,000 from the Colorado state agency for the down payment of first-generation buyers (neither you nor your parents have owned a home); repaid when you sell, refinance or pay off the mortgage. Offered by Colorado Housing and Finance Authority (CHFA).

Housing counselors near Northglenn

The HUD-approved agencies closest to the center of Northglenn, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Community Resources and Housing Development Corporation

    7305 Lowell Blvd Unit 200, Westminster · 6 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 5 more
  • Operation Hope-Commerce City Co

    6565 E 73rd Ave, Commerce City · 7 miles away

    • Homelessness services
    • Pre-purchase counseling
    • and 1 more
  • Colorado Housing and Finance Authority

    1981 Blake St., Denver · 11 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 7 more

Every agency in Adams County All counseling agencies in Colorado

Help in Spanish near Northglenn

2 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Northglenn

HUD’s record names them for Northglenn or Adams County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Adams County Housing Authority Public housing and Section 8 vouchers (303) 227-2075

One other authority has an office in Adams County: see the list Source: HUD

Cities

Other cities in Adams County

These cities are also in Adams County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Questions

Housing questions about Northglenn

Short answers with the numbers for Northglenn and all of Adams County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Northglenn?

The typical home value in Northglenn is $462,100, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Adams County it is $484,200.

How much does it cost to rent in Northglenn?

Typical rent in Northglenn is $1,775 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Adams County is $2,169.

What is the FHA loan limit in Northglenn?

Northglenn uses the FHA limit for all of Adams County (2026): $862,500 for a one-unit home and $1,658,700 for a four-unit home.

How much property tax do owners pay in Northglenn?

The typical homeowner in Northglenn pays $3,152 a year, according to the U.S. Census Bureau. That is 0.68% of the home’s value; in Adams County, the rate is 0.61%.

Where can I find free help to buy or rent in Northglenn?

There are 2 HUD-approved counseling agencies with an office in Adams County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).