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City · 5,748 residents · Orange County, California

Villa Park , California

In Villa Park, a typical home is worth $1,871,700. Compared with all of Orange County, the typical home value is 94% higher, typical household income is 74% higher, and the share of households that own their home is 33 points higher.

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  • Typical home value

    $1,871,700

    94% above the county

    155% above California

    • Villa Park
    • Orange
    • California

  • Typical household income

    $202,245a year

    74% above the county

    104% above California

    • Villa Park
    • Orange
    • California

  • Households that own their home

    90%

    33 points above the county

    34 points above California

    • Villa Park
    • Orange
    • California

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$2,337,518
5.3% more than 12 months ago

From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).

Villa Park is in Orange County. The FHA loan limit ($1,249,125 for a one-unit home), the fair market rents and the help on this page are those of all of Orange County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Villa Park apart

What this place has that others do not, from public data, most unusual first.

  1. 90% of households in Villa Park own their home, against 56% in Orange County.

  2. Villa Park has the 6th largest share of rent-burdened renters of the 616 cities in California with more than 5,000 people (84%).

  3. The typical household income in Villa Park is $202,245, 74% more than in Orange County as a whole ($116,289).

  4. The typical home in Villa Park is worth $1,871,700, 94% more than in Orange County as a whole ($962,600).

  5. Nearby, in Anaheim, the typical home value is $831,200: 56% less than in Villa Park ($1,871,700).

  6. According to Zillow, in the 12 months to September 2026 the typical home value in Villa Park rose 5.3%; in California, it rose 0.6%.

Sources: U.S. Census Bureau (Average 2020–2024); Zillow (September 2026 data). Zillow data

The homes here

Housing in Villa Park

What homes there are in Villa Park, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

Detached houses, standing on their own, make up 95% of homes here, against 49% in Orange County.

Year built

In Villa Park, half of the homes were built before 1974; in Orange County, before 1977.

There is more room for a big family here: 95% of homes have 3 bedrooms or more, against 56% in Orange County.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

Without a mortgage

$1,468 a month

Orange County: $902 a month

Owners with a mortgage

60%

Orange County: 67%

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

From 2015–2019 to 2020–2024, the typical home value in Villa Park rose 58%; in Orange County, it rose 42%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureVilla ParkOrange CountyCaliforniaUnited States
Rental vacancy Unreliable estimate4.4%4.2%5.5%
Homeowner vacancy Unreliable estimate0.7%0.8%0.9%
More than one person per room Unreliable estimate8.9%8.2%3.4%
People per household 2.962.872.842.53
Drive alone 61%68%66%69%
Carpool Unreliable estimate9%10%9%
Public transit Unreliable estimate1%3%3%
Walk or bike Unreliable estimate2%3%3%
Work from home 26%19%17%15%
Other means Unreliable estimate2%2%2%
Typical commute Unreliable estimate20 to 29 minutes20 to 29 minutes20 to 29 minutes

A household in Villa Park has 2.96 people on average, about the same as in Orange County (2.87).

In Villa Park, 26% of workers work from home, more than in Orange County (19%).

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Villa Park?

A typical home costs more than the typical income allows

We start with a typical home in Villa Park, worth $1,871,700, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 90% of the typical household income in Villa Park, which is $202,245 a year. For that payment to be 28% of income, a household would need to earn about $650,799 a year. Note: at that price the loan is above the FHA limit for Orange County ($1,249,125), so FHA would not insure it; the payment is only a reference.

The calculator's FHA and conventional loan limits are those of all of Orange County.

Your numbers

Local data
$

Starts at the typical home value in Villa Park. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $65,510 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$15,185

at 7.18% · 30 years

Loan amount
$1,837,798
Total interest
$2,644,161
Paid off in
November 2056

Includes $31,608 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $4,719 a month

  • Tight

    $4,719 to $6,067 a month

  • Hard

    more than $6,067 a month

    Your payment · 90%

Compared with the typical household income in Villa Park ($202,245 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$15,185
Principal & interest$12,450
Property tax$827
Home insurance$780
FHA mortgage insurance (MIP)$1,129

This loan is over the FHA limit

You'd borrow $1,806,190, but the FHA limit for a one-unit home in Villa Park is $1,249,125. You'd need a bigger down payment or a different loan.

You need at least $65,510 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Villa Park and Orange County

Villa Park is in Orange County, California. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Villa Park's own numbers

Typical home value
$1,871,700
Typical yearly household income
$202,245
Households that own their home
90%
Effective property tax rate
0.53%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Orange County

FHA limit, one-unit home
$1,249,125
Conventional limit, one unit
$1,249,125
HUD fair market rent, 2 bedrooms
$3,057
Price change over 5 years (FHFA)
+54%
Homes in a high flood-risk zone
2.8%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Orange County.

Everything about Orange County

Buying

Buying a home in Villa Park

A typical home in Villa Park is worth $1,871,700: 94% above the county and 155% above California. With the typical household income in Villa Park ($202,245 a year), a typical home costs 9.3 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Villa Park 9.3 years
  • Orange 8.3 years
  • California 7.4 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Orange County

According to FHFA’s house price index, home prices in Orange County rose 89% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Orange County.

Period County California U.S.
Last year (2025) +3.3% +0.8% +2.9%
5 years (2020–2025) +54% +40% +47%
10 years (2015–2025) +89% +80% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Villa Park next to Orange County, California and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Villa Park $1,871,700
  • Orange $962,600
  • California $734,700
  • United States $332,700
Typical yearly household income
  • Villa Park $202,245
  • Orange $116,289
  • California $99,122
  • United States $80,734
See the full table
Villa Park next to Orange County and California
Measure Villa Park Orange County California U.S.
Typical home value $1,871,700 $962,600 $734,700 $332,700
Typical yearly household income $202,245 $116,289 $99,122 $80,734
Households that own their home 90% 56% 56% 65%
Typical yearly property tax $10,001 $6,330 $5,124 $3,119
Effective property tax rate 0.53% 0.66% 0.7% 0.94%
Renters with high rent for their income 84% 57% 55% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Orange County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Villa Park

For a typical $1,871,700 home in Villa Park, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Villa Park's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $15,185a month

    Above the FHA limit for Orange County ($1,249,125)
    Down payment
    $65,510
    Cash to close
    $121,661
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $1,129

  • Conventional, 5% down $14,541a month

    Above the conventional limit for Orange County ($1,249,125): it would be a "jumbo" loan
    Down payment
    $93,585
    Cash to close
    $149,736
    Rate
    7.18%
    Mortgage insurance
    PMI · $889

  • Conventional, 20% down, no PMI $11,750a month

    Above the conventional limit for Orange County ($1,249,125): it would be a "jumbo" loan
    Down payment
    $374,340
    Cash to close
    $430,491
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $13,481a month

    Down payment
    $280,755
    Cash to close
    $336,906
    Rate
    8.18%
    Mortgage insurance
    None
  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Villa Park and for Orange County.

Property tax

Effective rate in Villa Park

0.53%of the home’s value each year

$10,001 a year for the typical owner in Villa Park.

  • Villa Park 0.53%
  • Orange 0.66%
  • California 0.7%

What California publishes Homeowners' exemption (California State Board of Equalization (BOE))

Exemptions and deadlines in California

Flood risk in Orange County

FEMA does not publish these numbers by city: they are for all of Orange County.

Homes in the high-risk zone
2.8%
22,389
Of those, with NFIP insurance
19%
County California U.S.
Homes in the high-risk zone 2.8% 2.8% 3.5%
Of those, with NFIP insurance 19% 31% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Villa Park

The Census Bureau publishes no typical rent for Villa Park. Below are the fair market rents for Orange County. In Villa Park, 84% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Orange County, by unit size. To pay the 2-bedroom one ($3,057 a month) without spending more than 30% of your income, you would need to earn $58.79 an hour working full time.

HUD fair market rent for all of Orange County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $2,580 $49.62 $103,200
1 bedroom $2,610 $50.19 $104,400
2 bedrooms $3,057 $58.79 $122,280
3 bedrooms $4,153 $79.87 $166,120
4 bedrooms $4,964 $95.46 $198,560

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Villa Park

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Villa Park is in ZIP code 92861.

For 2 bedrooms it is $2,920: $137 less than the fair market rent for Orange County ($3,057).

  • 92861 $2,920$3,960

A ZIP code counts for Villa Park when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in Villa Park

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 10 HUD-approved agencies with an office in Orange County; 6 say they serve in Spanish.

A man shakes hands with the specialist who helped him with his loan, in the kitchen of his new home.

HUD counseling is free or low-cost

Assistance programs in Villa Park

No down payment, repair or rent-help program on our list is for Villa Park or Orange County. The ones below are statewide in California: they work in Villa Park the same as in the rest of the state.

Which programs do I qualify for? All programs in California

  • MyHome Assistance Program

    Statewide in California

    CalHFA second loan with deferred payments for the down payment or closing costs of first-time buyers in California. Offered by California Housing Finance Agency (CalHFA).

    Deferred

    See the program Official page

  • California Dream For All Shared Appreciation Loan

    Statewide in California

    Closed, per the source

    CalHFA down payment loan for first-generation buyers in California; when you sell, you repay the loan plus a share of the home's appreciation. Offered by California Housing Finance Agency (CalHFA).

    Shared appreciation

    See the program Official page

  • MyAccess Program

    Statewide in California

    CalHFA second loan with deferred payments for the down payment or closing costs of first-time buyers who use the CalPLUS Access mortgage (FHA or conventional). Offered by California Housing Finance Agency (CalHFA).

    Deferred

    See the program Official page

Housing counselors near Villa Park

The HUD-approved agencies closest to the center of Villa Park, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • NHS OF ORANGE COUNTY dba NEIGHBORWORKS ORANGE COUNTY

    1855 W Katella Ave Ste 340, Orange · 4 miles away · Spanish

    Also serves in Vietnamese.

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 7 more
    (714) 409-3444

  • Orange County Community Housing Corporation

    501 N Golden Circle Dr Ste 200, Santa Ana · 5 miles away · Spanish

    • Mortgage delinquency workshops
    • Budget and credit workshops
    • and 4 more
    (714) 558-8161

  • Orange County Fair Housing Council, Inc

    2021 E 4th St, Santa Ana · 5 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 5 more
    (714) 569-0823

Every agency in Orange County All counseling agencies in California

Help in Spanish near Villa Park

3 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Villa Park

HUD’s record names them for Villa Park or Orange County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

3 other authorities have an office in Orange County: see the list Source: HUD

Cities

Other cities in Orange County

These cities are also in Orange County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Orange County Housing in California
See 28 more cities in Orange County, with prices and rents

Every city has its own page with prices, rents and help.

Nearby cities

The cities closest to Villa Park, with the typical home value.

Neighboring counties

If Orange County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Villa Park.

All guides
A family walks a boardwalk trail in the forest; one of them uses a wheelchair.

Questions

Housing questions about Villa Park

Short answers with the numbers for Villa Park and all of Orange County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Villa Park?

The typical home value in Villa Park is $1,871,700, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Orange County it is $962,600.

What is the FHA loan limit in Villa Park?

Villa Park uses the FHA limit for all of Orange County (2026): $1,249,125 for a one-unit home and $2,402,625 for a four-unit home.

How much property tax do owners pay in Villa Park?

The typical homeowner in Villa Park pays $10,001 a year, according to the U.S. Census Bureau. That is 0.53% of the home’s value; in Orange County, the rate is 0.66%.

Where can I find free help to buy or rent in Villa Park?

There are 10 HUD-approved counseling agencies with an office in Orange County. 6 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).