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City · 5,755 residents · Garfield County, Colorado

Battlement Mesa , Colorado

In Battlement Mesa, a typical home is worth $312,700 and typical rent is $1,106 a month. Compared with all of Garfield County, the typical home value is 41% lower and typical rent is 32% lower.

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  • Typical home value

    $312,700

    41% below the county

    42% below Colorado

    • Battlement Mesa
    • Garfield
    • Colorado

  • Typical rent

    $1,106a month

    32% below the county

    37% below Colorado

    • Battlement Mesa
    • Garfield
    • Colorado

  • Typical household income

    $76,152a year

    16% below the county

    20% below Colorado

    • Battlement Mesa
    • Garfield
    • Colorado

  • Households that own their home

    70%

    1 points above the county

    4 points above Colorado

    • Battlement Mesa
    • Garfield
    • Colorado

Source: U.S. Census Bureau, Average 2020–2024

Battlement Mesa is in Garfield County. The FHA loan limit ($1,249,125 for a one-unit home), the fair market rents and the help on this page are those of all of Garfield County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Battlement Mesa apart

What this place has that others do not, from public data, most unusual first.

  1. The typical home in Battlement Mesa is worth $312,700, 41% less than in Garfield County as a whole ($527,800).

  2. The typical rent in Battlement Mesa is $1,106 a month, 32% less than in Garfield County as a whole ($1,637).

  3. Nearby, in Clifton, the typical home value is $250,500: 20% less than in Battlement Mesa ($312,700).

  4. The typical household income in Battlement Mesa is $76,152, 16% less than in Garfield County as a whole ($91,131).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Battlement Mesa

What homes there are in Battlement Mesa, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

Detached houses are the majority in Battlement Mesa (51%), but less so than in Garfield County (60%).

There are more mobile homes here than in Garfield County: 18% of homes, against 10%.

Year built

In Battlement Mesa, half of the homes were built before 1994; in Garfield County, before 1993.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$1,610 a month

Garfield County: $2,277 a month

Without a mortgage

$468 a month

Garfield County: $654 a month

Owners with a mortgage

60%

Garfield County: 67%

In Battlement Mesa, 60% of owners have a mortgage, and their typical cost is $1,610 a month, against $2,277 in Garfield County. Without one it drops to $468.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The typical home value in Battlement Mesa rose 70% since 2015–2019, more than in Garfield County (46%).

Since 2015–2019, the typical rent in Battlement Mesa rose 46%, more than in Garfield County (36%).

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureBattlement MesaGarfield CountyColoradoUnited States
Rental vacancy Unreliable estimateUnreliable estimate5.1%5.5%
Homeowner vacancy Unreliable estimateUnreliable estimate0.8%0.9%
More than one person per room Unreliable estimate2.0%2.4%3.4%
People per household 2.472.622.422.53
Drive alone 81%71%65%69%
Carpool Unreliable estimate12%8%9%
Public transit Unreliable estimate1%2%3%
Walk or bike Unreliable estimate4%3%3%
Work from home Unreliable estimate11%21%15%
Other means Unreliable estimateUnreliable estimate1%2%
Typical commute Unreliable estimate20 to 29 minutes20 to 29 minutes20 to 29 minutes

Households in Battlement Mesa are smaller: 2.47 people on average; in Garfield County, 2.62.

To get to work, 81% of workers in Battlement Mesa drive alone; in Garfield County, 71%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Battlement Mesa?

A typical home costs more than the typical income allows

We start with a typical home in Battlement Mesa, worth $312,700, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 39% of the typical household income in Battlement Mesa, which is $76,152 a year. For that payment to be 28% of income, a household would need to earn about $104,897 a year.

The calculator's FHA and conventional loan limits are those of all of Garfield County.

Your numbers

Local data
$

Starts at the typical home value in Battlement Mesa. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $10,945 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$2,448

at 7.18% · 30 years

Loan amount
$307,036
Total interest
$441,752
Paid off in
November 2056

Includes $5,281 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,777 a month

  • Tight

    $1,777 to $2,285 a month

  • Hard

    more than $2,285 a month

    Your payment · 39%

Compared with the typical household income in Battlement Mesa ($76,152 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$2,448
Principal & interest$2,080
Property tax$99
Home insurance$130
FHA mortgage insurance (MIP)$138

You need at least $10,945 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Battlement Mesa and Garfield County

Battlement Mesa is in Garfield County, Colorado. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Battlement Mesa's own numbers

Typical home value
$312,700
Typical monthly rent
$1,106
Typical yearly household income
$76,152
Households that own their home
70%
Effective property tax rate
0.38%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Garfield County

FHA limit, one-unit home
$1,249,125
Conventional limit, one unit
$1,209,750
HUD fair market rent, 2 bedrooms
$1,781
Price change over 5 years (FHFA)
+63%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Garfield County.

Everything about Garfield County

Buying

Buying a home in Battlement Mesa

A typical home in Battlement Mesa is worth $312,700: 41% below the county and 42% below Colorado. With the typical household income in Battlement Mesa ($76,152 a year), a typical home costs 4.1 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Battlement Mesa 4.1 years
  • Garfield 5.8 years
  • Colorado 5.6 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Garfield County

According to FHFA’s house price index, home prices in Garfield County rose 114% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Garfield County.

Period County Colorado U.S.
Last year (2025) +4.9% +0.1% +2.9%
5 years (2020–2025) +63% +38% +47%
10 years (2015–2025) +114% +93% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Battlement Mesa next to Garfield County, Colorado and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Battlement Mesa $312,700
  • Garfield $527,800
  • Colorado $539,400
  • United States $332,700
Typical monthly rent
  • Battlement Mesa $1,106
  • Garfield $1,637
  • Colorado $1,761
  • United States $1,413
Typical yearly household income
  • Battlement Mesa $76,152
  • Garfield $91,131
  • Colorado $95,470
  • United States $80,734
See the full table
Battlement Mesa next to Garfield County and Colorado
Measure Battlement Mesa Garfield County Colorado U.S.
Typical home value $312,700 $527,800 $539,400 $332,700
Typical monthly rent $1,106 $1,637 $1,761 $1,413
Typical yearly household income $76,152 $91,131 $95,470 $80,734
Households that own their home 70% 70% 66% 65%
Typical yearly property tax $1,175 $2,201 $2,602 $3,119
Effective property tax rate 0.38% 0.42% 0.48% 0.94%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Garfield County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Battlement Mesa

For a typical $312,700 home in Battlement Mesa, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Battlement Mesa's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $2,448a month

    Least cash to close
    Down payment
    $10,945
    Cash to close
    $20,326
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $138

  • Conventional, 5% down $2,390a month

    Down payment
    $15,635
    Cash to close
    $25,016
    Rate
    7.18%
    Mortgage insurance
    PMI · $149

  • Conventional, 20% down, no PMI $1,924a month

    Down payment
    $62,540
    Cash to close
    $71,921
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $2,213a month

    Down payment
    $46,905
    Cash to close
    $56,286
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Battlement Mesa and for Garfield County.

Property tax

Effective rate in Battlement Mesa

0.38%of the home’s value each year

$1,175 a year for the typical owner in Battlement Mesa.

  • Battlement Mesa 0.38%
  • Garfield 0.42%
  • Colorado 0.48%

What Colorado publishes Senior homestead exemption (owners 65 and older) (Colorado General Assembly (Colorado Revised Statutes 2024, Title 39))

Exemptions and deadlines in Colorado

Flood risk in Garfield County

FEMA does not publish these numbers by city: they are for all of Garfield County.

FEMA’s maps count no homes in the high-risk zone in Garfield County. That does not mean it cannot flood: check your address.

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Battlement Mesa

Typical rent in Battlement Mesa is $1,106 a month: 32% below the county.

HUD publishes a fair market rent for all of Garfield County, by unit size. To pay the 2-bedroom one ($1,781 a month) without spending more than 30% of your income, you would need to earn $34.25 an hour working full time.

HUD fair market rent for all of Garfield County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,240 $23.85 $49,600
1 bedroom $1,387 $26.67 $55,480
2 bedrooms $1,781 $34.25 $71,240
3 bedrooms $2,466 $47.42 $98,640
4 bedrooms $2,477 $47.63 $99,080

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Battlement Mesa

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Battlement Mesa is in ZIP code 81635.

For 2 bedrooms it is $1,450: $331 less than the fair market rent for Garfield County ($1,781).

  • 81635 $1,450$2,010

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Battlement Mesa when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in Battlement Mesa

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Garfield County. The nearest ones are below; many serve by phone or online.

A man shakes hands with the specialist who helped him with his loan, in the kitchen of his new home.

HUD counseling is free or low-cost

Assistance programs in Battlement Mesa

No down payment, repair or rent-help program on our list is for Battlement Mesa or Garfield County. The ones below are statewide in Colorado: they work in Battlement Mesa the same as in the rest of the state.

Which programs do I qualify for? All programs in Colorado

  • CHFA Down Payment Assistance

    Statewide in Colorado

    Colorado state agency help with the down payment or closing costs: a grant of up to 3% of the mortgage or a deferred second mortgage of up to 4%, both capped at $25,000. Offered by Colorado Housing and Finance Authority (CHFA).

    GrantDeferred

    See the program Official page

  • CHFA FirstGeneration

    Statewide in Colorado

    Open, per the source

    $25,000 from the Colorado state agency for the down payment of first-generation buyers (neither you nor your parents have owned a home); repaid when you sell, refinance or pay off the mortgage. Offered by Colorado Housing and Finance Authority (CHFA).

    Deferred

    See the program Official page

Housing counselors near Battlement Mesa

The HUD-approved agencies closest to the center of Battlement Mesa, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Housing Resources of Western Colorado

    524 30 Rd Ste 3, Grand Junction · 37 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 8 more
    (970) 250-2585

  • Community Economic Defense Project -Cedp-Durango, CO

    1911 Main Ave, Durango · 150 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 6 more
    (303) 276-5705

  • Homesfund

    150 E 9th St, Durango · 151 miles away

    • Pre-purchase counseling
    • Homebuyer education workshops
    (970) 259-1418

All counseling agencies in Colorado

Help in Spanish near Battlement Mesa

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Battlement Mesa

HUD’s record names them for Battlement Mesa or Garfield County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

All housing agencies in Colorado Source: HUD

Cities

Other cities in Garfield County

These cities are also in Garfield County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Garfield County Housing in Colorado

Nearby cities

The cities closest to Battlement Mesa, with the typical home value.

Neighboring counties

If Garfield County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Battlement Mesa.

All guides
Three generations of a family gather on the porch of their home.

Questions

Housing questions about Battlement Mesa

Short answers with the numbers for Battlement Mesa and all of Garfield County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Battlement Mesa?

The typical home value in Battlement Mesa is $312,700, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Garfield County it is $527,800.

How much does it cost to rent in Battlement Mesa?

Typical rent in Battlement Mesa is $1,106 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Garfield County is $1,781.

What is the FHA loan limit in Battlement Mesa?

Battlement Mesa uses the FHA limit for all of Garfield County (2026): $1,249,125 for a one-unit home and $2,402,625 for a four-unit home.

How much property tax do owners pay in Battlement Mesa?

The typical homeowner in Battlement Mesa pays $1,175 a year, according to the U.S. Census Bureau. That is 0.38% of the home’s value; in Garfield County, the rate is 0.42%.

Where can I find free help to buy or rent in Battlement Mesa?

We found no HUD-approved counseling agencies with an office in Garfield County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).